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8 Earth Friendly Ways To Save Money On Utility Bills

1. UNPLUG

You do not need a PhD to know that unplugging your cables and electronics when not in use can help you save energy and reduce your bills. Even if you turn the switches off, appliances will continue to use energy if they are plugged in.

Image Credits: Chris Potter via Flickr

2. KEEP IT COOL

Cold running water uses lower amount of energy than heated ones. So, use cold water when washing your clothes and dishes or when doing other tasks.

3. CHOOSE WISELY

If you are buying a new appliance, make sure that it is an energy efficient model. Smaller appliances not only help you save more on space but on bills also. Opt for a relatively small microwave than an oven and smaller lamps than the overhead lights.

4. REFRAIN FROM REPEATEDLY OPENING THE FRIDGE’S DOOR

Ensure that you know what you must get before opening the refrigerator’s door/s. Repeatedly opening and closing the door/s will only cause cold air to escape and for the appliance to work more than it should.

5. PUT DOWN THE BLINDS

During summer and hot days, put down the blinds to prevent extra heat from coming in and prevent your air conditioner from running more on energy. Do the opposite during the cold weather to keep your home naturally warm.

6. PAINT THE ROOF WHITE

In Color Psychology, white symbolizes new beginnings while in Business, it symbolizes efficiency. By merely painting your roof white, findings suggest that it can cause a 40% drop on the energy consumption. It also cools down the whole house.

7. COVER THE POTS

Cover your pots when boiling because if you leave it open, the boiling period will only be longer and therefore requiring more energy.

8. DOUBLE CHECK YOUR BILLS

Image Credits: Phillip Stewart via Flickr

Double-check your billing amount to ensure that you are paying accurately. Do this by checking the reported bill usage and comparing it to your meter.

7 Household Troubles to Fix Yourself and Save More

1. HOLES IN THE WALL

To fix the white wall blemishes that are smaller than 1/4 inch wide then try covering it up with plain toothpaste. Put enough to fill in the whole and scrape off the excess with a knife. If the imperfection is still evident then sand it flat and re paint. For larger cracks you will have to cover it up with “wall filler or spackling compound” that is available for about S$5-7 at the hardware store.

2. UNEVEN WOODEN FURNITURE AND FLOORS

To avoid sanding the whole floor or table to smoothen it up, try this simple solution. Spread a wet towel over the scratched or uneven area then place a hot flat iron on the top then move it in a circular motion for 3-5 minutes. Color it with varnish afterwards if you want.

3. CLOGGED DRAIN

To clear the drain, avoid chemical cleaners as much as possible. Most clogs are in the P-trap (curved pipe below your sink), which is usually easy to access yourself. Place a bucket below to catch any overflow and unscrew the two connections. Clean any debris inside then, screw everything to place.

4. WOBBLY CHAIRS

To silence the creaks and to stabilize the chair’s frame, tighten all the screws first. If the chair has interlocking joints, disassemble the joints. Fill the cracks with an adhesive to bring the parts together.

5. LOOSE CABINET DOORS

Loosen the cabinet screws on the hinge to adjust the door up and down. Adjust accordingly then, retighten once again. A worn out or a bent latch can be replaced by a new one.

6. DIFFICULT SLIDING DOORS

To smoothen the move of the sliding door, you must clean the debris that are jammed within the track and the wheels. Clear it all by running a paintbrush or vacuum along the track.

7. CLOGGED TOILET

This is one of the usual issues faced in the house. To unclog your toilet, use a plunger that is completely submerged. Plunge vigorously! If this does not work, then buy a toilet auger or plumber’s snake in hardware stores that cost about S$13-15. Insert the flexible tool into your toilet drain then rotate it around.

Image Credits: Gary J. Wood via Flickr

There you have it. See, you can solve household problems without calling for backup!

How To Earn Extra Cash While Growing Your Business Empire

As an entrepreneur, you may be aware that you can get financially unstable at times due to the market’s condition and other factors. So, consider ways to get income on the side that will help alleviate some of the financial stress. Try these 5 ways…

1. CAR FOR RENT

Rent your personal vehicle to others in need. You may post an Ad for free at Gumtree or spread the word through self-printed flyers. Get acquainted with the user first to have a firm and trusting agreement regarding the car’s usage. This will allow you to focus on your business while your car is making money on its own.

2. RENT YOUR GUEST ROOM

If you are okay with sharing your house with other tenants then rent out the empty room/s. Once again, get to know the tenants first (i.e., personality or cleaning habits) and set some ground rules because you might be living with them for more than a month. In an event that you need to go overseas for business, then you may rent the whole house to them and charge them more.

