Family and parenting Archives

8 Money-Saving Hacks For Families In Singapore

#1: OPT FOR PRE-LOVED GOODS

Save money while contributing to a sustainable environment by exploring the thrift stores and second-hand markets in the country. From baby clothes to infant accessories, dig deeper to each pile to score some great finds.

#2: REDUCE, REUSE, AND RECYCLE

Reduce your waste by reusing empty containers or recycling products before throwing each one away. Maximize the use of your sandwich bags, plastic containers, disposable utensils, and water bottles.

#3: MAKE YOUR OWN CARDS

With the number of birthdays and holidays in Singapore, your expense for greeting cards will add up. Instead of purchasing a S$5 greeting card from a nearby bookstore, you can have your children create one for you. Children love to use their artistic skills through crafts and illustrations. Let their creativity shine while giving your wallet an extra boost.

#4: SHARE A RIDE

It goes without saying that owning and maintaining a vehicle in Singapore is a costly task. This is where carpooling and GrabShare come in. Save money on ERP tolls, parking fees, and petrol by encouraging a friend to share a ride.

#5: GET RID OF THE CABLE

If you cannot keep up with the television bills then, you may want to enjoy video streaming services instead. Netflix Singapore and Toggle.sg offers a wide array of series and movies. Choose an economic option that will best suit your needs.

Image Credits: pixabay.com

#6: SHOP WISELY

Grocery shopping is tempting for anyone. This is why many people end up buying more than what they intended. Please avoid shopping when you are angry or tired. Furthermore, you must not shop without a list in mind. The list will help you to prioritize your needs over your wants.

#7: WAIT FOR TEN

Shopping for every little item as soon as it runs out is a recipe for disaster! Wait until you need at least 10 items before heading to the store. You may also apply this strategy when shopping online.

#8: CONSIDER FAMILY MEMBERSHIPS

Spending quality time with your family is important. Who does not want to enjoy a pleasant day outside the house? By singing up to family memberships, you can take advantage of various group deals. These memberships are available at National Gallery of Singapore, Jurong Bird Park, Universal Studios, and so much more.

Image Credits: pixabay.com

Sources: 1, 2, 3, & 4

Do Not Tell These Money Statements To Your Kids

There are some financial issues and information that you shall just keep to yourself.

1. “Your Dad makes more money.”

In a dual-career household, you shall refrain from pointing out which parent earns more than the other. Putting a distinct label on the breadwinner signifies that one’s contribution is more important than the other. It is better to highlight that the two of you work as a team in order to cultivate a brighter future.

2. “Your uncle owes us S$5,000.”

You may be infuriated that your brother has not paid his debt. Sure! S$5,000 is a decent amount of money, but you shall not get your children involved in this issue. Children usually mirror the reactions and emotions of their parents. Telling your daughter that her uncle owes you money may ignite hatred or uncomfortable feelings toward him.

It is an admirable thing to warn your children about the risks of lending money. However, you must use an example that is too close to home.

3. “I spent a lot of money for your gift.”

Most children do not mind the cost of your gift. They simply want to relish the excitement that the act of receiving brings. To an innocent child, there is no difference between a bespoke and a store-bought cake. It is still a sweet dessert!

Putting a price on a gift (i.e., high/low or cheap/expensive) can just change their perceptions. Teach your children that the value of the gift is not always reflected on its price tag.

4. “I am broke.”

Have you ever noticed that some of our adult conversations are exaggerated? Children are less likely to absorb our subtleties in communication. Imagine you uttered these words: “I am broke.” Your young offspring may misunderstand what you just said due to your choice of words. Avoid declarations of financial disaster.

Instead, it is important to give your children reassuring messages. You may say that you have to wait a week until the pay day comes.

5.”Do not tell your Daddy/Mommy that I bought this.”

Your devotion to your spouse does not stop after having kids. Make it a point to discuss about your spending habits and future goals. If you are about to purchase something that you want to conceal for now (e.g., a surprise birthday present), do it at your own time. Do not use the vulnerability of a child as an escape.

