3 Top-Rated Budgeting Apps For Android Users

Whether you are managing a business or managing your own finances, saving money can be challenging. Saving money entails that you spend within your means and eliminate unnecessary expenses. Having more money saved up can help you achieve your long-term goals.

Start by downloading these free Android-friendly budgeting apps.

#1: YOU NEED A BUDGET

HIGHLIGHTS
a. Easily connects all your accounts in one place
b. Offers real-time updates
c. Creates an easy-to-visualize plan to help you get out of debt for good
d. Tracks the progress of your financial priorities
e. Has a chat support team that can assist you
f. Free for 34 days

As the name suggests, this app enables its users to create a budget using its easy-to-use interface. You will learn to prioritize certain expenses and find ways to save more money for unexpected costs. Its app and software work both for Windows and Mac computer as well as iOS and Android devices.

Available here.

#2: MINT

HIGHLIGHTS
a. Free app
b. Has an investment tracking system
c. Offers TransUnion credit scores
d. Gives payment reminders to avoid late fees
e. Lets you sync your financial accounts within the app
f. Showcases monthly bill tracking system

Mint is one of the most popular financial apps in the market. It stands out for a variety of reasons. Firstly, it is a free app that can help anyone looking that aims to improve their spending habits. The app is free, but you will be able to see product advertisements.

Secondly, Mint lets you sync your financial accounts within the app or manually add the transactions. This will enable you to keep track of your spending daily. Moreover, it has a monthly bill tracking system that includes payment reminders to avoid late fees. It also offers the ability to view your investments and check portfolio fees.

Available here.

#3: ZETA

HIGHLIGHTS
a. Free app and no fee for joint bank accounts
b. Exclusively designed for couples
c. Has in-app product recommendations
d. Features include early direct deposits, contactless payments, and bills payment

Image credits: unsplash.com

If you are looking for a budgeting app that you can use as a couple, search no further than the Zeta. This app caters to all types of couples including those who are living together or are new parents. You can sync several accounts to track spending, manage bills, and see your net worth. For instance, this app offers a free joint bank account to help you spend and pay bills together.

Available here.

Sources: 1 & 2

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5 Budget-Friendly Ways To Improve Your Digital Life

#1: HAVE A HEALTHY DOSE OF SOCIAL MEDIA

During the pandemic, more and more people are turning to social media to occupy their time. Many people use their social media accounts to air out their frustrations and rants on different topics. This may be overwhelming for your self-esteem and overall mental health.

Only follow the accounts that post insightful and useful content such as recommendations for delicious recipes, financial books, home decorations, and more. Tune out or mute accounts that are negative and toxic.

#2: USE SPREADSHEETS TO BOOST YOUR PRODUCTIVITY

It is easy to lose track of your schedule or important tasks when the usual 9 to 5 routine is gone. The line between work and play can be blurred, especially when you are working from home. This is why you must manage your tasks and expenses through spreadsheets.

Record your daily activities and the amount of time you spend on each task. Make adjustments and plan for the next week. For your expenses, you may use a spreadsheet to guide you towards necessary and unnecessary expenses. Google Sheets and Microsoft Excel are some of the popular tools.

#3: USE RSS FEED READERS FOR YOUR NEWS CONSUMPTION

Apart from this website, you can get a digest of the stock market or the marketing industry without a wave of fake news by following reputable websites through their RSS feed readers (e.g., Feedly or Digg Reader). This will help you curate your reading consumption without the daily noises from others. You can do this if you do not want any unnecessary triggers to dictate the flow of your day.

Image Credits: unsplash.com

#4: REDUCE THE NUMBER OF APPS ON YOUR PHONE

A surefire way to cleanse your phone is by reducing the amount of apps on it. Apps can be very helpful, but they can also be very distracting. Choose apps that help enhance your relationships with your friends and family, your productivity in the workplace, your clarity in your mental and spiritual well-being.

Some essential apps include your transportation, food delivery, private messaging platforms, banking and finance, and emails. Remember that you can always adjust your notification settings to work efficiently.

#5: USE EDITING AND VISUAL PLATFORMS THAT INSPIRE YOU

Vision boards or photographic lists can help you develop ideas and reach your goals. Some visual platforms that ignite inspiration are Pinterest and Evernote. Some of the free graphic design platforms that I swear by are Canva and PosterMyWall. These two are helpful in creating posters, flyers, covers, and so on.

You may use these tools to visualize your business plan or to create your financial vision board. Pleasure is felt when a person achieves what is inside his or her vision board or lists, amidst all the uncertainties.

Source: 1

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Boost Your Social Media Feed By Using These 4 “Beauty” Apps

Do you want to share beautiful selfies but think that it needs several tweaks and extra filters? Fret not because several beauty apps that have near-professional quality are available for free on iTunes and Google Play Store.

Look more attractive in an instant by taking advantage of these four apps:

For Flawless Features

1. CAMERA360

Available on Android and iOS

Aside from their music, Korea and Japan are known for their skincare products. Since its release in 2010, Camera360 has been one of the go-to beauty apps of many Korean and Japanese celebrities. Take it from them and look good in every angle by downloading this app.

There are endless possibilities as you can apply over a hundred of filters and options such as lightening your image or putting cartoon effects. To improve your looks, you can capture images using the “beauty selfie” setting.

Image Credits: Camera360 via Itunes

Image Credits: Camera360 via Itunes

2. BEAUTYPLUS

Available on Android and iOS

I will let you in with a little secret of mine. Like most of you, I occasionally get acne and blemishes. What keeps my pictures flawless is enclosed in a magical app called BeautyPlus. There is no need to visit the dermatologist, dentist, or plastic surgeon as you can achieve similar results by tapping a few buttons in this app.

BeautyPlus allows you to slim your face, erase your pimples, whiten your teeth, and enlarge your eyes, among others. Take a look at the before and after versions of my self-portrait:

Image Credits: instagram.com/agoncilloanna

Image Credits: instagram.com/agoncilloanna

For Gorgeous Filters

4. PHOTO EDITOR BY AVIARY

Available on Android, iOS, and Windows

Try adding stickers or filters to amp up your selfie game! Photo Editor by Aviary includes a comprehensive set of basic editing tools such as crop and rotate as well as a set of lovely filters such as Arizona and Lucky. Other highlights of this app include adding drawings, stickers, and text. If you own a Smartphone that operates on Windows then, this is one of the premium editors you will meet!

Who says that you can only edit individual snaps? Here is an example of a glamorized photo of two women:

Image Credits: pixabay.com

Image Credits: pixabay.com

5. VSCO

Available on Android and iOS

This list will not be complete without the “filter-packed” app – VSCO. This popular app can improve your #OOTD shots. It gives you a wide range of filters and a complete set of editing tools. The filters are coded in the format of letter and number such as X1, G3, B1, and my favorite HB1.

Its editing tools include contrast, brightness, fade, tint, crop, rotate, highlights, shadows, sharpness, and so much more. Not bad for something that is free, right?

From virtually applying makeup to removing your pimples, these are some of the best beauty apps to download now.

Sources: 1 & 2

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