student Archives | MoneyDigest.sg

Cheap And Healthy Diet Fit For The Student’s Budget

Aside from academic performance, one area that presents students with a challenge is healthy living. If you are a tertiary student, there are certain hindering factors such as tight budget, busy schedules, and lack of knowledge in cooking.

But there are quick, easy, and cheap ways to improve your diet. Start with these tips:

1. B-A-N-A-N-A

Banana is more than just the fruit that Gwen Stefani was chanting in her song called Hollaback Girl! It is a super nutritious and inexpensive food that is rich in vitamin C, vitamin B6, fiber, and potassium. Potassium, a mineral that helps control blood pressure, inside a medium-sized banana totals to more than 400 milligrams. This is why eating banana is a good way to start the day.

2. HEARTY OATMEAL

Regardless of your age, it is time you embrace the go-to breakfast of many – the oatmeal. Oatmeal contains soluble fiber which helps lower your cholesterol and your risk of heart disease. To upgrade your oatmeal, top it off with grated apples, almonds, or honey.

If you think oatmeal is fancy, try the Quaker Quickcook Oatmeal Hearty Supreme that retails for only S$2.95 (at Fair Price)!

3. VERSATILE EGGS

Eggs are packed with the essentials choline, selenium, and protein. For lunchtime, you can prepare the eggs in many dishes such as hard-boiled and scrambled. Feel full and energized at the same time with quality eggs that are sold for as low as S$1.85 at the grocery.

4. WATER & TEA

Sodas are high in calories as well as carbonated bubbles. This bubbles can accumulate in your belly and add a buldge. So stick to water and tea as much as possible. If you are feeling traditional, try the Sea Dyke Oolong Tea for S$0.90. Or you may try the Dilmah Green Tea With Natural Jasmine Petals, which is on sale until 30th April.

5. DIVINE CARROTS

Like Bugs Bunny, you must create a love affair with carrots to get abundant supply of vitamin A. Vitamin A derives from beta-carotene in carrots. Vitamin A promotes eye health and boosts the body’s immune system.

For snacking in school, cut the carrot in bite-sized pieces after purchasing the pre-packed carrots for only S$0.90!

Sources: 1 & 2

5 Tips You Need To Know Before Hiring A Tutor In Singapore

Singapore’s most prized resource is its people. This is why the government has invested immensely on education. From standardized curriculum to national benchmark tests, the Ministry of Education (MOE) ensured that its citizens are offered world-class education.

That said, it is understandable if you want to give your child a head start or extra support that he or she needs for school. To help your child get ahead from the curve, you can hire a tutor.

But first, here are some tips you must consider:

1. KNOW A TUTOR’S AREAS OF SPECIALIZATION

When choosing the right tutor for your child, it is important to know their qualifications and specializations. Some tutors are not able to guide or answer students sufficiently because they are not familiar with the updated syllabi from MOE.

On the other hand, it makes sense that a specialized teacher is suited to teach a particular subject matter. For instance, if your child struggles in Mathematics, do you hire a tutor that only focuses on English?

2. CAREFULLY CHOOSE THE TYPE OF SERVICES

You can either choose from agencies or private tutors. A friend of mine hired a tutor for her Secondary 2 child that costed her about S$25-30 per hour. This amount includes more than 2 subjects already!

As you can see, the price that you are bound to pay really depends on the type of service and the student’s educational level. Certainly, it is cheaper to hire the same tutor to teach a Primary 1 student than a Secondary 5 one.

3. RESEARCH ON THE RECOMMENDED TUTORS

To get the most of your money and ensure high quality services, it is best if you gathered information on the top or recommended tutors in the area. Doing a Google search of the keywords tutor and Singapore will lead you to many popular tuition centers or agencies such as ChampionTutor and EliteSG Tutors.

ChampionTutor consists of a variety of private tutors that are qualified to teach students from preschool to university level. You can hire them for music lessons too. While EliteSGTutors focus on Mathematics, Physics, and Chemistry subjects. You can hire them for PSLE and other elementary level exams too.

4. DETERMINE THE NUMBER OF HOURS

Most parents hire tutors for 1-1.5 hours a week while intensifying it with 2-3 hours a week as important examinations draw near. This is why, the schedule and the fee for tutors may change every month.

Organize your finances and promptly pay the tuition fee by having a personal copy of the tutor’s working hours in an Excel Spreadsheet or in a small notebook.

5. COMMUNICATE WITH THE TUTOR

Much like a box of assorted chocolates, every tutor has a distinct “flavor and spice” when it comes to working one-on-one with children. Sit down with the potential tutors and ask them about their proposed study plan, schedule of sessions, and learning goals.

