How To Escape The Trap Of Buyer’s Remorse

Words cannot describe how overwhelming the retail prices have been due to the Christmas and Year-end promotions. I bought a quality Kat Von D lipstick for S$13.20 (i.e., original price was S$32). That price is equivalent to the lipsticks found at the drugstore! It was insanely cheap. I did not regret this purchase! In fact, I shared the coveted information to my friends.

Despite my shopping highs, I had my lows. I bought a S$39 hand cream by accident. How can I be so dumbfounded? Well, I saw this product on a sale rack that was mislabeled. Fortunately, I was able to replace the item with several items within the price tag. I resolved the unwanted tension I felt inside. Said unwanted tension is called buyer’s remorse.

Buyer’s remorse (i.e., the feeling of regret after purchasing something) happens to the best of us. We are psychologically wired to focus on desire. This is why it is best to avoid the shopper’s trap. Consider these tips:

Image Credits: pixabay.com

#1: COME PREPARED

Upon entering the glittering halls of Sephora, my sister posed a firm question. “What do you want to buy?”, she said. She believes that it is important to have an item in mind before entering a store. She is certainly right! I walked out with a single item from my favorite brand – Nudestix.

To prevent the common pitfall of impulse purchase, you must do your research prior to shopping. Look through the online reviews as well as the opinion of your peers. Married couples may employ a general rule of purchase. For instance, items over S$100 should be discussed. This rule will help you spend within your means.

#2: SET A BUDGET

Last night, my mother and I went to the nearby grocery to buy toiletries. I did not bring any cash and she brought S$15. I was fine with that as we only needed a pack of facial tissue and two toothbrushes. However, she was repeatedly attracted with other items such as the broom and the wet wipes. Having limited cash helped us to identify the unnecessary items in our cart.

It goes without saying that a realistic budget can help you avoid the unwanted sting of buyer’s remorse. Steer away from the tempting plastic cards! Bringing a fixed amount of cash is a surefire way to strictly follow through your budget. The fixed amount relies on what you are willing to spend on that day. It is best to spend the money that you already have.

#3: WALK AWAY

One of the hardest things to do is to walk away from a seemingly tempting offer. Retailers rule you with posters that highlight limited offers and flash sales. These so-called bargains support impulsive buying behaviors. To save your wallet, just walk away! If you are not willing to purchase an item on its full price, you are better off without it.

Remove yourself from the pressure zone by asking the store to hold the item for at least 24 hours. If there is still a need to get it, go back for it. The passing time in between gives you a chance to rethink the value of your purchase.

Sources: 1,2, &3

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Asia’s Interesting Superstitions Surrounding Money

Proud of its value for racial harmony, Singapore is a country that fuses people from different nationalities. Each nationality has formed a culture built on their own set of practices, rituals, and beliefs. Said beliefs do not have to be logical all the time as superstitions exist. Some of the superstitions surround heavy issues like money.

If you are interested to learn more about the Asian diversity in financial superstitions, continue reading this article.

IN JAPAN

The eccentric country of Japan is known for many things. One of which is their ability to morph paper figures – the art of Origami. To attract good fortune or wealth, you will need to put an Origami frog inside your wallet. The word “frog” in their language (“kaeru”) is a homonym for the phrase “to return”. Hence, putting an origami frog in your wallet entails the continued circulation of money.

IN CHINA

As the age-old saying goes: “a purse on the floor is money out the door”. Putting your purse or handbag on the floor famously symbolizes your detachment from wealth. On the bright side, keeping your belongings at close proximity lessens the chances of object misplacement or theft.

IN KOREA

Whether you are shaking your nerves away or acting on an automatic response, you must avoid fidgeting your legs in Korea. This common mannerism is frowned upon as it is believed that you are literally shaking off your good luck or wealth.

IN PHILIPPINES

Have you been experiencing an annoying itch in your palm? Do not forget to put this “itchy palm” in your pocket immediately. What may seem like a product of insect bites is deemed to mean incoming wealth. Regardless of the origin of the itch, Filipinos believe that you must expect to receive money in the next couple of days.

IN SINGAPORE

One of Singapore’s superstition roots from the Chinese beliefs about the numbers eight and four. They believe that number eight is fortunate and number four is unfortunate. These meanings were associated based on the Chinese language. You see, these words are homophones for the words “prosperity” and “death” respectively.

Image Credits: pixabay.com

Image Credits: pixabay.com

Try negotiating a discount if your apartment or condominium unit ends with number four. Research showed that it will work in your favor!

