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Why It’s Difficult to Keep Up Appearances with Friends

Comparison is the thief of joy, and keeping up appearances with friends can be detrimental to one’s physical, mental, and financial health. As you scroll through your Facebook or Instagram timeline, you witness the highlights of your friends’ lives. However, people mostly share their triumphs rather than their struggles. In today’s social media-driven world, where meticulously crafted profiles and highlight reels dominate our online presence, the pressure to maintain a façade with friends has become increasingly arduous.

On these platforms, you are exposed to their accomplishments, extravagant trips, new cars, lavish weddings, and piles of gifts on Christmas and birthdays. Social media continuously raises the bar for what people with average salaries feel compelled to do in order to compete not only with celebrities but also with their own friends, striving to be perceived as successful.

We strive to present ourselves in a positive light, showcasing our best moments and achievements. However, behind the polished facade, preserving these appearances can take a toll on our mental and emotional well-being. In this article, we will explore the reasons why it has become difficult to keep up appearances with friends and delve into the potential consequences of this constant need for validation.

1. Fear of Judgment
The fear of being judged is one of the primary reasons why maintaining appearances with friends is challenging. We worry that if we reveal our vulnerabilities, struggles, or imperfections, our friends might perceive us differently. This fear drives us to constantly seek validation and present an idealized version of ourselves instead of embracing our true selves.

2. Influence of Social Media
The rise of social media platforms has significantly contributed to the pressure of keeping up appearances. Platforms like Instagram and Facebook emphasize the importance of portraying a flawless life filled with extravagant vacations, glamorous events, and remarkable accomplishments. Comparing our lives to the carefully curated content of others can leave us feeling inadequate, fostering a sense of insecurity and compelling us to maintain a facade that aligns with societal expectations.

3. Emotional Exhaustion
Comparing ourselves to others diminishes our own accomplishments and robs us of the joy we should feel for our own success. Constantly presenting an idealized version of ourselves to friends can be emotionally draining. When we feel the need to always appear happy, successful, and content, we deny ourselves the opportunity to express our true emotions. Bottling up our feelings can lead to increased stress, anxiety, and a sense of isolation, as we fear that revealing our struggles may result in rejection or disapproval from our friends.

4. Unrealistic Expectations
The pressure to keep up appearances with friends arises from the unrealistic expectations set by society. We are bombarded with images and stories of seemingly perfect lives, leaving us feeling inadequate if our own lives don’t measure up. This can create a vicious cycle of comparison and self-doubt as we constantly strive to attain an unattainable standard of perfection.

5. Authentic Connections
By constantly trying to maintain appearances, we risk sacrificing authentic connections with our friends. True friendships are built on trust, empathy, and vulnerability. When we present an idealized version of ourselves, we deny our friends the opportunity to know us on a deeper level. Embracing our imperfections and allowing ourselves to be vulnerable fosters genuine connections and creates a supportive network of friends who accept us for who we truly are.

THE BIGGEST PROBLEM

The most significant issue arises when people live beyond their means, often by neglecting savings and accumulating debt. They can create the illusion of living a lifestyle they cannot actually afford.

In conclusion, while the desire to keep up appearances with friends is understandable, it is crucial to recognize the toll it can take on our well-being.

It is essential to remember that true friendships are built on honesty, trust, and acceptance. Embracing our vulnerabilities and being our authentic selves will not only strengthen our relationships but also enhance our overall sense of well-being. Let us break free from the cycle of appearances and foster deeper connections based on genuine understanding and support.

Sources: 1 & 2

7 Thrifty Tips to Help You Travel in Europe on a Budget

Planning a trip to Europe but worried about your budget? Don’t fret! With careful planning and a few money-saving tips, you can explore the wonders of Europe without breaking the bank.

From affordable accommodations to money-saving strategies, we’ve compiled a list of seven practical tips to help you travel to Europe on a budget. Get ready to embark on an unforgettable journey while keeping your wallet happy.

#1: CONSIDER HOSTELS & LOCAL HOMESTAYS

Finding budget accommodation in Europe is easier than you might think. Hostels are a popular choice, offering not only cost-effective options but also opportunities to meet fellow travelers. Choose dorm rooms instead of expensive hotel suites to share costs and make new friends along the way. Alternatively, consider booking spare rooms in locals’ houses or apartments through platforms like Airbnb and Couchsurfing for a more authentic and economical experience.

#2: SEARCH FOR FREE ACTIVITIES

Check for grammar: Europe is rich in history, culture, and natural beauty, offering plenty of free activities for travelers. Take advantage of free walking tours in cities, which provide an excellent introduction to the area while highlighting major attractions. You can also enjoy the scenic wonders of Europe by going on hikes, strolling along the beach, or having picnics in charming parks—all without spending a dime.

