DBS/POSB is giving away free Apple AirPods when you apply for a credit card

Good vibes & great rewards with DBS/POSB Credit Cards

Enjoy AirPods, S$200 cashback or 38,000 miles when you apply online for a DBS/POSB Credit Card!

Click here for more details.

Step 1:

Apply online for a DBS/POSB Credit Card below, between 1 April to 30 June 2020 with one of the promo codes below:

  • DBSAIRPODS for AirPods* with Charging Case (worth S$239)
  • DBS200CASH for S$200 cashback*
  • ALTAF for up to 38,000 miles^ (exclusively for DBS Altitude Card). Click here to find out more about the DBS Altitude Credit Card.

Step 2:

Charge the required minimum spend.

  • *AirPods and S$200 cashback is valid with min. spend of S$2,000 in 60 days from card approval date.
  • ^Up to 38K miles signup offer is valid with min. spend of S$6,000 in 90 days from card approval date. Terms and conditions apply. Click here for the full details

Offers are valid till 30 June 2020, for new DBS/POSB Credit Cardmembers. Terms and conditions apply, click here for the full details.

 

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The Ultimate Travel Checklist: Travel Smart With The Right Credit Cards & Insurance

Keep this checklist handy the next time you plan for a holiday

One of the easiest ways to save money on your holiday trip is leveraging on the right credit card rewards. Some cards offer you higher miles for each dollar spent on flight and hotel bookings, whereas some offer better perks for overseas spend. Using the right card for the right spend is the key.

Here we round up some of the best cards for each categories:

Best for Flight booking:

1. UOB KrisFlyer Credit Card 

Apply Now

  • Earn 3 KrisFlyer miles per S$1 spend on Singapore Airlines, SilkAir, Scoot and KrisShop purchases
  • Earn Up to 3 KrisFlyer miles per S$1 spend on everyday* spend categories with S$5o0 min. annual spend on Singapore Airlines Group.
  • Earn 1.2 KrisFlyer miles per S$1 spend on other spend

Welcome gift, apply now and get:

  1. S$50 cash via PayNow
  2. Up to $150 cash credit and 3,000 KrisFlyer miles
  3. 1 lucky draw chance to win $1,000 cash

2. American Express KrisFlyer Ascend

Apply Now

  • Earn up to 3.2 KrisFlyer miles on your Grab and everyday spend, up to S$200 each calendar month.
  • Earn 2 KrisFlyer miles for every S$1 spend on SingaporeAir.com, SingaporeAir app, silkair.com and KrisShop, with no cap.
  • Earn 2 KrisFlyer miles for every S$1 spend on eligible overseas transactions during the months of June and December.
  • Earn 1.2 KrisFlyer miles for every S$1 spend on eligible local transactions, with no cap.

Welcome gift, apply now and get:

  1. Up to 49,200 welcome miles
  2. 1 lucky draw chance to win $1,000 cash

3. HSBC Revolution

Apply Now

  • Earn 5x Rewards on dining, entertainment and online purchases (equivalent to 2 miles for every dollar spent)

No minimum spend required.

Welcome gift, apply now and get:

  1. 150 cash back or Samsonite T5 68cm Spinner with built-in scale
  2. $20 Grab vouchers
  3. 1 lucky draw chance to win $1,000 cash

4. DBS Altitude

Apply Now

  • Earn 4 miles per $1 spend on Singapore Airline tickets booked through DBS Travel MarketPlace
  • Earn 4 miles per $1 spend when you commute with your DBS Altitude Card This includes your bus, train, taxi rides and even your fuel spend! (From 1 Aug to 31 Dec 2019)
  • Earn 3 miles per $1 spend on online flight & hotel transactions (capped at S$5,000 per month), such as:
    singaporeair.com agoda.com
    cathaypacific.com expedia.com.sg
    qatarairways.com airbnb.com.sg and more!
  • Earn 2.4 miles per $1 spend when you re-fuel at Esso (From 1 Aug to 31 Dec 2019)
  • Earn 2 miles per $1 spend on overseas spend (in foreign currency)
  • Earn 1.2 miles per $1 spend on local spend

The best part? Your miles never expire.

