online shopping Archives | Page 2 of 14

How To Exercise Self-Control When Shopping?

The ability to regulate and alter your responses to avoid undesirable behaviors and increase desirable ones is called self-control. Self-control helps you achieve your long-term financial goals. Studies showed that having self-control can be important for your health and well-being.

People use a myriad of terms for self-control such as discipline, determination, willpower, grit, and fortitude. The ability to delay gratification and resist unwanted urges is self-control.

Achieve your long-term financial goals by reducing your spending. Start by applying self-control when you shop.

#1: SHOP WITH A FRIEND

Shopping with a friend is a good strategy for dealing with compulsive spending. Salespeople are trained to play the role of your friend to encourage you to buy more. Hence, having your friend along can help you weigh your options.

Compulsive and impulse shopping play on your complex emotional urges. Avoid shopping while you are angry, sad, or hungry. If you are feeling these states, you cannot rely on the internal resources that are used to curb your impulses.

#2: CARRY CASH AROUND

It is easy to get carried away when you are paying for the items via credit card. Increase your awareness while you are shopping by opting for cash. Paying by cash slows down your transaction because you must think about your purchase.

When you pay with cash, the impact of buying is more dramatic. You are forced to see and feel what is happening to you now.

#3: HAVE A 24-HOUR RULE

Although you are eyeing an item for a while, ensure that you are getting a good deal by setting the 24-hour rule. Ask the physical store to hold your item for at least 24 hours. This will give you enough time to think about the item before purchasing. This rule can be applied to online stores too. Put the item in your cart and wait for the next day to buy it. Do you really need to buy it?

The ability to delay gratification or to wait to get what you desire is an important part of self-control. Delaying gratification involves putting off short-term desires in favor of long-term rewards.

#4: STEER AWAY FROM TEMPTATION

Reduce the temptation by going on shorter shopping trips or by visiting fewer websites. Spending less time window shopping can help reduce the number of products you see and like. By exposing yourself to fewer temptations, you will have more energy to make thoughtful spending decisions.

Image Credits: pixabay.com

Sources: 1 & 2

When Should You Add To Cart?

With all the advertisements on social media and all the Christmas promotions along the Orchard Road, we are constantly bombarded with visions of owning new things. The marketers know how to push our buttons and how to make us click “buy now”.

Pause for a while! There are ways to tame our desires. Wanting is an emotional response to being unsatisfied with what you already have. Satisfying wants can give you a temporary high, but it wears off. Consider the following factors when deciding to purchase something or not.

#1: PRICE

The first question to ask yourself is whether you can afford the item or not. This question is not as simple as it sounds. If you can afford the item, you must ensure that the money is coming out of your budget and not from your credit card. Do not spend money that you are expecting to get.

Lastly, you can save money for a big purchase if you cannot afford it now. Asking money instead of gifts for your birthday or wedding can be doable too.

#2: OPTIONS

Study your options before adding the item to your cart. This will give you time to ponder about the purchase. You can either do window shopping in the nearby shopping malls or browse different online shops. Consider what you already have and weigh the costs of the possible purchase.

#3: QUALITY

Know the quality of your purchase by reading the online reviews. What do others think about the item? Ask your friends for their opinion regarding the item too. They may give you tips on where to get the most affordable and durable option.

More than the style or the brand, consider if the functions of the item will last you for a long time. Unless what you already have is obsolete, buying a similar item is wasteful.

#4: PURPOSE

Distinguish whether what you aim to purchase is a want or a need. If you do not need the item, you may want to reconsider the purpose of your purchase. You can save money to make room for the things you want.

Image Credits: pixabay.com

On the other hand, a need is a requirement or a necessary duty. Buying what you need should be a priority. Adjust your budget to fulfill your daily needs. Always try to get the best value for your money.

Sources: 1, 2, & 3

6 Tried & Tested Tips To Save Money On Shopee Singapore

E-commerce became a staple part of our lives due to the aftermath of the global pandemic. Personally, I only understood the Shopee craze in the recent months. Shopee is a Singaporean multinational technology company, which focuses on e-commerce.

For those who are not familiar with Shopee, it is an online marketplace that can be accessed through their website or their app. What separates it from the rest of the e-commerce websites is its interactive platform.

Save more money on your next Shopee shopping by following these tips.

#1: TAKE ADVANTAGE OF SHOPEEPAY

Sometimes, Shopee vouchers may require you to use its digital wallet called ShopeePay. ShopeePay often offers a higher percentage of cashback compared to non-ShopeePay vouchers.

If you are skeptical about using ShopeePay, you can simply transfer the exact amount you need for payment. ShopeePay lets you withdraw the leftover cash back into your bank account directly in case there are leftover funds.

