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Be Financially Smart With These Incredibly Free And Useful Websites

Educating yourself on your finances is just a keystroke away with these incredibly Free and Useful Websites…

1. SPENDING WISELY

Spend wisely by budgeting your money and saving more through the awesome money management website called Mint.com. Mint.com, accompanied its free mobile Apps, allows its users to track their spending, develop a monthly budget, receive bill reminders, and take control of their financial life. What’s more? It sends online alerts if you had gone over your budget.

2. MAKING MONEY

Whether you have a special knack in writing, engineering, administrative work, advertising, legal work, marketing, illustrating, and web design…there are secure websites that provide opportunities for online freelance work.

Searching through various freelance websites, the two most globally popular are Fiverr and Upwork. Fiverr.com enables its users to earn money through Paypal payment services. However, the company keeps a small portion of your earnings before handing it out to you.

On the other hand, a similar platform called Upwork.com (previously called Odesk.com), captures the work-in-progress and snapshots your screen. Payment is painless because Credit Cards, PayPal accounts, and Bank Accounts are accepted.

Image Credits: SEOPlanter via Flickr

3. USING FINANCIAL PLANNING TOOLS

Financial planning is an active choice to take charge of your finances and to ensure your financial well-being is in top shape. Among others, Bankrate.com and CCS.org.sg are two websites you can use to support your financial plans.

Bankrate.com aids with the consumer’s debts, loans, and taxes. It was crafted in 1976 for a print publisher in a banking industry. These long years of experience had them frequently referenced on major news outlets such as CNN, ABC News, and FOX Business News. As Bankrate.com allows publishing of personal financial stories, you can make more informed monetary decisions.

And, if you are looking for an in-depth plan to repay your debts, you can avail the resources and services of Credit Counselling Singapore at CCS.org.sg. Credit Counselling Singapore is a non-government and charity organization driven to help people to overcome their debt dilemma. Unlike some debt advisors, they are not driven by profit.

4. BOOSTING FINANCIAL LITERACY

Increase your financial literacy by regularly browsing through Money Digest‘s totally free and user-friendly website. As you may know, MoneyDigest.sg is dedicated daily news, tips, and guides relating to money and financial issues. But, beyond that, it focuses on the localized view so as to support the financial literacy of any individual living in sunny Singapore.

Image Credits: facebook.com/MoneyDigest

Premier Websites To Place Your Ads For FREE

Are you a budding entrepreneur with a minimum budget looking for an affordable website to post your Ads in Singapore? Or, do you just want to buy pre-loved designer goods for a cheaper price? Lucky for you, Free Classified Ads online can serve you best!

Online Classifieds are a good choice as these are cost-effective, convenient to relay contact, visible to a large-scale of consumers, and the advertisers are able to edit a listing anytime.

1. STCLASSIFIEDS

Owned by the Singapore Press Holdings Ltd. Co. (SPH), STClassifieds (previously called ST701 Shops) had been a favorite of many Singaporeans since 2007. It is a great online platform for buying and selling goods and services including baby items, cars, domestic services, electronics, appliances, properties, and more. You can view the price, seller’s photos, condition, seller’s name, category, and the contact information. If you think that it is a suspicious content, you can report it by clicking “report abuse” on that specific Ad or Listing. What’s more? It is free to upload unto 10 images so, you can really get the best angle of your product.

2. GUMTREE SINGAPORE

Renowned as Singapore’s Number 1 Free Classifieds Site, Gumtree Singapore is well known for providing good classified services with one of the largest visibility. They offer user-friendly functionalities that is both available online and on the mobile app. There are many categories to choose from such as Furniture, Fashion, Mobile, Property, Jobs, and Services. The Ad lets you show the description, photos, date listed, price, condition, address, and your contact information. You may view the Ad’s visibility by looking at the number of visits below. The best thing is that, you can post for free without having to make an account! Aside from Singapore, Gumtree has a widespread of reputation in other countries including United Kingdom, Australia, South Africa, Poland, and Hong Kong.

3. SGADSONLINE

For a simplistic interface that does not require a tedious login process, SGADSONLINE, is the choice for you. It displays the Ad’s photos, price, visits, date of posting, Ad’s expiration date, description, and a choice to post the Ad on other social media websites such as Facebook and Twitter.

4. CRAIGSLIST SINGAPORE

An even more simplistic website is one of the oldest classifieds portals in the world called Craigslist. Established in 1996, Craigslist provides services for more than 70 countries including sunny Singapore. With its easy to navigate website, a newbie can easily get the hang of posting an Ad within seconds! Furthermore, due to its simplicity, it loads faster than the other classifieds websites. Adding to the charm of a free posting, you can put as much as 24 images to your Ad and put it on organized categories namely: community, housing, personals, services, for sale, jobs, discussion forums, resumes, and gigs.

Image Credits: Alisha Vargas via Flickr

You can also consider website promotion service to get more visitors to your homepage.

5 Free Audiobooks Websites For The Savvy Bookworm

Living on the fast-paced millennia, audiobooks combined the best of two worlds namely: text of a good book and the convenience of listening to it. It certainly saves time, effort, and money. But audiobooks are not always inexpensive. Fortunately there are websites that offer the beauty of audiobooks for free. Here are some good ones…

1. LIBROVOX

Librovox asks a group of people to volunteer different parts of the books. This is why you can listen to diverse voices in just one book. But you can search for “solo” if you prefer a singular voice for the whole book. Authors, genres, titles, and languages sort the Audiobooks. The addition of various spoken languages increased the book selection.

