5 Tips On How To Book Cheaper Flights

Holiday season is just around the corner and this is when we start posting throwback photos of our previous travels, stare longingly at the planes that pass overhead, browse through online travel guides, and daydream about jetting off to a distant land.

Did a quick check of your bank account just stop you dead in your tracks? Hold up right there, all is not lost yet. Here are 5 tips on how you can book flights for less than expected!

  1. Go Incognito

incog

Cookies are not always a good thing, unless they come in a lovely golden brown dotted with chocolate chips. Most websites use cookies to track your activities. If it notices that you have been searching for a certain route a few times over the past few days, higher flight prices might show each time you search, as the site wants to ‘push’ you into making a decision quickly before prices rise further.

To avoid these scare tactics, clear your cookies before you start searching or switch to incognito (Google Chrome) or private browsing mode.

  1. Be Flexible

flexible

Sometimes the destinations you have in mind might be very expensive during your desired travel period. Keep an open mind and you might just stumble upon fare deals and bargains to places you never thought about going to before.

For a start, sites like Skyscanner, Airfare Watchdog and Google Flights are great to get a general sense of flight prices and compare flight prices on different dates and to different destinations. For example, instead of selecting specific dates of travel, Skyscanner allows you compare flight prices across the whole month. You can also select “Everywhere” as your arrival destination and Skyscanner will show you a list of the cheapest destinations to fly to.

Google Flights has a similar function where users can see average flight prices to different countries within a region, helping you find the cheapest point of entry. This is especially useful if for example, you are thinking about travelling around Europe. As domestic travel options are relatively cheap there, you can easily take a flight into one city and travel to your intended destination at a lower price than a direct flight.

  1. Mid-Week Is Your Best Bet

It has been said that the best day to book a flight is on a Tuesday afternoon as this is when airlines tend to launch promotional deals or hold flash sales events. More people might be searching for and booking flights on weekends, so fares are likely to be higher due to the high demand. So while you may have more time over the weekend to do your research, taking some time off on Tuesdays might save you a fair bit.

Also, a general trend observed is that the least expensive days to fly tend to be on Tuesdays, Wednesdays. If your schedule works out, play around with different days of departure and arrival to find your best combination.

Of course, the most important thing is to not leave your booking till too late, especially if you’re looking to travel during peak season. As demand increases and seats are quickly getting filled, prices for the flight you want are bound to be higher than average. Also, many advertised flight deals usually have an advance purchase requirement, so booking too close to your intended date of departure might mean having to forgo the deal.

  1. Check Social Media

social-media

As useful as they may be, sites like Google Flights or Skyscanner usually do not reflect any special promotional fares that the airline has. This is when keeping up with social media pays off. We may not check the different airline websites everyday, but social media is something most of us scroll through everyday out of habit. Ads or posts on the airlines’ social profiles can be a good way to learn about things like early-bird fare deals, 24-hour flash sales, or any credit card promotions that will give you a decent discount if you book with that card. So if you’re thinking about going on a holiday, start keeping an eye out on your social media accounts!

  1. Mix and Match

We all have one or two favourite airlines that we like to fly on, and sometimes this pays off in terms of getting frequent flyer miles or points that can be stacked up to redeem discounts. However, sometimes mixing and matching one-way flights on different airlines, or flying into and out of different airports, might be cheaper than booking a return flight on a single airline.

CheapAir.com has a handy “Mix & Match” category on the flights results page that will help you combine one way fares to form the most cost-efficient or convenient round trip. This may not necessarily be a cheaper option but it won’t cost you anything to do a comparison. So why not?

Now that you’re armed with some tricks up your sleeve, that dream holiday is soon to become a reality!

(This is a guest post by Trip101. Author: Eunice Lee)

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4 Places For Best Money Exchange Rates In Singapore

Currency, as we know it, is a result of a period of evolution. Long time ago, there were no coins, there was only barter – simple exchange of goods for goods. Now, money (i.e., in the form of coins, paper, etc.) around the world has its equivalent value.

