In a 2022 survey by the Institute of Policy Studies and Talking Point, 35% of participants admitted to spending more than they earned, with over 60% stating they used to subscribe to “buy now, pay later” (BNPL) schemes. How serious is the prevalence of these schemes? According to the Monetary Authority of Singapore, BNPL transactions
“Ding!”, you just receive an SMS from a family member that’s asking for financial support during tough times. We’ve all been there! When this happens to me, I give only what I’m comfortable losing as I don’t want to ignite conflicts. For starters, I’ve seen friends sacrifice their own financial stability to help family members,
Got the wanderlust bug, but your wallet’s feeling the sting? Overspending can quickly turn your love for vacations into stress. So here’s THE post to help you find a balance between flying and maintaining financial stability. Monitor your travel expenses Compare and analyze Gather your expense data and compare it against your predetermined budget; this
In Singapore, a low-paying job is generally defined as one where the monthly wage falls below the national median salary. According to the Ministry of Manpower (MOM), jobs with salaries under SGD 2,500 per month are often classified as low-wage. Approximately 10-15% of employed residents are in such positions, equating to around 200,000 to 300,000
Life is full of unexpected twists and turns. Car repairs, medical bills, or maybe that dream vacation you’ve been eyeing—whatever the reason, sometimes you need a little financial boost. That’s where personal loans come in. They provide quick access to cash when you need it most. But many people find themselves overwhelmed by the sheer