2. LOYAL BOOKS (PREVIOUSLY BOOKS SHOULD BE FREE)

Loyal Books offers books for all ages especially to those who love the classics. Most of the books are free because they want the company values the importance of books in our lives. The website offers audiobooks in MP3 or MP4 format. Searching for books is easy as they are organized by top 100, genre, and language. You can also search for a specific book through their “Google search bar”. Good books are easy to separate from the not so good ones because they are all rated and reviewed.

3. OPEN CULTURE

Open Culture is a neat website for educational, cultural, and historical media. From Astronomy, to Economics, and Political Science – they have it all for free. Majorly devoting on the classics, the audiobooks are arranged by genre, and are alphabetically listed following the author’s last name. Also, it allows you to download free courses from various universities in MP3 format or podcasts.

4. LIT2GO

Lit2Go is a well-organized website that gives not just a selection of poems and novels but also its background information. Most of the classic selections, such as The Adventures of Tom Sawyer and Anne of Green Gables are available to download on iTunes. The audiobooks can easily be downloaded in PDF form too so that you can read along or have a guide for your homework’s.

5. PODIOBOOKS

Have you ever thought that Cyberpunk audiobook category is possible? Well it is. Podiobooks offer some of the unique books that are beyond the classics. Browse books by author, genre, new releases, title, and award-winning collections.

Image Credits: The Preiser Project via Flickr

Best of all? The Podiobooks is available to navigate on your Smartphone so you can download and listen simultaneously anytime and anywhere.

How Safe Are Online or Mobile Money Transfer Services?

Money Transfers that lets you send money in just the few clicks of the mouse or the few taps of your hand seemed unimaginable decades ago. But nowadays, online and mobile apps are sprouting everywhere. Its convenience to send money to your friend for instance, even if you live far away from each, keeps you tempted to use it.

However, when you allow doing the transactions online with your personal details, you are also vulnerable to identify theft, fraud, hackers, or worse. This is why it is important to ensure that you enable all the security features that the company offers. Here are some of them…

1. SQUARE CASH

Square, Inc. is a company that permits individuals and merchants in the United States, Canada, and Japan to accept offline debit and credit cards on their iOS or Android smartphone or other tablet devices.

Square has SSL to protect your identity and activity. Also, the company makes sure that your personal data and password are encrypted. However, they do not have two-factor authentication and notifications that tell you when your password has been changed or when you have added a new account.

2. PAYPAL

PayPal is one of the largest online money transfer services available worldwide. It is available on your laptop, smartphones, or tablet devices. Its international digital wallet allows business to make payments and transfer money fast without the traditional paper methods.

Unlike Square Cash, PayPal protects your account further by allowing two-factor authentication and notifications as soon as account changes have been made. They warn the users to watch their transactions and assist them through the help pages. They also offer SSL to protect your identity and activity. Lastly, your personal data and password are encrypted.

3. GOOGLE WALLET

Google Wallet, developed by Google, is an online money service that allows the users to store their debit cards, credit cards, loyalty cards, and gift cards as well as redeeming sales promotions through the mobile application.

Google has a strong protection wall like PayPal. They offer a huge volume of information on how to be safe when using their services. Putting money in your Google Wallet account or paying online is a breeze however; getting your balance back is quite difficult. This may seem less convenient but it is good from a safety perspective.

Image Credits: www.google.com.sg/wallet/

In conclusion, older and tested money services such as PayPal and Google Wallet have set up a tougher protection wall. And, if you choose to use these services, be sure to enable all its security features and be vigilant about your cash flow at all times. Also see Mothers day in Argentina.

Real Ways To Make Money Online

Some online businesses and websites are prevalent of scams or are filled with annoying ads that give a bad impression. But, do not let that stop you. The Internet is full of realistic opportunities to make a couple of quick cash. All you have to do is be creative and patient in finding credible ones. Here are 6 ideas you can start with…

1. 99 DESIGNS

Originally from Australia, 99 Designs became one of the world’s largest online graphic design marketplaces. They have been connecting designers to customers who are in need of quality yet affordable designs. If you have always been good and passionate at Photoshop or any graphic design tools then 99 Designs is perfect for your skills. Simply enter t-shirt, logo, website, and print design contests to win and earn money.

2. EBAY OR CAROUSELL

Explore through your pile of books, clothes, and other items. Look for anything of value and good condition that you do not want or need anymore. Then, sell it on eBay or Carousell. eBay is a website that serves as a marketplace for people worldwide while Carousell is pretty much a Smartphone version of eBay. You can also sell your bargain items to your friends and family by posting an ad on Facebook.

3. CONTENT-BASED SITES

Content websites are always in the lookout for quality and sensible content. Know your expertise then get paid for each article at eHow or Constant-Content.

4. AMAZON MECHANICAL TURK

Amazon Mechanical Turk is a market place for workers, businesses, and developers. It gives you an opportunity to work from home and to hold your own working hours. Just find and complete simple tasks such as testing sites or answering surveys, to make money.

5. MICROWORKERS

Crowd source your Micro Jobs to more than 600,000 Workers worldwide through Microworkers. Make money by completing small tasks online such as signing up for websites, searching articles, or linking url to websites.

Image Credits: Tax Credits via Flickr

These are such easy ways to make few bucks online! Try ’em now.

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