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Telltale Signs That Your Colleague Secretly Dislikes You

While some people have no problem letting you know that they hate you, others may try to maintain their professionalism by hiding their unpleasant feelings.

Know some of the obvious and less-obvious indications of dislike by reading thru this list!

#1: HE OR SHE DOES NOT SMILE WHEN YOU ARE AROUND

As you pass by, the shinning smile on your colleague’s face dissolves instantaneously. The change in his or her disposition is not due to a hormonal mood swing or an occasional unpleasant day. It is deeper than that! Something is wrong as your colleague makes a conscious effort to not smile whenever you are in the room.

#2: HE OR SHE CANNOT LOOK YOU IN THE EYE

One of the most obvious signs that you co-worker dislikes you is when he or she cannot maintain eye contact. The eyes are the gateway to what is beneath your soul. People may be afraid to look you in the eye if they perceive that you have an ability to detect hostility.

#3: HE OR SHE DOES NOT INCLUDE YOU IN THE WORKPLACE HUMOR

Exchanging jokes and teasing are common in cemented workplace relationships. If the person who hates your guts is the leader of the workplace clique then, you may be constantly left out in the inner circle. They may not feel comfortable when you are around.

#4: HE OR SHE DOES NOT INVITE YOU TO SOCIAL EVENTS

Being excluded from the social guest list is one of the signs that your colleague does not want you around. “Sorry! We forgot to invite you.”, may be one of the lines that you constantly hear from that certain person.

#5: HE OR SHE DISPLAYS NEGATIVE BODY LANGUAGE

Communication is mostly made up of non-verbal cues. Uncover your co-worker’s genuine feelings toward you by observing his or her body language. Constant subtle eye rolls, lack of eye contact, and folded arms are just some of the red flags.

#6: HE OR SHE TAKES CREDIT FOR YOUR WORK

When a co-worker is determined to exclude you from all the important company discussions, it is clear that he or she does not want you to get involved. A more potent display of disdain is when a co-worker sabotages your role in the project by taking credit for your ideas.

Image Credits: pixabay.com

Watch out for these!

Sources: 1 & 2

Lost? Here Are Sensible Money Tips From 3 Financial Experts

Tangled in a financial dilemma? Who will you ask for monetary advice or practical financial tips? If a professional is out of your reach, the next best thing is to read about their nuggets of wisdom.

This is why I collated the best financial advice from three experts. These experts are no other than Suze Orman, Cullen Roche, and Jeanne Kelly. Suze Orman is an American Financial Advisor, Author, Motivational Speaker, and Presenter. Cullen Roche is the Founder of a financial services firm called Orcam Financial Group, LLC. Lastly, Jeanne Kelly is a media acclaimed Credit Coach.

1. TAKE CHANCES

Suze Orman tells us that nobody achieved financial security by being frightened and weak. Being confident in one part of your life is contagious, as it will bring more opportunities to you. You won’t get there unless you try!

2. INVEST MORE IN YOU

Cullen Roche shares that the primary way to financial success is more than just saving. It is by investing more…in you. Since your primary source of income is the person you see in the mirror, a good way to maximize your wealth is to make yourself valuable to other people or other companies.

To be valuable and different from the rest, you must never stop learning. Education that improves your skills so you can adapt to the ever-changing economy. I personally recommend you to start with free Internet education from YouTube’s Khan Academy or Crash Course.

3. BAD CREDIT IS EASY TO AVOID

Jeanne Kelly claims that it is easier to maintain good credit by avoiding bad ones than to rebuild a new credit once it has been declined. She says that a quick way to avoid bad credit is by regularly reviewing the credit reports – at least two times a year. In merely 15 minutes, you can minimize the errors of your credit report and save more money!

4. EQUATION FOR YOUR INCOME

Lastly, Cullen Roche suggests for you to try the 50/30/20 budgeting rule. Spend 50% of your income to the basics or essentials such as rent, food, and utilities. 30% should go on your personal needs such as entertainment, vacation, and leisure. And the 20% left should be allocated to your savings.

Image Credits: 401(K) 2012 via Flickr with CC Attribution-ShareAlike License

Take in their knowledge only if it applies to your situation. Then, fuse the elements together and enrich your life.

Sources: 1 & 2

Mr. Lee Kuan Yew’s Notable Quotations on Economy and Life in Singapore

As the nation bids its final farewell to Mr. Lee Kuan Yew, the founding father of Singapore, here is a humble homage for his wisdom on money and life matters.

1. “People want economic development first and foremost. The leaders may talk something else. You take a poll of any people. What is it they want? The right to write an editorial, as you like? They want homes, medicine, jobs, schools.”

~The Man and His Ideas, 1997

2. “If Singapore is a nanny state, then I am proud to have fostered one.”

~From Third World to First, The Singapore Story: 1965-2000

3. “Life is not just eating, drinking, television, and cinema…the human mind must be creative, must be self-generating. It cannot depend on just gadgets to amuse itself.”

~Speech at Chinese New Year and Hari Raya Haji Celebrations held at Joo Seng Community Centre, February 28, 1970

4. “But I’m not God, I can’t change you. But I can encourage you, give you extra help to make you do, say maybe, 20% better.”