Sources: 1,  2, 3, 4, & 5

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What Not To Buy Before Christmas

Can you feel the magic in the air? Well, that is partly brought by the Christmastime. We are about 24 days away from this whimsical event and retailers are well aware of that.

It is easy to get lost in the sea of discounts that hit every holiday season. As a bargain-seeker, it is definitely one of the best times of the year. But, please think twice if you are planning to purchase these items:

DIAMONDS ARE FOREVER

As a symbol of everlasting love, you might consider gifting a ring or any form of glistening jewelry for Christmas. Basking in the glory of attractive jewelry ranks high on many people’s wishlist. You can get a better deal on glistening bling if your recipient is open to flexibility. Wait for a few weeks after the holidays before purchasing the “perfect gift”.

Worthy steals for quality jewelry typically peak in January – two weeks before Valentine’s day. It comes as no surprise that these deals are in preparation for the Day of Hearts.

FOOLPROOF FITNESS RESOLUTION

Research showed that Singaporeans are more invested on healthier choices (e.g., wholemeal bread or brown rice) than before. This increasing importance posed on wellness contributes to the abundance of fitness resolutions. For instance, a friend of mine is currently getting rid of starch and simple sugars in her diet. One way to motivate her journey to fitness is to purchase new exercise apparel or equipment.

While sports retailers may provide tempting sales during Christmas, I will have to pass. Nationwide discounts on fitness equipment are better in 2018. Retailers seem to take advantage of the New Year’s resolutions to get into shape!

CONTEMPORARY SCHOOL ESSENTIALS

Our reliance to modern technology paved way for lecturers to distribute their PowerPoint or video lessons online. If you are planning to give a useful present for a young student, a cheap tablet or a starter laptop may have crossed your mind. Let us start with the former.

It is not unusual to find a low-priced tablet during Christmastime. At the sight of an ambiguous and dirt-cheap product, it is tempting to swipe the card and finish your shopping. However, people tend to be particular with their tablets. You do not want your money to go to waste!

Image Credits: pixabay.com

Image Credits: pixabay.com

Now, let us move on to bargain laptops. The joyous season offers affordable prices for low-end laptop models. Young students may settle for laptops with smaller screens, minimum RAM, and limited hard-drive space for daily use. Stay away from these products if you value longevity. Better laptop deals happen during the Back-to-School season.

What other items should you steer away from before December 25th? Please feel free to leave a comment below!

Sources: 1&2

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FUNtastic Ideas To Spice Up Your Dates

I am not familiar about your dating habits, but predictability is not a part of my book! My significant other and I are actively browsing through online articles and asking for recommendations. We make it a point to “shake things up” every once in a while.

On that note, here are just some of the romantic and fantastic ideas that we have gathered throughout the years:

1. Let us start with a nostalgic date. Share your most intimate memories with your beloved by exchanging family albums. Then, reminisce the milestones you had as a couple by going back to where you first met.

2. Take the slang “Netflix and Chill” in its literal sense by streaming your favorite shows while indulging on ice cream. Eat as many ice cream flavors as you want! Personally, Ben & Jerry’s Cookie Dough is my guilty pleasure.

3. Stay in touch with your artsy side by attending craft workshops. From Calligraphy to Bento Box classes, there are many interesting workshops in Singapore! For starters, you can create a spectacular keepsake by Pottery Painting for as low as S$15 at Goodman Ceramic Studio.

4. Be the star of your own editorial by pretending to be famous photographers for a day. You can either take turns in modelling or find a stranger to do the work for you. Snap pictures of your model at the picturesque spots in Singapore (e.g., Haji Lane and National Gallery of Singapore are totally Instagram-worthy).

Image Credits: pixabay.com

Image Credits: pixabay.com

5. Immerse yourself into the art of storytelling by attending poetry slams. Artists gather together to eloquently spread their messages out to the public. Considering reserving a free spot at the “Slam: A One Man Show by Neil Basu” on September 30 or October 1!

6. We might be known as a concrete city, but that does not mean that we lack furry companions! Spend a day with adorable felines as you drop by The Cat Cafe. Unlike other establishments, The Cat Cafe only charges for the entry fee of S$15 (i.e.,including a complimentary drink).

7. Aside from furry cuteness, you can get up close with over 100,000 marine animals at the S.E.A Aquarium. Be dazzled with one of the world’s largest acrylic panel that houses over 800 marine species. Their interactive displays will entertain you too! Prices for adults start at S$30 (T&Cs apply).

8. Celebrate your love for sultry Jazz music by visiting the Blu Jaz Cafe. The establishment hosts free-flowing jazz bands that are open to improvisations. Check out their menu to know how to keep your tummies full while you heart sings with glee!

