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Opening A Small Business Soon? Here Are 5 Ideas That Are Worth Hearing!

If you are looking for a fresh entrepreneurial opportunity, you came to the right place! Here are 5 small business ideas that are worth your time:

1. SELLING ITEMS ONLINE

You do not have to be a digerati to open up your very own online shop. If you are skilled at knitting or crocheting, you can try selling the popular “mermaid blankets” among others. Homemade jewelry is another option for innately creative and patient individuals.

With products or services in mind, you can open a shop on Tictail.com or Carousell.com. Tictail allows its users to run a nice virtual store in minutes. While, Carousell allows its users to sell globally through its mobile App. Both are definitely free and easy to use!

2. STARTING A COMMUNITY

Consider operating a business that brings a Singapore’s personal trainers together. You can either employ several personal trainers and market their services or, you can start a website that creates a community of personal trainers.

A personal trainer is someone with a knack for fitness, sufficient expert knowledge, and good interpersonal skills. He or she works directly with the clients to make fitness assessments, set goals, demonstrate exercises, and provide constant feedback to improve the client’s physique.

3. FLYING A DRONE

Many establishments utilize 360° Panoramic Virtual Tours to show everyone what they have to offer. This enables the potential clients to view the brand in a broader and more holistic perspective. Level up the traditional photography business by offering aerial services.

Aerial photography starts by mounting cameras to R/C helicopters. R/C helicopters shoot precise panoramic images and videos. However, professionals suggest to invest on quadcopters or drones.

Image Credits: pixabay.com

4. CUSTOMIZING THE KICKS

As you may have notice, the sneaker culture is at its all-time high! One cannot deny the international popularity of adidas Stan Smith or the NikeLab Air Max 1 Royal. You may start a small business that personalizes sneakers while the industry is prosperous. People who bought the same kicks as the rest can still stand out from the crowd by purchasing your work of art.

This business purely relies on your talent. You can look up the works of the project-based artist Glenn Ng or the renowned sneaker artist Mark Ong (SBTG) for more inspiration.

Image Credits: facebook.com/voidng

5. RUNNING A WEBSITE

With the modern technology, you can run a website dedicated to the topic or theme that you are interested in. Start by sharing your own wisdom and genuine passion to educate or entertain your readers. After which, only promote the products and brands that you really believe in.

By constantly writing or blogging about a certain topic, you become sort of expert on that topic. The most feasible ways to earn money from your blog are paid advertisements, paid articles, offering courses, and selling books.

Sources: 1 & 2

Magnificent Cafés In Singapore That Fit The Student’s Budget

As café rates continue to soar, searching for a spot that offers good food minus the shocking price tag becomes difficult. I totally get that! So, here is a humble list of trendy and affordable cafés of every kind.

Go out and makan with your friends!

1. FOR THE SWEETEST STUDENT: WINDOWSILL CAFÉ

Windowsill Café serves the finest pies and tarts, which go for approximately S$8 per slice. The brains behind it are two brothers named Jonathan and Sean Gwee. Food has been their longstanding passion as they operated some food stalls from Pandan Valley to Takashimaya. Their pies and tarts are crafted with close attention to details and mixture of honest ingredients. When you are here, do not skip on their highly-recommended flavors such as S’mores, Strawberry Lemon, and Banana Cognac.

Image Credits: www.facebook.com/WindowsillPies

With the aesthetically pleasing slice of pie and a cup of hot coco (with latte art), you can definitely take the perfect #FOODPORN shot!

Location: 95 Soo Chow Walk, S575382

2. FOR THE PHO-BULOUS PUPIL: LITTLE VIETNAM RESTAURANT & CAFÉ

Little Vietnam Restaurant & Café is a popular place where you can find budget-friendly yet authentic Vietnamese food. Your pocket and your belly will be satisfied after one seating as the average price per person is only S$12. You and your peers will enjoy the extensive menu of the classic Pho, noodles, and rice dishes.

Image Credits: chubbybotakkoala.com

It is a good idea to drop by Little Vietnam after school because their operating operating hours is from 12 noon to 11:30 pm.

