5 Ways To Take Charge And Save Money On Technology

Living in the 21st century where technology is a quintessential part of our lives, it is hard to find someone without a mobile phone. There is no doubt in my mind that technology improved our lives, making it easier and faster to communicate, shop, develop, search, and so much more.

Even though it is dependable, technology can cost a lot! Your wallet can empty as quickly as your battery empties. Luckily for you, there are ways to avoid excessive spending on technology…

1. NEEDS BEFORE WANTS

Do you really need an expensive action camera just to take great selfies? Or how about a state-of-the-art computer set-up just to browse the Internet? There is no point on spending on the most expensive gadgets and accessories if you will not maximize its use. So, the first step you must take is to evaluate your needs and understand how the device works. During this process, you have to be honest with yourself.

2. SELL YOUR OLD DEVICES OR EQUIPMENTS

If there is a growing desire to upgrade to the latest technology then, try selling your devices or equipments. This will give you little to enough money to help purchase the new device you have been eyeing on. eBay, Gumtree, and Carousell are just some platforms where you can find some interested buyers.

Image Credits: epSos .de via Flickr with Creative Commons license

Image Credits: epSos .de via Flickr with Creative Commons license

3. PURCHASE ONLINE

Aside from getting rid of your old devices or equipments online, you may also get a great deal there (i.e., whether it is through a wholesaler or an online coupon). You can compare the prices of the online shops to what is available on the physical shops, only to find that most of the times, online shops offer the cheaper prices. Furthermore, you just saved on the costs of transportation you would have paid if you went to the stores.

4. GET CREATIVE

Although the variety of the homemade accessories you can make are thin, it does not hurt to give it a chance. You are still saving money anyway. For instance, you may use a white top sheet as a diffuser, a white wall to bounce light from a flash, and a Styrofoam board as a reflector. All it takes is your imagination and creativity.

5. LOOK FOR ALTERNATIVES

Just because a renowned company announced a huge product launch does not mean that you have to buy it. If your technology basket is already sufficient then, there is no need to buy a new one. Also, if the new product does not satisfy your budget then, you do not have to buy it now. Pretty soon, the prices of this thing will drop, just be patient.

But, if you are really in need of a specific gadget immediately, say an action camera like GoPro (US$340/S$455), consider getting a cheaper alternative such as the HTC Re (US$159/S$213), the Polaroid XS100i HD (US$129/S$173), or the Sony HDR-AS20/B (US$149/S$199).

Sources: 1 & 2

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Avoid Impulse Buys And Save More Money Shopping This GSS

We had all been victims of impulsive purchase/s. And, this Great Singapore Sale (GSS) period where most shops have over 70% off, your power to resist may be tested! The good news is that, you can strengthen your power by following this simple ways:

1. NOTE DOWN A LIST

The oldest trick in the bag can just be the one that saves you! Making a list of the necessary gifts you to buy along with the names of the people you are wishing to give it to can help you avoid the temptation of overwhelming discounts. If you want, you can also dictate a budget per person (e.g., S$10 for a co-worker). No matter what, stick to this list.

2. SCORE GOOD DEALS BY SHOPPING ONLINE

To prevent the enticing visual stimulations, you can skip the malls all together and just shop online. By shopping online, you can not only compare price but also avoid the long queue. Who likes squeezing their way to the crowds anyway?

To get you started with your GSS shopping, here are the premier Singapore online shops you can browse: Lazada, Qoo10, and Zalora. Use coupon codes if applicable.

3. DO YOUR RESEARCH

As the glistening crimson sign of “GSS SALE” is parading across the country, it is good to do your research first before heading to the malls. This research requires you to browse the promotions of various shops and malls before you leave the house.

To get a comprehensive list of what is on sale, you may check out the Great Singapore Sale website at Greatsingaporesale.com.sg or browse the array of deals at Moneydigest.sg/category/deals.

4. PAY CASH

Having to pay with the money you already have is a wise decision that is accepted by most. Unless your credit card is rewarding you extra for shopping this GSS, you must shy away from it. A wallet full of your intended spending will force you to stay within the budget and prevent unnecessary buys.

