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Smart Ways To Spend Your S$2 At Daiso

#1: KITCHEN CLIPS

All of us want to maintain the freshness of food. Personally, I do not want to eat chips that lost its crunchiness. To protect your leftover food, you may seal them with Daiso’s Kitchen Clips.

#2: MAGTOOLS JAR OPENERS

When was the last time you asked someone for help to open a stubborn jar or water bottle? This experience happens frequently to me. To make my life easier, I considered buying a lid opener. Daiso houses a specific brand for its jar openers – the Magtools. This tool does not require having powerful muscles!

Image Credits: amazon.com

#3: HEAT PACKS

Nothing screams value for your money louder than Daiso’s compressed heat packs for S$2. From adjusting your temperature in cold countries to aiding in your sick child’s fever, heat packs have many uses. It works in a matter of minutes!

#4: JAPANESE CANDIES

My fondness for Japanese candies started last Christmas. I was gifted a bag filled with Japanese candies including the brand Hi-Chew. Popular locally and internationally, Hi-Chew is a soft fruity candy that you can eat during your commute. Parents may also use it as a reward for a well-behaved child.Paying S$2 is not a huge price to pay for its multiple uses.

Image Credits: hi-chew.com

#5: BATHROOM LAUNDRY HOOKS

For students who reside in dormitories, you put laundry hooks inside your bathroom to save some space. You can hung your delicate (or costly) items inside your house without having to worry about it. Besides, it only costs S$2!

#6: EGG TIMER

As soon as my beloved co-worker arrives, she sets her alarm to six minutes and boils her two eggs. It takes 6 minutes to reach the consistency that she desires. I am planning to purchase Daiso’s adorable egg timer to help her eat perfect hard-boiled in the mornings.

Image Credits: imgur.com

#7: ERASERS

I noticed that Japanese erasers are well-made. In Daiso, look for the Mono and Matomaru erasers and skip on the adorable shapes (e.g., sushi and dog erasers). The latter may look cute but, it does not provide the best performance.

Sources: 1, 2 & 3

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Pre-collection Period:

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Actual-Day:

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Event Ticket Collection Location: Sentosa Boardwalk Redemption Booth

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Experience cutting-edge rides, shows, and attractions based on your favourite blockbuster films and television series, including Puss In Boots’ Giant Journey, Battlestar Galactica: HUMAN vs. CYLON™, TRANSFORMERS The Ride: The Ultimate 3D Battle, Jurassic Park Rapids Adventure™, Sesame Street Spaghetti Space Chase and more!

All Rides & Attractions are open during this night event.

Immerse Yourself in Seven Zones

Hollywood – Sesame Street Show, Lake Hollywood Spectaular* On Selected Saturdays
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Sci-Fi City – Battlestar Galactica: HUMAN vs. CYLON ™, Accelerator™, TRANSFORMERS The Ride: The Ultimate 3D Battle
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Share this news with your friends and loved ones!

Read Also: Get up to $500 angbaos for this Chinese New Year.

The Ultimate Guide To Making Extra Income

The start of 2018 sparks new opportunities for growth and prosperity. As we usher in a new year, you must not box yourself to the usual 9 to 5 jobs. Your potential to earn extra income is beyond the conventional choices. Contemplate on these creative ideas:

1. Gone are the days when employers rely on the physical presence of their assistants. Virtual assistants (VA) help ease the workload of business owners through remote support. Become a home-based VA by applying at upwork.com.

2. If you are a skilled driver who seeks an income-generating activity, look into the responsibilities of an Uber or a Grab driver. Your spare time can be spent in this flexible working environment.

3. My father wanted to sell his complete golf set, but he does not know where to start. I decided to post his listing on Craigslist. To his surprise, his inbox blew like wildfire. Selling your items online is a great way to earn income on the side. Be careful during personal meet-ups.

Image Credits: pixabay.com

4. For people who are utterly fond of domestic animals, it is a good idea to consider dog walking or pet sitting. Positions like these enable you to mix business with pleasure. You can either stay at the client’s home or take care of the pet in specific times of the day.

5. One of the easiest ways to make money as a tertiary student is to rent your textbooks to the next batch of students. Embody the process of online rental companies by providing a minimum number of rental days at fixed rates. You may sell the reference books too!

6. Offering tutorial services in a subject that you are skilled with is another way to earn as a tertiary student. You can either help them with their research papers or with their important exams. The possibilities rely on your available set of skills and knowledge.

7. Lastly, you may become an effortless mystery shopper. Mystery Shoppers are paid by the company’s marketing department to report about their experiences as they try the said company’s products, eat at their restaurants, or buy their goods.

Image Credits: pixabay.com

If you accepted a “mystery shopping” job, you will be paid for your time as well as be reimbursed for anything you bought.

3 Ways To Make The Most Out Of Your SRS

Prudent individuals go through great lengths in order to build retirement fund. Many Singaporeans completely rely on the government-mandated Central Provident Fund (CPF). It is a savings plan to fund important expense categories such as retirement, housing, and healthcare. Unbeknownst to some, there is a scheme that is meant to complement the strength of CPF. I am talking about the Supplementary Retirement Scheme (SRS). SRS flourishes your retirement savings by providing tax relief and investment options. Unlike CPF, SRS is a voluntary scheme. SRS members are free to contribute varying amounts which are subjected to a specific limit.