Location: 511 Guillemard Road, #01-25/29 Grandlink Square, S399849

3. FOR THE LASAGNA LOVER: SUPER DARIO LASAGNE

A true-blooded Italian, Dario of Super Dario Lasagne, brought the first café that showcases lasagna as their star. It is always a good idea to reward yourself for a well-executed homework by devouring one (or two) of Dario’s bountiful plates of homemade lasagna for as low as S$9.80. The menu is coupled with drinks, breads, salads, and desserts.

Image Credits: facebook.com/sdlasagne

Check out their delicious menu, here: superdariolasagne.oddle.me.

Location: Super Dario Lasagne Café, #04-17 City Square Mall, S208539

4. FOR THE TENSION-FILLED INDIVIDUAL: TO-GATHER CAFÉ

“Created with Togetherness in mind,To-gather is a home away from home for the young and the young-at-heart (except the fridge is never empty here).” This statement encapsulates the essence of To-gather Café.

It offers generous portions of Western food that cost below S$18. If you feel satiated already, you can share your meal with your beloved friend. That is what togetherness is all about after all!

Consider sipping a cup of their hot Espresso (S$3.20), Café Mocha (S$4.50), or Tea ($4.50) to ease your academic or work stress!

Location: 84 Bedok North Street 4, #01-25/27, S460084

5. FOR THE HEALTHY LEARNER: VEGGIE COTTAGE

Camouflaged within the neighboring grocery stores is a beautifully casual café called Veggie Cottage. It serves a wide array of Asian and Western vegetarian food such as Avocado Salad, Claypot Tofu Rice Set, and Spaghetti Bolognese. They also sell cupcakes to satisfy your sweet tooth.

With seriously inexpensive prices ranging from S$2.50 to S$10.80, you will surely wear a smile while browsing their menu.

Image Credits: https://www.facebook.com/162388397257546/photos/a.162391280590591.1073741826.162388397257546/575124989317216/?type=3&theater

Image Credits: facebook.com/162388397257546/photos/a.162391280590591.1073741826.162388397257546/575124989317216/?type=3&theater

Location: 13 Dalhousie Lane, S209682

You do not have to be a student to enjoy these great places with budget-friendly prices! 🙂

Sources: 1 & 2

* Get a FREE Samsonite Black Label Richmond Spinner 75cm luggage worth S$950 and $20 cash rebate 
when you sign up for a HSBC Revolution credit card at www.hsbc.com.sg.

Important Things To Consider Before Purchasing A Fitness Studio Membership

“California Fitness closed… what now for its members?”
“California Fitness abruptly shuts branches in Hong Kong.”
“California Fitness closes all branches in Singapore.”

Image Credits: upload.wikimedia.org/wikipedia/commons/thumb/c/ca/The_ONE_California_Fitness.jpg/512px-The_ONE_California_Fitness.jpg

In the light of the recent headlines, California Fitness members voiced out their battle cry either to the authorities or to the netizens. I greatly sympathize with these people as I remember a particular event which happened two years prior.

In 2014, Affinity Yoga shut down its operations and hundreds of members had to suffer its consequences. Lots of my friends where at disbelief because of the abrupt closure of the place that they invested so much money in. To avoid being caught in a situation like this, take these several factors into careful consideration:

1. CREDIBILITY AND RELIABILITY

Before signing up for a membership, it is crucial to do a background check on the fitness studios that you are interested in. You do not want to be the next victim of a scam whereby a gym closes down a month after they ask you for a large sum of money in exchange of an attractive package. So look for fitness studios with credible international names such as Fitness First and True Yoga. However, being internationally recognized is not a surefire factor that the studio is reliable.

Let us take the California Fitness into the table. Although California Fitness has two decades under its belt, it ceased its operations in Singapore. Hundreds of former members have filled their complaints to the Small Claims Tribunal and the Consumers Association of Singapore (CASE) since last week. While some of their members took the battle to social media platforms such as Instagram. A member by the IG username of genixbw wrote: “Joined 18 April 16 , Closed down on 19 July 16. Fuck u #cali #californiafitness #rip.”

