how to save money Archives | Page 9 of 23

5 Ways To Take Charge And Save Money On Technology

Living in the 21st century where technology is a quintessential part of our lives, it is hard to find someone without a mobile phone. There is no doubt in my mind that technology improved our lives, making it easier and faster to communicate, shop, develop, search, and so much more.

Even though it is dependable, technology can cost a lot! Your wallet can empty as quickly as your battery empties. Luckily for you, there are ways to avoid excessive spending on technology…

1. NEEDS BEFORE WANTS

Do you really need an expensive action camera just to take great selfies? Or how about a state-of-the-art computer set-up just to browse the Internet? There is no point on spending on the most expensive gadgets and accessories if you will not maximize its use. So, the first step you must take is to evaluate your needs and understand how the device works. During this process, you have to be honest with yourself.

2. SELL YOUR OLD DEVICES OR EQUIPMENTS

If there is a growing desire to upgrade to the latest technology then, try selling your devices or equipments. This will give you little to enough money to help purchase the new device you have been eyeing on. eBay, Gumtree, and Carousell are just some platforms where you can find some interested buyers.

Image Credits: epSos .de via Flickr with Creative Commons license

3. PURCHASE ONLINE

Aside from getting rid of your old devices or equipments online, you may also get a great deal there (i.e., whether it is through a wholesaler or an online coupon). You can compare the prices of the online shops to what is available on the physical shops, only to find that most of the times, online shops offer the cheaper prices. Furthermore, you just saved on the costs of transportation you would have paid if you went to the stores.

4. GET CREATIVE

Although the variety of the homemade accessories you can make are thin, it does not hurt to give it a chance. You are still saving money anyway. For instance, you may use a white top sheet as a diffuser, a white wall to bounce light from a flash, and a Styrofoam board as a reflector. All it takes is your imagination and creativity.

5. LOOK FOR ALTERNATIVES

Just because a renowned company announced a huge product launch does not mean that you have to buy it. If your technology basket is already sufficient then, there is no need to buy a new one. Also, if the new product does not satisfy your budget then, you do not have to buy it now. Pretty soon, the prices of this thing will drop, just be patient.

But, if you are really in need of a specific gadget immediately, say an action camera like GoPro (US$340/S$455), consider getting a cheaper alternative such as the HTC Re (US$159/S$213), the Polaroid XS100i HD (US$129/S$173), or the Sony HDR-AS20/B (US$149/S$199).

Sources: 1 & 2

Avoid Impulse Buys And Save More Money Shopping This GSS

We had all been victims of impulsive purchase/s. And, this Great Singapore Sale (GSS) period where most shops have over 70% off, your power to resist may be tested! The good news is that, you can strengthen your power by following this simple ways:

1. NOTE DOWN A LIST

The oldest trick in the bag can just be the one that saves you! Making a list of the necessary gifts you to buy along with the names of the people you are wishing to give it to can help you avoid the temptation of overwhelming discounts. If you want, you can also dictate a budget per person (e.g., S$10 for a co-worker). No matter what, stick to this list.

2. SCORE GOOD DEALS BY SHOPPING ONLINE

To prevent the enticing visual stimulations, you can skip the malls all together and just shop online. By shopping online, you can not only compare price but also avoid the long queue. Who likes squeezing their way to the crowds anyway?

To get you started with your GSS shopping, here are the premier Singapore online shops you can browse: Lazada, Qoo10, and Zalora. Use coupon codes if applicable.

3. DO YOUR RESEARCH

As the glistening crimson sign of “GSS SALE” is parading across the country, it is good to do your research first before heading to the malls. This research requires you to browse the promotions of various shops and malls before you leave the house.

To get a comprehensive list of what is on sale, you may check out the Great Singapore Sale website at Greatsingaporesale.com.sg or browse the array of deals at Moneydigest.sg/category/deals.

4. PAY CASH

Having to pay with the money you already have is a wise decision that is accepted by most. Unless your credit card is rewarding you extra for shopping this GSS, you must shy away from it. A wallet full of your intended spending will force you to stay within the budget and prevent unnecessary buys.