When you travel, it is quintessential to find a good place to change the currency of your money. Luckily for travelers, Singapore provides a wide array of reliable and licensed money changers that offer best rates for most foreign currencies. If you are unaware of the best money changers out there, here is a swift list for you…

1. PEER TO PEER – MARCO POLEE (Update: 15 Sep 16)

Since our article has gone out, we’ve discovered Marco Polee – a currency exchange platform that networks people to exchange currency between each other. Customers can create a new listing, which consists of where they’d like to exchange, and the amount. The best bit is that the exchange rate is locked to the market exchange rate (midmarket rate)! With absolutely no fees, no commissions, and the ability to exchange at market rates – this service is definitely worth taking a look at. Marco Polee’s goal is to provide travellers with a better option as they believe the people deserve better than to lose money just to exchange currency.

Website: Marco Polee 

2. PARKWAY PARADE

Do you live around the Katong area? Parkway Parade Shopping Centre, a building with about 300 shops, is the most convenient place for you to change your money. In here, the suggested money changers are located at the Level 1 as it provides the best rates for THB, USD, JPY, MYR, and HKD.

Suggested Money Changers: Sino Money Changer, Yakadir Enterprises, Everpeace Money Changer, and Parkway Money Changer

Address: Parkway Parade 80 Marine Parade Road, Singapore 449269

3. THE ARCADE AT RAFFLES PLACE

A busy business center in Singapore, Raffles Place has proven to be a good place for changing your currencies. Offering good rates for USD, GBP, EUR, JPY, THB, MYR, and TWD all year round.

Suggested Money Changers: Arcade Plaza Traders Pte Ltd, Sheen International Exchange, People’s Corner Money Changer, and Arcade Money Changers

Address: The Arcade, 11 Collyer Quay, Singapore 049317

4. PEOPLE’S PARK COMPLEX CHINATOWN

An old building located at the heart of Chinatown, People’s Park Complex, is one the most famous places to exchange your money. The money changers here are numerous that you can compare rates by hopping from shop to shop. Nonetheless they offer good rates for CNY, PHP, THB, HKD, and MYR.

Suggested Money Changers: Today’s Money Exchange, Crante Money Changer, AK Money Changer & Department Store, and Emerald Money Changer

Address: People’s Park Complex 1 Park Road, Singapore 059108

5. LUCKY PLAZA

For tourists that are around the Orchard area, money changers at Lucky Plaza is your most convenient choice. With shopping centers around the area, it is a good place to exchange rates for PHP, MYR, and THB.

Suggested Money Changers: Rahiman Trading, Rabi Trading, Fajar Money Changer, and True Blue Money Changer

Address: Lucky Plaza 304 Orchard Road, Singapore 238863

Image Credits: epSos .de via Flickr

Image Credits: epSos .de via Flickr

Remember to compare the rates in different money changers in the building to get the best rates! Some money changers offer updates via their website so, be aware of that.

(* Now that you’ve get the best of your exchange rate, use our hotels search engine to search for the best price guaranteed hotels: http://hotels.moneydigest.sg)

 

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Why Some Singaporeans Don’t Buy Travel Insurance Anymore

Some Singaporeans have gone off the idea of travel insurance. While it used to be considered an absolute necessity, more travellers now think of it as an unnecessary waste of S$50 to S$100.

This is particularly true of those who go on short trips, to whom travel insurance becomes a significant expense. But are they doing the right thing?

Why No Travel Insurance?

The most common reasons are:

  • They have personal accident insurance
  • They feel the claims process is unrealistic and restrictive
  • The seek cost-efficiency
  • They are already covered by credit card
  • They are covered under their employer’s insurance
  • They Have Personal Accident Insurance

For some travellers, their main concern is their healthcare related. They do not want to face medical expenses if they suffer from a fall, get hit by a car, etc.

