8 Products and Services in Singapore You’re Better Off Saving Money On

Singapore money

Today, Singapore is generally regarded as one of the best places in the world to live. The country scores highly in multiple well-regarded quality-of-life indices, and it’s also regarded as one of the best places in the world for professionals to work. As a result, the small country attracts movers, shakers, and high-net-worth individuals from around the world, driving its economy to heights its founders wouldn’t have believed.

However, Singapore’s successes haven’t been without their drawbacks. Today, the city-state constantly vies with Hong Kong and Tokyo for the dubious honour of being the most expensive city in Asia. While the high cost of living is tempered by high local salaries, a robust economy, and extensive social safeguards, it can be challenging for residents and visitors alike to keep their expenses under control.

While some things such as food and public transportation are quite affordable by global standards, many other things are likely to give locals and tourists alike a serious case of sticker shock. In this article, we’ll look at a few common products and services in Singapore that you’re better off saving money on. From mobile phone data to pet grooming, we’ll give you some ideas on how to stretch your budget further.

Mobile Phone Data

You simply can’t navigate the modern world without a mobile phone, let alone Singapore. However, that doesn’t mean that you should overspend on your data plans. Data plans in Singapore can be quite high, particularly if you don’t shop around first. While many providers offer unlimited data plans, these invariably come with a hefty price tag and probably won’t be maximised unless you’re always out and about.

To save money, consider downgrading to a plan with a lower data limit or switching to a provider that offers a plan that’s more in line with your needs. If you’re really interested in getting the most for your money, ditch the bundled plans from the major telcos and get a SIM only plan Singapore‘s cash-savvy residents depend on.

Luxury Clothing

Singapore attracts a lot of wealthy people, so it’s no surprise that many high-end brands have flagship stores in the city, particularly well-known fashion houses based in France and Italy. However, a lot of these brands tend to be far more expensive in Singapore than they are in Europe, simply because of the extraordinary market demand from Asian consumers.

If you’re still determined to score a few haute couture items, however, you’ll do better if you purchase pieces created by local Singaporean designers. If you’re not averse to cheaper alternatives, you can also check out Singapore’s local street markets and online retailers.

Gym Memberships

Gym memberships in Singapore can be quite expensive, with the average prices costing about SGD 190. Fortunately, they’re not the only places you can get fit. Singapore has an abundance of parks and green spaces where you can engage in a wide range of physical activitiies for free or for just a modest fee. If you’re lucky enough to have space in your flat, you should look into purchasing basic exercise equipment as well.

Cable TV

Unless you’re really into sports or are attached to the whole cable TV experience, you should just consider cancelling your cable subscription. Streaming services such as Netflix and Amazon Prime are now readily available in Singapore and the fees for these services are usually much lower than a basic cable package.

High-End Restaurants

Singapore is known around the world for its food scene—but it’s not the high-end restaurants that people talk about. Truth be told, Singapore’s fine dining scene is not that much different from fine-dining experiences in any other expensive city. Rather, it’s the far more affordable hawker centres and local eateries that tend to elicit the most admiration.

This isn’t to say that you shouldn’t indulge yourself in fine dining every once in a while. However, if you want to save money, you should know that there are plenty of affordable quality food options in the city-state.

Premium Pet Services

While they may never say it out loud, many pet owners love their fur babies just as much as they love their human children. Therefore, it’s understandable that many will spare no expense to ensure their pets enjoy the best services possible. While arguably admirable, this drive to get the best for one’s pets can get a bit silly, especially given how expensive these services are in Singapore. To rein your budget in, learn to take care of basic grooming and other important pet care rituals at home, and leave only the toughest jobs to the professionals.

Expensive Beauty Products

If you’re into skincare and beauty products, you probably already know how expensive certain brands can get. Fortunately, thanks to Singapore’s booming pharmaceutical and biotech industries, many affordable homegrown options are now available on the market, with many of them offering the same or better results than popular international brands.

High-End Electronics

Singapore is a tech-savvy city, and tourists and procurement agents alike often come here to save some cash on the latest electronics. However, tech bargains are becoming rarer each year. To save on your electronics purchases, you have to know where to look. Skip the big chain malls and check out Funan Digital Life Mall, Sim Lim Square, Lucky Plaza, and Mustafa for some real bargains on different types of electronics. Just be wary of scams that may be perpetrated by shady retailers. If having the latest gadgets isn’t a priority, it’s also worth checking out online marketplaces for great deals on used items.