Many museums and galleries offer free admission on specific days or times, so plan your visits accordingly. Try visiting London’s National Gallery and Camden Art Centre, or Paris’ Museum of Fine Arts (Petit Palais) and Museum of Modern Art (Musée d’Art Moderne de Paris).

#3: SPLURGE AT THE LOCAL MARKET

When it comes to food and souvenirs, explore local markets for a budget-friendly experience. These vibrant marketplaces not only offer affordable prices but also immerse you in the local culture. When my husband returned home from Europe, he brought back a dreamcatcher with my name from the streets of London.

Sample fresh produce, indulge in local specialties, and discover unique handicrafts—all at reasonable prices compared to touristy areas. Engaging with local vendors can also provide insights into the region’s traditions and flavors.

#4: TAKE ADVANTAGE OF ONLINE BUNDLE PASSES

Individual admission tickets for various attractions can quickly add up, straining your travel budget. Thankfully, numerous websites offer bundle passes that provide discounted rates on hotels, amusement park tickets, airline travel, and more.

Image Credits: unsplash.com

Take advantage of platforms like Google Flights, Groupon Getaways, TripAdvisor, Expedia, Scott’s Cheap Flights, and Kayak to find bundled deals that can save you significant money while exploring Europe.

#5: EMBRACE PUBLIC TRANSPORTATION

While travelling via cab may seem like the most convenient option, buses and trains are often cheaper and offer unique experiences. Not only do they provide cost-effective transportation, but they also allow you to enjoy scenic routes and immerse yourself in the local culture.

Consider opting for an overnight train journey to save on accommodation costs, as you won’t need to pay for a hostel for that night.

#6: EARN WHILE YOU TRAVEL

Turn your travel dreams into reality by taking advantage of working holiday opportunities. Various seasonal jobs are available in Europe, such as teaching skiing during the winter, or teaching a language.

If your work allows it, freelancing while traveling can also be an option. Earning money while you travel not only provides financial support but also offers unique cultural experiences and the opportunity to connect with locals.

#7: COOK HOMEMADE MEALS

Dining out can be a significant expense while traveling. To save money, opt for affordable lunches from supermarkets or local fresh food markets instead of costly cafes or restaurants. Take the time to explore your options before choosing a place for dinner, as the first restaurant you see might not offer the best value for your money.

Additionally, consider opting for water instead of beer with your meals to save both your wallet and waistline. If available, choose accommodation with kitchen access to cook your own meals and further reduce expenses.

Image Credits: unsplash.com

Traveling to Europe on a budget is not only achievable but also rewarding. By implementing these thrifty tips, you can explore the breathtaking offerings of Europe without burning a hole in your pocket.

Sources: 1 & 2

Why Buying Second-Hand Luxury Items Benefits Your Wallet

Are you tired of feeling deceived by knock-off brands and paying exorbitant prices for fast fashion when shopping online? If that resonates with you, it’s time to delve into the world of luxury resale.

During my recent trip to Japan, I had the opportunity to explore second-hand outlet shops in Osaka and Tokyo. I was pleasantly surprised by the positive reception towards buying second-hand luxury items. The Japanese have an interesting belief that possessions acquire their own spirit over time, which can either bless or haunt their owners. To avoid any potential haunting, they choose to either discard or sell items they have owned for an extended period.

While the thrill of unboxing brand-new items is undeniable, many people overlook the fact that they can still enjoy a fantastic experience while simultaneously making an environmental impact by opting for second-hand goods. Join others in embracing the world of second-hand luxury and discover the incredible benefits it offers, including:

#1: HELP THE ENVIRONMENT

Is it possible to save the environment while you shop? Sustainability has become a key focus for everyone, and purchasing second-hand luxury items is a meaningful way to contribute. Excessive consumption has devastating effects on the environment, as buying new items leads to increased production and strains our resources. Opting for second-hand items indirectly reduces the demand for materials like leather, sending a message to the industry.

Choosing to buy second-hand products actively reduces waste and gives items a second life, lowering our carbon footprint. It’s remarkable how second-hand purchases rescue products that could have ended up in landfills. Contrary to common misconceptions, used items are often in excellent condition and fully functional. Many are sold simply because their owners no longer need or want them, making them valuable finds in the second-hand market.

#2: GET TIMELESS STYLE

The beauty of luxury products lies in their timeless appeal. A dear friend of mine owns a vintage Chanel handbag. Despite being decades old, the bag exudes an air of sophistication and elegance that never goes out of style. The bag’s enduring charm serves as a reminder that investing in second-hand luxury allows you to maintain a refined and fashionable look without the fear of appearing dated.

Whether it’s a beautiful bag, elegant jewelry, or high-end clothing, these items have the remarkable ability to transcend fleeting trends. By embracing second-hand luxury, you unlock a world of style possibilities that stand the test of time.

