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7 Awesome And Inexpensive Green Things You Should Try In Singapore

In Psychology, the color green signifies harmony, balance, and growth. It has been the fixed color of important objects such as money and the Earth itself. In fact, the green lifestyle has been encouraged all over the world but, one of the longest running eco-friendly campaigns is found in our country. The Clean & Green Singapore launched the Clean and Green Week campaign in 1990 and since then, Singaporeans were inspired to protect the environment.

That said, here are the top 7 green things every Singaporean must try:

FOOD

1. VIETNAMESE FOOD

Serving meals that are mostly low in fat, gluten-free, MSG-free, and rich in vitamins and minerals…Vietnamese food proved to be a healthy cuisine above the rest. In the heart of the city center, you will find a store called Wrap & Roll. The first to serve freshly made steamed rice paper rolls; Wrap & Roll offers casual yet genuine Vietnamese dining experience. They serve morning tea to start your relaxing day. You shall expect tasty dishes at the affordable price range of S$7-20. Call 6694 4111 for reservations and enquiries.

Image Credits: facebook.com/wrap.roll.sg

2. PICKLED GREEN CHILI

How do I begin to tell you how much chilies are adorned here? Let me start by saying that it complements most of the flavors of Singaporean and Malaysian noodles very well especially with Wanton noodles. You can make your own pickled green chilies by following the simple steps here.

3. ORGANIC GROCERY SHOPPING

Looking for an organic grocery that is within your budget? Look no further as local groceries such as Green Circle Eco Farm and Quan Fa Organic Farm have you covered.

A place with luscious greenery and farm animals, Green Circle Eco Farm not only welcomes educational tours for the public and schools but it also sells food without artificial chemicals and pesticides. These produce are mostly locally grown. There is a minimum amount of S$30 for home deliveries of products listed on their vegetables, fruit, herbs, and condiments tabs. Delivery fee of S$5 is one of the lowest delivery service among other organic groceries in Singapore. Visit Green Circle Eco Farm at 41 Neo Tiew Road Singapore 719028 or at greencircle.com.sg.

While, Quan Fa Organic Farm abstains from the use of pesticides and harmful fertilizers. They offer about 40 varieties of hard vegetables, herbs, leafy greens, and fruits that are from our local roots. Aside from Asian produce, they also sell imported organic produce from Malaysia, Australia, and Thailand. Their products are at available at Sheng Siong outlets. Visit Quan Fa Organic Farm at 35 Murai Farmway Singapore 709145 or at quanfaorganic.com.sg.

DECORATIONS

4. POT OF GREENS

Instead of purchasing the S$299 branded air purifier, go natural and grow your own succulents. Plants are more than just decorations as it can improve the air quality in your home by absorbing dangerous toxins. Go for the inexpensive and easy to maintain plants such as ferns, green spider plants, English Ivy and dracaenas. If you do not have a backyard or an apartment balcony there are community gardens for you to plant your own seed. My personal picks for affordable plants are from Far East Flora and Chye Heng Orchid Garden.

5. GREEN ORGANIZER

GLES box from IKEA Singapore is the perfect organizer for your food, gardening tools, sports equipments, school books, laundry, and other accessories. We have one at home and it has been useful for over 4 years. What is shocking is that it is priced at S$1.90 a piece.

ATTRACTIONS

6. SINGAPORE BOTANIC GARDENS

Whether you are on a date with a special someone or yourself, nothing beats a refreshing day at the Singapore Botanic Gardens (SBG). Sandwiched between the busy vicinities of Bukit Timah Road and Holland Road, the SBG is opened from 5 am all year round. Feel the chirping of the birds, the sound of the crickets, and the hush of the trees as you enter the garden – for free!

7. FIVE GARDENS AT CHANGI AIRPORT

Aside from the SBG, every “Type A” individuals on the go can relax at the five indoor gardens located at the Changi Airport. These are namely: Cactus Garden (T1), Orchid Garden (T2), Fern Garden (T2), Sunflower Garden (T2), and the Butterfly Gardens (T3). While you are in there, enjoy the breath of fresh air, may your kids count the species of succulents and take colorful selfies that you can upload right away because of the Free WiFi!

Image Credits: facebook.com/fansofchangi?fref=photo

For a cleaner world, let us push through a greener Singapore! 🙂

Best Resources For Retirement Planning In Singapore (These Are Free Too)

In 2014, a survey by DBS bank showed that over 76% of the participants said that their key long-term financial goal is to have sufficient for retirement. Why are these people not ready? Perhaps time and awareness are the factors.

Majority of people think that saving for retirement can wait until you are more stable later on in life. Some may get caught up with their spending patterns and life events such as celebrating weddings and raising children.

There is never a “great” time to start planning for your retirement. But, there are good advantages if you started early. However, if you are starting late today then, you will have to work harder to grow your retirement fund. Moreover, you cannot afford to lose money anymore so; you must avoid investments with higher risks.