5. BE HONEST WITH YOURSELF

Before buying anything, ask yourself several questions to help you evaluate if an item is worthy or not. Ask question such as: “Does the item simplify my life?” , “Am I going to feel better months after I buy this?”, or “Do I really need this?”. Be honest as honest with yourself as possible.

6. KNOW YOUR TRIGGERS

You must understand what brings about or triggers your impulse purchases. For instance, if your trigger is fragrant scents scattered in the malls then, shop online instead.

Image Credits: Giuseppe Milo via Flickr

Image Credits: Giuseppe Milo via Flickr

Also, it takes no Jedi mind trick to tell that shopping on an empty stomach will make you tempted for more snacks. So, be sure to shop on a satiated state during the Great Singapore Sale! 🙂

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Enjoy A Rejuvenating Retreat For Less Than S$15

After months of wrestling with tight deadlines, multiple assignments, and crucial projects…you deserve a peaceful rest. A weekend retreat will help! There are different kinds of retreat. While some are spiritually rooted (e.g., in Hindu, Buddhist, Christian and Sufi communities), others are for recreational purposes.

A recreational and wellness retreat is a short getaway with a goal to improve your overall health. Activities such as Yoga, meditation, workshops, and organic dining are usually included in the mix. Its average price ranges from S$700-3,000.

Luckily for you, you can take your mind and body to a rejuvenating retreat without flying off the shores of Bali or spending more than S$15. All you have to do is to create your own retreat within the walls of your own home.

1. SET THE POSITIVE MOOD

Kick off your weekend of relaxation by setting up a positive mood. Aromatherapy has been proven to enhance one’s physical and psychological well being. Scented candles ranging from S$2.90-4.90 are available at IKEA.

2. PRACTICE YOGA TWICE A DAY

Eliminate your daily stress by practicing Yoga in the morning and before you end the day. Practicing at home along with a video or audio guide is definitely more cost-effective than attending classes. Websites such as doyogawithme.com and kinoyoga.com have abundant collection of Free Yoga videos and health information that you may use.

If you are in need of yoga props, here are some tips as shared by Abby Lentz (Founder of HeavyWeight Yoga classes):

a. Yoga Blocks

Make a handcrafted Yoga Block with bulky, unused, or old books, yellow pages, phone books, and dictionaries. Just slip a pace of hard cardboard halfway between the pages of the book to make it sturdy and tightly tape the entire areas close.

b. Yoga Straps

Make your own Yoga strap by knotting two neckties together. You may also use a second-hand bathrobe sash from the thrift shop as branded Yoga straps are merely made with cotton straps and buckles.

3. TAKE A BREATH OF FRESH AIR

Include at least 30 minutes of cardio exercises such as jogging, brisk walking, and cycling outdoors. These no-cost exercises done in the nearest park will help lower your blood pressure and improve your outlook in life.

4. LOCK DOWN ALL DEVICES

In the spirit of a true retreat, turn off all your devices for the whole weekend but, inform your boss prior to it. Avoid the laptops, tablets, and hand phones to decrease your worries and improve your sleep.

5. MEDITATE FOR 10 MINUTES

Through meditation and mindfulness, you will be focusing yourself to your present state. This improves your quality of life. In fact, a study showed that there was a reduction of grey matter’s amount in the brain after 8 weeks of meditation. This later resulted to less stress and anxiety.

6. EAT HEALTHY FOOD

To detox your body even more, it is a must to eat healthy food for the entire weekend. Shy away from alcohol, tobacco, caffeine and too much sugar. Make an affordable yet healthy smoothie by following these steps by Jasmith1:

a. Pour 300 ml of Apple juice into the measuring jug.

b. Peel a Banana and break it into pieces. Add this to the jug.

c. Grab a handful of frozen Berries and add this to the jug.

d. Liquidate everything using a hand blender until it is fully blended.

e. Presto! You can now enjoy your smoothie. 🙂

Sources: 1, 2, & 3

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Eating Out? Make Healthier And Cheaper Choices In Just 5 Ways

With the influx and the variety of the restaurants, cafes, and other eateries island-wide, it is always a good time to dine out at the Red Dot. But…this does not mean that you can freely eat unhealthily or splurge a lot.

