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4 Ways To Earn And Save Money As A Housewife

Raising children and keeping your home in top shape can be challenging at times. Even though you love to spend more time with your children, money is usually tight when there is only one income in the household. So, knowing ways to earn and save money while you are staying at home sounds like music to your ears. Here are some tips to get you started with…

1. HOBBIES OR BUSINESS STARTERS

Do you love to make cupcakes, jewelry, or essence oils? Turn your hobby into your own business. Be your own boss and master your own schedule by thinking about your skill set and hobbies then, start making an online business out of it. Free platforms for selling or making your own online shop such as: Carousell and Tictail, are available online.

2. STAY-AT-HOME NANNY SWAP

Instead of paying costly bills on daycare or babysitting, have another stay-at-home mom to take turns in taking care of your children. Watch your friend’s children for one weekend then, she will watch yours for the next. This will not only save you money but it will also give one day off for you to relax and run errands.

3. TIDY UP AND SELL STUFF ONLINE

Tidy up the clutter in your closet and find the things that you deem to be unused or underused because you can sell them online. The old clothing articles of your children that are still in good condition can be sold too. How about the costumes that you only used once? Get rid of it and earn money simultaneously.

Try selling your items to the worldwide marketplace platform of eBay and Gumtree. And, consider selling your items to your friends and family by posting an ad on Facebook. Save money by buying bargain items in these sites.

4. BECOME A SALES REP

A sales representatives or brand ambassadors sell household, beauty, or health products in their own ways. Join millions of independent ambassadors of Avon or MaryKay Singapore.

Have the freedom to design a schedule that works for you without thinking of building a business from ground up and still be able to nurture your loving children!

How To Land Your Dream Job Without Spending A Dollar

Landing your dream job or any job can be a challenging task. But, it is definitely worth the effort. Throughout the process, you will have to tap into your creative mind and stay motivated. Here are 6 tips that can help you…

1. TAKE ADVANTAGE OF FREE ADVICE FROM THE EXPERTS

Job portals or online classified ads such as Jobstreet and Monster have articles that can teach you how to make a professional Curriculum Vitae (C.V.) wherein your qualifications are presented efficiently. For example, it is recommended to have no more than a page for every 10 years of experience.

2. MAKE YOUR C.V. EYE-CATCHING

Your C.V. will stand out from a pile of other candidates if you add a sparkle of creativity. Use Adobe Photoshop for retouching your photos or Prezi.com for making an interactive presentation. As much as possible, make the content specific and concise.

3. MAXIMIZE YOUR ONLINE JOB SEARCH

If job portals have no listings that match your qualifications, then submit your C.V. to the employers’ websites directly. Most websites have “Careers or Jobs” tab on the home page. By doing so, you are actively pursuing new openings.

4. SEEK AND YOU SHALL FIND

Aside from researching for job openings online, go outside and talk to your friends, family, church-mates or fellow spinning classmates…they might just have a position for you. But, you shall never ask a person you just met for a job; ask them for career advice and contacts. The more people you share your goals to, the greater your chance of scoring a lead.

5. RESEARCH

Research the companies that interest you. Find out about their job operation, products, and services. If you are acquainted with some of the employees in the firm then, ask them about the skills that are valued most when hiring and the job opportunities that are available at the moment.

6. WORK YOUR WAY IN

You will never know if you’re suited for the company unless you try it yourself. Even though there are no current full-time positions available, consider internships, freelance, and volunteering opportunities.

Image Credits: Kevin Dooley

This will benefit you because big companies tend to hire within and the experience will fill the gaps in your C.V.

Real Ways To Make Money Online

Some online businesses and websites are prevalent of scams or are filled with annoying ads that give a bad impression. But, do not let that stop you. The Internet is full of realistic opportunities to make a couple of quick cash. All you have to do is be creative and patient in finding credible ones. Here are 6 ideas you can start with…

1. 99 DESIGNS

Originally from Australia, 99 Designs became one of the world’s largest online graphic design marketplaces. They have been connecting designers to customers who are in need of quality yet affordable designs. If you have always been good and passionate at Photoshop or any graphic design tools then 99 Designs is perfect for your skills. Simply enter t-shirt, logo, website, and print design contests to win and earn money.

2. EBAY OR CAROUSELL

Explore through your pile of books, clothes, and other items. Look for anything of value and good condition that you do not want or need anymore. Then, sell it on eBay or Carousell. eBay is a website that serves as a marketplace for people worldwide while Carousell is pretty much a Smartphone version of eBay. You can also sell your bargain items to your friends and family by posting an ad on Facebook.

