Finding an authorized inspection centre

If a car or vehicle is not properly maintained, the driver is more likely to lose control of the car. The car may get involved in accidents, damaging property and causing injuries. Hence in Singapore the Land Transport Authority (LTA) has made it mandatory for vehicle owners to get their vehicle inspected periodically. To ensure that the inspection criteria matches that of the LTA, the car owner should get his car inspected at a LTA authorized inspection centre (AIC). The LTA will send a message to the car owner three months before the inspection of the car is due.

Inspection frequency

The inspection frequency of a vehicle by the LTA depends on the age, type of the vehicle and how it is being used. No inspection is required for new cars which are less than three years old since they will still be in good condition. For cars which are more than three years old and less than ten years old, the car should be inspected once every two years. If the car is more than ten years old, it should be inspected every year. If the car is being used as a taxi, it will be used for more hours daily compared to a personal car. Hence, the taxi should be inspected every six months.

Inspection centre

Additionally, car owners who are using their car to travel long distances on road trips often would like to get their car inspected as a preventive measure. So like car owners with older cars, these car owners would like to find a suitable LTA inspection centre for regular car inspection in Singapore. Many of these inspection centres will charge more for the first car inspection, and for the subsequent car inspections the inspection charges will be less. Hence, car owners should spend some time finding a reliable inspection centre, which they can use for all their car inspections.

Selection

There are a large number of vehicle inspection centres in Singapore. Some of these are businesses, while others are run by associations, especially car owners associations. The commercial inspection centres are sometimes offering better prices for customers who are bringing their vehicle to the centre for re-inspection. The non-profit associations will offer better prices, especially for members. Another consideration while choosing the inspection centre is the location, most car owners prefer a centre close to the place where they work or stay, they do not want to travel long distances only for inspection.

Procedure

Usually the car owner who wishes to get his car inspected will first have to contact the inspection centre where he wishes to get the vehicle inspected on phone or using other methods. He will hand over the car to the vehicle inspector, who will inspect the vehicle and test the braking system, steering system, suspension system, lighting and other parts. It is observed that more than 95% of the vehicles are passing the inspection. In case the vehicle does not pass the inspection, it will have to be reinspected after fixing the defective component or system.

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Most Common Car Insurance Mistakes

Tip on Car Insurance

The biggest mistake that you can make when it comes to car insurance is not having any at all. Purchasing the first insurance policy that you find is often not the best idea either. Car insurance is an expense that you have to pay if you own a car and because of this you should make sure that you choose a policy not just based on price, but also on your needs as well. Here are some of the common mistakes that people make when they are purchasing car insurance. 

Types of Coverage Needed

There is a minimum coverage necessary provided by the government. While it may seem like a good idea to just purchase the minimum amount of car insurance needed and be done, this is not necessarily the best idea. Every person has unique needs when it comes to protection and the needs depend on factors such as the type of car you drive, experience, how often you drive, and the weather and driving conditions where you live. 

Full coverage would be ideal for everyone, but the cost is very high. The best option is to choose coverage that balances the coverage with the cost. Consult with your agent about what type of policy will be right for your needs. 

Comparisons

Many people simply find an insurance company and go with them. This is a mistake as you should shop around and find the best rate. When you get options from several companies you are going to be able to make a car insurance comparison in Singapore for the coverage that you get for the price you will have to pay. This is the best way to make sure that you are not overpaying for car insurance. 

Lying on Application

Another mistake that people make is not telling the truth on the insurance application. Your insurance company is going to have access to your driving records so there is no reason to lie. A company can refuse coverage if they find too many inconsistencies, so make sure that you are telling the truth. 

Deductible

Many people do not choose the right amount for their deductible. A lower deductible will mean that you pay more for the policy, but if you are in an accident you will not have to pay as much out of pocket. Higher deductibles mean lower premiums, but you will pay more if you are in an accident. Make sure that you choose an amount for your deductible that you can afford to pay if you are in an accident. 

Research

Another mistake that people make is simply not researching insurance policies online. There are many great comparison sites that will provide you with information from several insurance companies all right on one page. This is the easiest way to find the best price for the type of coverage that you need. 

Excessive Coverage

Just like you can purchase too little insurance you can also buy too much. If you have a car that is old and not worth much, you do not likely need to pay for a comprehensive insurance plan. If you purchase this type of plan you are going to be paying a lot of money for coverage that you simply do not need. Make sure that you think about how much you can afford to pay if you are in an accident and choose the right amount of coverage for the type of vehicle that you drive. 

Ask Questions

The most important thing that you can do when you are searching for car insurance is to make sure that you ask questions. If you do not understand something, make sure that you ask about it. Do not let an insurance agent talk you into coverage that you simply do not need. Remember to consider the deductible as a way to lower the cost of your insurance overall as well. Know what your budget is and try to get a policy that is within that range. 

