child Archives | MoneyDigest.sg

Children’s Day is around the corner, and to celebrate this special day with our little ones, Nature One Dairy® will be running a campaign just for parents and their tots! From now till 15 October 2021, spend $50 on a single receipt on participating products to redeem a FREE snack cup, and you will also enjoy $2 off all participating milk formula during this period!

That’s not all. By spending $50 on a single receipt, you will also qualify for Nature One Dairy® mega Children’s Day giveaway. By mega, we mean it’s a massive giveaway because up to $7,110 worth of prizes will be awarded to 50 winners! Here’s what to expect:

5 x Grand Prize worth $980 each: 4 cartons of Nature One Dairy® milk formula (about 6 months of supply!) + Mega Bloks Build’N Learn Table
20 x 2nd Prize worth $98 each: 1 x Nature One Dairy® gift pack (milk formula included!) + Hape Maple Blocks
25 x 3rd Prize worth $10 each: $10 Motherswork voucher

Can’t wait to bag home the abovementioned prizes? Then allow us to introduce the participating products available at selected Giant, Prime, FairPrice, Cold Storage, and Sheng Siong outlets.

1. Standard Toddler Nutritious Milk Drink Step 3

Price: $25.50
Now: $23.50

For children aged 1 to 3 years old, the Standard range is formulated with well-balanced nutrients to be gentle on your little one’s tummy. It includes a balance of essential nutrients to support your child’s immunity, strong bones, and healthy eyes. It also contains lutein for eye health, omega 3 and 6 for eye and brain development, taurine and choline for overall mental and physical development, and more! Made in Australia, you can expect only the best ingredients for your toddler.

2. Premium Toddler Nutritious Milk Drink Step 3

Price: $27.50
Now: $25.50

To give your toddlers the best of the best, we recommend Nature One Dairy® Premium Toddler Nutritious Milk Drink Step 3. Apart from the high-quality ingredients available in Standard Toddler Nutritious Milk Drink Step 3, this premium product has also added prebiotic GOS. The substance will help improve bowel function, prevent constipation, and provide digestive comfort for your precious one.

3. Premium Junior Nutritious Milk Drink Step 4

Price: $26.50
Now: $24.50

A similar formula of Premium Toddler Nutritious Milk Drink Step 3 is also available in the junior version. Parents and guardians with children from 3 to 6 years old should purchase the Premium Junior Nutritious Milk Drink Step 4 instead. There’s both prebiotic GOS and FOS to aid bowel movement and improve overall mineral absorption. Like its other counterparts, it’s made from grass-fed cow’s milk and halal-certified for all to enjoy.

4. Organic Toddler Nutritious Milk Drink Step 3

Price: $37.50
Now: $35.50

Are you searching for a milk-based organic formula that is nutritionally complete for your toddler? Look no further than Nature One Dairy® Organic Toddler Nutritious Milk Drink Step 3. It’s made in Australia with organic milk powder certified by Australian Certified Organic, Australia’s largest certifier for organic and biodynamic produce. It comes with vitamins A, C, D, and E, prebiotic GOS and also has zinc and iron to support your child’s natural defences.

5. Student Nutritional Milk Formula

Price: $29.50
Now: $27.50

This Student Nutritional Milk Formula would be an excellent choice for parents with children from 6 to 18 years old! As your child attends school through their growing years, they will require B vitamins to promote memory and concentration. Nature One Dairy® Student Nutritional Milk Formula not only has B vitamins to boost your child’s energy levels, but it also contains DHA for optimal brain function and zinc for proper growth. A perfect choice for schooling kids!

Spot them around selected supermarket stores today.

For more information on the current promotion, please head to Nature One Dairy® Children’s Day campaign page or follow them on Facebook and Instagram. Remember to shop by 15 October!

*All promotions and free gift redemption are while stocks last.

Am I ready to invest in a child?

There are countless joys in welcoming a new member to the family. A child’s cheery smile and mesmerising gaze have miraculous effects: they melt hearts and boil away the remnants of worry and misery.

However, raising a kid in Singapore is increasingly an uphill task. Singapore is known for its soaring cost of living and having one more mouth to feed does not make living in this overcrowded city any much easier.

In addition to the financial strain, parenthood also poses another competing use for time. Not surprisingly, it remains a constant struggle for dual-income households to balance work and family life.

Therefore, there lies no simple answer to the question of whether one should bear a child and, by extension, invest significant amount of resources, time and effort in the process of raising the child. Nonetheless, the flowchart below aims to delineate the emotional and financial considerations involved in parenting, though they are by no means prescriptive.

Does my child need tuition?

Increasing educational levels is a mark of progress for humankind. In the past, education was considered a luxury enjoyed by a privileged few. Today, higher living standards have empowered the masses to invest in the future of the next generation, leading to the betterment of mankind of epic proportions.

However, this does not necessarily mean that tuition is the only way to gain extra knowledge outside of school. Education can come in different forms, ranging from self-directed learning to facilitated learning. Shown below is an elementary guide for parents who are considering various educational options to improve the competency of their children.

As with purchasing any goods or services, quality should often be emphasized over quantity. Finding a well-suited tutor that caters to the precise needs of your child is of utmost importance.

*For convenience, this article uses “his” and “he” to refer to the child.

Golden Do’s In Giving Your Child’s School Allowance

As the modern world has become more complex, children nowadays have been inseparable with school allowance or pocket-money. From a variety of books, to a selection of gadgets, accessories, or snacks…there is always something else they needed to buy! Furthermore, they are more knowledgeable about money as they have access not only to the lives of their friends but also to the kids around the world – through the Internet.

Having these in mind, giving money to your children must be used in the most positive manner in order to mold their values while young. Let us first start with the amount to give.

Most mothers in Singapore agree that an allowance of about S$5 is enough for the needs of children in Primary 1-6. This is done so to meet the costs of food and other miscellaneous. But, if the day falls on a co-curricular activity, they give extra cash.

Aside from this, the best way to decide the pocket-money amount is to discuss it with your child. Know his or her needs and plan it together. Start giving this amount on a regular or consistent basis so that your child can manage his money accordingly.

After the suitable amount is settled, let us evaluate the Do’s in allowance giving…

1. TEACH THE VALUE OF SAVING

Teach your kid to make their own monetary choices by giving the allowance in smaller denominations (e.g., three pieces of S$1 coins and four pieces of S$0.50 coins) so he or she can save a part of it (e.g., 10% or S$0.50). Promote saving by providing a piggy bank or a money jar with their name on it.

2. TEACH THE VALUE OF EARNING

Instead of just handing cash over, make them earn it. Instill the importance of sharing the household chores around the house then, reward him or her for chipping in. You do not have to be all competitive about it by assigning a dollar for each chore, just explain what your child can do to help out.

3. TEACH THE VALUE OF MONEY

Money is a currency that puts relative price on almost everything. Letting your child make a few unnecessary purchases, such as spending their entire savings on sticker tattoos, as a part of the learning process is OKAY. But, it is also acceptable to put limits on what your child can spend on. This shall teach both the value of money and responsibility of a smart consumer.

Image Credits: Aka Hige via Flickr

Sources: 1 & 2

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