While there’s no denying that Singapore is an expensive city, there are plenty of ways you can save money without sacrificing your overall quality of life. By understanding what it is you need and by being mindful of your spending, you can enjoy all that the Lion City has to offer without going into debt.

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How to Start a Digital Printing Business: A Step-by-Step Guide

a white mug with the word 'conversations' printed

In today’s fast-paced and ever-changing world, digital printing is becoming increasingly popular. It’s a highly profitable business venture that requires minimal investment and can offer excellent returns if executed well. Starting a digital printing business is not that difficult, but it does require careful planning, research, and preparation.

Understanding the Digital Printing Industry

Before starting any business, it’s essential to have a clear understanding of the industry you’re getting into. The digital printing industry is a rapidly growing industry that provides high-quality printing services to businesses of all sizes and types. It’s a significant contributor to the printing industry and offers a wide range of printing services, including business cards, banners, brochures, and promotional materials.

The Evolution of Digital Printing

Digital printing has come a long way since its inception in the early 1980s. Back then, it was considered a niche technology, primarily used for printing short runs. However, with advancements in technology, digital printing has now become a mainstream printing technology, capable of producing high-quality prints at a lower cost than offset printing.

The technology behind digital printing has also evolved significantly over the years. Today, digital printing machines use advanced software and hardware to produce high-resolution prints with vibrant colors and sharp images. The introduction of variable data printing has also made it possible to personalize prints, making them more relevant and engaging to the target audience.

Key Players in the Market

There are several key players in the digital printing market. HP, Canon, Xerox, and Epson are among the biggest names in the business, with each offering a wide range of digital printing equipment and software solutions. Apart from these giants, there are several other smaller players that provide innovative solutions to the digital printing industry.

One of the significant advantages of the digital printing industry is the ease of entry. Unlike traditional printing methods that require significant upfront investment in equipment and infrastructure, digital printing machines are relatively affordable and require minimal setup time. This has led to the emergence of several small and medium-sized players in the market, providing a wide range of digital printing services to businesses.

Market Trends and Opportunities

The digital printing industry is expected to grow at a significant rate in the coming years. With more businesses opting for digital printing solutions, there’s a considerable opportunity for entrepreneurs to enter this market. Personalization, shorter runs, and faster turnaround times are some of the significant trends that are driving the digital printing market forward.

Personalization is one of the most significant trends in the digital printing industry. With the ability to produce variable data prints, businesses can create customized marketing materials that resonate with their target audience. This has led to an increase in demand for digital printing services, particularly in the marketing and advertising sectors. A great example of that is the sticker printing services

Shorter runs and faster turnaround times are also driving the growth of the digital printing industry. Businesses today require quick and efficient printing solutions that can deliver high-quality prints in a short amount of time. Digital printing machines are capable of producing prints quickly and efficiently, making them an ideal choice for businesses with tight deadlines.

In conclusion, the digital printing industry is a rapidly growing market with significant opportunities for entrepreneurs. With advancements in technology and the emergence of new players in the market, the industry is poised for continued growth in the coming years.

Crafting Your Business Plan

A well-crafted business plan is essential to the success of any business. This plan serves as a roadmap for your digital printing business and outlines your goals and strategies for achieving them.

Defining Your Business Goals

Your business goals should be specific, measurable, achievable, relevant, and time-bound. You should define what your business aims to achieve and the timeline in which you want to achieve it. For instance, you may want to expand your business within the first three years, or you may want to achieve a certain level of revenue within a specific period.

Identifying Your Target Market

Identifying your target market is crucial for your business’s success. You need to understand who your customers are and tailor your services to meet their specific needs. For instance, if you’re targeting businesses, you need to know what type of printing services they require and how often they need these services. For example, you can provide same-day printing services

Analyzing Your Competition

It’s essential to research your competition and understand their strengths and weaknesses. Identify what sets your business apart from the competition and how you can leverage that to attract more clients.

Outlining Your Marketing Strategy

A solid marketing strategy is crucial for getting your business off the ground. Identify the marketing channels that you’ll leverage to promote your business, such as social media, advertising, and SEO. Determine your marketing budget, and create a timeline for your marketing efforts.

Financial Projections and Budgeting

Creating a financial plan for your business is crucial. Identify the start-up costs, such as equipment, supplies, and rent. Determine your monthly expenses and projected revenue. Based on this information, create a budget for your business.

Choosing the Right Equipment and Software

Choosing the right equipment and software is critical to the success of your digital printing business. Here are the most essential tools you’ll need:

Digital Printing Machines

Investing in a quality printing machine is essential to produce high-quality prints. Choose a machine based on the size of the prints you’ll be producing and the volume of work you expect to handle.

