Lifestyle Archives | Page 27 of 56

3 Hair Salon Mistakes That Will Cost You Money

My personal definition of relaxation includes a day at the hair salon. To most people, it is a place that stimulates mixed emotions. There is always a certain degree of excitement hinted with doubt about the final results. Will you be satisfied with the makeover?

Furthermore, there are plenty of mistakes that you can unknowingly make. These said mistakes may cost you more money (and emotions) that you actually expect!

Here are just some of them:

#1: BY NOT DISCLOSING YOUR HAIR HISTORY

I am one of those people who pamper themselves by dropping by the hair salon every now and then. I was committed to maintaining my “Ash Blonde” hair for a year. However, I decided to dye it black last February. I did not settle for a brownish hue. I dyed it purely Jet Black! It was one of the few hair decisions that I regret the most. Dyeing my hair black made it hard for succeeding colors to seep in.

After a few months, I decided to visit the nearby salon to lighten my hair. I told the stylist about my dilemma and he was not able to fix my faux pas. I was so disappointed as I paid more than S$50. I realized that the only way to reach my goal is to bleach my hair. I went to a salon in the city center and paid thrice the amount to revive my light hair. I disclosed my hair history starting from the treatments I had last year. Thankfully, the senior stylist brought life to my previously dull locks.

Much like disclosing your medical history to your physician, you must share a brief history of your hair to your stylist. A successful makeover depends on the stylist’s knowledge of your past treatments. Leaving some information can affect the formula that he or she will choose. You do not want to have an allergic reaction to the chemicals that the salon uses.

#2: BY KEEPING MUM THE ENTIRE TIME

There was a significant fraction of my life where I kept quiet in the chair and witnessed as the stylist ruins my hair. I tell him or her that I adore my new ‘do, but go home bursting into tears. I know that I am not alone!

There are two types of people: those who complain and those who settle. The later wants to avoid conflicts and prefer Smooth Interpersonal Relations (i.e., as Psychologists call it). These type of people would rather wear a hat the next day than confront the person about cutting several inches too short. This conflict avoidance may be destructive to your pocket.

The haircut or the style that you got from the stylist will be sported (and tolerated) for a period of time until it grows out. You can always correct it and pay double for the style that you wanted in the first place. So, encourage adjustments if necessary. Do not be afraid to speak up!

#3: BY FAILING TO BRING PICTURES

My frequent visits to the hair salon highlighted that the stylists reached my intended results better when I brought visual representations of the looks that I desired. There are limited ways to describe Selena Gomez’ bob cut. And even so, you may fall short with words. Carrying multiple photos of a distinct style will help the professional to create a blueprint for making it right for you. They can imagine whether a particular look will suit your face shape and physique.

There is no doubt that most stylists are visual learners. Thus, bringing pictures will dissolve the confusion that you may have from describing a color as golden brown or yellow blonde. Oh! Can you tell the difference?

Image Credits: pixabay.com

You cannot walk in a prestigious hair salon and expect the stylist to perfect your desired look. At the end of the day, the skilled individuals can help you look good if you help them to do that too.

Sources: 1, 2, & 3

Useful Tips On Handling Financial Jealousy

Snapchat’s latest update called the “Snap Map” shows that we have the luxury to peep into the lives of others. Social media has given us the ability to know what are “friends” are doing in real time. This constant exposure to the public lives of other people makes us vulnerable to social comparison. Well, how would you feel if you saw your friends partying without you? You may feel left out or envious. I cannot blame you!

Let us apply this act of “peeping” into the meaningful aspect of finance. Say that you have a co-worker who always wears the latest designer bags and carry the latest gadgets. Not to mention, her boyfriend owns a fancy sports car. You may perceive her as a successful person and the envy monster may kick in. However, you are only seeing one side of the story. A side that focuses on the seemingly perfect image. You do not know the half of it! Your co-worker may be caught in a downward spiral of shopping addiction and her boyfriend could be in massive debt.