Welcome gift, apply now and get:

  1. Up to 38,000 welcome miles
  2. 1 lucky draw chance to win $1,000 cash

Best for Hotels:

1. Citi PremierMiles Visa

Apply Now

  • Agoda: Earn up to 7 Citi Miles per S$1 spent OR Enjoy up to additional 8% off hotel bookings
  • Expedia: Get 10% off hotel bookings
  • Kaligo: Earn 10 Citi Miles per S$1 spent on kaligo.com/bonus-miles

Welcome gift, apply now and get:

  1. $250 cash via PayNow
  2. Up to 30,000 welcome miles
  3. 1 lucky draw chance to win $1,000 cash

2. UOB PRVI Visa

Apply Now

  • Agoda: Earn 6 miles per S$1 spent
  • Expedia: Earn 6 miles per S$1 spent
  • UOB Travel: Earn 6 miles per S$1 spent

Apply now and get S$150 cash credit.

Welcome gift, apply now and get:

  1. $50 cash via PayNow
  2. Up to $150 Cash Credit
  3. 1 lucky draw chance to win $1,000 cash

3. American Express KrisFlyer Ascend

Apply Now

  • Complimentary Airport Lounge Access: Four complimentary access each year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world.
  • Complimentary Night Stay at Hilton: One night each year at one of over 160 Hilton Properties in Asia Pacific and complimentary upgrade to Hilton Honors Silver membership tier.

Welcome gift, apply now and get:

  1. Up to 49,200 welcome miles
  2. 1 lucky draw chance to win $1,000 cash

4. OCBC 90N card

Apply Now

  • Earn 8 miles on your accommodation booking at Agoda, Expedia, Airbnb, Millenium Hotels, Mr & Mrs Smith

Apply now and get S$50 cash rebate plus 7,000 miles for new card sign-ups.

Welcome gift, apply now and get:

  1. $50 Cash Rebate
  2. 7,000 Welcome Miles
  3. 1 lucky draw chance to win $1,000 cash

Best for Overseas spending:

1. Citi Cashback 

Apply Now

  • Earn 8% cash back on Dining, Groceries and Petrol daily, worldwide.
  • Citi World Privileges: Get deals and discounts locally & in 95 other countries

Welcome gift, apply now and get:

  1. Up to $250 Cash via Pay Now
  2. 1 lucky draw chance to win $1,000 cash

2. Citi Rewards


Apply Now

  • 10X Rewards^ for every S$1 spent on retail shopping worldwide.
  • Citi World Privileges: Get deals and discounts locally & in 95 other countries

Welcome gift, apply now and get:

  1. Up to $250 Cash via Pay Now
  2. Up to 30,000 Citi ThankYou Points
  3. 1 lucky draw chance to win $1,000 cash

Best travel insurance:

1. AXA SmartTraveller

Apply Now

  • Best for flight delays, baggage loss

Welcome gift, apply now and get:

  1. $8 Cash via Pay Now
  2. 1 lucky draw chance to win $1,000 cash

2. MSIG TravelEasy

Apply Now

  • Most comprehensive coverage across all categories

Welcome gift, apply now and get:

  1. $8 Cash via Pay Now
  2. 1 lucky draw chance to win $1,000 cash

3. FWD Travel Insurance

Apply Now

  • Cheapest travel insurance from $9

Welcome gift, apply now and get:

  1. $8 Cash via Pay Now
  2. 1 lucky draw chance to win $1,000 cash

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The Best Credit Cards for Frequent Travellers

Many of us are ignorant about how much side benefits our daily spending can reward us because of the many complicated terms and conditions that come with signing on a credit card. But trust me, once you’ve figured out the one (or multiple) card that fits your lifestyle, you’ll wish you had started using them earlier.

