If you are a fan of late Christmas shopping and holiday parties, curb your spending by following these five savvy tips:
#1: ACCEPT THE REALITY
The first step to survive the Yuletide rush is to mentally prepare yourself for what is about to come. Recognize that you tackling one of the most stressful seasons of the year. Except the huge crowds and the long queues at the shopping centers. These are inevitable.
Do not try to convince yourself that you are collected when you are not. Instead, change your mindset by accepting the gravity or reality of the situation.
#2: CREATE A LIST AND CHECK IT TWICE
Create a comprehensive list, which contains the people whom you want to buy gifts for. Go through each name and allocate a specific amount beside it. Strictly follow this plan when you are shopping. If your budget still falls short, make necessary revisions.
For larger families, consider giving one present per married couple. Remember that you are not Santa Claus and it is not your duty to give everyone a gift!
#3: SHOP DURING OFF-PEAK HOURS
It does not take a sharp scientist to come into conclusion that shopping during the peak hours is a horrible idea! Prevent the rumination and nightmares about the hours-long frenzy in the mall by avoiding the weeknights and the weekends.
Come out victorious by frequenting your favorite shops during the early mornings and the weekdays.
#4: USE THE INTERNET TO YOUR ADVANTAGE
Use the power of technology to make your life easier. Firstly, do a comparative study to pinpoint the latest deals. It is worth spending the effort in order to stretch your dollar.
Secondly, buy your gifts directly from the online retailers. This will give you the convenience of not having to leave your home. More so, the items will be shipped on your doorstep.
Browse through the credible reviews to aid your search for the best brand at premium prices. Stuff Singapore provides reliable information regarding the latest gadgets while Renotalk focus on the latest in furnishing.
#5: OPT FOR OLDER MODELS
If you are planning to purchase gadgets or appliances for your parents, you can score greater savings by buying the older models. Sometimes, stores offer discounts on last year’s units to prepare for the upcoming release of the new one.
Since stores constantly rotate the models, the previous models are left at the sides or at the back. Look for those!
Image Credits: pixabay.com
It is important to work with how much money can afford to spend this Christmas. As soon as you start spending through credit, you will have the burden of paying it all back on the next year. That is not worth it!