Financial jealousy typically occurs when you judge a person based on the situation’s exterior appearance. Thus, my first tip is to get your facts straight. The grass is not always greener on the other end. It may seem like a person has his or her life sorted out, but money is not the answer to everything. Some people find meaning in charity and others find it in family.

Image Credits: pixabay.com

Speaking of meaningful relationships, your money habits are influenced by the people whom you interact most with. Social situations highlight what you can and cannot afford. This is why you need to choose your friends and social activities wisely. Surround yourself with people who inspire your financial future. Be with individuals who have similar money beliefs and money management strategies. Also, you may seek advice from financial professionals.

Finally, you can deal with financial jealousy by altering your perception. It has been stated that 1 in 36 Singaporeans is a millionaire. It is easy to make financial comparisons when you are exposed to some of the most richest people in the world. But, do not forget about what you already have. Many people from underdeveloped nations have limited access to clean water and healthy meals. While you have Medisave, public healthcare does not exist for some countries. While you have access to public housing, other people are homeless. Consider yourself wealthy in the basic necessities of life.

Image Credits: pixabay.com

Rather than eating your heart out due to jealousy, use other people as a motivation to set new goals. Do your best to achieve these improved financial goals!

Sources: 1 & 2

3 Things That Uni Students Should Not Spend Their Allowance On

Many university students have the discipline to save their allowance, but this does not mean that they are spending their money on the “right” things.

#1: FANCY DESIGNER GOODS

While I was completing my tertiary education, I noticed how some people flaunted their LOUIS VUITTON or MCM Worldwide bags. I wondered how there were able to afford such a splurge as mere students. With limited financial capacity, it is not practical to collect luxury items. Invest on a quality backpack instead.

Image Credits: pixabay.com

Not to mention, it is seldom that somebody cares about what you are wearing.

A friend of mine rarely showers before going to school. She rationalized her actions as a typical behavior from the norm. Everybody was doing it so, why cannot she? The point was that majority of students would not care about how you present yourself. You are not there to treat the school as your catwalk! Your top priority is to learn after all.

#2: FLASHY ROOM DECOR

As a young adult, you have the privilege to decorate your own room. You definitely want to feel relaxed in your own space – be it a dorm or a hostel. However, you do not have to shell out too much to do so. Mount some family pictures and make your own ornaments. There is no need to buy a lot of new things as you will not keep your furniture for long.

#3: FREQUENT EAT OUTS

It is impressive how Singapore embraces racial harmony. That said, it is common to be friends with international students. Many of these students reside in the school’s approved hostels. Due to their living situation, some opt to dine out. Who can blame them? Dining out is utterly convenient. You do not need to prepare your food or wash the dishes. However, frequent trips to the nearest restaurant or pub can quickly exhaust your allowance.

You would not even realize how much you are spending until it is too late! Put a realistic budget in action, if you do not want your finances to wore out.

Image Credits: pixabay.com

BONUS: Let us talk about textbooks. This expense category can be uncertain at times. Universities tend to provide a long list of reading materials. The mandatory and recommended books may not be clearly written out. Before you spend your entire allowance on the comprehensive list, be sure to buy what you will actually use for the course. Find second-hand books from the last year’s students or from the Bras Basah Complex. There are free online resources too!

Sources: 1 & 2

Exploring Other Lifestyles That A Singaporean Can Have

Bidding farewell to the mainstream lifestyle and jumping into the wagon of alternatives can be a little scary. For starters, it mixes various subcultures and applies different financial approaches. Are you ready to glance through some of your potential options?

Well, let me start with an option that is relatively expensive to maintain. I shall dub this lifestyle as the “YOGAHOLIC“. Having a Yogaholic lifestyle consists of a balance between work and leisure.

Several years ago, I worked at a fitness studio. This allowed me to cultivate lasting friendships with a few of the Yoga teachers. Many of them led a Yogaholic lifestyle. They frequently go to wellness retreats to rejuvenate their bodies and mold their skills. You do not need to be an expert at Yoga to reap the benefits of a wellness retreat! Two retreat centers came into my mind as they are near Singapore. Enjoy a serene getaway at the luxurious center called The Farm. Located at Batangas (Philippines), The Farm creates a well-rounded program to aid you in restoring your balance. Try their signature spa treatments while you are in there.