Unless you are impossibly rich or are covered by your company, hardly any one of us would be willing to pay over $10,000 for a First Class seat for what may be a few hundred dollars’ worth of flight ticket.

But what if you had the opportunity of enjoying First Class without having to fork out actual money?

That is why accruing air miles on your credit cards is the way to go.

Your next question would then be: what are some of the most travel-friendly credit cards to use to convert as many dollars into air miles?

If you’re a serial traveller, or have a dream to be one, this is going to be one post that will help you re-evaluate your credit card spending with these points below.

I give you a breakdown below on the best credit cards to get the best (miles) bang for your buck with the least limitations.

  1. Citibank PremierMiles Visa Card

With a Citibank PremierMiles Visa Card, earn 10 mpd for booking hotels online on Kaligo. What this card trumps over the other credit cards is that you don’t have to pay in foreign currency, there is no limit on spending per month, and you certainly don’t have to fully prepay your reservation online – that means you can cancel your hotel reservations anytime without incurring any charges!

Apart from hotel bookings, earn 2.4 Citi miles per S$1 overseas spend in foreign currency and 1.2 Citi miles per S$1 local spend.

1 Citi Mile = 1 Mile with KrisFlyer, Asia Miles, Royal Orchid Plus and etc.

For new customers – Get 30,000 bonus miles with an annual fee payment of $192.60 and when you spend a minimum of $7,500 within the first 3 months.

Find out more perks about this card here.

  1. DBS Woman’s World Card

Earn 4 miles per dollar when you purchase air tickets online. Unlike other credit cards, this card doesn’t limit you to certain carriers you book with and there is no minimum monthly spending. The only drawback is that you can only spend $2K a month.

  1. UOB Preferred Platinum Visa Card

An easy go-to card for everyday spending. Earn 4 miles per dollar each time you pay with Paywave/ Samsung Pay/ Apple Pay/ Google Pay on the go. The only limit is that you can only spend up to $1000 per calendar month, except where SMART$ are issued.

  1. BOC Elite Miles World MasterCard

Earn 5 miles per dollar on your overseas currency transactions. There is no minimum or maximum spending, so this is one convenient card you can carry around while travelling and not have to worry about using to shop overseas!

Learn more about these credit cards now!

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Here Are The Best Credit Cards For Your Lifestyle Needs With The Highest Cash Rebates, Air Miles, Dining Deals, Fuel Discounts, And More.

Owning a credit card is something that most Singaporeans have for its benefits, but how do you know that you are getting the most bang for your buck with that movie deal or that buffet dinner? With the plethora of credit cards in the market, finding a suitable credit card for your lifestyle needs may be daunting. Therefore, we have rounded up the best credit cards for you, which offers the best deals for your lifestyle, so you do not need to do it. So, get the most out of your travels, shopping, entertainment and more, with this guide.

Psst! Even if you already own a credit card, you can consider signing up for another one! Promotions varies from company to company, and you may score a deal with another card!

Cards selected was chosen from SingSaver’s comparison tool. Here are the top 7 credit cards for your different lifestyle needs.

1) For The Gourmand, Shopaholic and Movie Buff

Upsize your rewards with the Standard Chartered Rewards+ Credit Card for overseas and Singapore use. With 10X reward points for every $1 spent in foreign currency transactions, 5X reward points for every $1 spent on local dining, and 1 reward point for all other spending. These accumulated points can be converted to cash rebates or even flight miles. Besides reward points, the Standard Chartered Rewards+ also offers 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes and exclusive dining privileges of up to 50% off at The Fullerton Hotel Singapore and The Fullerton Bay Hotel. Now, you can impress your date while you save! For those who use their cards for Grab rides in Singapore and overseas before 31 December 2018, you can also enjoy up to 15% off on your Grab booking.