Image Credits: pixabay.com (License: CC0 Public Domain)

This way, you can examine if you two are on the same ground. 🙂

Sources: 1 & 2

Kokomama: $8.90 GIANT Bingsu for Students (U.P $12.90) (19 – 31 Aug 2015)

Get your Korean shaved ice dessert fix with Kokomama.

From now till 31 Aug 2015, students get to enjoy their GIANT Bingsu for just $8.90. (U.P $12.90)

At this price, it is probably one of the most value-for-money Bingsu in Singapore.

Valid daily for the following Bingsu(s):

Mango Madness
Snappy Strawberry
Milky Orea
Matcha Craze
Red Ruby

They are located at School of the Arts, #01-01.

Like and share their Facebook’s page here.

Kokomama Marketplace
1 Zubir Said Drive,
School of the Arts, #01-01
Opening hours: 8.30am – 10.30pm

I’m KIM Korean BBQ: Student Lunch Buffet at $11.90 (18 – 22, 25 – 29 May 2015)

I’m KIM Korean BBQ is one of the favorite haunt for those who love Korean BBQ Buffet without the price tag.

With a 90% vote on Hungrygowhere and a 4.6/5 rating, they well deserve all the raves they are getting.

Being wallet-friendly doesn’t mean they compromise on quality and for those who have dined there before can vouch for their quality as well as their efficiency of bringing in the new tray of meats as soon as they are about to get empty.

In other words, eat all you want and don’t worry about them running out of meats!

For the next couple of weeks, students get to enjoy their buffet at only $11.90++ on weekdays lunch! (18 – 22 and 25 – 29 May 2015)

Simply like their Facebook’s page and share their post

You also stand a chance to win a HTC RE Camera when you leave a comment on: “If you can only take one photo with the camera, what would you capture and why?”

Winner will be announced on 20 May 2015 on their Facebook’s page.

Terms & Conditions
1) LIKE their Facebook page and SHARE their post!
2) Valid for students with a valid student pass only.
3) Valid on 18-22 May and 25-29 May Lunch only.
4) Subjected to 1.5 hour dining time.
5) Not in conjunction with other discounts, privileges and promotions.
6) Management reserves the right to amend the terms and conditions without prior notice.

For reviews on I’m KIM Korean BBQ, read it here: http://bit.ly/1QUdK96

Best Credit Cards for Singapore’s Students

Being a “poor” undergraduate student with little income is not a problem anymore! With credit cards that have a credit limit of S$500 offering tons of rewards on shopping, dining, travel, and more…here are the four Best Credit Cards For Students in Singapore:

4. DBS LIVE FRESH VISA STUDENT CARD

S$500 Credit Limit

Live Fresh Visa card is designed especially for tertiary students who want to manage their spending comfortably while still enjoying its rewards. The DBS reward points are accumulated for every S$5 charge on your card. It can be exchange with a wide range of shopping, dining, and travel deals. It has no minimum income requirement and the annual fee of S$64.20 is waived for 5 years!

3. MAYBANK EVIBES CARD

S$500 Credit Limit

Maybank’s eVibes card is available for tertiary students or working adults aged 18 to 30. Its credit limit allows clients to spend within their means. With a S$0 annual fee and S$0 minimum annual income required, it is really an ideal credit card for every student. Although there is a quarterly service fee of S$5 but it is waived when you pay using your card once every 3 months.

Get 1% of cash rebates for everything you purchase! And, easily track your expenses online at any time.

2. STANDARD CHARTERED MANHATTAN CREDIT CARD

S$500 Credit Limit

Are you a student wanting to indulge your bountiful appetite and thirst for films? Then, Manhattan is the right card for you. Enjoy 15% off your total bill at Harry’s Bar and Restaurant or S$1 off per movie ticket plus a free popcorn combo set at the Cathay Cineplexes. What’s more? You get .25% cash back for all retail spending, 20% off from items at Nature’s Farm, and 15% off from items at Oroton. Aside from these benefits, the annual fee of S$30 is waived for the first year and there is no minimum income required.

1. CITI CLEAR CARD

Dreaming of having free entry to Zouk and 1-for-1 drinks at wine bar one of these days? Or how about having exclusive deals at good restaurants such as db Bistro, Shin Kushiya, and The Chop House? Dream no more students! With Citi Clear card, you will be pleased with benefits in dining, clubbing, petrol, shopping, and more.

Dining

10% Citi Rebate at Starbucks

5% Citi Rebate at Burger King

Entertainment

Free entry and 1-for-1 drinks at Zouk

10% off total bill at Wala Wala Café Bar

15% off ala carte food menu at Beer Market

Petrol

10% discount at Esso stations

Shopping

6% cash rebate at Tangs

Worry not about your qualifications because there is no minimum income required and besides the annual fee of S$29.96 is waived the first year. Best of all? Upon application, you get S$30 Havaianas or CommonThread voucher.

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