Image Credits: pixabay.com

Image Credits: pixabay.com

9. Reconnect with nature by visiting the highest pedestrian bridge in the country – the Henderson Waves. Jog in the Mount Faber Park before watching the sun set in this creative spiral bridge. The wonderful reflection of the the sun shall set the romantic mood for your outdoors date.

10. Inspire each other to reach the optimum physical health by joining fun runs or marathons. Engaging in these activities will not only give you a fitness boost, but it will also allow you to consistently motivate each other along the way.

11. Tired of seeing your partner glued to his or her gaming console? Well, you can ditch the virtual games and immerse yourselves in an intense reality game with Exit Plan. Exit Plan is a local escape room that offers thrilling rooms for friendly prices. Admission starts at S$15 for off-peak hours.

12. Strengthen your bond by revealing your inner self to your partner. Start by writing ten personal questions. Test how well your partner knows you by throwing said questions to him or her. The person who gets the highest score wins, while the loser will have to do a consequence.

Sources: 1 & 2

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5 Helpful Tips To Achieve Work-Life Balance

Focusing on your career and enriching your personal life can be challenging in today’s busy world, but it is possible!

1. PRIORITIZE YOUR TASKS

Efficiency at work is a trait that I take pride in. I search for the quickest and the smartest ways to finish the tasks. Whenever I am bombarded with serious deadlines, I make it a point to list down all of them. Doing so enables me to examine which task I should prioritize first. For instance, I would rather rearrange my closet at noon than putting my assignment on hold.

Avoid feeling overworked by accepting that you cannot be on top of everything in your life. Hence, you must devote your time and energy into the tasks that will deliver the most beneficial outcomes.

2. MONITOR YOUR TIME

Be honest with yourself. How much time do you spend on things that matter to you? Does your day align with your priorities? Maximize your time by eliminating unnecessary slots (e.g., time spent on worrying about the opinion of others).

After listing down all the tasks that you have to accomplish within the day, assign a time slot for each one. Organizing your timeframe allows you to take breaks in between. Also, it highlights the importance of scheduling your private time. It is not what you think it is! Your private time refers to the opportunity to reduce your stress and to recharge your energy. Whether you want to sip a cup of tea or read a book in solitude, give your own time the same respect as a work meeting. Abide strictly to your schedule…unless there is an emergency!

3. SET A VACATION

In lined with scheduling the flow of your day, you must set a period for sabbatical. At least 14 days off work per year would do. You may think that spending two weeks off is not economical! However, you must focus on its benefits for your holistic wellbeing. Consider an affordable staycation in Singapore or a worthwhile weekend trip in the Southeast Asian countries. Use your paid leaves wisely!

Image Credits: pixabay.com

Image Credits: pixabay.com

If a vacations sounds a bit far-fetched, set aside at least an hour of each day to focus on yourself. Whether you want to walk your do to the park or to get a Thai massage, it is good to have something to look forward to.

4. DO NOT MULTITASK

Previous studies have shown that multitasking is associated with less productivity. Our brains are essentially “task switching” when we do two or more tasks at a time. The gravity of the situation can be illustrated by imagining your brain as a computer. The more programs you have in operation, the slower it will function overall. Multitasking not only affects the quality of your work, but it can also affect your gray matter volume. This brain component is responsible for memory and decision-making. You may recall juggling two tasks and forgetting some elements in the process.

So, be sure to empty your thoughts when it is time to work. Leave your household chores behind you! Once it is time to go on a romantic date, do not think about the report that you are going to present in the morning. You will be more productive when you are not dividing your attention into small fractions.

5. UNPLUG YOUR DEVICES

How many times have you heard the saying: “LIVE IN THE MOMENT”? This statement has been posted in several of my friend’s social media walls, yet is impact is underrated. We cannot help it! It is easy to feel attached to technology. I once attended my sister’s graduation ceremony. The mother in front of me brought her laptop and hand-phone along. She was shamelessly answering calls and typing away as the students march to the stage. This situation stresses the clash of work and personal life.

Image Credits: pixabay.com

Image Credits: pixabay.com

The downside of modern technology is that work can follow you wherever you go. Your client may even reach you while you are catching waves in Bali. Robert Brooks, a Psychology professor at Harvard Medical School, says that “phone notifications interrupt your off time and inject an undercurrent of stress in your system”. Shut down your devices upon reaching home. Enjoy interacting with your beloved ones to build an authentic quality time. By not reacting to the updates from work while you are at home, you will develop a stronger habit of resilience. Unless it is an immediate emergency, the job situation can wait.

Sources: 1, 2, & 3

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