They are less concerned about the other things that travel insurance covers. These are things like lost jewellery (they may not be carrying anything valuable), flight delays (not an issue if they have airline memberships that already compensate them), or tour agency issues (they may not be on a package tour).

For those travelling to countries where they have friends or family, some of the emergency assistance from travel insurance may be irrelevant. For example, if you are travelling to stay with your uncle in Canada for a few days, it may not be a big deal if your luggage is diverted for a day or two. The inconvenience may not be worth a S$100 insurance policy.

(It might be a different story if you are travelling alone, and know nobody where you’re going).

These travellers typically add personal accident coverage to their existing insurance policies, in the form of a rider. This can give them comprehensive protection wherever they are, for a fairly low cost (e.g. under S$30 a month).

If they are going skiing, for example, they may be happy to rely on their personal accident coverage, without adding travel insurance.

  1. They Don’t Want to Go Through the Claims Process

Some seasoned travellers are intimately aware of travel insurance terms, and are dissatisfied with them.

For example, many policies do not allow you to make claims for lost jewellery. For lost cash, the maximum claimable amount might be too small to be relevant (e.g. The maximum claimable amount is S$250 regardless of how much you lose, and then insurance policy alone is already over S$100).

There are often tight limits on maximum claim amounts, on a per item basis. Even if the policy insures you for you to S$1 million, for example, the maximum claimable amount on your broken iPad may only be S$500.

Some travellers also feel the claims process is unrealistic, or too convoluted. For example, you may be required to present original receipts if you want to make a claim for your broken laptop.

With regard to trip cancellations, some policies only pay out only under specific conditions. For example, a policy may not pay out if the cause of the cancelled trip is the Singapore haze or a strike (the trip may only be insured against poor weather).

As such, a subset of travellers believe travel insurance has too many restrictions to be useful. If you want to join their ranks though, you will have to be sure that you make up for lack of travel insurance with the right safety precautions, and the right personal insurance policies.

  1. They Seek Cost-Efficiency

As a rule of thumb, it is not cost-effective to insure expenses you can pay out of pocket.

For example, it would not make sense to pay premiums to insure your socks, or to insure cheap canned food in your kitchen pantry – the odds of losing them are so low, and the cost of replacement so cheap, that the premiums would just be a waste of money.

The same theory can be expanded to things like second-hand laptops, cheap watches, old clothes in your bag, etc. Some travellers would feel no significant pain from losing these items, and prefer to have more cash on hand for shopping or better accommodations. Should they lose the items, they have more than sufficient money to replace them immediately.

(Note: if your worry is losing your luggage and having no clothes, toiletries, etc., you should note that most airlines provide supplies or funds for passengers whose luggage they lose).

  1. Their Credit Card Offers Free Travel Insurance

Many air miles credit cards, such as the Citi PremierMiles Visa Card, come with complimentary travel insurance if you charge your travel tickets to it. The Citi PremierMiles Visa Card covers up to S$1,000,000 in case of death or permanent disablement from accident in a common carrier, up to S$40,000 for medical expenses during a trip, and travel inconvenience.

If you are satisfied with these, there’s no need to buy more travel insurance.

  1. They are Covered by Their Employer’s Insurance

Many people overlook this, so make sure you don’t.

If you are flying abroad for business, check with Human Resources on whether you are covered under your employer’s insurance. If there already is one, you do not need to buy your own.

Some companies have generous corporate insurance plans, that will cover you even if you are not on official business. If so, all you need to do is familiarise yourself with the terms (and get private only if you are unsatisfied).  

 

(This article is brought to you by Singsaver.com.sg)

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Best Cash Rebate Credit Card in Singapore for Frequent Travellers

Heartland Boy recently took a leap of faith to accept a job assignment in the chaotic streets that is Jakarta.