#2: SHOP DURING EVENT SALES LIKE 8.8

For those who are not familiar with the event sales, online marketplaces have monthly sales on dates like 8.8 or 11.11. On top of the regular sales during occasions such as Christmas, you can enjoy discounted items with additional cashback in the form of exclusive Shopee vouchers.

Not to mention, Flash deals also occur during this period. It is up to you to make the best purchase for your family. The August sale is on 8.8, which is Shopee’s National Day sale.

#3: CHECK OUT THE SHOPEE MALL

If you want to invest on authentic products from your favorite brands such as Olay, adidas, or Samsung, you can go to the Shopee Mall. The Mall is a dedicated space that allows its users to request for a free return of product within its allowed period. It has a free shipping option too, which you can get if you meet the shop’s minimum spending requirements.

#4: DO NOT MISS THE FLASH DEALS

Look out for the Flash deals that happen throughout the day. These deals offer incredible discounts with products costing as low as S$0.50. As these are usually hourly sales, you can set reminders within the Shopee app.

Several stores (including big name brands) have constant deals too. Just click the dedicated deals section on the stores’ pages.

#5: APPLY VOUCHERS BEFORE CHECKING OUT

Vouchers replenish daily. Claim your vouchers to your heart’s content. Brands offer exclusive vouchers such as free delivery with a minimum amount of spending. You can follow these shops to get updated. Just remember to avail and apply the free delivery vouchers.

Best of all? Users are allowed to apply multiple vouchers upon check out. Enjoy more discounts when you apply the vouchers. You can claim as early as 12 AM.

#6: COMPARE THE TOTAL PRICES

As I was looking for an arts and crafts activity online, I was mesmerized with the colorful beads in the Diamond painting. Diamond painting is a new arts and crafts activity that fuses the dynamics of Paint By Numbers and Cross-stitch. It uses beads that correspond to numbers or symbols on the canvas. Since I am a beginner, I opt to search for affordable practice kits on Shopee. Two shops offer the cheapest prices. I decided to compare these two by clicking the “Add to Cart” button.

Image credits: pixabay.com

When you sort your results by price, the lower priced items will appear on top. Naturally, you will gravitate towards the cheapest ones. However, you must include the costs of shipping fee. The product price may be cheaper, but it could end up more expensive when you factor in the shipping fee. For instance, I can buy a cheaper Diamond painting kit in an overseas shop, but it will cost me more due to international shipping rates. Some merchants offer lower shipping fee or provide free shipping so, get the total cost of the purchase.

Sources: 1 & 2

6 Tried & Tested Tips To Save Money On Lazada Singapore

E-commerce became a staple part of our lives due to the aftermath of the global pandemic. Lazada has always been my go-to online marketplace because of its user-friendly interface and its variety of payment options. Lazada Group is a Singaporean multinational technology company, which centers on e-commerce.

Founded by Maximilian Bittner with the backing of Rocket Internet in 2012, Lazada Group is currently owned by the Alibaba Group after its acquisition in 2016.

Save more money on your next Lazada shopping by following these tips.

#1: SUBSCRIBE TO THE NEWSLETTER

Are you new to Lazada? Subscribe to its newsletter to receive instant discount on the site. As a new subscriber, you will be welcomed with a coupon for your first purchase. You can also get access to the latest promotions and receive news of the trendiest products in the site.

#2: SHOP DURING EVENT SALES LIKE 8.8

Not to mention, Flash deals also occur during this period. It is up to you to make the best purchase for your family. The August sale is on 8.8 (August 8 to 10), which is Lazada’s National Day sale.

#3: CHECK OUT THE LAZMALL

If you want to invest on authentic products from your favorite brands such as Philips, Casio, or Lysol, you can go to the LazMall. The Mall is a dedicated space that allows its users to request for a free return of product within its allowed period. You are expected to get 100% authentic products, or you can get your money back. Get two times money back if you get a non-authentic product from the LazMall (T&Cs apply).

#4: DO NOT MISS THE FLASH DEALS

Look out for the Flash deals that happen throughout the day. These deals offer incredible discounts with products costing as low as S$0.50. As these are timed sales, you can set reminders.

Image Credits: pixabay.com

Several stores have constant deals too. Just click on the brands that you love.

#5: APPLY VOUCHERS BEFORE CHECKING OUT

Best of all? Lazada partners with different merchants and credit card issuers such as Citibank. You can spend S$250 to get S$250 back in the form of Lazada and RedMart vouchers when you apply for the Citi Lazada Credit Card (T&Cs apply).

#6: SHOP AROUND

It is important to do your research before purchasing anything from Lazada. Read up on the product you intend to buy to prevent buyer’s remorse. This is especially vital when you are making huge purchases such as home appliances or gadgets.

Please read the product description thoroughly and access the warranty and the customer reviews.

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PADDED CHAIN LINK BAG

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CROC-EFFECT STONE-EMBELLISHED CARD HOLDER

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