Application Benefits: $100 cash back for new customers and $20 cash back for existing customers. This promotion ends 31 Jan 2019.

SingSaver Bonus Benefit: Additional $50 cash for new customers and $20 cash for existing customers. This promotion ends 31 Oct 2018.

For more information: Click Here

2) For The Travel Enthusiast

If you travel frequently, Citibank’s PremierMiles Visa Card would tickle your fancy. Earn 1.2 Citi miles per $1 local spend whereby 1 Citi miles = 1 mile with Krisflyer, Asia Miles, etc. Double up your earned miles overseas with foreign currency spent on retail purchases with Citibank’s current promotion from 10 October – 31 December 2018. Besides earning miles for your next flight, hotels, rewards or cash rebate, the PremierMiles Visa Card also offers complimentary access to over 600 airport VIP lounges twice a year with Personalised Priority Pass membership card. Also, receive complimentary Travel Accident Insurance on your travels.

Application Benefits: Get 30,000 bonus miles with annual fee payment + spend a min. of $7,500 within the first 3 months for new applications. This promotion ends 31 Oct 2018.

SingSaver’s Bonus Benefit: Additional $200 NTUC/Takashimaya/Grab vouchers for new customers and $50 NTUC vouchers cash for existing customers. This promotion ends 31 Oct 2018.

For more information: Click Here

For those who love travelling luxuriously, specifically on Singapore Airlines, apply for the AMEX Singapore Airlines KrisFlyer Ascend Card and pamper yourself with great savings. Enjoy one night complimentary stay at any of the 101 Hilton Properties in Asia Pacific, and four complimentary lounge access passes to any participating SATS Premier and Plaza Lounge every year. Also, if you spend S$10,000 within 3 months of your card approval, you can receive 43,000 KrisFlyer Miles! Enough to redeem an Economy Class ticket to Maldives!!!!!!

Application Benefits: Get 5,000 miles upon first spend and S$10,000 within 3 months of card approval and receive 26,000 bonus miles + 12,000 on 1.2 earn rate. This promotion ends 31 Oct 2018.

SingSaver’s Bonus Benefit: Additional $150 cash for both new and existing customer. This promotion ends 31 Oct 2018.

For more information: Click Here

3) For The Economical Singaporean

For savings on your daily expenditures such as groceries, bills, fast food, movies and more, enjoy up to 5% savings on Citibank’s SMRT Card with a minimum monthly spend of $300. Do your grocery shopping at FairPrice Xtra Kallang Wave and get 7.3% savings! Also doubling up as a transportation card, manually topping up your EZ-Link card is no longer necessary as the card offers an EZ-Reload feature with 2% savings with each top up. All accumulated savings go to SMART$ points, which can be redeemed for cash rebates, rides and shopping vouchers. You can earn a maximum of SMRT$600 annually.

SingSaver’s Bonus Benefit: Additional $200 NTUC/Takashimaya/Grab vouchers for new customers and $50 NTUC vouchers cash for existing customers. This promotion ends 31 Oct 2018.

For More Information: Click Here

For those who drive, apply for Citibank’s Cash Back Visa Card and enjoy fuel savings of up to 20.88% at Esso and Shell. This cash back card also offers 8% cash back on Grab, dining, groceries and fuel worldwide. Cash back is capped at S$25 per category per statement month, with a minimum spend of $888 per month.

SingSaver’s Bonus Benefit: Additional $200 NTUC/Takashimaya/Grab vouchers for new customers and $50 NTUC vouchers cash for existing customers. This promotion ends 31 Oct 2018.

For More Information: Click Here

4) For That Big Ticket Purchase

Those who wish to get more discounts on your expensive purchases can also apply for the HSBC Advance Card. Receive 2.5% cash back for expenditures more than $2000 a month, or 1.5% for spending below $2000. If you are a HSBC Advance banking customer, you will gain an additional 1% cash back too! Cash back is capped at $70 per calendar month, or $125 per calendar month if you are a HSBC Advance banking customer. So if you are eyeing that new iPhone or that computer, it may now be the right time to buy it. *wink

SingSaver’s Bonus Benefit: $150 cashback for new customers and $100 cashback
for existing customers, upon $600 spend in first 30 days. This promotion
ends 31 Oct 2018.