Make the most out of your SRS account by employing these tips:

MAXIMIZING YOUR TAX REDUCTIONS

While helping you cultivate your future, SRS simultaneously reduces your tax expenses at the present moment.

There are different types of tax relief that you can claim, such as the Earned Income Relief, Qualifying Child Relief, NSman Self Relief, and Parent Relief. The first one refers to the deduction of taxable income for every dollar deposited into the SRS account. Furthermore, you can reap tax-free investment gains made through your SRS account (i.e., not applicable to Singapore dividends).

SCHEDULING YOUR WITHDRAWALS

Let us be honest! You can withdraw funds from your SRS account even before you retire. Unfortunate instances such as medical emergencies and bankruptcy are among the significant reasons why this happens. Withdrawals can be completed in the form of cash or investments.

You must strategize your withdrawals to receive the most profitable scenario. You see, there is a chance that you will end up paying more tax if you withdraw the entirety of the SRS account upon retirement. By “more”, I am referring to the comparison between the “withdrawal tax” and the income tax savings. Consider scheduling your withdrawals spanning the period of 10 years.

GROWING YOUR INVESTMENTS

SRS is more than just a scheme to reduce your tax as it is an efficient tool for growing your retirement funds. It is meant to supplement your retirement money by embracing investment options. An increasing number of Singaporeans had been making contributions to their SRS accounts. For instance, the contributions made until December 2015 reached more than S$4 billion.

Why are people drawn to investing their SRS funds? For starters, gains are non-taxable. Furthermore, the long-term returns are higher when invested as compared to leaving your SRS fund in idle. From the retirement age and beyond, only 50% of your withdrawals will be taxable. It goes without saying that your bigger risk appetite is subject to the volatility of the stock market.

Image Credits: pixabay.com

A local institution that allows using SRS funds for unit trusts, index funds, unit trusts, or blue chip shares is OCBC.

Sources: 1 & 2

Delicious And Affordable Dishes From Themed Eateries In Singapore

Did you know edible helium balloons ever existed in Singapore? Well, it does! It exists along with other unique dishes offered at themed restaurants and cafes. Themed eateries usually go above and beyond the average dining experience.

If you are looking for something that steps outside of the box, keep your self entertained at these four establishments:

THE FIRST OF ITS KIND

In most situations, we bring more importance to the first and recent thing that we encountered. This is called the Primacy and Recency Effect. Let us pump up the accelerator on the Primacy Effect as we dive into a pioneering cafe, which showcased a massive collection of board games in Singapore. This cafe is none other than the Settler’s Cafe.

Settler’s Cafe has a collection spanning across its 14 years of existence. From trendy games such as the Game of Thrones Monopoly to the classic games such as Cluedo, you can always find something to suit your preferences.

Image Credits: facebook.com/pg/SettlersCafe

What’s more? You can enjoy an hour of competitive game without having to break the bank! Go for the Chicken Chop (about S$9.90) or the Dory Pasta Spaghetti (about S$10.90).

Location: 39 North Canal Road, Singapore 059295

I’LL BE THERE FOR YOU

As a certified television enthusiast, there are some shows that I can watch over and over again. One of my all-time favorite sitcoms is F.R.I.E.N.D.S. To my delight, founder Lim Jit Min has curated a cafe focusing on the wonders of the said show. The loyal following of this sitcom was highlighted as the cafe was made possible by crowdfunding.

Relive its hit set by taking a trip into the Central Perk Singapore. The interior of the cafe has been intricately designed to recreate the overall vibe of the show. Aside from its hip interior, Central Perk Singapore shines due to the quality of the food and beverages. A proof of that is the recently introduced “Edible Helium Balloons“.

The average price of a complete course can cost you about S$50. Nonetheless, Mrs. Braverman’s Cheesecake (S$12) is the pocket-friendly dish that you must try!

Location: 01-01 Central Mall, 1 Magazine Road Singapore 059567

JOURNEY INTO THE WOODS

Take an aesthetically pleasing journey into the forest as you enter the wooden door of Windowsill Café. When I say forest, I am referring to a couple of trees in the corner and wooden furniture. Not to mention, there is a teddy bear in the middle of the place. Take these all in!

Image Credits: facebook.com/WindowsillPies

The brains behind Windowsill are two brothers named Jonathan and Sean Gwee. Food has been their longstanding passion as they operated some food stalls from Pandan Valley to Takashimaya. Their pies and tarts are crafted in the finest manner with each one being sold at approximately S$8 per slice. Do not skip on the highly-recommended flavors such as S’mores and Banana Cognac!

Location: 95 Soo Chow Walk, Singapore 575382

FALL DOWN A RABBIT HOLE

As a curious child, one of the several tales that I gravitate towards was Lewis Carroll’s “Alice’s Adventures in Wonderland”. I guess the owners of the Hatter Street felt the same way too. This whimsical and bright cafe centers on all things related to the “Wonderland”. The walls were decorated with large stickers of creatures having tea or huge teapots. This is clearly a reference to Mad Hatter’s tea party.

Image Credits: facebook.com/HatterStreet

For people who are fond of the flavor Cookies and Cream, you will enjoy the Oh My Tian Brownie (S$7.50) which playfully fuses a generous scoop of ice cream and a soft brownie. Talk about the goodness that hot and cold can bring.

Location: Block 212 Hougang Street 21 #01-333, 530212

What restaurant or cafe looks most interesting to you? Can you recommend other themed eateries with inspirational interior? Leave a comment down below!

Sources: 1, 2, & 3

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