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How To Earn Decent Money While You Travel

Tired of spending money while you travel? Then, do the opposite instead. To help you survive on the road or to give your travel fund a boost, explore creative ways to earn money while traveling. Here are 5 Ways to help you start…

Image Credits: Moyan Brenn via Flickr

1. TEACH ENGLISH

Hundreds of job opportunities that cater to TESOL (Teaching English to Speakers of Other Languages) certified individuals, native English speakers or people who are fluent in the said language. A simple way to make a buck is to check out Dave Sperling’s ESL Cafe.

ESL Cafe is a website that is open for people who teach English and provides them students from around the world. You may send your resume or C.V. to schools and individuals in South Korea, China, Japan, and other locations.

You can also teach English online abroad while you travel.

2. ONLINE FREELANCE WORK

Whether you have a talent in writing, marketing, administrative work, advertising, legal work, engineering, illustrating, and web design among others…there are websites that provide opportunities for online freelance work. You can do your job anywhere even if you’re inside your Bali hotel’s balcony enjoying seaside view.

You can be an Odesk.com online freelancer. Payment is painless because Credit Cards, PayPal accounts, and Bank Accounts are accepted. There are work diaries that capture your work-in-progress and snapshots your screen so don’t try to cheat.

3. GET A WORKING HOLIDAY VISA OR WORK HOLIDAY PASS

By getting a working holiday visa or a work holiday pass you may legally work in countries such as Australia, New Zealand, France, Ireland, and Canada while you travel. The general age of qualification is aged 18 to 30. Aside from working, one sweet deal is that you may stay for up to a year in some cases.

Singapore also offers the same pass to people who studied or graduated in universities from nine countries namely: New Zealand, Switzerland, United Kingdom, Australia, France, Germany, Hong Kong, Japan, and United States.

4. HOSTEL, RESTAURANT, AND RESORT JOBS

In exchange for free bedroom accommodation, why don’t you work in either the hostel’s front desk or the cleaning services? Hostels are usually looking for new staff and the same goes for resorts.

For resorts, you make take on jobs on the front desk, restaurant, and entertainment department.

Lying on the country’s classified ads are cafe or restaurant job opportunities. Flip it open and apply. Explore your options to choose the best working hour that fits your travel itineraries.

5. BE CREATIVE

There are tons of ways to earn and all you have to do is get creative.

Image Credits: martinak15 via Flickr

What valuable talent or goods can you offer in exchange of money or free accommodation? You may teach Yoga or musical instruments, sell your photographs or timeshares, and housesit a property overseas. Your imagination is the limit!

5 Cats That Hit Internet Fame All The Way To The Bank

You can think of countless ways to earn money. With this money, you can buy a pet or two. But, in rare cases it is the other way around. Your pet or pets can earn countless amount of money for you and your family. All you have to do is be equipped with a video recorder or a hand phone.

These cats had become Internet sensations and have been making their owners rich by showing off their adorable or grumpy faces.

5. KEYBOARD CAT

Although he passed away in 1987, this video from 1984 has been earning his owners about $175,800. The YouTube video had gotten more than 38,309,946 views. In this, keyboard cat plays a fast-beat music while in costume.

4. MARU

Maru, a male Scottish Fold cat from Japan, become famous due to YouTube, print, and television. His YouTube videos have an average of 800,000 views each and earns roughly $21,800-$181,600 in total.

Watch Maru’s introduction video with over 20 million views in the present:

3. TWO TALKING CATS

Mossy and Stina are two adorable cats that usually fight with each other. In this rare captured moment of more than 58 million views, the two cats seem to be having a deep conversation.

Both of them are described as female, healthy, and vigorous. They have been earning their owners about $8,500-$70,700.

2. TARA THE HERO CAT

After courageously rescuing her owner’s son, Tara has been making appearances in news and even in the first pitch of a Bakersfield Blaze game. She has been reportedly earning about $55,600-$463,700 for her owners.

1. GRUMPY CAT

Grumpy Cat or Tardar Sauce is an Internet celebrity that is best known for her grumpy facial expression. Her owner, Tabatha Bundesen, says that Tardar’s face is permanent due to underbite and feline dwarfism.

Image Credits: Neon Tommy via Flickr

Aside from appearances in Reddit, YouTube, and The Wall Street Journal, she has recently graced the small screen in the Christmas special for the Lifetime network.

According to the Business Insider and Telegraph, Grumpy Cat has earned her owner nearly $100 million!

Sources: Wikipedia and ViralNova

4 Ways to Negotiate Salary Increase Efficiently

Many are afraid or shy to ask for more money and better working conditions.

You may be afraid of the negative reactions you are expecting to get such as dismay, shock, embarrassment or being fired from the job.

But, whatever the reason may be, you are letting your long-term opportunities to be flushed away.

Negotiating a salary is a conversation that aims to reach an agreement with someone whose interests are not perfectly aligned with yours. Everyone with the right Psychological strategy and conversation tools can sway the opinion of another through a pleasant negotiation.