~Success Stories, 2002

5. “Every Singaporean who owns a flat can double his value in today’s terms within the next 15 to 20 years. In other words, in the next 20 years, we can make everybody worth twice as much, at least.”

~National Day Rally, 1990

6. “If you can’t think because you can’t chew, try a banana.”

~Reply to a BBC reporter, 2000

7. “I am often accused of interfering in the private lives of citizens. Yes, if I did not, had I not done that, we wouldn’t be here today. And I say without the slightest remorse, that we wouldn’t be here, we would not have made economic progress, if we had not intervene on very personal matters – who your neighbor is, how you live, the noise you make, how you spit, or what language you use. We decide what is right. Never mind what people think.”

~Straits Times, April 20, 1987

Image Credits: William Cho via Flickr

To build a strong Singapore during the most difficult years and to transform it from a Third World to a First World country is truly admirable beyond words. Mr. Lee, your outstanding leadership gave us the direction and for that your legacy will on forever.

Sources: 1, 2, 3, and 4

6 Things Lottery Winners Hid From You

You always see a long queue of diverse people in Singapore Pools outlet. Whether they are young or old, women or men, they all want one thing – to win the jackpot. The truth is, no one really knows what happens next after the winner had claimed the hefty load of cash. Lucky for us, some of the past lottery winners shared their personal experiences.

1. WINNERS ARE STILL BETTING

Past winners are not giving up in hitting the jackpot once more even though they are aware that the chances of winning are remote.

2. IN COMPARISON, MUCH SEEMS LIKE LESS

According to the past winners, after winning they find themselves in a room full of other lottery winners. Some won more than the others. This perceived inferiority made some of them feel poor again.

3. MONEY DISAPPEARS IN A SPAN OF 5 YEARS

Whether the winners won hundred million or a million, about 70% lose the money in five years or less. This is why I suggest you to plan your financial expenditures, make smart consumer choices, and invest in the stock market in case you won. This will help you grow your money and maintain your lavish lifestyle.

4. FIGHT THE IMPULSE

Having loads of money made several of the winners spend it right away. I am not talking of small impulse purchases rather they are serious life choices such as buying a mansion. Now, some of them are selling these said impulse purchases because of its impracticality. The take away from this is that although it is very tempting to spend your money right away, we must handle our money wisely whether it is hundreds or millions. Identify long-term goals first and purchase accordingly.

5. YOUR FRIENDS MAY CHANGE

Due to the sudden change in the winners’ lifestyles, some of their friends seem uninterested in the things they can afford such as flying overseas for the weekend. Also, some so-called friends came up to them with a depressing story and asked for money. Be careful, pretty soon you will know who your true friends are.

6. SHARE YOUR BLESSINGS

What really matters most to the winners is the fact that they are able to help others. When donating money to charity, they suggest to never giving it all at once. This is done one can make sure that the money is spent well.

Image Credits: J. Money via Flickr

Source: Reader’s Digest Magazine January 2014

5 Expert Money Saving Tips

It is the beginning of a new journey entitled “2015”. There is a long way ahead and the worst is behind us. The future looks so much brighter! As you lay out your plans for the New Year, why don’t you take on the important goal of saving money?

Here are 5 Money Saving Tips from the Experts…

1. GET POSITIVE MOTIVATION FROM FRIENDS AND FAMILY

Bob Weinschenk, the CEO of “SmartyPig.com”, believes that saving money is a group activity in many cultures. By sharing your financial goals to your trusted partner, family or friends, they can be able to support you and even donate a few bucks. Having someone by your side that share the same goal will surely motivate you to continue this positive saving behavior.

Image Credits: Ken Teegardin via Flickr

2. TAKE THE SHOPPING DEALS ONLY IF YOU NEED THE PRODUCT

Donna Freedman, a writer for “Get Rich Slowly” and “Money Talk News”, said, “Coupons plus sales can easily tempt you to buy something you don’t truly need”. Do you really need to buy a bulk of toothpaste just because you have coupons and vouchers for it? Simply, when you see an item on sale think deeply if you will purchase that item on its original price.

3. LIVE WITHIN YOUR MEANS

Purchase within your means by balancing what you need and what you want.

Miranda Marquit, the founder of “Planting Money Seeds”, highlights that by knowing that you have enough purchasing power may turn into comfortable spending without keeping the best options for your finances. So, just because you can afford something, does not mean that you should buy it.

4. THINK TWICE WHEN BUYING PERISHABLE GOODS IN BULK

Jeff Yeager, the author and host of “The Cheap Life”, said “it’s not a good deal if it goes bad before you use it”.

This is why he stresses the importance of making a shopping list and sticking to it.

5. LASTLY, LEAVE YOUR CREDIT CARDS IN THE HOUSE

Stacy Johnson, the President of “Moneytalksnews.com”, said, “we’re more likely to overspend with pieces of plastic than real money”. Personally, when I shop, I only carry cash that I am willing to spend so I won’t go over budget. This prevents impulse buys.

Sources: Reader’s Digest and GoBankingRates

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