3. TRY ONLINE OUTSOURCING

Some online websites allow users to outsource their skills on a freelance basis. If you can do website development, clerical jobs, writing an essay, video editing, or any other skill…try signing up for Odesk to get decent extra income. Salary payment in Odesk is painless because Credit Cards, PayPal accounts, and Bank Accounts are accepted.

4. INVEST IN REAL ESTATE

There are a lot of methods for making money in real estate that do not require your full-time effort so you can focus more on your growing business. You can consider purchasing properties and resell them for profit (flipping houses) or real estate wholesaling. If this area is unknown to you, find your friends or people in your area with the expertise that you do not have and partner with them.

5. CREATE A NETWORKING EVENT

Image Credits: Image Credits: Cydcor Offices via Flickr

Organize networking events to help young professionals interact with the environment. You not only help others to make valuable connections but you also make money by charging the participants for the food or the registration fee.

Reuse These 7 Household Items To Increase Savings

Stop throwing things out and try these 7 Ways To Reuse Household Items To Increase Your Savings. It not only saves money but it also shapes your creativity.

1. BROWN PAPER BAGS

Want to scratch off plastic book cover to your school supplies list? Then, reuse the brown paper bags you carried from the grocery store to cover your children’s textbooks. You may also cover their notebooks and label it easily with a marker.

2. PLACE MATS

Your place mats can be transformed into colorful drink coasters. Just cut your place mats into circular coasters and place it on the table. Most place mats are water-resistant, plastic, and made for wear-and-tear, so no extra steps are needed.

3. OLD AND UNWANTED T-SHIRTS

Put your worn-out, old, and unwanted shirts into use by cutting it into handy rags. Your arsenal of cleaning supplies will not only expand but your closet will be free from space also.

4. CEREAL BAGS

If you’re a family who loves cereal, then you can avoid buying wax paper again. Wash the cereal bags that come with the box because it can be reused to wrap sandwiches, cold cuts, or freeze meats.

5. CONTACT LENS CASES

Old contact lens cases that no longer hold the lenses can be filled with your daily vitamins. Just wash the cases carefully before using it. This will be a handy way to take your pills wherever you go.

6. CANDLES AND CANDLE WAXES

No need to throw away burnt candles or candle waxes since you can convert them to pincushions. Roll up the wax into a round shape to house your pins and needles.

7. COFFEE MUGS

Being a clumsy menace myself, chipping off the handle of a coffee mug is unavoidable.

Image Credits: EUNOIA via Flickr

Do not throw these mugs just yet because they can be used as perfect homes for your small flowers or herbs. Fill up the mug with soil, plant the seeds or flowers, and place it on the windowsill to have your own portable garden!

4 Saving Tweaks You Must Do To Boost Positive Financial Changes

1. CHANGE YOUR PERSONAL SAVING PATTERNS

Before anything else, reevaluate your saving objectives. Ask yourself why you want to save and what are your priorities. This is to ensure that you know which path to take to reach your financial goals.

Then, review your income and expenses and create an allocation plan. Move the excess funds you uncover to your bank account (preferably with the highest interest rate) to help facilitate discipline against impulsive spending.

2. SAVE ON YOUR VACATION

Follow the airline’s social media page to get updates of promos, free upgrades, and discounted fares. This will help you save money by getting the best airfare deal. You may also use your frequent flyer miles to save for your next vacation.

Another neat trick is to offer to purchase for others using your frequent flyer miles credit card and reimburse the money right away. For instance, if you are going to Bali with your friends, offer to book their flights too. This way you’ll earn more rewards or rebates than you could on your own, without spending extra money.

Use our hotel search engine that searches thousands of travel sites and aggregators to book the best price guaranteed hotels.

3. SAVE ON GROCERY SHOPPING

Use savvy shopping strategies in the supermarket such as using a coupon.

Image Credits: Chris Potter via Flickr

Also, you must beware of the marketing tricks they use such as “the numbers game” wherein they will put an irrational price of “$3.99 or $3.96” (instead of $4) to make you think that you saved more money by scoring a better deal. Read more in a Money Digest article entitled “Watch Out for these 6 Grocery Store Tricks!”.

4. SAVE CASH AROUND THE HOUSE

Reduce your electric and water bills by conserving water and switching off the lights when not in use. Use money-saving household cleaning hacks that enable you to make your own cleaning products.

Lastly, use the multi-purpose household items instead of specialty products since you can use it in many ways than one. For instance, you may use vinegar to cook and to remove blood stains on your sheets or use a toothpaste to clean your teeth and treat your acne.

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