3. CONTENT-BASED SITES

Content websites are always in the lookout for quality and sensible content. Know your expertise then get paid for each article at eHow or Constant-Content.

4. AMAZON MECHANICAL TURK

Amazon Mechanical Turk is a market place for workers, businesses, and developers. It gives you an opportunity to work from home and to hold your own working hours. Just find and complete simple tasks such as testing sites or answering surveys, to make money.

5. MICROWORKERS

Crowd source your Micro Jobs to more than 600,000 Workers worldwide through Microworkers. Make money by completing small tasks online such as signing up for websites, searching articles, or linking url to websites.

Image Credits: Tax Credits via Flickr

These are such easy ways to make few bucks online! Try ’em now.

Boost Your Savings With An Entry-Level Salary

Surviving expenses as a fresh graduate in your first “real-world” job without anyone to depend on can be tough at times. Living from paycheck to paycheck, you will need to find strategies to help you save more. Aside from budgeting, here are 6 ways to boost your savings on an entry-level salary…

1. PACK YOUR LUNCH

After going to grocery, prepare your meals for the week. Packing your own lunch will not only help you save but it is also healthier. This strategy has worked for me very well before and has reduced my meals to S$5-10 a day.

2. TAKE PUBLIC TRANSPORTATION

Being in a country with an efficient transportation system, I do not see the reason why there is a need to take a cab in short distances. Buy a Public Transportation card (EZ-Link card) that you can use for trains and buses to save more. If you still want to drive via car, then carpool with your coworkers who live nearby.

3. MAKE YOUR OWN COFFEE

Your daily sip on Starbucks could be costing you a lot. Brew your own coffee for free instead. You can either make your coffee in your house before you leave or in your office during lunch breaks.

4. ATTEND INEXPENSIVE FUN EVENTS

Save without compromising fun by going to free or inexpensive events. You can search for free museum days, charity concerts, and outdoor films. There are some community events and workshops that charge as little as S$2 so keep your eye on those.

5. NETWORK WHILE YOU PARTY

Socializing with other people can widen your resources and potential business partners. But, it does not mean that you should splurge on drinks. Indulge on drink deals as much as you can during happy hours to save more.

6. BUNK WITH ROOMMATES

Living alone with an entry-level salary is not ideal. So, find friends or co-workers who can split the rent finances with you.

Image Credits: Robert Judge via Flickr

You will not only have a load off but you will also enjoy an awesome company of people who can go with you while you attend free events, happy hours, and great sales.

Don’t think it is possible? Then read how a Singaporean saved $20,000 in a year: http://goo.gl/7cUIC1

How To Earn Extra Cash While Growing Your Business Empire

As an entrepreneur, you may be aware that you can get financially unstable at times due to the market’s condition and other factors. So, consider ways to get income on the side that will help alleviate some of the financial stress. Try these 5 ways…

1. CAR FOR RENT

Rent your personal vehicle to others in need. You may post an Ad for free at Gumtree or spread the word through self-printed flyers. Get acquainted with the user first to have a firm and trusting agreement regarding the car’s usage. This will allow you to focus on your business while your car is making money on its own.

2. RENT YOUR GUEST ROOM

If you are okay with sharing your house with other tenants then rent out the empty room/s. Once again, get to know the tenants first (i.e., personality or cleaning habits) and set some ground rules because you might be living with them for more than a month. In an event that you need to go overseas for business, then you may rent the whole house to them and charge them more.

3. TRY ONLINE OUTSOURCING

Some online websites allow users to outsource their skills on a freelance basis. If you can do website development, clerical jobs, writing an essay, video editing, or any other skill…try signing up for Odesk to get decent extra income. Salary payment in Odesk is painless because Credit Cards, PayPal accounts, and Bank Accounts are accepted.

4. INVEST IN REAL ESTATE

There are a lot of methods for making money in real estate that do not require your full-time effort so you can focus more on your growing business. You can consider purchasing properties and resell them for profit (flipping houses) or real estate wholesaling. If this area is unknown to you, find your friends or people in your area with the expertise that you do not have and partner with them.

5. CREATE A NETWORKING EVENT

Image Credits: Image Credits: Cydcor Offices via Flickr

Organize networking events to help young professionals interact with the environment. You not only help others to make valuable connections but you also make money by charging the participants for the food or the registration fee.

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