#3: REDUCE COSTS

Unless you have a well-paying job or exceptional personal savings habits, purchasing luxury consumer goods can significantly strain your finances. Luxury items often come with hefty price tags, but the good news is that buying them second-hand can lead to substantial savings.

It’s important to note that used items can still be in excellent condition. In fact, you can discover luxury brands that look brand new but are available at just half the retail price.

During my trip to Japan, I stumbled upon a pre-loved Gucci Abbey D-Ring Shoulder Bag priced at a mere S$250. Considering that it could easily cost around S$950 in online second-hand stores, this was an incredible deal. It’s quite astounding to think about the steep difference between the discounted price and its full retail value.

#4: SHOP EASILY WITH THE SECOND-HAND MARKET

In the past, one of the major hurdles faced by those interested in purchasing second-hand goods was the limited availability of certain items. This often resulted in compromises when trying to save money or contribute to the environment.

However, the game has changed, thanks to the Internet. Nowadays, you have access to expansive online markets that offer a diverse array of items, making it more convenient than ever to find exactly what you’re looking for.

While local thrift shops remain a viable option, searching through international online platforms presents you with the best saving opportunities and an abundance of options.

#5: DISCOVER NEW OPTIONS

Do you play it safe in fashion? By consistently adhering to safe and conventional choices when purchasing new products, you may inadvertently overlook distinctive items that could perfectly suit your needs.

Whether you have an affinity for luxury clothing or bags, you will be astounded by the hidden gems awaiting your discovery in second-hand shops. The alluring aspect of used items lies in their affordable price, as it enables you to explore beyond your comfort zone without incurring substantial financial burdens.

#6: ACCESS LIMITED-EDITION ITEMS

Buying specific, limited-edition items becomes significantly easier in the second-hand market, especially when it pertains to past limited-edition bags or accessories from your favorite brands. These sought-after items are often unavailable in stores but can frequently be found within the realm of second-hand shopping. Moreover, elusive treasures such as the highly coveted Birkin bag, typically beyond the reach of the average shopper, become more attainable when seeking pre-owned alternatives.

Image Credits: unsplash.com

By wholeheartedly embracing the realm of second-hand luxury, you not only save money but also contribute to environmental preservation, all while unearthing unique treasures that bestow elegance and refinement upon your life.

So, what are you waiting for? Initiate your exploration into the boundless possibilities of second-hand shopping today!

Sources: 1 & 2

Save Your Hard-Earned Cash! Avoid These 8 Money-Wasting Mistakes!

From harmful habits to wishful thinking, certain financial decisions can cost you a fortune. There is an endless list of things you should avoid doing with your hard-earned money. Here are eight things you should steer clear of:

#1: BUYING ITEMS FOR THE SAKE OF ITS NAME

I have to admit, I am guilty of buying products based solely on their brand names. Let’s face it: stores and generic brands are frequently disregarded when it comes to cost savings. Whether it’s food, skincare products, or over-the-counter medicine, your local grocery or drug store typically provides more affordable store brands or generic alternatives.

Pay attention to the labels, as the ingredients are often identical to those found in expensive brand-name products. Furthermore, when it comes to prescriptions, consider asking your pharmacist for the generic version. These medications work just as effectively as their brand-name counterparts and can save you a significant amount of money.

#2: PAYING LATE FEES

Do you know what quickly adds up and drains your finances? Paying for late fees. Whether it’s a late payment on your credit card, utility bill, or rent, these fees are best avoided. Set up automatic payments for all your bills to ensure that you never miss a payment again. This way, you won’t have to worry about forgetting to pay a bill on time.

If you do find yourself with a late fee, try calling the company and politely ask for it to be waived. Many companies are willing to accommodate their loyal customers by waiving late fees.

#3: PURCHASING PETROL STATION SNACKS

The occasional purchase of snacks at petrol stations may seem harmless, but it can quickly become a habit that drains your money. Those bottles of soda and bags of chips you pick up when filling up your tank or making a quick stop can add up over time. To manage this, create a rule for yourself to track all those small snack purchases, and set aside a small monthly allowance specifically for indulging in them. When running errands or encountering tempting locations filled with snacks, make it a habit to bring your own drinks and snacks.

Image Credits: unsplash.com

#4: RENTING A BIGGER OFFICE SPACE

The COVID-19 pandemic has highlighted the viability of working from home, resulting in excess office space and rising occupancy costs for businesses. Instead of maintaining large office spaces that cater to the entire workforce, it is worth considering the utilization of co-working spaces and digital collaboration tools. Singapore offers a variety of co-working spaces, including Crane, Workbuddy, and Gather Cowork, with multiple branches nationwide. By adopting this approach, you can continue working efficiently while significantly reducing expenses.