Overall, make sure that you take your time when you are searching for car insurance and ask any questions that may arise. If you do this you should have no problem getting a quality car insurance policy that is affordable. 

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SAVE MORE ON PETROL! Get up to 21.15% fuel savings at Shell when you pay with UOB Credit Cards

From today, enjoy EVEN HIGHER fuel savings of up to 21.15%* at Shell with UOB Credit Cards! Here’s the quick lowdown of this fantastic collaboration:

  • UOB One Credit Cardmembers enjoy 17% instant fuel discount at Shell + up to 5% cashback*.
  • UOB Reserve Credit Cardmembers enjoy 17% instant fuel discount at Shell.
  • All other UOB Credit Cardmembers enjoy a 14% instant fuel discount at Shell.

Find out more below on how you can enjoy higher fuel savings at Shell with UOB Credit Cards!

Score Higher Upfront Savings

Holding a UOB Credit Card? Score even higher instant discounts at Shell! Cardmembers will be pleased to know that Shell and UOB Cards have increased their instant discount component to bring you even higher fuel savings as shown below.


Terms and Conditions Apply:

1 Up to 21.15% savings for UOB One Credit Card is calculated based on 5% upfront Shell station discount, 5% upfront Shell Escape discount, 7% UOB One Credit Card instant discount, and, if applicable, up to 5% UOB One Credit Card cashback.

2 Instant 17% discount for UOB Reserve Credit Card is calculated based on 5% upfront Shell station discount, 5% upfront Shell Escape discount and 7% instant discount for UOB Reserve Credit Card.

3 Instant 14% discount for other UOB Credit Cards is calculated based on 5% upfront Shell station discount, 5% upfront Shell Escape discount, 4% upfront discount for other UOB Cards.

4 Enjoy up to 5% cashback based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Visit uob.com.sg/one for full terms and conditions.

Valid Shell Escape Card must be presented to the cashier to enjoy the bank upfront discounts. Other terms and conditions apply. Visit uob.com.sg/fuelpowershell for more details.

Please note that there has been an update to the UOB SMART$ programme at Shell. Earning of UOB SMART$ at Shell has ceased and the last day of redemption of UOB SMART$ at Shell will end on 16 June 2021, 23:59.


As shown above, UOB One Credit Cardmembers  who pump at Shell can earn up to a whopping 21.15% discount as shown in the example above. This makes it one of the most enticing offer in the market today!

To earn the attractive cashback from your UOB One Credit Card, simply pick up your daily necessities available at the Shell Select stores. Shell Select are stocked with a variety of snacks and beverages along with other convenient items, all selected for the high quality to ensure that you get the best available. Refuel your car for the journey ahead and enjoy a pleasant and hassle-free customer experience at Shell Select!

Earn More Rewards With Shell Escape Loyalty Programme

To enjoy upfront savings, don’t forget to sign up for the Shell Escape Loyalty Programme card.

Simply pick up a Shell Escape Card and register for the Shell Escape Loyalty Programme online at your convenience. Once you have registered, you are on your way to earn Shell Escape points on your fuel purchases. Pump more at Shell today to accumulate more Shell Escape Points! Thereafter, treat yourself to a plethora of deserving rewards simply by redeeming your Shell Escape points.

Sign up For UOB One Credit Card Now

If you do not have a UOB One Credit Card, simply sign up for one so that you can immediately enjoy higher fuel savings at Shell! Remember to present your Shell Escape Card to boost your rewards at Shell further! Sign up now for a UOB One Credit Card today at https://www.uob.com.sg/onecards/apply-now.html

 

 

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6 Thomson-East Coast Line Stations Will Soon Open In Q3 2021

Represented by the color brown on the rail map, the Thomson–East Coast Line (TEL) is a new Mass Rapid Transit (MRT) line in Singapore. It is currently under construction and is expected to be completed by year 2024. Its completion will provide the residents in the East and along the North-South Corridor a faster access to the city.

The TEL’s development spans five different phases. When these phases are accomplished, it will serve approximately one million commuters a day. The first phase of TEL (TEL 1) opened for service last January 31, 2020. TEL 1 includes Woodlands North, Woodlands, and Woodlands South MRT stations. The second phase of the TEL (TEL 2) is scheduled to open in the third quarter of 2021.

EXPERIENCING EARLIER DELAYS

Due to the circumstances brought by the COVID-19 pandemic and further system review, the second phase of the Thomson–East Coast Line had been delayed twice from its original target opening date. A system review was prompted by a five-hour disruption along the line last Dec 4, 2020.

In a glimmer of hope, the Land Transport Authority (LTA) handed over six MRT stations along the second phase of the Thomson-East Coast Line to SMRT last Friday (April 30, 2021). This entails that there will be nine operational stations in the TEL soon.