Finishing Equipment

After printing, your documents must be cut, folded or otherwise finished. Some equipment can perforate or cut your print materials to produce a clean edge. Depending on your business needs, you may also need to invest in bindery equipment or dies that can be used for specialty cuts.

Graphic Design Software

To create custom designs for your clients, you’ll need graphic design software. Adobe Creative Suite is the industry standard for graphics software, but many free or lower-cost alternatives can be productive resources for small businesses. However, these free options typically require a greater learning curve than industry standards software.

Color Management Solutions

Color management software can help you maintain consistency in your printed materials throughout your printing operation. It can ensure that prints produced on different machines, in diverse locations, or at different times maintain the same color balance and match the client’s expectations.

Investing in Quality Supplies

In addition to investing in equipment and software, you’ll need top-quality supplies to produce high-quality prints. Invest in top-of-the line paper stocks, toners or ink and printing inks, and specialty media to meet your clients’ needs.

The Bottom Line

Starting a digital printing business is an excellent way to put your creative and entrepreneurial skills to work. With proper planning, research, and execution, you can build a successful digital printing business that offers high-quality printing services to a wide range of clients. By following this step-by-step guide, you’ll set yourself up for success in this growing and exciting industry.

 

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How to Build Your Bilingual Child’s Confidence?

praising a child with a hi-five

 

How many languages can your child speak fluently without translation aids? According to an article by the Washington Post, half the world speaks more than one language. While this is a good trait, it takes time and commitment to master two languages simultaneously.

Children must learn to distinguish between the two languages to avoid confusion, especially during schoolwork. So, how do you boost your child’s bilingual confidence to ensure they keep up with monolingual peers?

Below are the best tips to guide you in the process. Experts assure parents that following this guide will make children more confident and, thus, more successful.

Tips to Use to Boost Your Child’s Confidence

Anyone that speaks more than one language proves they have task-switching abilities and are more likely to get employmentStill, parents must be aware of the challenges to guide their kids better.

Here are strategies to get it right:

1. Help Your Child Face Their Fears

Being fluent in two languages needs a lot of work. Kids trying to master two languages fear failure or peer mockery. After all, learning a new language is a challenging task. Perfecting the skill needs constant practice.

Sit with your child and discover what keeps them from fully grasping a language. After overcoming fear and building psychological strength, the learning process stops being daunting.

2. Study the Language with Your Child

If your first language is Spanish, it becomes easier to guide your child as they learn to speak, read and write in Spanish. The case is different if the language is new to a child and their parents.

Take up the language and teach your child that it is alright to make mistakes and go through difficulties while learning new things. You will be acting as an example, so your kid learns practically.

Still, getting your child lessons in a language you already understand is great since you will coach them on conversing. Within a short period, your child will improve their skills thanks to your input.

3. Allow Your Kid to Talk

It is normal to want to help when you see your child struggling with something. Unfortunately, that does not apply when learning new languages. When you see your child struggling, allow them to go through the difficulties since it enhances their skills.

On the other hand, always jumping in to help when your child has issues speaking makes them over-reliant. They need to think more quickly and critically. Prompting a child or cheering them on is allowed. Finishing their sentences takes away their thinking and responding abilities.

4. Maintain a Good Balance while Praising and Criticising

Praising kids after achievements is acceptable, but overdoing it does more harm than good. Comparingly, over-criticising them diminishes their confidence, making the learning process less successful.

How do you know what’s enough when praising or criticising your child’s progress?

Look at how your child responds to your comments. If they portray fear or discomfort, you need to back off.

5. Make the Learning Process Fun

If your child grew up in a Spanish household and is now learning the language, they are more likely to get bored since they’re familiar with everything.

In this case, you must switch things up by trying the following:

● Buying books with your child’s favourite cartoon characters

● Using songs and rhymes to boost memory

The aim of doing this is to make the learning process interesting, do your kids look forward to lessons in school?

6. Find Study Groups for Your Child

Team effort makes it easy to learn a new language. Although you’ll help by guiding your child and helping them study, groups with their peers increase love and understanding of a new language. Most private schools offer after-school programs, but you can check local recreational centres for additional language lessons.

7. Use Online Tools

Kids love working on their gadgets, so it is best to include applications that help them master a new language. Fortunately, several child-friendly apps and online tools are available to encourage your child to perfect their written and spoken skills.

