Transport & Motoring Archives | Page 11 of 14

SWAT, a new ride-sharing app, takes you anywhere for just $5 fixed

Do you take Uber and Grab often because of its cheap fares?

Here comes SWAT, a new ride-sharing service, that has recently launched and promises to take you anywhere for a flat fee of $5 regardless of the distance.

Too good to be true? Read on.

SWAT aims to provide low cost and convenient transport that is accessible to everyone. To achieve this, they analysed millions of commuters’ data to identify repeated group travel patterns.

The data shows that most of us travel from and to the same destinations more often than we think. SWAT technology adopts a data driven approach to pool commuters real time to achieve highest vehicle utilisation rate at the lowest cost for commuters

SWAT is an intelligent pre-book ride services that provides taxi-like services at bus-like prices.

SWAT currently uses Toyota Hiaces as its Swatmobiles and they can ferry up to 13 passengers at one time. Think carpooling.

The catch, however, is that you need to prebook your ride up to 1 day in advance or up to 30 minutes before your departure. Prebooking your ride creates reliability and reduces the stress of early peak hour commute.

In some occasions, you will also need walk to the pick up location of no more than 300m to wait for the vehicle. These are bus stops, taxi stands, lamp posts, petrol kiosks, and landmarks.

Your travelling time will be slightly longer than if you took a taxi but the difference should be no longer than 10 minutes.

How it works:

[fancygallery id=”5″ album=”147″]

As part of its pilot launch, the services currently operate from 7am – 10am on weekdays excluding public holidays. Routes and servicing hours will be expanded progressively.

Currently, iOS users can download the app from the Apple iTunes store. It will soon be available for download at the Google Play Store.

For more information on their services, check out their website here.

* Pre-booked rides will be free this week till 30 Sep 2016.

4 Types Of Car Loans In Singapore

1. BANK’S CAR LOANS

Bank car loans are the most accepted, traditional, and typical route consumers take. Due to their traditional nature, loaning money in the bank requires the completion of fixed procedures that attest your financial stability.

You will be asked to complete a loan application that may include: your name, NRIC, date of birth, address, current and previous employers, length of employment, occupation, sources of income, total monthly income, and information about existing credit accounts. This along with your application shall help the bank decide if you are trustworthy and credible enough to pay the loan. This is why you must have a stable income and good financial history if you are considering this option.

The interest rates for bank car loans can go as low as 2.28% (DBS Car Loans) or 3.25% per annum (Maybank Car Loan).

2. FINANCE COMPANY’S CAR LOANS

Finance companies, licensed under the Finance Companies Act, are focused on providing saving deposits and credit facilities to individuals and firms.

They typically work with banks, insurance companies, and auto dealers to give the best possible deals to their clients. If you are striving for the cheapest price for a used car, get a loan from a finance company that is also an auto dealer. Such company purchases vehicles from various sellers for resale. Aside from this, finance companies are a great source for refinancing loans.

For example, Speed Credit Pte Ltd offers a car-refinancing loan with a maximum amount of 80% of its Prevailing Quota Premium.

3. LICENSED MONEY LENDER’S LOANS

Licensed money lenders are businesses that are regulated by the country’s law. Unlike the loan sharks that lend with high interest rates, licensed money lenders’ fees are controlled by the parameters of the law, which means you can expect to have a fair deal. Some of the known money lenders in Singapore are Max Credit and CashMax Credit.

It is important to realize that the loans offered by the licensed money lenders are heavily influenced by your annual income. If your annual income is more than S$30,000 but does not exceed $120,000 then you can loan up to 4 times the amount of your monthly income. And if your annual income is at least S$120,000, you can loan as much as you want.

So if your annual income is less than S$20,000, licensed money lenders are the ideal option for smaller loans such as repairing your existing car.

4. SELLER’S CAR LOAN

An unconventional loan option is arranging a deal directly with the seller. You can either pay the seller in installments or pay the seller with a deposit. By paying in installments, you can only get the full ownership of the used car once you have paid the complete amount. By paying the seller with a deposit equal to what he has paid in the bank, the balance will be your responsibility after transferring the ownership to you.

Image Credits: pixabay.com (CC0 Public Domain)

This option only applies to used cars.

Sources: 1, 2, 3

Places To Find The Cheapest Parking Rates In Singapore (Most Are Free!)

1. IMM BUILDING

Eager to go on a shopping spree within your budget? Visit IMM! IMM is the largest outlet store in Singapore that boasts with 80 stores offering discounts of up to 80% all year round. Parking here is free for the first two hours and the first entry. Charges for subsequent time are S$0.30/15 minutes and S$1.07/hour. These rates apply from Monday to Sunday including Public Holidays.

Location: 2 Jurong East Street 21, Singapore 609601

2. MUSTAFA CENTRE

Open for 24 hours, Mustafa Centre is heavily popular in the shopping scene. From inexpensive groceries to affordable jewelry. You name it – they have it! In the management’s effort to improve your experience, they are giving away free parking for the first hour daily. Every subsequent 30 minutes or part thereof is charged with S$1.

Be prepared with at least S$2 as you might get drowned with all of Mustafa’s choices!

Location: 145 Syed Alwi Road, Singapore 207704

3. WEST COAST PARK

If you are hoping to de-stress from the city’s work life, grab a bicycle or a kite and retreat at West Coast Park. It is basically East Coast Park’s less crowded counterpart.