Here are 5 ways to work around it:

1. MAKE IT A HABIT TO SEARCH IN ADVANCE

Before dining in the restaurant, make it a habit to check their menu online. Websites such as sg.openrice.com, yelp.com.sg, or hungrygowhere.com can help you locate a restaurant, identify its menu, and give you an estimate of the average spending. This will help you make tastier, healthier, and cheaper decisions.

2. CONSIDER ORDERING A MEAL

Imagine being in an affordable buffet with all the calorie-rich food available at your arm’s length. It sounds tempting doesn’t it? Yet your health may be at cost. Instead of always opting for a buffet, consider ordering a single meal that is packed with nutrients!

3. DISTANCE YOURSELF FROM THE APPETIZERS

Even if the restaurant appetizers are free, do your best to skip it as some of it are packed with calories. Appetizers are also made to fool your brain unto consuming more food that you intend.

Image Credits: wEnDy via Flickr

Image Credits: wEnDy via Flickr

4. CHEW SLOWLY

Indulge and savour the taste of your food. Eating slowly will help you realize that you are actually satiated. Thus, you will eat and purchase just enough or even less.

5. CHOOSE YOUR DESSERTS AND SALADS WISELY

I know I am not the only one who shares a deep fondness for desserts. A delectably sweet cake drizzled with tasty toppings can make you hungry for more. Although it is tempting, it is important to watch your sugar intake. Opt for lighter dessert choices such as sorbets or fruits. As for the salads, be mindful of the creamy toppings and the dressings.

Image Credits: Ralph Daily via Flickr

Image Credits: Ralph Daily via Flickr

With these simple ways, your tummy and your wallet will definitely be happy!

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5 Wallet-Friendly Ways to Beat The Heat

The scorching hot weather is gracing at Singapore and other parts of Asia. Too much heat can cause exhaustion, cramps, or heat stroke. Luckily for you, you can beat the heat even without the access to air conditioning. Save on huge expenses by following these simple yet helpful tips…

1. USE FANS

Fans are less costly than air conditioners. It can help you feel fresh and breezy as you walk around your house. Make sure the fans are strategically placed to cool the entire area. While you are at it, close the curtains and the blinds to reduce the heat by approximately 45%.

2. DRESS DOWN

Wear loose and light fabrics (e.g., white cotton t-shirt) as these are more breathable. Invest in a few tank tops for only S$5 or less to keep you cooler for the entire day.

You can also consider Uniqlo’s range of AIRism tops, designed to provide extra comfort in humid Singapore. There is an ongoing promotion where you can get 2 piece of AIRism innerwear for just $24.90.

Uniqlo Airism

3. EAT COLD TREATS

Indulge in cold treats such as frozen fruits, ice-creams, or iced Milo. Homemade Popsicles made with simple ingredients such as a can of coconut juice for as low as S$1.10, can help you beat the heat for less. Simply put the juice in your ice-cream molds (available at Daiso for S$2) and freeze it for more than an hour. Or, you may make your own ice cream by following this tutorial.

4. GOOD HYDRATION

In order for your body to remain cooler, you need to keep it well hydrated. When plenty of ice is not enough to keep your water cool, try to freeze it inside the milk carton containers. This will enable you to preserve the coolness of your water due to its block-like figure. A cheaper solution indeed!

5. LEARN YOUR QUICK-COOLING SPOTS

Master your personal bodily temperature by focusing on your quick-cooling spots first. For instance, applying ice pack or cold water on your neck and wrists can make your body cool instantly. Know the other quick-cooling spots here.

Image Credits: Steven Depolo via Flickr

Image Credits: Steven Depolo via Flickr

Sources: 1 & 2

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