The Benefits of Learning a New Language at an Early Age

Learning a new language is fun. The activity promotes brain development and has social benefits that last a lifetime.

Here are more reasons to encourage your young one to take up a new language while young:

  • It gives them a head start. Besides, younger learners are less afraid of making mistakes.
  • Learning at an early age helps children to interact with a culture and language, thus developing a deeper connection.
  • Children who speak more than one language show mental flexibility and creative prowess.
  • Bilingual children have improved reading, writing and comprehension skills. So they perform better in academics.
  • Learning a new language promotes cultural sensitivity, tolerance, and empathy.
  • Improved problem-solving skills.

Unfortunately, not all children do well at learning one or two new languages on top of their mother tongue. Besides, kids have different learning abilities. Only introduce a new language if your kid shows interest.

After looking at the advantages, it’s only fair to point out some disadvantages of introducing a new language early.

The Disadvantages of Learning a New Language While Young

Firstly, most schools need the best curriculums to teach foreign languages. At the same time, schools that lack the proper tools and instructors must be better suited for young readers.

Thus, always check a school’s facilities and make inquiries during the Singapore school fees and admission process to ensure everything is understood.

Other things to worry about are:

  • Confusion
  • Delay in language development due to exhaustion from learning two languages simultaneously.

Don’t worry, though. By allowing your child to learn at their pace, you avoid the stress and confusion involved in learning new languages.

Experts advise parents to teach their kids new languages to expand their knowledge and appreciation of cultures. On top of that, kids learn problem and task-management skills. They must differentiate between their mother tongue and one or two other languages, which takes skill and patience.

That said, finding the best school is the first step. Go for those with suitable curriculums and good instructors to allow your child to thrive.

 

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Signs You Should Think About Changing Your Math Tuition

teaching kids how to invest

Mathematics is one of the most important subjects in school life, and you students need to learn it well. You need mathematics throughout your entire life. The entire world runs with mathematics.

Looking at the inalienability factor, the guardian must take extra care so that the child handles mathematics better. Some children do well naturally with math, but most students struggle with it.

-Are You not doing well in math in recent times?

This clearly indicates that you should consider changing the math tuition. This is a common concern not only among the students but also the parents. The following article gives a brief outline of why you should think about changing your math teachers. Please stay till the end to get a clear picture of the problem.

Changing The Mathematics Teachers: Common Signs

Mathematics is an interesting subject for a few students. But for millions around the globe, it still remains a hard nut to crack. The entire student community globally suffers from poor performance in mathematics.

If you are not doing well you must go for a change with your maths teacher. This time you must go towards online tuition. They have quite a number of advantages against the offline mode. Moving forward, we discuss some signs to understand it’s time for a change in your math teacher.

Homework And Frustrations Have Become Close Allies

Do you feel fatigued and frustrated with your maths homework? If you feel it from within, it’s time to bid adieu to your present tutor. You might observe that you struggle with mathematics homework.

The problem lies not with the extensive homework but with clearing conceptions. You might have failed to understand the concepts thoroughly. Take the help of professional online tutors.

A quality online math tutor can provide you with passionate teachers, a smart learning platform, and extensive video materials to facilitate your understanding.

Do You Observe Your Grades Continuously Slipping?

Almost all schools keep an environment for extensive examinations throughout the year. These tests ensure your preparedness.

If a student continuously gets poor impressions and grades, it displays red signals on preparedness. If you are suffering from the same problem, it’s high time that you consider changing your mathematics teacher.

Shifting from offline to online mode could be the best option for you. The best online tuition websites offer you cloud facilities where you get exhaustive materials and videos so that you clear your doubts. This can help you deal with difficult lessons.

Are You Not Able To Follow Lessons offline?

The most difficult position that you might feel both in your school and the offline tuition is lack of specialized care. The teachers wouldn’t be able to take special care and ask if you understood the core concepts.

They will move to the next chapters. Consequently, the weaker candidates are destined to lag behind. You can clear your confusion with the help of online courses and extensive videos offered by online tutors.

The online tuition also has facilities that provide you one-to-one or short batches (2-4). With their help, you can clear your doubts.

Lack Of Enthusiasm

Mathematics is one subject where students need to invest time continuously. The more you invest time, the better you become at the subject. Engagement is an all-important factor in learning mathematics. You need to be patient thoroughly.

A lack of enthusiasm is an indicator of the fact that you are not doing well in the subject. Now when you understand the concepts, you will find yourself more engaged.

