Top Financial Fights in Marriage & How to Fix Them

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Money is one of the most common sources of conflict in marriage. In fact, research consistently shows that financial disagreements are a leading cause of stress and even divorce.

From spending habits to financial control, couples often clash over how money is earned, spent, and managed. So, consider some of the biggest financial fights couples face and how to resolve them.

FIGHT #1: SAVER VS. SPENDER

Some people are natural savers, while others are wired to enjoy spending. Studies suggest that spenders and savers are often drawn to each other, creating built-in financial friction.

How to Fix It: Recognize that the issue isn’t just about money but about differing financial mindsets. Set clear spending limits, agree on major purchases in advance, and create a budget that balances both saving and spending.

FIGHT #2: POWER STRUGGLE

One partner may earn more or take control of financial decisions, leaving the other feeling powerless.

How to Fix It: Regardless of income, both partners should have financial autonomy and responsibility. Consider setting up a system where each person has a designated amount of money they can spend freely. Transparency and shared decision-making help prevent resentment.

FIGHT #3: HELPING FAMILY & FRIENDS

One partner wants to lend or give money to a loved one, but the other disagrees, especially when repayment is uncertain.

How to Fix It: Treat money given to family as a gift, not a loan. If you can’t afford to give it without expecting repayment, it’s better to say no. If money has already been lent, consider letting go of repayment expectations to maintain family harmony.

FIGHT #4: FINANCIAL SECRETS

Hiding purchases, secret credit cards, or undisclosed debts often stem from embarrassment or fear of conflict.

How to Fix It: Honesty is key. The longer financial dishonesty goes on, the worse the consequences. Establish open communication about money and agree on clear financial boundaries to prevent future deception.

IN A NUTSHELL

A solid financial plan helps prevent recurring money arguments. Start by setting shared financial goals and agreeing on a budget that reflects both partners’ priorities.

Image Credits: unsplash.com

Financial harmony isn’t about never disagreeing. With the right approach, you and your spouse can build financial stability together.

Sources: 1 & 2

 

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Marriage Registration Goes Digital in Singapore: New Era of Love Convenience

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Starting from September 25, a transformative change is on the horizon for couples in Singapore. This groundbreaking shift grants couples the remarkable opportunity to register their marriages online through the newly enhanced “Our Marriage Journey” portal. This collaborative initiative, jointly unveiled by the Ministry of Social and Family Development and the Ministry of Culture, Community and Youth, is poised to revolutionize the marriage registration process, prioritizing seamless procedures and enhanced convenience for couples.

At the heart of this revolution lies the enhanced portal, a creation of the Registry of Marriages (ROM) and the Registry of Muslim Marriages (ROMM). This digital platform will guide couples through every stage of marriage registration, streamlining the entire journey from the initial application submission to the moment they receive their digital marriage certificates.

One of the most remarkable aspects of this novel system is its ability to facilitate online declarations by couples. Singpass, the national digital identity system, will automatically populate personal details, removing the need for physical document verification and in-person declaration signing at the ROM’s physical premises on 7 Canning Rise.

This modernized approach specifically caters to Singaporean citizens and permanent residents aged 21 and above embarking on their first marriage journey. However, for individuals in different circumstances, such as those entering non-first-time marriages or foreigners, the traditional in-person document verification process will remain necessary.

For Muslim unions, a distinctive prerequisite is in place: the bride’s biological father must be her lawful guardian (wali) for the couple to qualify for online declaration. Moreover, Muslim couples must arrange a meeting with their wedding solemnizer (naib kadi) before the actual solemnization ceremony. This task is made simple through the enhanced portal, which facilitates easy scheduling.

From September 25 onward, ROM will initiate the issuance of digital marriage certificates for couples submitting their applications on or after this date. The ROMM will embrace this digital shift in 2024.

Beyond the administrative facets, couples will have the delightful option of commemorating their special day with a personalized ceremonial certificate. This thoughtful touch allows couples to customize their certificate and either print it themselves or request it from ROM.

The array of benefits presented by this digital transformation is substantial. Beyond the evident convenience, couples will be freed from the complexities of managing and safeguarding physical certificates. The Ministry of Social and Family Development and the Ministry of Culture, Community and Youth underscore the simplification of administrative processes through this transition to digital certificates.

Mr. Timothy Pak, the esteemed ROM registrar, enthusiastically welcomes this change, underlining its potential to alleviate the need for couples to take time off work for in-person interviews at the ROM. This modernization marks a significant stride in simplifying and updating the marriage registration process.

In a continued commitment to adapt to evolving circumstances, video-link solemnisations, introduced during the COVID-19 pandemic, will endure as a viable option for couples. Additionally, couples will no longer be obligated to sign a physical marriage certificate during the solemnization ceremony. Instead, they will receive a digital certificate via email post-ceremony, serving as an official testament to their marital union.

Image Credits: unsplash.com

While Singapore embarks on this innovative journey towards digitizing marriage registration, it’s natural for the public to ponder the potential of online divorce proceedings in the future. However, for the present, the focus remains on enhancing the convenience and efficiency of marriage registration for couples in Singapore, ensuring that each step of the process is as smooth as possible.

Sources:1 & 2

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