5. BE HONEST WITH YOURSELF

Before buying anything, ask yourself several questions to help you evaluate if an item is worthy or not. Ask question such as: “Does the item simplify my life?” , “Am I going to feel better months after I buy this?”, or “Do I really need this?”. Be honest as honest with yourself as possible.

6. KNOW YOUR TRIGGERS

You must understand what brings about or triggers your impulse purchases. For instance, if your trigger is fragrant scents scattered in the malls then, shop online instead.

Image Credits: Giuseppe Milo via Flickr

Also, it takes no Jedi mind trick to tell that shopping on an empty stomach will make you tempted for more snacks. So, be sure to shop on a satiated state during the Great Singapore Sale! 🙂

4 Ways To Catch Good Movies In Singapore, For Free

1. AT THE CHANGI AIRPORT

If your flight is delayed for another 3-6 hours then, it will give you enough time to catch 2-3 movies at the Changi Airport, free-of-charge! The Changi Airport boasts their 24-hour cinemas that screen the Fox Movies Premium Channel at Terminal 2 and the latest movies of various genres at Terminal 3. Whoever said that getting stuck in a transit for hours could not be great…clearly has never been to ours!

Image Credits: www.changiairport.com

Terminal 2 is located near the Sunflower Garden at Departure Transit Lounge South while the Terminal 3 is near the Ambassador Transit Lounge at Departure Transit Lounge North. To know more about what the airport has to offer visit: changiairport.com

2. AT THE LOCAL LIBRARY

Aside from a wide array of books and electronic resources at the National Libraries, you can enjoy the beauty of performing arts especially at the “library@esplanade”. The library@esplanade offers services in the areas of dance, music, theatre, and film by providing an extensive collection of printed and non-printed resources.

It enables you to watch family friendly, classical, indie, and foreign movies for free! This shall foster learning, innovation, and creativity. They typically show films every first Wednesday of the month. For more information visit: nlb.gov.sg.

For the meantime, you may check out Queenstown Public Library’s moving screening of the “Earth From Space” documentary on May 30.

3. AT THE OUTDOORS

Looking for a perfect first date experience? Look no more as MovieMob brings you the premier outdoor movie screenings that would not cost you a cent! MovieMob, an acclaimed Outdoor Movie Specialist, screens movies to various locations around Singapore.

Since 2009, they have had about 200 drive-in cars per event and up to 800 pax per Picnic event. The overwhelming numbers is due to the fact not it showcases a unique movie experience and that you can vote which movie to watch.

Image Credits: www.facebook.com/apemoviemob

A gentle reminder: arrive early to secure the best spots. Screenings are typically held every third or fourth weekend of the month. So, stay updated by visiting: facebook.com/apemoviemob.

4. AT YOUR HOME

I for one love the experience of watching movies in my own home. It gives me a chance to rewind or pause scenes whenever I need to. Also, I do not have to worry about laughing so hard or dressing up for countless minutes. What is my secret? 1 word…YouTube.

Catch a free flick or two in the comforts of your own home by watching at YouTube’s Movies playlist at youtube.com/user/YouTubeMoviesWW. It has a myriad of films that are Russian, English, Hindi, Dutch, Tamil, Korean, French, and so much more. The films under this playlist are legal as they are copyright supported.

Are you a fan of Drama and Romance movies? Well, this classic film entitled “The Last Time I Saw Paris”, starring the legendary Elizabeth Taylor, will be worth your time.

Guide To Singapore’s Public Transport: Saving Benefits And Tips

Singapore’s Public Transportation aids in the nation’s economic and environmental challenges. Most locals prefer to travel via train or bus just because it is safe, fast, and efficient. On that note, here are the background, tips, and benefits of traveling thru Public Transportation…

BACKGROUND

1. TRAIN OR MASS RAPID TRANSIT (MRT)

As most parts of Singapore are accessible by the MRT, it proves to be an affordable and convenient option. Get cheaper rates by traveling with a concession card (i.e., Child Concession Card, Student Concession Card, NSF Concession Card, and Senior Citizen Concession Card). In fact, Senior Citizen Concession Card get 25% off adult fares all day.

If you are a tourist, you are in luck! The MRT stations are made to be merely walking distance from the notable attractions such as the museums.