If you encourage a child to lie to the other parent, it increases the likelihood of dishonesty. It sends a message that spending money is merely a shameful act. All these wrong signals can be prevented by you.

6. “I dislike going to work.”

No matter how tired you are of answering demanding calls or how much you hate your boss, you shall not verbalize these thoughts when your child is around. Complaining about these negative aspects of the job can make your child feel anxious about the future.

Opt for sharing the aspects that you enjoy the most about your job. What makes your work fulfilling and interesting? Dwell on that. Save the serious talk until she or he reaches maturity.

7. “We cannot afford to buy that.”

After spending a few hundreds on the grocery store, it can be confusing to tell your child that you cannot afford to purchase a toy. He or she may think that you spent all your money on groceries or that you have no more money for the important things. Turn this situation around by teaching your children about the importance of prioritizing and delayed gratification.

You may say something along these lines: “Please put that toy back. We do not need it right now. If you really want to buy it, you have to save up for it. I can help you!”

Image Credits: pixabay.com

As with most aspects of parenting, it is best to lead as a positive example to your children. Choose your words wisely.

Sources: 1 & 2

Watch 倦子2: PSLE GO to understand the pressures kids face when growing up

By Jaspar Lim

If you are reading this, be glad that something has not yet happened to your child.

Child suicides are on the rise, as youngsters were pushed beyond breaking point and ended their lives. 10 fingers 10 toes. That was all that mattered in the past.

Now children are measured by a different set of numbers. 70 marks implies lack of effort. 80 marks is not good enough. 90 marks means room for improvement. When is enough?

Stills: Zi Hui Journal, 倦子2: PSLE GO

倦子2: PSLE GO shouts out this message. Your child is tired, yet still trying. Remember, not regret.

As a parent, I urge you to help spread this message. Treasure your child, not their grades. It is not too late.

I was teleported back to a nostalgic era when I was invited to a premier screening of 倦子2: PSLE GO. The venue was perfect in echoing chapters of the past. Numerous movie posters of old greeted me as I entered. It reminded of my childhood, a much simpler time.

Every morning I looked forward to school to make new friends. Not to compete with my classmates. Each time the school bell rang, I dashed out of class to join my friends. It was a beautiful childhood. Do you remember those lovely memories? These moments made me a happy and balanced adult.

Your child may have been denied this privilege to feel happy. Do you remember when you first held your new born? Back then, your child was perfect. You do not remember. Your child became less every day, and had to try harder to achieve more just to make you happy.

10 fingers 10 toes. That was all that mattered in the past. Now children are measured by a different set of numbers. 70 marks implies lack of effort. 80 marks is not good enough. 90 marks means room for improvement. When is enough to satisfy your expectations?

Stills: Zi Hui depressed, 倦子2: PSLE GO

Would you relent only when you witness an irreversible end? Suicides are no longer uncommon among the young. Each news report is heart wrenching; deepest pain only the parent would feel. It is an inevitable end, a result because of our actions, our inaction in protecting our most loved from the harsh judgement of others (and ourselves).

As a professional working adult, every day is an exam. Every hour we endure endless challenges. Do we score 100 marks each time? At home, we comfort ourselves with rest. We pamper ourselves with rewards. Yet, we forcefully push our child through additional stress after school. Your child needs your encouragement, not your enforcement.

倦子2: PSLE GO shouts out this message. Your child is tired, yet still trying. Remember, not regret. A great team effort, displayed most selflessly as Splash Productions embarked on a non-profit filming journey. Splash is to hit something or someone with full impact. In that moment of contact, the origin spreads out and covers a larger area than anticipated.

Splash Productions did exactly that. Impact and Influence. Never once had I been so proud to see familiar names when the credits were rolling. As a parent, I urge you to help spread this message.

Treasure your child, not their grades.

You can watch the video here:

Website: http://www.juanzi.sg/
Facebook: https://www.facebook.com/juanzi2pslego

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