As a recently married and henpecked husband, he agreed voluntarily to fly back to Singapore on weekends so as to spend time with his lovely wife, Ms Heartland Girl. Heartland Boy does not have the luxury of having his company fund his weekly trips home; so minimizing his airfares were a huge priority for him. Therefore, Heartland Boy set out to look for the best cash rebate credit card for frequent travellers, instead of the typical credit cards that issue air flyer miles.

ANZ Optimum Mastercard

After comparing across various credit cards in the market, the ANZ Optimum World MasterCard Credit Card is the best cash rebate credit card for frequent travellers due to its headline grabbing 5% cash rebate. In this programme, the cash rebates are awarded in the form of Optimum dollars but essentially, they are effectively as good as cash. Therefore, for simplicity, Heartland Boy shall address Optimum dollars as cash rebates in this article.

Source: https://sg.anz.com/apps/optimum/

HOW ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD WORKS

  • Select 1 out of these 4 categories. [Dining&Leisure, Travel, Shopping, Groceries]

ANZ Optimum Mastercard categories

Table 1: Definitions of the categories under the ANZ Optimum World MasterCard Credit Card

  • The selected category, otherwise known as a core category, will earn 5% cash rebate, while the remaining 3 categories (non-core categories) will earn 1% rebate.
  • The cash rebate is calculated based on every multiple of S$10 where the transaction amount will first be rounded down to the nearest S$10. The table below illustrates the different type of transactions and the cash rebates applicable.

ANZ Optimum Dollar IllustrationTable 2: Cash rebates applicable on the ANZ Optimum World MasterCard Credit Card

  • The cash rebates will accumulate daily and eventually be rounded down to the nearest dollar on your monthly statement. Therefore, assuming that those were the only 2 transactions for the entire month, the ANZ Optimum World MasterCard Credit Card holder will earn a total of S$11 cash rebate for that particular month.
  • Once you have accumulated a minimum of $50 in cash rebates, you can choose to “redeem” the cash rebate to offset the cost of your future transactions. Redemption of cash rebates are in multiples of S$50.

What Heartland Boy likes about ANZ Optimum World MasterCard Credit Card

  • With a cash rebate of 5%, it is easily the best cash rebate credit card for frequent travellers.
  • No minimum spend is required on the ANZ Optimum World MasterCard Credit Card to earn the cash rebate. Therefore, even if you charge S$20 for your core category on the ANZ Optimum World MasterCard Credit Card, you already earn S$1 cash rebate for the month.
  • There is no limit to the amount of cash rebate you can earn in a single month.
  • Cash rebate earned have a long validity period of 3 years.

Tips on optimizing the ANZ Optimum World MasterCard Credit Card (pun intended)

  • As card holders are allowed to change their core categories every quarter, you may want to switch category in anticipation of some big ticket expenditure. For instance, if you are booking year-end holidays for the family, it will be good to switch to “Travel” category to earn the maximum 5% cash rebate. After completing this big ticket expenditure, card holders can still switch back to their original core category in the next quarter.
  • Note that the maximum amount of cash rebate awarded per transaction is S$30. This translates to S$600 and S$3000 per transaction for your core and non-core categories respectively. If your transaction exceed the quantum, you may want to break up your transaction into separate receipts and payments to qualify for more cash rebates.
  • ANZ is having a credit card promotion now whereby new-to-bank customers who apply for the ANZ Optimum World MasterCard Credit Card and have their credit cards approved by 15 March 2016 and spend at least S$488 on their Credit Card will earn a cash rebate of S$100! Readers who are eligible should take advantage of this credit card promotion!

In reality, the ANZ Optimum World MasterCard Credit Card is a fantastic credit card as long as one is a “heavy” user of any of the four categories. For instance, a parent with a large family may find the 5% cash rebate on groceries very useful. Heartland Boy also thinks that readers can be creative and utilise a suite of credit cards to leverage on their respective strengths. For instance, Heartland Boy uses the ANZ Optimum World MasterCard Credit Card to book air tickets and the OCBC 365 Credit Card to pay for bills at restaurants.