Here are 4 Ways to help you Negotiate Salary Increase Efficiently…

1. ASK AND YOU SHALL RECEIVE

There are many people who hardly negotiate at interview, and during employment, they fail to negotiate a pay raise. If you do not ask then you won’t get it.

Realize that your bargaining strength is all in your head. If you act as though you are prepared to walk away from a deal unless you achieve your desired goal, your bargaining partner will be far more eager to meet your requirements.

2. BE AWARE OF YOUR CAPABILITIES AND BOUNDARIES

As I said, your bargaining strength is all in your head, so are your assumptions about yourself and your job. Negative assumptions (e.g., I am inexperienced, I shall not ask because of the bad economy, and I am not capable of doing all the job requirements) hinder the person to negotiate for a pay rise.

Evaluate these assumptions because you may fail to realize that the company needs you as much as you need them.

Believe that you are worth it. Throughout the negotiation interview, you shall highlight how much of an asset you are to the company and prove how you are the best candidate for the job.

3. ASK FOR MORE THAN YOU ACTUALLY WANT

Your first offer must be slightly higher than what you want to avoid remorse and to give you a room to bargain. It uses the door-in-the-face technique wherein the employee starts with a huge and unreasonable request in order for the employer to settle with a smaller request.

Image Credits: Roy Blumenthal via Flickr

4. COMPETE

Negotiating a salary is a conversation that aims to reach an agreement with someone whose interests are not perfectly aligned with yours. Negotiating your salary is also a game with all of its players attempting to dominate each other. Dominate the game by researching all the needed information.

Go in-depth about the complete aspects of the job and the company. Also, collect data about the average pay and accurate salary opportunities in your position.

Use persuasion and assertion if necessary because research show that competition is a successful negotiation strategy (Marks & Harold, 2011).

Sources: Spring and Wealth Informatics

Learn About Mutual Funds Before Investing

Mutual Funds

Mutual funds are investments that gather the investors’ money into a pool to make multiple types of investments, known as the portfolio.

Professional money or investment managers, who invest the fund’s capital and attempt to produce capital gains for its investors, operate the mutual funds.

The investment manager’s compensation relies on how well the fund performs. In this way, you can be assured that they will work hard to make sure the fund grows well.

Image Credits: Steve Jurvetson via Flickr

As a mutual fund investor, you become a “shareholder” of the mutual fund company. When there are profits you will earn dividends. When there are losses, your shares will decrease in value.

Mutual funds are diversified or are made up of different investments to lower the risk of loss.

Advantages of Mutual Funds

1. Mutual Funds give small investors the access to professionally manage, diversified portfolios of equities, bonds and so on. This is difficult and nearly impossible to create with a small about of money.

2. Each shareholder participates proportionally in the gain or loss of the funds.

3. The experts handle your money professionally…so even if you have little knowledge on stocks, you may learn as time goes.

Three Categories of Mutual Funds

1. EQUITY FUNDS. Equity funds are made up of common stock investments alone. Although this can be riskier, this can earn more money than other types of funds.

2. FIXED-INCOME FUNDS. Fixed-income funds are made up of government and corporate securities. Since the government and corporate securities provide fixed return, the risk of the investments are low.

3. BALANCED FUNDS. Balanced funds combine both stocks and bonds in the investment. It offers a moderate to low risk. So before investing to mutual funds, you will have decide how much risk you are willing to take.

Why Should You Invest in Mutual Funds?

Sources: Investopedia and HowStuffWorks

4 Unusual Places to Find and Earn Money

Some people make it their golden mission to find hidden treasures throughout their lives, while others accidentally stumble onto them without effort. Whether it be practical or not, here are 4 Ways You can Find and Earn Money in the most Unusual Places.

1. YOUR OWN BACKYARD

A couple in California discovered treasures in their own backyard while walking their dog. They found 1,427 rare mint-condition coins dating from 1847 to 1894. Then, the coin experts estimated and appraised the coins at US$11 million. Today, you can find the last piece of coin that is offered for sale at Amazon.

Image Credits: Kagin’s, Inc. SRH via Amazon

2. FLEA MARKETS

A man once bought a painting of a country scene at a flea market in Pennsylvania in 1989. It turns out that it was one of the 24 known copies of the original 1776 Declaration of American Independence. In 2000, it was sold for US$8.14 million to the television producer named Norman Lear.

There are various flea markets in Singapore. Maybe you’re the next person to find antiques or special items in the flea market. Nonetheless, you can always find cheap yet useful items, which you can resell again.

Image Credits: Nasrul Ekram via Flickr

3. UNIVERSITIES OR RESEARCH CENTERS

Participate in paid focus groups, online surveys, or research studies that maybe in the field of science, marketing, etc. You may google the opportunities that are near to your city or those that pay even if you are in any place of the world through reputable services such as Paypal. Although while in search, you must make sure that the center or the institution is credible to ensure your safety.

4. LASTLY, IN YOUR BOOKSHELF

Selling your old books and magazines on online sites such as Amazon or Carousell can be a valid option. Not only can you earn extra money but you can also de-clutter at the same time! Also, some people have had success by compiling used books of others or buying books on the cheap garage sales, and reselling them again for a higher price.

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