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Don’t Be A Wallet Grinch! Here Are 4 Ways To Save During The Holidays

If you are fond of late Christmas shopping and New Year parties, curb your Holiday season costs by following these 4 savvy saving tips:

1. CREATE A LIST AND CHECK IT TWICE

With a desired budget in mind, write down a list of all the people you want to buy gifts for. Go through the names on the list and allocate a specific amount that you are willing to spend on each one. If money is still tight, go over the list one more time and reduce either the names or the designated amount.

For larger families, consider giving one present per married couple. Remember that you are not Santa Claus and it is not your duty to give everyone a present!

2. PULL OUT NAMES FROM A BOWL

Instead of spending a hefty amount on all your family and extended family members, consider the “Secret Santa or Exchange Gift” method wherein everyone will pick a name out of a bowl. After which, you will only have to fuel all your resources for that one gift and that one person. Aside from saving money, you just saved yourself countless hours of shopping.

Image Credits: pixabay.com (License: CC0 Public Domain)

3. USE THE MODERN TECHNOLOGY TO YOUR ADVANTAGE

Shopping for a gift is not always about getting the cheapest item but rather about getting the value for every cent you spend. So if you are undecided on which model or brand has prime quality at an affordable rate, get your money’s worth by searching online for credible reviews first.

For example, you can visit Stuff Singapore for reliable reviews on computers, tablets, games, and other gadgets.

4. REMEMBER WHY YOU CELEBRATE

With all the festivities going on, it is easy to lose sight of what is important. Whether you are planning to have a simple dinner as a family or go on an extravagant overseas holiday trip, you must remember that you are celebrating the joyous holiday season because you are blessed enough to be with the people you love most. And you cannot put a price-tag on that!

Best of all? You can use these tips for the next Holiday season! 🙂

Image Credits: pixabay.com (License: CC0 Public Domain)

Sources: 1, 2, & 3

6 Awesome Storage Hacks To Extend Your Food’s Lives

You walk inside the grocery with your list at hand but after being tempted with the fragrant herbs, fresh bread, tantalizing sweets, and healthy greens…you walked out with more food than you expected!

To get most of your money and avoid wastage, how can you finish all these food before it spoils?

Not everyone found the answer to this question. In fact, each person in Singapore was responsible for about 130 kg of food wastage last 2011.

But the good news is that, this awesome list will bring you 6 storage hacks to increase the longevity of some of your beloved food.

1. CEREAL, OATS, AND PASTA

Keep your dry foods hard by not letting air to seep inside its containers. Use air locked containers to store dry food such as cereal, oats, and pasta instead of keeping them in their original packaging (boxes or plastic bags). Decorate and label the containers as you wish.

2. PEANUT BUTTER

The sweetened goodness of a peanut butter used for sesame balls, spring rolls, or plain bread can make the meal delicious. The trick to make your jar of peanut butter last longer is to flip it upside down with the cap sealed tight. This will allow the oil near the lid to move through the rest of your jar evenly. Also, it will make your peanut butter creamier.

3. SOY SAUCE

Soy sauce is a commonly used in Asian countries such as Singapore, Malaysia, China, Japan, Korea, Vietnam, Philippines, and Taiwan. Generally, soy sauce does not need to be kept chilled but putting it inside the refrigerator will help the flavor to remain at its prime quality longer.

4. AVOCADO

Instead of storing your avocado in a basket, store it inside your fridge to avoid over-ripening. And as the day of consumption draws near, pull the avocado outside the fridge. Then, let it finish its ripening process inside a paper bag.

5. ASPARAGUS AND SCALLIONS

Treat your asparagus and scallions like how you would treat your freshly cut flowers. Fill up a vase or a jar with about two inches of water and regularly trim these vegetables. Keep these veggies there until you are ready to cook them.

6. HONEY

I for one love the taste of the honey lemon drink. But I noticed something, leaving it in the fridge leads it to crystallize. This is unnecessary because enzymes in the bees’ stomach create by-products that fight bacteria, honey can be preserved for a lifetime.

So revive your honey by placing the contents in a frying pan with simmering water. Stir it until the crystals dissolve.

Image Credits: pixabay.com (License: CC0 Public Domain)

May these 6 tricks come in handy soon! 🙂

Sources: 1 ,2,3,& 4

Send Out More Love Than Money With 4 Couple Saving Tips

When it comes to love, some people go all out just to make their partners smile.

However, dating with a limited budget can sometimes be stressful and embarrassing. Not anymore!

Manifest your affection in these budget-friendly ways:

1. AVOID UNNECESSARY CELEBRATIONS

Some couples are fond of “weeksaries and monthsaries”. That weekly or monthly celebrations can accumulate to a huge sum of money by the time the year ends!

Save cash and still do something unforgettable by having an anniversary celebration when he or she least expects it. Explore your options and stick to your budget with gifts such as a romantic home-cooked dinner, a handwritten love letter, or a well-decorated scrapbook of your memories.

2. SPLIT THE BILL

A couple with a healthy relationship is comfortable with the idea of give and take. This can be applied when paying the bills. In a society where more women feel empowered with their finances, splitting the bill is usually accepted. Ignore the gender norms that urge men to pay for all the dates!

Image Credits: TheeErin via Flickr (CC License)

Value each other’s money and treat each other once in a while.