Image Credits: facebook.com/WeKeepYourWorldMoving (LTA)

MORE ON THE SIX STATIONS

The six stations (TEL 2) that were handed over to SMRT included Springleaf, Lentor, Mayflower, Bright Hill, Upper Thomson, and Caldecott. The Caldecott station will become an interchange that connects to the Circle Line.

According to LTA: “The civil and structural works for the six stations have been completed, with some architectural, electrical, and mechanical works ongoing.

LTA has also completed rigorous testing and commissioning of the trains and systems for (the second stage of the Thomson-East Coast Line), including tests to ensure that the new stations operate seamlessly with the three (operating) stations.”

Train operator SMRT will continue with more tests to ensure everyone’s safety.

UPGRADE IN THE COMMUTER’S TRAVEL TIME

LTA highlights the convenience of faster travels upon the opening of the Thomson-East Coast Line’s second phase. By Q3 of 2021, residents from households near (i.e., within a 10-minute walking distance) one of the nine stations can expect travel time savings of up to 50%. For instance, a Sin Ming resident travelling to Republic Polytechnic by public transport will enjoy a 25-minute journey instead of the current 50-minute travel time.

Image Credits: facebook.com/WeKeepYourWorldMoving (LTA)

More TEL stations will be opened in the next three years. Moreover, the Jurong Region Line and the Cross Island Line are still under construction. Let us stay tuned!

Sources: 1, 2, & 3

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Experts and observers share their views on bicycle registrations and cyclist licences in Singapore

cyclists and pedestrians crossing the road

Last week, Senior Minister of State for Transport Chee Hong Tat announced that the Active Mobility Advisory Panel would reassess rules on safety for cyclists and motorists.

The advisory panel will also be looking into the feasibility of the registration of bicycles or licensing of cyclists. This also means that cyclists may be required to take a theory test in the future.

However, observers noted that such measures could disrupt Singapore’s cycling vision. Experts also say that it would be wiser to pump more resources into educating the public on safety aspects instead.

Singapore’s history with bicycle registrations

Do you know that our little red dot required bicycle registrations from the colonial era until 1982? Over 30 odd years, there have been many requests on the licensing of two-wheelers and their riders.

In fact, in 2013, ex-Nee Soon GRC Member of Parliament Lee Bee Wah recommended that cyclists go through safety lessons before licence issuance. Following various letters to the news forum in a bid for registration to discourage reckless riders, the suggestion was revisited in 2016.

At that time, the Land Transport Authority (LTA) raised several practical difficulties implementing the scheme. They explained that it would be overly resource-intensive and could result in fewer cyclists since owning a bicycle would be too burdensome.

Experts and observers share their take on the issue
abandoned bikes in Singapore

Image Credits: The Straits Times

Dr Cecilia Rojas, who focuses on active mobility research, shared that the registration of bicycles would help reduce bike theft and abandoned or illegal parking.

However, the Singapore University of Social Sciences (SUSS) lecturer added that the authorities should clarify who needs to be registered. The licensing process should also be seamless and adopted over time so people can adapt to the new rules.

“Bicycles are bought, sold, exchanged very regularly. Also, in cases of road bicycles, sometimes just the frame or the handle or the wheels are changed, making the bicycle lighter or faster. Would these types of changes be required to be informed (to the authorities), or a new licence be required?” Dr Rojas questioned.

Tham Chen Munn, a business development director for traffic solutions firm PTV Asia-Pacific, also raised an excellent point. He asked if the registration of these devices would aid the authorities in catching hasty riders.

To that, the co-founder of cycling group Love Cycling SG, Francis Chu, noted that despite e-scooter registrations, those were ultimately banned from walkways.

“On the roads, vehicles move faster and the distance between them is further apart compared to those on the pavement. If on the footpath it didn’t help address the errant riders, it will be more difficult to capture the number plate on the road,” remarked Mr Chu.

Various suggestions to be considered

Mr Chu mentioned that setting a mandatory online test on road-cycling safety could be considered. Similarly, drivers could also go through a similar test on the proper response to road cyclists. He added that the LTA could examine protected bike lanes and junctions if there’s enough space to work with.

On the flip side, Mr Tham requests speed limits to be reduced in specific areas. He’s referring to places with a high traffic flow of people walking and cycling.

“We’re not talking about expressways, we’re not talking about major arterials, leave those as they are. There are opportunities to (introduce a speed limit of) 30kmh in places that can be safe for people to come out and play and be more active,” he commented.

So, with all that said, what’s your take on the issue? Would you be keen to register for a compulsory theory test to be “certified” safe to cycle? Or would you give up cycling altogether since registration and licensing is too much of a hassle?

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