Maintaining the dignity of your elderly parents when caring for them is a thing

daughter taking care of elderly mom

I’m not a caregiver, I’ll put it upfront.

At least not for now.

But as a writer well-versed in various topics, I’ve done my fair share of research about the elderly, and one of the main topics that popped up in my mind was dignity.

Oxford Languages defined “dignity” as:

The state or quality of being worthy of honor or respect.

As our parents age and require more care, some of us end up transitioning to primary caregiver roles. If you’ve yet to, have you thought about the issue of dignity? How can we take care of our elderly parents without robbing them of their dignity?

Respectful communication

Folks who’ve been following my articles here on Money Digest for quite a while now, you would have realized that I talk about communication a lot.

Words have meaning and I believe that everything can be solved if people are just willing to communicate (and change, of course).

And so when it comes to maintaining the dignity of your parents, I think it’s crucial not to talk down to them, as if they are kids. Yes, their actions might have turned kiddish, but it’s not like they have chosen to.

And wherever possible, involve your parents in the decision-making process. This will preserve their sense of autonomy, knowing that they have some form of control over what happens in their lives.

Personal boundaries at home
daugher_feeding_elderly_mother

Image Credits: goodrx.com

Primary caregivers usually live with their parents and being 24/7 around them can be quite a pain.

We’re human beings and it’s normal to be stressed out by the responsibilities on our shoulders, more so if we have to juggle between work, dating/marriage, and family.

But just as you require your personal space at times, your elderly parents do too. Yes, I know you may be worried that they might fall while doing things on their own, hurting themselves and causing more “trouble” for you, but this is one thing you should compromise on when it comes to dignity.

And you should also respect their possessions. I’m not talking about hogging here. Hogging stuff is an entirely different issue and can cause hazards so that’s a no-no. I’m referring to their sentimental possessions—maybe old photos, keepsakes, or other valuable items. Always ask before you take. If you have to go through their belongings.

The privacy side of things

I like to put it this way: Do things that you would like others to do to you.

Maybe mom or dad requires some help with daily living, for example, showering. Even if you are their flesh and blood, it’s still hard to be naked in front of one’s adult children.

They are likely to feel embarrassed or uncomfortable with needing help from the children they once could care for. So if need be, leave it to other healthcare providers or see if you can meet halfway with the help of some bathroom remodeling, bath tools, and technology.

Consider nursing/old folks home or care options

Maybe some of you out there think is unfilial to send your parents to a nursing/old folks home.

But I beg to differ.

If your budget allows and you want a better parent-child relationship in the long run (lesser fights), there’s nothing wrong with such an arrangement.

In fact, your parents might enjoy their time there, having activities to look forward to and friends of similar ages to jiak kopi with. Most importantly, the professionals there probably know more than you do.

Or if not, you can consider care options like Homage.

 

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With various services available, including home care and nursing, you can pay as you go (prices start from $25/hour) or buy a prepaid package (from $220/10 hours).

Full pricing here: homage.sg/pricing

We are all at different life stages and I can’t say for sure that I’m 100% confident in maintaining the dignity of my parents while caring for them in their later years. But one thing is for sure: I would want my future kids/humans to respect me if I am unable to care for myself one day. So put yourself in your parent’s shoes and treat them the way you want to be treated.

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5 Helpful Steps To Talk To Your Elderly Parents About Money

Money gives people, of all ages, the decision-making opportunities they need. Unfortunately for elderly parents, research has shown that financial decision-making ability declines after age 53. This maybe attributed to the 2013 survey done by National Endowment for Financial Education which found that 7 out of 10 adults have difficulty discussing to their families about who will make the financial decisions on behalf of their elderly family member.

Talking about the aging parents’ finances is a good idea but that does not mean people actually do it. Some people avoid the subject because it raises uneasy situations (e.g., quarreling over the estates or feeling “extra” sensitive toward the elderly). Resolving this negative mindset will help your aging parents to organize their financial life. And, that is the most important thing right now.

So, here are 5 Helpful Steps To Talk To Your Elderly Parents About Money…

1. DO YOUR RESEARCH

You have one goal – to organize your elderly parents’ financial life. Know what issues or topics to discuss that will aid this goal. Due to the declines in someone’s body as they age, topping the list is healthcare. Also, you must consider their life insurance, medical insurance, or long-term care coverage policies. Then, talk about estate and other assets. Having a last will and testament ready is a crucial thing.

2. GATHER DATA

After researching the topics to discuss, you must prepare the documents needed. These documents are the banking statements, credit card bills, tax records, insurance policies, and so on. Put these documents in one safe place such as a relatively small safe deposit box at home. Grant access only to the people who are really trusted (e.g., the lawyer or immediate family member).

3. CONVERSE TO THEM STRATEGICALLY

Before talking to your parents, build a strategy that will work for your family dynamics. For instance, some families are more comfortable with having everyone around while other feel that they are being ganged up by their children. Another tip is to talk to them as if you are talking to your adult peers with objectivity and compassion. Do not make them feel that you are treating them as young children.

4. START THE DISCUSSION

All your homework led you to this moment. Emphasize on the benefits of the talk and speak with love. Delaying the talk will only be more expensive because as health declines, premium prices increase. Ease the flow of the conversation by adding real-life experiences as examples.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

5. LEARN FROM THE EXPERIENCE

Traditional financial advisors suggest that parents save for their own retirement first before saving for tertiary education. This is because you only have one shot at retirement while there are many ways to get student loans. With this experience, you must realize that it is necessary to save as much as you can for retirement during your peak years (i.e., aged 20-35) in order to age gracefully.

Sources: 1 & 2

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