This scenario highlights how important it is to analyze the reliability or the consistency of the services and the studio’s standing as the time passes.

2. PERSONAL SCHEDULE

Much like a cultivating a blossoming romance, improving one’s physical health takes time and dedication. If you are not willing to commit at least 4 hours per week then, you shall bother paying for a membership! You do not to unintentionally flush your money down the drain just because your schedule is too tight.

If you can afford the membership but not the time, please reconsider your plans. I know how the work culture is a pervasive part of a Singaporean’s lifestyle, but taking care of one’s health is important too. Will you at least spare a portion of your weekends for a good workout?

3. ACCESSIBILITY AND LOCATION

Aside from the two key factors mentioned above, you must examine the location of a studio. You either choose a studio that is near to your workplace or to your home. If you want to sweat it out on the weekdays, check out the studios near your workplace so you can workout during your lengthy lunch breaks. And if you prefer to sweat it out on the weekends, get a membership at a studio near you.

Most of the gyms and yoga chains in Singapore have different branches that are scattered islandwide. For instance, Hom Yoga has two studios in Singapore and two studios in Sydney. You can choose to go to their Central branch at the Orchard Road or to their CBD branch near Raffles Place MRT.

Hom Yoga is a contemporary boutique yoga studio that offers hot and non-hot classes. Choose from a range of their hot classes such as Hot Hom, Hot Ashtanga, and Hot Flow as taught by internationally trained yoga instructors. What separates Hom Yoga from the most is its minimalist ambience and premier services complete with the staple facilities.I suggest that you go for their 1-week trial for S$32 to get a feel of all their classes.

4. COST OF SERVICES

Singapore is no stranger to expensive fitness studio costs. In fact, some of the premier gym memberships shoot up to S$2,000 a year. Many people cannot afford the high-priced memberships as well as its adjacent personal training fees. This is why you must look for other ways to get the best rates in town. Start by reading this helpful list: “Places To Find The Cheapest Gym Memberships In Singapore”.

5. TERMS AND CONDITIONS

You know those fine lines that you ignore on a regular basis? I am not talking about the seemingly noticeable lines on someone’s face! I am talking about the fine lines that make up the terms and conditions (T&Cs) of your studio membership.

By accepting the T&Cs, you are agreeing to anything and everything that the gym or yoga studio ask from you in the present until the future. This is why you must read the T&Cs carefully and more frequently. Be vigilant about the rules and regulations, late payment fees, termination clauses, concessionary rates, membership entitlements, and healthy liabilities.

Image Credits: pixabay.com

I hope this list helps you to find a fitness studio that is worth your money, time, and effort! 🙂

5 Efficient Ways To Save Money Using The Internet

The Internet can be your best financial ally!

1. TAKE ADVANTAGE OF THE SHARING ECONOMY

Sharing Economy is a type of economic model which allows individuals to borrow or rent assets owned by someone else. For individuals and society at large, it presents a variety of opportunities to invent new ways to earn and to solve social issues. All of these opportunities are made possible with the help of modern technology.

If you tired of the mediocre and costly hotel services that do not meet your expectations, consider finding a well-reviewed space from home sharing websites. Cut accommodation costs as well as energy and water consumption by availing the services of Airbnb, HomeExchange, and Couchsurfing.

Image Credits: pixabay.com

Friendly Tip: For your safety, please conduct a careful examination of the place and its owners before renting it.

2. SAVE SOME CASH BY COUPONING

Previously viewed as a hobby exclusive to “aunties and uncles”, couponing is seen in fresh light due to the popularity of online couponing services such as groupon.sg and cuponation.com.sg. My love affair with these websites began when I was a frugal university student. Groupon Singapore helped me to get the cheapest deals on educational workshops in lined my course while, Cuponation helped me to expand my school wardrobe without breaking the bank.

Image Credits: pixabay.com

3. DOWNLOAD FREE SONGS

People who are deeply passionate about the music industry frequently download songs to support the artists, labels, and distributors. Fortunately for these people, the Internet hosts several premium websites that allow people to legally stream and download songs. The sites that I am referring to are mp3.com, Amazon.com, PureVolume.com, and Jamendo.com.