After shedding a light into the importance of retirement planning earlier on, here are the best yet free resources for retiring in Singapore (aside from the fantastic Money Digest) :

1. RETIREMENT CALCULATOR BY AVIVA

Aviva is a British multinational insurance company that provides services across 16 countries. Since they have a branch in Singapore, their website features a retirement calculator that tells you how much money you need to live comfortably in your golden years. Also, it takes expected inflation into account. Personally, I found Aviva’s Retirement Calculator as easy and user-friendly but I still want to get more information out of it.

Get it here.

2. CPF RETIREMENT SAVINGS INTERACTIVE CALCULATOR

As I said, I seek more functionality from the above retirement calculator. Which is why I continued my search. In my conquest I found a comprehensive retirement calculator that is validated and created by Central Provident Fund (CPF).

CPF is a social security savings plan that has provided the working Singaporeans with confidence and a sense of security for their retirement years. A part from this, they offer online guides and resources such as the Retirement Savings Interactive Calculator. This calculator allows you to assign values for your current age, desired retirement age, desired retirement income, return of investment, and so on. The results will show the number of years you need to save and the cumulative savings necessary to age gracefully. Furthermore, it provides charts and graphs to enable you to understand the numbers more.

Get it here.

3. VANGUARD RETIREMENT INSIGHTS

A premier international website for retirement information is owned by the Vanguard Group – an American investment company. Vanguard’s retirement resources are divided into three categories namely: saving for retirement, nearing retirement, and living in retirement. They provide tips, guidance, and advice using simple terms that would not require a genius to understand. Additionally, it offers retirement planning tools such as creating a realistic retirement budget.

Browse it here.

4. HSBC SINGAPORE RETIREMENT PLANNING

Going local, you may browse through the articles by HSBC Singapore. These articles feature detailed information about the future retirees in Singapore, 8 steps to have a confident retirement, and a guide to retirement planning. Also, it includes localized researched statistics, charts, tables, and graphs. But, I cannot deny the fact that it advertises HSBC’s own retirement services too.

Browse it here.

Image Credits: pixabay.com (License: CC0 Public Domain)

36 Things You Can Do In Singapore, Aside From Spending Too Much Money

Your wallet must be exhausted after the weeklong festivities in celebration of Singapore’s golden jubilee. Give your wallet a break and ease its pressure by doing budget-friendly or free things in the weeks to come. Start with these:

1. Read a book or a series at the nearest public library.

2. Take advantage of the free Wi-Fi at MRT platforms.

3. Catch up with your friend through video chat.

4. Daydream about the future.

5. Purchase and play Frisbee outdoors

6. Create your homemade pizza with affordable ingredients.

7. Make and eat different homemade desserts such as s’mores.

8. Play dress-up with your children.

9. Have a volleyball game at the Siloso Beach.

10. Enjoy a sleepover with your friends.

11. Update your social media profiles (e.g, change profile photos).

12. Upgrade your C.V. or Resume.

13. Creatively arrange your decorative flowers.

14. Make your own recycled vase.

15. Host a movie marathon with your friends or family.

16. Craft lovely DIY gifts.

17. Write an essay, a journal, a poem, or a short story.

18. Listen to your favorite music.

19. Watch the sunset with your special someone.

Image Credits: pixabay.com (CC0 Public Domain)

20. Gaze alone night sky.

21. Play old-school video games.

22. Go for a neighborhood run.

23. Take pictures of sights.

24. Build a free music playlist at Spotify.

25. Organize your drawers and closets.

26. Book a free tour at NUS Baba House (A Preserved Heritage House).

27. Enjoy the fantastic view of the Supertrees at Gardens By The Bay.

28. Indulge in Changi Airport’s freebies.

29. Walk high at the MacRitchie Reservoir’s Treetop Walk.

30. See higher at magnificent ION Orchard’s 55th level.

31. Bike and chill out at the East Coast Park.

32. Hunt all the eight Merlions in Singapore.

33. Visit the largest and oldest cathedral in Singapore – St. Andrew’s Cathedral.

34. Jalan-Jalan at the Changi Point Boardwalk.

35. Have a beautiful time with homemade DIY spa treatments.

36. Appreciate amazing art at the Gillman Barracks.

Sources:1, 2, & 3

Free Investment Resources Singaporeans Can Benefit From

1. BORROW BOOKS FROM THE PUBLIC LIBRARIES

The best way to fish in an unfamiliar territory is to research about it first. Know the basics in investing and trading by visiting your local or regional public library and borrowing their books. A few examples of the books you may find are “The Resilient Investor”, “Trading Options for Dummies”, and “7 Simple Strategies of Highly Effective Traders”.

The National Library Board (NLB) ensures that the information given in the public libraries are trusted, accessible, and comprehensive. Their genuine aim is to build a knowledgeable nation with generations of readers.