For more information: Click Here

If you are an extravagant spender and the Advance Card does not fulfil your needs due to its cap, consider the AMEX True Cashback Card. At 1.5% cash back with no cap and no minimum spend, receive greater cash back for your purchases if you spend above $4,667.

Application Benefits: 3% cashback on up to a total of S$5,000 spend for the first 6 months for both new and existing customer. This promotion ends 31 Dec 2018.

SingSaver’s Bonus Benefits: Additional $150 cash for both new and existing customer. This promotion ends 31 Oct 2018.

For more information: Click Here

SingSaver’s Exclusive Bonus Benefits

To enjoy SingSaver’s Bonus Benefits, apply for your cards directly through SingSaver. More information on promotions and cards can also be found on the website! For those who have applied for the cards, do not forget to fill up the gift redemption form to register for SingSaver’s exclusive benefits!

We have provided a table as a summary of the discounts exclusive to SingSaver for the respective banks below.

*All promotions are valid till 31 October 2018 and subjected to T&Cs.

 

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Treat Yourself to These High Tea Promotions this 2018

Indulge in leisurely high-tea buffets in Singapore with these credit card deals that make time with loved ones — or yourself — even sweeter.

Editor’s note: Offers featured may change at the discretion of banks or merchants. Updated Oct 2018. Please read TnCs. For SingSaver applications, pls remember to complete Gift Registration Form after card application.  

Right about now, you might find yourself contemplating how your 2018 has been so far. Whether it’s been full of good stuff — resolutions going as planned — or if it’s been a year of growth through challenges and you’re humming wake me up when September ends in the showergive yourself a break. Focus on what you have — friends, family, your health — and take a breather over a lazy afternoon high tea.

Here’s a list of nine places with the best high tea promotions in Singapore, complete with credit card deals from now until the end of the year. We’ll be updating this list as we come across new deals, so subscribe to our newsletter to get first dibs!

Best high tea promotions in 2018

Tea Room at Amara Singapore

Sit back, sip tea and enjoy a classic three-tier high tea set consisting of a delightful array of savoury bites, mini cakes, pastries and scones served alongside premium TWG teas. If you’re looking for just a light bite, opt for the pastry or macaron set.

Price: Pastry Set: S$19++, Macaron Set: S$17++

High tea promotion: 15% off with AMEX, Standard Chartered, CIMB, OCBC and Maybank credit cards

October exclusive: Receive up to S$170 in cash and vouchers upon approval of any AMEX card below, only on SingSaver.

Enjoy high tea promotions with AMEX cardsThe right credit card will give you free access to airport lounges

High tea promotions with AMEX cardsThe right credit card will give you free access to airport lounges

Chihuly Lounge at The Ritz-Carlton, Millenia Singapore

A day out to the Art-Science Museum or The Marina Bay Shoppes may require a good spot to rest your feet for a much-needed recharge. Head over to the five-star eight-course afternoon tea or a weekend buffet at the Ritz-Carlton’s Chihuly Lounge.

Price: Weekday eight-course afternoon tea: S$49++ per pax, weekend afternoon tea Buffet: S$58++ (per adult), S$29++ (per child, six to 12 year old)

High tea promotion:

  • 15% off with Citi PremierMiles, Prestige and ULTIMA Cardmembers and HSBC Premier Mastercard and Visa Infinite credit cards
  • 10% off with Citibank and HSBC credit cards

Citi PremierMiles Visa CardThe Landing Point at The Fullerton Bay Hotel

A truly indulgent afternoon tea includes both good food and an even better view — in this case, of the Marina Bay waterfront. Whip out your gratefulness journal as you sip on a fancy glass of artisanal cocktail and help  yourself to organic salads, delicious sandwiches and an array of local Asian favourites.