Best of all? The parking at Carparks 2 and 3 are free daily!

Location: West Coast Park, West Coast Highway, Singapore

4. CITY SQUARE MALL

City Square Mall, Singapore’s first eco-mall, is at close proximity to Farrer Park MRT station. Aside from its environmentally friendly features and array of food selections, customers can enjoy their free parking deals (details here).

Otherwise, you will have to pay the following rates:

Monday to Friday (except Public Holiday)
$1.40 for the first hour
$0.70 for every subsequent 30 minutes
$3.00 per entry

Saturday, Sunday & Public Holiday
$1.40 for the first hour
$0.70 for every subsequent 30 minutes
$3.50 per entry

Motorcycle Parking
$2.00 per entry (whole day)

Location: 180 Kitchener Rd, Singapore 208539

5. IKEA ALEXANDRA

IKEA Alexandra Singapore offers free parking for the first three hours for both IKEA FAMILY and Non-IKEA FAMILY members (T&Cs apply). IKEA FAMILY members can avail the free parking with a minimum spending of S$5 on home furnishing products. Non-members can enjoy the same privilege by spending a minimum of S$15 on home furnishing products. Nonetheless, you will be charged with S$1.50/30 minutes.

Location: 317 Alexandra Rd, Singapore 159965

Image Credits: pixabay.com (CC0 Public Domain)

Sources: 1, 2, 3, & 4

CarCare.sg is Your One-Stop Portal for all Car-Related Requests

Buying and maintaining a car in Singapore is very expensive. In addition to fuel, road tax and insurance, cars require regular servicing and maintenance to function smoothly and avoid breaking down, which will lead to hefty repair bills.

Even with a new car, preventive maintenance is necessary to keep the vehicle at tip-top condition.

Car Servicing One-Stop Portal

Fortunately, CarCare.sg, Singapore’s first car-servicing portal, seamlessly connects both drivers and car workshops from all across the island.

If you are looking for affordable and reliable car servicing, CarCare.sg partners only with reputable workshops (each workshop is personally assessed and vetted).

All pricing is transparent and you can rest assured you’ll get your dollar’s worth when servicing, maintaining or accessorising your car – no additional fees are charged for using CarCare.sg (your only bills are your workshop bills). Best of all, CarCare.sg’s encrypted transaction system protects both workshop and customer.

Say Goodbye to Stressful Car Servicing

You can Post a Request for your customised car servicing, maintenance or accessorising needs along with their preferred budget. They will receive multiple Quotes from our partnering workshops, pick their preferred Quote and make a deposit (which is part of the total bill) to confirm the appointment.

Alternatively, you can Make a Booking by choosing from an extensive list of car services. Simply indicate your preferred timeslots and once confirmed, make a deposit (which is part of the total bill) to confirm the appointment.

CarCare.sg also provides drivers with important car servicing and maintenance tips, so that you are familiar with the maintenance needs of your car and what it will cost you. Sign up now to start using CarCare.sg right away!

And if you a good, honest and reputable car workshop, contact CarCare.sg at [email protected] to find out more about how to become a CarCare.sg partner today!

(This post is brought to you by CarCare.sg)

The 7 smart ways to shave your petrol bill in Singapore

While many parts of the world are enjoying declining petrol cost, Singapore faces an inverse trend. The copious number of traffic lights and low speed limits are no stranger to Singaporeans; they work together to stretch the energy bill further. But overcoming these loathsome road characteristics is not exactly an Herculean task. Essentially, it just requires some minor tweaks to your driving behavior and the car.

Tires inflated to the proper pressure can improve petrol mileage by up to 3.3%. Such information on the proper tire pressure can be found in the car’s instruction manual.
Ensuring that the car has a properly tuned engine or has passed an emissions test can improve petrol mileage by an average of 4%, while addressing a severe maintenance issue can improve it by as much as 40%! Therefore, sending the car for regular inspections is a good practice!
Use the manufacturer’s recommended grade of motor oil which can improve petrol mileage by 1-2%. Besides, purchase motor oil with the “Energy Conserving” label to ensure it contains chemicals that reduce friction.
Stay above 48km/h as much as possible because the car consumes greater energy to combat wind resistance than rolling resistance at a lower speed. Carrying more loads and rolling down the windows can yield greater resistance at higher speeds, effectively cutting 1% to 15% of the fuel economy.
Time your acceleration adequately where you neither strain your motor nor trap your car in lower gears for too long which erodes fuel economy. A good estimate would be to accelerate to 80km/h within 15-20 seconds. Thereafter, keep a constant speed to prevent energy wastage on frequent deceleration and re-acceleration. Use cruise control function if available.
Brake less since braking converts useful kinetic energy into useless heat energy. Choose the route that has the least traffic – use the much vaunted Google Maps to plan the best route – to reduce unnecessary fuel wastage.
There is simply no need to warm up modern cars that are produced after the mid-1990s. Advanced engineering feat has made warming up irrelevant since sensors are now built into such cars to ensure the right mix of air and fuel in the engine – instead of relying on a warmed up engine to do the job uneconomically.

Credits:

http://www.fueleconomy.gov/feg/maintain.jsp

http://shrinkthatfootprint.com/fuel-gas-mileage-tips

https://www.washingtonpost.com/news/wonk/wp/2014/12/29/the-biggest-winter-energy-myth-that-you-need-to-idle-your-car-before-driving/

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