What is great about NLB’s website is that you can browse the availability of the book as well as find the list of libraries where it is located. This way, you do not have to go to a nearby library only to find out that what you are looking for is not there. For instance, you can find the 7 Simple Strategies of Highly Effective Traders book in 12 public libraries including Toa Payoh Public Library – our nearby library. Start searching by yourself, here.

2. ATTEND A NO-COST WORKSHOP ABOUT INCOME INVESTING

Last Tuesday, I had an opportunity to attend a workshop named: “Get Rich Slowly, The Income Investing Way”. Terence Tan led it. Terence Tan is the creator of the first Income Investing Programme in Asia-Pacific called Income Mastery Programme (IMP). Also, he is the chief investment strategist in Giants Learning Technologies as well as the founder of First Traders Network.

With a guy whose experience in stocks spans over 16 years, I thought to myself that I could certainly learn a thing or two. To get things straightened out, if you are looking for a method to get rich quickly through investing, this talk is not for you. Instead, this is for people who seek financial freedom by patiently and diligently pouring their resources for years on end.

Image Credits: facebook.com/IncomeMasteryProgramme

What you can expect from this free 2-hour workshop is to gain a glimpse of the mindsets of some investors such as the renowned Warren Edward Buffett, to uncover the principles of income investing, and to determine the right stocks in 15 minutes or less. Furthermore, he will introduce you to his own methodology called the Income Mastery Programme. My impression of IMP after the workshop was it was a feasible yet gradual way to generate profits while in the midst of low-risk trades. By lowering down the risk, you will be confident that the stocks make money over time. If you are interested to know more, you can register for their upcoming talk on August 18, here.

3. TAKE PART IN A HUGE INVESTMENT FAIR – FOR FREE

Dating back from 2007, Invest Fair Singapore is ShareInvestor’s annual event for investors and traders alike. Enjoy the presence of world-class speakers, key stakeholders, and other experts in the financial industry by registering here.

The list of featured speakers include Marc Faber (Investment Expert and Best-Selling Author), Kathy Lien (World-renowned Currency Strategist and Best-Selling Author), Roger Monthomery (Chairman and CIO of Montgomery Investment Management), and one of Forbes’ 2014 list of Singapore’s 50 Richest men – John Lim.

The seminars start with “Simple Trading Strategies for Fast Profits” on August 15 and ends with “Portfolio Allocation” on August 16. Best of all? You can get exclusive promotions from their exhibitors and stand a chance to win prizes at their lucky draw.

Image Credits: facebook.com/ShareInvestorSG

5 Ways To Save Loads Of Cash On Your Website Or Blog

First impressions are highly important and if we are talking about the World Wide Web, your first impression starts with your website or blog’s home page. To vamp up your home page, you can hire a web designer to create your template, purchase Ads to increase traffic, or even hire a Social Media Manager. But, that will all cost you loads of money. Avoid this by taking charge and following these tips:

1. BE HANDS-ON

As I said, instead of hiring professionals to do the job for you, commit several hours in developing this craft. Write the contents of your website or blog yourself and take advantage of the free templates available online. Pushing all the work to the experts does not only cost you money but also time.

2. TRY FREE WEBSITE MANAGERS

There are softwares that act as website managers, they are called Content Management System or CMS. CMS keeps track of your content such as simple text, images, music, and so on. It does not need major tech skills or digital knowledge to get started. They already have the template, plug-ins, and coding for you. All you have to do is download them. There are reliably free ones such as Joomla! and WordPress.com.

3. USE COPYRIGHT SAFE AND COST-FREE PHOTOS

To beautify your home page and your articles, you must put high-definition photos that are free – as much as possible. For the professional looking images that do not cost a cent, I recommend: Flickr, Morgue File, and Pixabay.

Although most of the photos on these websites are free, you must click each image individually to determine if it is available under Creative Commons or public domain. It has to be under public domain or copyright safe because getting images off the Internet without permission can get you sued for thousands of dollars!

4. FIND AN INEXPENSIVE DOMAIN NAME REGISTAR

When an individual visits your business, the Internet is the first place they will look for. Having your own domain name (e.g., InsertWebsiteName.com or InsertBlogName.net) enables visitors to locate your business faster. Furthermore, it let’s you create an impressive online presence that is both professional and unique looking. For cheaper rates, go to Godaddy. Do not let the name deceive you! Godaddy is one of the popular domain registrars that has the following affordable rates:

Screen-grabbed from https://sg.godaddy.com/

5. BUILD THE TRAFFIC YOURSELF

Build the website or blog traffic by yourself through gaining followers and friends on Facebook, Instagram, and Twitter. This may take a slower pace than paid services but it is certainly more genuine. That is why relationships built on social media lasts long.

Image Credits: PublicDomainPictures via Pixabay with CC0 Public Domain

Image Credits: FirmBee via Pixabay with CC0 Public Domain

Use your website as a way to inspire others or a way to generate profit by taking charge. Upon your reign, you will be able to minimize the cost of errors and find efficient cost solutions.

Sources: 1 & 2

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