3. BUILD A COUPLE FUND

If splitting the bill is not your cup of tea, consider creating a “couple fund” wherein both of you can contribute a decent amount of money to use for special occasions or milestones.

Your total couple fund will dictate the nature (i.e., place, time, or itinerary) and the budget of your date. You can enjoy a dinner at the Singapore Flyer or a weekend trip to Bali!

Image Credits: pixabay.com (License: CC0 Public Domain)

When both of you are really determined to reach your goals, nothing can stop you.

4. BE PRESENT

As cliché as this may sound, your presence is enough to make someone feel appreciated. Spend quality time with your special someone without breaking the bank with these ideas:

a. Learn A Skill

There is nothing sweeter than sharing your interests to your partner. If you are a fan of cooking and baking then, teach him or her the basic recipes and techniques. But, if neither of you have an expertise, lookup free online tutorials and make DIY projects together.

b. Enjoy A Romantic Date Night

Get to know each other while playing the infamous childhood game of Truth or Dare. Or, learn a lot about his or her boiling points while playing poker and wage it with anything other than money (e.g., kisses or cupcakes).

c. Go To Illusionary Museums

Indulge your partner’s addiction for Selfies by taking good photos inside the illusionary museums in Singapore such as Trick Eye Museum and Alive Museum. These unique places boast with eye-catching 3D and 4D artworks, which combine 3D painting techniques, installations, and state-of-the-art technologies to make things appear real.

Get the most out of your money at the Trick Eye Museum by buying tickets online to get 15% discount and by going on 31 October onward as a new batch of artworks will be available then. Tickets to both museums range from S$17-S$25 each.

Image Credits: instagram.com/agoncilloanna

There is absolutely nothing wrong about staying frugal while dating! After all, you are investing on your future as a couple. 🙂

4 “Hidden” Costs Of Flying With Budget Airlines

How can you pay for a trip if your budget is too tight? Certainly, saving for travel money is not an easy task, which is why a mixture of effort and creativity will make your dream getaway a reality.

While scouting for affordable prices, you can consider flying with the popular Budget Airlines namely: Tigerair, Jetstar, Cebu Pacific, and Air Asia.

However, the true reason why you are able to purchase low-cost plane tickets with Budget Airlines is that they provide the basic amenities on-board while charging you for the additional services you might require. These “hidden or sneaky” fees for anything extra can take a toll on your pocket. This is why, you shall keep an eye on the following costs:

1. TIME

Usually, the cheapest fares and special promotions are available during off-peak season or in the most inconvenient times. Examine if you are really willing to wait for the off-peak seasons or if you are willing to sacrifice sleep to save money.

2. EXCESS BAGGAGE

For short trips, I suggest to pack light. Although majority of Budget Airlines provide you with a free carry-on baggage allowance (of at least 7kg) aside from your check-in baggage, exceeding this will cost you a lot! For example, Jetstar charges a minimum of S$20 while Tigerair charges a minimum of S$25 per kilo in excess.

3. CREDIT CARD PROMOTIONS

Some credit cards offer deals with Budget Airlines but, they might require a minimum amount of purchase or a minimum amount of people. A credit card that is exclusive to the airlines itself will give you the advantage you need.

For example, Tigerair Platinum Credit Card lets its holders enjoy free luggage upgrades, free seating selections, early access to Tigerair deals, and priority boarding.

4. SERVICE EXTRAS

As you confirm your ticket, remember that you will have to pay for all your extras including food, beverages, blankets, pillows, and entertainment systems. Save money by packing your own food but, check if the carrier allows outside food first. Then, finish your drinks before going through security because there are on-board liquid restrictions.

Image Credits: pixabay.com (License: CC0 Public Domain)

To ensure that your bargain airfare does not break your budget, review the fine print with hawk eyes and consider the unexpected costs! 🙂

Sources: 1, 2, 3, 4, & 5

4 Ways To Save Big On School Supplies

I can still remember the time when my mother distributed school supplies to me and my other siblings. It was a rush that I get every time I fill my bag with new stationery items. But, behind that joyful rush is a mother that just spent her hard-earned cash on supplies!

This is why it is important to save as much as you can while shopping. Start by setting aside extra cash each week before the school starts. Then, follow these 4 tips:

1. KIDS MATTER

Children play a huge role on what goes inside your basket. If you have the option to leave your child at home with a family member or a babysitter then, do so. Going on a shopping trip alone will ensure that you do not have to give in to what your kids wants. Furthermore, you would save a lot more in your bill.

2. KNOW WHAT TO BUY

Come prepared to avoid getting overwhelmed with the abundance of school supplies available. Make a shopping list that is in lined with your budget and stick with it. If you are shopping for more than one kid then, organize the list by making a column for each. And, if the school provided a list of mandatory school supplies then, it will give you an opportunity to save money beforehand.

3. SHOP ONLINE

Be patient and purchase online. There are many retailers that offer promotions and clearance sales on their own website. Also, you get to save on gas or transportation fee. Lionstationery.com.sg and Evergreen.com.sg are the two stationery websites you can visit.

4. QUALITY OVER PRICE

If you are only focused with the cost, you will end up replacing a bunch of items in the near future. Save more in the long run by buying quality items that you think your children will overuse for the whole school year such as backpacks and binders. Moreover, some of these excellent quality items can last for the next school year.

Image Credits: pixabay.com (License: CC0 Public Domain)

This is why you must buy supplies that have basic colors to stay on trend!

Sources: 1 & 2

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