The other famous spot nestles in the heart of Ubud (Bali). The Yoga Barn offers daily yoga classes and workshops to establish holistic healing. Embodying the Yogaholic lifestyle allows you to deepen your practice and to adapt healthy eating habits.

Now, let us drastically tip the pointer on the cheaper scale. Let us inspect a way of life that limits one’s spending – the “MINIMALIST” lifestyle. A genuine minimalist does not step out with a pair of brown sack-cloths with hoods or step out of a Muji catalog. Instead, a minimalist tries to purchase as little as possible. This idea contradicts with the materialistic culture that Singaporeans had build. Just notice how many times an average citizen changes his or her smartphone!

Start leading a minimalist lifestyle by keeping your wardrobe simple. You do not have to wear the same shirt or same outfit everyday. Instead, you must avoid hefty designer clothing by purchasing clothes from thrift shops or clearance sales. Do not be afraid to repeat an outfit for a different occasion. Take a hint from the Duchess of Cambridge herself.

Image Credits: pixabay.com

The last lifestyle marries the aforementioned ones together. It prefer to label it as the “ECO-CONSCIOUS” way. Going eco-conscious creates a balance between Mother Earth and its inhabitants. Furthermore, it uses controlled consumption and later saves you money. The conscious effort to create less waste and choose fresh produce will help build a sustainable country that new generations can indulge on.

You may not be ready to join the divergent train, but some of these alternative lifestyles are actually good for your finances. Would you at least consider one option?

Sources:1 & 2

How To Efficiently Declutter Your Personal And Financial Life

The perfect time to organize your thoughts, to arrange your bills, and to declutter your home is NOW! Here are five strategies that you can start with:

CLEANSE YOUR PHONE

We are constantly glued to our devices. I do not mean to be a bearer of bad news, but your devices are not entirely sanitary. Various researchers have found Escherichia coli bacteria, Streptococcus, and other pathogens living on mobile phones. It is important to employ measures to keep yourself healthy and to minimize medical bills.

One of the first few things that I do upon coming home from work is to cleanse my phone. I grab a couple of cotton pads and spray it with Isopropyl Alcohol. This helps me disinfect my phone as I am constantly in contact with relatively sickly children. You can adopt this habit too!

FLOSS YOUR PEARLY WHITES

Many experts encourage the importance of flossing in one’s daily grooming routine. A floss is designed to reach between the gums and the teeth. It acts as an efficient tool to lower the risk of gum disease, tooth decay, and periodontal disease.

You do not want to go to a job interview with a flaming bad breath!

PURGE YOUR ITEMS

Are you getting trapped under a mountain of rubbish? Tidy your space by practicing the one-item-in and one-item-out policy. This policy works by bringing a new item in and dropping an old item out. You can either donate, sell, or throw the old item. Doing this regularly will improve both your financial and mental health.

ORGANIZE YOUR BILLS

Never forget where you put the bills or when their due dates are by designating one place for them. You read that right! You have to decide whether you are going to file all your bills in a tangible box or in a computer folder.

Some bills arrive by electronic mail while some arrive by postal mail. Printed bills must be kept in a labeled box. While for virtual storage of bills, make scanned copies of those that arrive in the mail and put them into a labeled folder in your laptop.

EASE YOUR MIND

Create a healthy division between your work and personal life to lessen your stress. For instance, my co-worker does not respond to the client’s calls after 7 PM. You may do the same thing, if necessary. Another way to keep your mind at ease is by not checking your email before you go to sleep.

Image Credits: pixabay.com

It is inevitable to spot a message that will your mind buzzing all throughout the night. Furthermore, it may make you anxious to go to work the next day. Do you want that to happen?

Sources: 1 & 2

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