Price: Afternoon Tea Set:  S$48++ (per adult), S$28++ (per child)

High tea promotion:

  • 20% off with Citi PremierMiles, Prestige and ULTIMA Card and Standard Chartered Visa Infinite
  • 15% off with OCBC, Standard Chartered, MayBank and Citibank credit cards

Spices Cafe at Concorde Hotel

Weekend afternoon tea at Spices Cafe offers a spread of mainly local cuisine like laksa and rojak. In case your taste buds are in the mood to be tickled, there’s sashimisushi, and a dessert that must be universally loved: Chocolate fondue. Now, all you have to do is get through the week.

Price: Weekend Afternoon Tea: S$37++ (per adult), S$18++ (per child, 3 to 12 years old)

High tea promotion:

  • 4-for-3 offer valid for buffet lunch, buffet dinner and weekend afternoon tea buffet for OCBC, Maybank, UOB, CIMB credit card
  • 15% with OCBC, Maybank, UOB and CIMB credit cards. Terms and conditions apply.

The Courtyard at The Fullerton Hotel

If you’re looking for a simple, classic afternoon high tea buffet, head over to The Courtyard for a spread of unlimited pastries that include scones with cream. It also comes with an impressive range of teas. Pinkies up.

Price: S$45++ (per adult), S$22++ (per child)

High tea promotion:

  • 15% off with HSBC, Standard Chartered, Citibank, Maybank and OCBC credit cards
  • 20% off for Citi PremierMiles, Prestige and ULTIMA Card and Standard Chartered Visa Infinite cards

The Salon at Hotel Fort Canning

Located at the heart of Fort Canning Park, indulge in some me-time amidst lush greenery with a spot of High Tea in The Park at The Salon. A delectable selection of international tea-time snacks awaits you.

Price: Signature High Tea Set: $28++ per pax (with choice of TWG Tea or Coffee), Bubbly High Tea Set: $38++ per pax (with a glass of Prosecco), Sparkling High Tea Set: $78++ per pax (with a bottle of Prosecco)

High tea promotion: 1 dines free with every 3 paying adults with HSBC credit card. Terms and conditions apply.

Crossroads Bar at Swissotel Merchant Court

They say you can’t please everyone. Well, good enough if you can please just two groups of people for a weekend: Those in the mood for an afternoon of traditional English scones and sandwiches, and those in favour of something a little more local like braised pork belly in steamed bun. Set your GPS to Crossroads Bar, and you’re set.

Price: S$38++ for 2 pax

High tea promotion: 18% off with HSBC, Maybank and UOB credit cards. Terms and conditions apply.

maybank credit card
Lobby Lounge at Shangri-La Hotel

Enjoy a three-tier local signature high tea set in the heart of Orchard Road. From kuehs to popiah, the delectable and colourful Peranakan feast will satisfy both your tummy and your eyes.

Price: S$30++ per pax

High tea promotion: 10% off (Fri-Sun), 15% off (Mon-Thu) with HSBC, Citibank , OCBC credit cards.

Ellenborough Market Café at Swissotel Merchant Court

Looking for a Peranakan-themed high tea gastronomic outing? Craving Nyonya laksakueh pie tie, durian pengat and chempedak pengat? Ellenborough Market Cafe is a perennial Peranakan favourite.

Price: Nyonya High Tea Buffet: S$42++ per pax

High tea promotion: 18% off total bill with HSBC, Maybank and UOB credit cards

Compare best dining credit cards

Comparing credit cards with the most generous dining offers has never been simpler at SingSaver.  Enjoy the most attractive welcome offers of up to $200 in cash, credit and vouchers now.

Apply for credit card with high tea promotion discounts now

This article first appears on SingSaver.com.sg.

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