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Top Travel Agencies In Singapore That You Can Trust

Although more and more people are booking their itinerary by themselves, there is still a substantial amount of Singaporeans who firmly believes in services provided by the travel agencies.

If you want to discover new amazing destinations in a cost and time efficient manner, simply pick up the phone and contact these top travel agencies:

1. DYNASTY TRAVEL

Kicking off this list is a travel agency that understands the modern generation. It is none other than the Dynasty Travel. Dynasty Travel continuously improves its service in order to serve their clients better. In fact, its comprehensive website is supplemented with a free smartphone app. Imagine how convenient it is to book a tour with a few taps of a finger!

This well-recognized travel agency boasts with various awards such as Singapore Service Excellence Medallion 2015, Singapore Service Class 2015, TTG Travel Award’s Best Travel Agency Singapore 2014, and Enterprise 50 2013. It was even awarded outside of Singapore as it received the “Top Agent” award from the Hong Kong Tourism Board.

Dynasty Travel provides a myriad of services including Free & Easy Tours, MICE Tours (Meetings, Incentives, Conventions and Exhibitions), Group Tours, and Customized Tours. Speaking of Group Tours…there is an going sale to Macao!

Visit this link to know more.

IMPORTANT INFORMATION

Location: 35 New Bridge Road, Dynasty Travel Hub, Singapore 059395
Contact: (65) 6338 4455
Website: dynastytravel.com.sg

Price Comparison: 7D6N Enchanting Korea + Jeju Island Tour starts from S$2083.

2. SA TOURS

Do you want peacefully plan an all-inclusive vacation for your family? Or, do you need to arrange a corporate package for your entire company? All these concerns can be resolved by SA Tours.

SA Tours has an appealing reputation of providing competent travel services to both the individuals and the organizations. They are best known for their reasonably priced “long-haul” tours, which can last for more than 10 days! It is one of the largest tour operators in the country.

https://www.facebook.com/SATours.SG

Image Credits: facebook.com/SATours.SG

It offers different services such as Group Tours, Free & Easy Tours, China Tours, and Customized Tours. You are sure to find a touring package which suits your needs!

Moreover, it is a good idea to consider SA Tours if you are planning to tour in Europe. Group packages to Europe lasts from 8 to 14 days. In this period, you will be delighted by their sincere staff and their highly knowledgeable tour leaders.

IMPORTANT INFORMATION

Location: 1 Park Road, #04-62 People’s Park Complex, Singapore 059108
Contact: (65) 6535 2611
Website: satours.com

Price Comparison: 8D Korea Discovery + Jeju starts from S$1568.

3. HONG THAI TRAVEL

Hong Thai’s longstanding history and strong experience spans more than 30 years. Said potent experience includes assisting government agencies, schools, community centers, corporations, and individuals. It is affiliated with the renowned Hong Thai Travel in Hong Kong. Other supporting branches are scattered across China, Macao, and Hong Kong.

Hong Thai takes pride in its entertaining tour itineraries, pleasing hotels, and helpful tour leaders. Its sought-after “8D All in Korea Deluxe” package had been awarded as one of the eight “Best Korea Tour Programmes in the World” by Korea Tourism Organisation.

Image Credits: facebook.com/HongThaiTravelSingapore

Image Credits: facebook.com/HongThaiTravelSingapore

What are you waiting? Browse thru the exciting tours offered at hongthai.com.sg.

IMPORTANT INFORMATION

Location: 1 Park Road, #02-121 People’s Park Complex, Singapore 059108
Contact: (65) 6533 1788
Website: hongthai.com.sg

Price Comparison: 8D All-In Korea Deluxe starts from S$1199.

Image Credits: pixabay.com

Image Credits: pixabay.com

Enjoy your travel! 🙂

Source: Best Singapore

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