2. BUS

The buses provide the most picturesque view of the Lion City at budget-friendly fares ranging from S$1-3. All the children below 7 years old get to enjoy free travel. It is important to know that all commuters are charged based on their total distance traveled (i.e., no transfer costs) whether it is by bus or by train. So, the fares depend on your location and destination.

TIPS

1. MOVE TO THE CENTER OF THE TRAIN

Moving to the center of the MRT does not only help passengers to smoothly go in and out but it will also help you to get a seat.

2. CHECK YOUR BELONGINGS

Always take care of your valuables. Although your lost item can be retrieved, there is a slim chance that the finder may choose to keep it.

3. GET AN ESTIMATE OF YOUR DISTANCE FARE

Use the standard online calculator available here to estimate your travel costs. Find alternative routes to get the cheapest fare.

BENEFITS

1. SAVE CASH

It is no surprise that Public Transportation saves you more money as the price of owning a car here is overwhelming. Adding to that, going by bus or by train can help you beat the petrol price hike and the cost for maintaining a vehicle.

2. SAVE THE ENVIRONMENT

Public Transportation saves our environment as it reduces carbon emissions, petrol consumption, and congestion. Imagine if every family owns a car, given the scarcity of land, congestion will unfold.

Aside from preventing congestion, it is more energy efficient that private cars. According to the Land Transport Authority, the average carbon footprint per 10 km released by bus is 0.19kg while the by train is 0.13kg. This is smaller compared to the carbon footprint released by a private car (1.87kg)!

3. IMPROVE YOUR HEALTH

Access to Public Transportation enables you to walk to and from the bus or MRT station. That is a no-cost way to exercise! Also, it avoids the stress you may get from driving especially during rush hours.

Image Credits: epSos .de via Flickr

Sources: 1 & 2

Budget-Friendly Ways To Amuse Your Children

Spending quality time with your children need not be costly! What is important is to shower them with your unconditional love and undivided attention. Here is a list of “Budget-Friendly Ways To Amuse Your Children” especially this upcoming school break…

1. FAMILY GAME DAY

Entertain your kids with a solid hour of board games, cards, and puzzles. If you need to purchase a board game, you may check out Toys “R” Us. Toys “R” Us provides huge selection of toys and infant products that, are priced to give you value for you money.

Round up your kids and play the Disney Assorted Inlay Wood Puzzles (S$9.95), UNO® Disney Frozen Cards (S$11.90), or the Pavilion Wooden Snakes and Ladders (S$19.95).

2. EXPLORE THE PARKS OR PLAYGROUNDS

Going to the nearby playground and watching your child get active would not cost you a cent! Alternatively, you may take your child to the nearby parks (e.g., East Coast Park, Bishan Park, and Lower Seletar Reservoir Park) to have a simple picnic or to play outdoor games and sports such as Frisbee, Hula Hooping, and Cycling.

For a complete list of parks in Singapore, visit: nparks.gov.sg.

3. GO TO BEACH

Nothing screams fun with kids more than a sunny day at the Palawan Beach at Sentosa. Enjoy building sand castles, splashing water, and running around on the shore with your children. It is not only fun for them but it will definitely send them to a peaceful sleep afterwards. And if your child is still fueled with energy, experience the beauty of nature and the variety of its species as you go to Imbiah Lookout, Sentosa’s Butterfly Park & Insect Kingdom. An admission rate for children aged 3-12 is S$10 while it is S$16 for adults.

4. BRING YOUR CRAFTS ON

Gather the available Arts and Crafts you have at your house to make a crafts box. If you fall short with items such as scissors, glue, crayons, stickers, and assorted colored papers, you can always go to Daiso as everything is priced at S$2 only. Each kid has a unique artistic expression so it is best to introduce your child to the different outlets such as drawing, singing, music, or dancing. The cost of these outlets is less than S$10!

5. EDUCATE AND AMAZE THEM

Activate your child’s imagination by going to the libraries or museums. At the libraries, you can save more money by borrowing books and graphic novels rather than buying them. At the museum, you can ask your children to imagine that they are traveling in a different place as an archeologist, a historical writer, or an adventurer.

Image Credits: chriskay via Flickr

Search the site