#5: CO-SIGNING A LOAN

Never co-sign a loan you can’t afford! Financial blogger Michelle Schroeder-Gardner strongly advises against co-signing a loan for someone unless you have the financial capacity to fully repay it yourself. There is always a risk that the other person may be unable to make the payments, which makes it crucial for you to protect yourself and your finances.

#6: DONATING OVER THE PHONE

I remember when a friend of mine shared a story about getting scammed over the phone. It happened right after she had finished a night shift, and she was feeling groggy and vulnerable. Phone solicitations can often involve legitimate fundraising efforts, but they also create an opportunity for scammers to exploit the goodwill of unsuspecting donors. To ensure your safety, never disclose your credit card number over the phone. Instead, request the solicitor to send you the information by mail. This way, you can thoroughly research the organization and verify its legitimacy before making any contributions.

#7: OVERSPENDING ON LOTTERY TICKETS

Did you know that tourists can play TOTO in Singapore? If you have a valid Foreign Identification Number (FIN) and meet all the prerequisites, you can play TOTO as a tourist. However, if you are solely a foreign passport holder, you will only be able to select and bet on Horse Racing. This can potentially lead to overspending on lottery tickets for foreigners. Keep in mind that the odds of winning the lottery are incredibly slim, with your chances of hitting the jackpot being roughly 1 in 292 million.

Despite the unfavorable odds, many people still spend a significant amount of money each month on lottery tickets. Instead of consistently allocating your funds to this improbable endeavor, it would be wise to redirect that money towards savings or your retirement plan. Investing in your long-term financial success through savings or retirement planning is a more prudent use of your resources.

#8: BUYING COFFEE CUPS

Some establishments take into account the cost of disposable cups when pricing their beverages. However, by opting for a reusable to-go cup, you can often enjoy a “discount” because you won’t be charged extra for the paper or coffee cup.

Image Credits: unsplash.com

Sources: 1 , 2, & 3

How to Make the Most of Your Singapore Public Holidays in 2024

Travel enthusiasts listen up! Planning your calendar for the year ahead involves more than just noting important events and birthdays; it also means strategically utilizing public holidays to maximize your leisure time. Let’s dive into the public holidays for 2024 and explore how you can make the most of them.

The following public holidays in 2024 are worth highlighting:

1. Good Friday (29 March 2024): Falling on a Friday, this holiday presents an excellent opportunity for a long weekend getaway. Plan a short staycation or indulge in some much-needed relaxation.

2. National Day (9 August 2024): Another Friday holiday, National Day is an ideal time to celebrate Singapore’s heritage and enjoy the festivities. Explore local events, catch a fireworks display, or organize a gathering with family and friends.

3. Second day of Chinese New Year (11 February): Although this public holiday falls on a Sunday, it is worth mentioning as it provides an extended weekend. Take advantage of this time to immerse yourself in the rich cultural traditions and vibrant celebrations of Chinese New Year.

4. New Year’s Day (1 January 2024) and Hari Raya Haji (17 June 2024): Both these holidays fall on a Monday, offering an opportunity to plan a long weekend trip or engage in activities that rejuvenate your mind and body. You can even plan a short trip to BKK, JB, or Batam.

5. First Day of Chinese New Year (10 February): Celebrate the arrival of the Lunar New Year by participating in traditional customs, enjoying festive cuisine, and spending quality time with loved ones. Because the first and second days of Chinese New Year fall on Saturday and Sunday, the following Monday (12 February) will be a public holiday. Thus, your family can enjoy a long weekend of three days.

6. Hari Raya Puasa (10 April 2024), Labour Day (1 May 2024), Vesak Day (22 May 2024), Deepavali (31 October 2024), and Christmas Day (25 December 2024): These Wednesday holidays provide many opportunities to unwind, reflect, and engage in leisure activities that interest you (e.g., movie watching or outdoor cycling).

Image Credits: mom.gov.sg

Now, let’s address the important matter of remuneration for work done on public holidays:

A. Employees covered by the Employment Act are entitled to 11 paid public holidays as mentioned above. However, employers and employees may mutually agree to substitute a public holiday for another working day to accommodate specific circumstances.

B. Employees who are required to work on a public holiday are entitled to an extra day’s salary at the basic rate of pay, in addition to their gross rate of pay for that day. This recognizes the extra effort put in by employees during public holidays.

C. Employers also have the option of granting time-off-in-lieu, based on a mutually agreed number of hours, for employees who work on a public holiday. This provision applies to workmen earning more than S$4,500 a month, non-workmen earning more than S$2,600 a month, and all Managers and Executives. It allows employees to take time off on another day as compensation for working on a public holiday.

Image Credits: unsplash.com

As you plan your travels or leisure activities for the year, keep these public holidays in mind. Utilize them wisely to relax, explore, spend quality time with loved ones, or engage in activities that bring you joy and rejuvenation. Remember, strategically planning your leaves from work around these public holidays will help you make the most of your time off in 2024.

Sources: 1 & 2

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