But on the other hand, if you find yourself detached from maths, the signal is clear; go for a change. Offline mode of education makes use of age-old concepts, and they do not necessarily help all. Therefore looking at your needs, you must take the help of a quality online tutor. They can help you with consistent efforts.

Lastly!

Have your parents guided you back home in all these years? Then it’s high time you have to start taking online lessons. How long do you keep yourself dependent? Even if they have their schedules.

It is quite natural that your mom and dad might fail to give you the time that you need. It’s time to grow up online and take lessons. Online tuition offers you convenience. It is the need of the hour. Understand these signals and go for a change immediately.

 

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An unconventional asset: The reasons why you should hire a highly sensitive person

two men shaking hands

Why on earth would you even consider hiring a highly sensitive person for your team? Are they worth the “trouble”?

Let us take a moment to tell you why you should seriously consider hiring such people. Hiring the right person for a job can have a huge impact on your team and organization, and hiring someone with a high sensitivity level can open up new areas of possibilities and benefits that other candidates simply can’t offer.

From their sensitiveness to their motivation and dedication, these people have much more to offer than what meets the eye. Let’s dive in!

What is a highly sensitive person (HSP)?

Are you an employer in need of an unconventional human asset?

One who understands the subtleties of any working environment and can connect to the feelings of those around them? Consider hiring a highly sensitive person (HSP).

What is a highly sensitive person? They are individuals who tend to be deeply moved by the emotions around them and are more aware of subtleties than others. HSPs can often sense what’s going on with people before they even speak up.

This awareness allows them to be sensitized to how their team members or customers may be feeling, and therefore able to make better decisions. In addition, HSPs are highly adept at noticing patterns in data and then connecting that data to what they pick up emotionally. Their decisions come from a deeper place of understanding and empathy.

Benefits of having an HSP on your team
listening to a coworker

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When it comes to hiring, it pays to consider people with a little something extra.

HSPs bring some unique advantages to the table that can make them the highest performers on your team.

Just think of all the benefits you will get with an HSP on board:

  • They have sophisticated people skills—they intuitively understand how to make individuals feel heard and cared for, so interpersonal relationships can develop more easily.
  • They are empathetic—they take into account other people’s feelings and use those insights when communicating with others.
  • They bring a creative, curious mindset to their work—HSPs have an eye for detail and think outside the box when it comes to problem-solving.
  • They are highly tuned into their environment—paying close attention to changes in atmosphere, mood, and culture to create a better working environment for everyone.

By considering highly sensitive candidates as part of your recruitment process, you will be able to benefit from these qualities and gain a valuable asset for your team.

Challenges when managing highly sensitive people

You may find yourself wondering—are highly sensitive people tough to handle? That’s a fair question.

The fact of the matter is, managing and working with highly sensitive people can be challenging if you’re not prepared.

For one, highly sensitive people tend to be overwhelmed by too much stimulation in the workplace. Too much sound, smell, or intensity of interaction can lead to stress and ultimately result in decreased performance. HR managers and bosses need to take this into account when managing HSPs.

Strategies to assist HSPs in the workplace
an open office space

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When you hire an HSP for your team, you needn’t worry—there are a few strategies that are easy to implement to help them succeed and boost morale in the workplace.

  • Abort your open office plan

The first step is to consider whether an open office plan is the best fit for the workplace.

While it may be the norm, it can be difficult for HSPs to thrive in this kind of environment since too much noise and too many distractions can cause them to become overwhelmed or anxious.

When considering hiring an HSP, make sure you have safe, quiet spaces away from the noise for them to work.

  • Don’t criticize them upfront

HSPs may take feedback differently than what you expect from someone else on your team because they tend to process information deeply and intensely.

Whenever you provide feedback on their work, be mindful of their needs and make sure they understand it’s just constructive criticism—not a personal attack.

This will help prevent feelings of hurt or resentment that could stem from bluntness or misunderstanding later down the line.

  • Look for opportunities to help HSP employees apply their empathy skills

One thing HSPs are often great at is empathizing with people—so look for opportunities where they can bring it into the workplace and apply it in useful ways.

For example, having conversations with customers or meeting with vendors for project management roles are great ways for HSP employees to demonstrate their empathy skills while also proving themselves valuable within your organization.

As we close, know that while there may be challenges in managing highly sensitive individuals, they also come with significant benefits. Not only are they able to pick up on subtleties and nuances that other people might miss, but they are also able to bring a creative, open-minded, and emotionally aware approach to your team. Highly sensitive people can be a valuable asset to any organization and should not be discounted.

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