Image Credits: pixabay.com

The wide array of genres and music collections available online will help you find a song that chimes in with your taste. Go check them out!

4. USE FREE AND OPEN-SOURCE SOFTWARE

Stop paying hundreds or thousands of dollars on programs that can be obtained for free with the same level of performance, quality, and reliability. Use free and open-source software such as the packages enumerated on these posts:

a. List of free and open-source software packages,
b. 30 Essential Pieces Of Free (and Open) Software for Windows, and
c. 5 Awesome Free and Open Source Reporting Software Packages.

Image Credits: pixabay.com

5. DOWNLOAD MONEY MANAGEMENT APPS

Eliminate unnecessary expenses and improve your spending habits with the aid of free money management apps such as Mint, MoneyWise, and Pocket Expense Personal Finance. Mint allows its users to track their spending, develop a monthly budget, receive bill reminders, and take control of their financial life. It is available for download on iOS and Android devices.

MoneyWise combines minimalist design with powerful functionality. It may seem minimal but it can do a lot! It allows you to generate charts or graphs, track budgets or spending, and create regular account backups. It is available for download on Android devices.

Image Credits: pixabay.com

Lastly, Pocket Expense Personal Finance fuses all your financial accounts together so it can track all your bills and set your budgets. It is exclusively for iOS users.

Great Singapore Sale Facts That Every Singaporean Should Know

Great Singapore Sale (GSS) is a shopping extravaganza that happens annually in Singapore.

Citizens as well as guests from all over the world can indulge on the extended period of this year’s GSS, which started last June 3. It is set to run for ten weeks instead of the usual eight. Its official partner card is UnionPay International.

Image Credits: facebook.com/OfficialGreatSingaporeSale

1. PRIMARY PURPOSE OF GSS

The Great Singapore Sale is an event spearheaded by Singapore Retailers Association (SRA) along with the local stores and malls. Its primary purpose is to boost the tourism industry in the Lion City. In fact, the longer sale period was predetermined to better accommodate the tourists hailing from Asia-Pacific countries such as China. SRA’s executive director Anthony Gan stressed that the GSS 2016 coincides with the school holidays in June-August and the peak travel season in July.

This extension may very well increase the influx of tourists but it can also desensitize the locals.

2. ACCREDITED PARTICIPANTS OF GSS

There are no “official” participants of GSS as retailers are not required to submit to SRA guidelines or register with SRA to engage in the event. All the retailers who offer discounts or promotions during the GSS period are considered as the partipicants.

Moreover, merchants are not mandated to use the GSS logo. The decision to do so is left to the business owners because they must think about their own marketing strategies.

3. AUTHORITY GOVERNING THE PROMOTIONS

Aside from the freedom put on the incorporation of the GSS logo, retailers are free to determine their discounts and promotions. The minimum and maximum amounts of discounts, deals, and promotions are left to the hands of the retailers. SRA has little to no say in this.

4. DURATION OF THE RETAILER’S PROMOTIONS

In lined with Fact #2-3, perhaps you have an idea about the designated duration for the store’s sale. It is not compulsory to hold the sale for the entire GSS period. In fact, there were some stores that started their “GSS sale” even before June 3. These stores include Metro and Robinsons.

5. BLOGGER’S INFLUENCE

In 2013, the financial giant MasterCard Singapore launched the Princess Singapore Campaign that featured famous Singapore bloggers. The campaign was a success as MasterCard holders used their cards for a total of over US$1.5 billion (S$2 billion) during the GSS 2013.

6. RISE IN THE TOTAL RETAIL SALES

GSS contributes to the rise in total retail sales in the country throughout the years. According to the Ministry of Trade and Industry’s Department of Statistics, the total retail sales for June and July 2015 was about S$7 billion. It is a 6.1% boost over that of 2014’s.

Image Credits: pixabay.com

Since the flow of GSS is heavily bestowed upon the retailers, the possibilities are endless. Be sure to check out this grand shopping event! 🙂

Sources: 1, 2, & 3

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