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5 Insider Tricks for Scoring Online Discounts

Katie Paterson from Flipit.com gives the inside scoop on how to get creative in ensuring you pay the lowest price online. Flipit.com is Singapore’s number one promo code portal and all round money-saving platform.

We all love the fun, flexibility and convenience of shopping online, but the biggest perk has got to be the fact you can pretty much guarantee you’ll always be paying the lowest price possible – that is, if you know how to shop online like a pro! Here are a few sneaky insider tips and tricks to help you score a discount each and every time you spend money online.

Bookmark a good coupon code provider – Discount codes almost always have a limited time span (which makes it all the more rewarding when you catch it in time!). The best way to ensure you keep up to date with all the best codes as soon as they’re available is by bookmarking the homepage of a reputable coupon code provider such as Flipit.com. Homepages are updated daily, so checking this page out regularly will ensure you never miss a beat!

Tease webstores by pretending to abandon your cart – Brands who notice and take offence to this kind of move are likely to get in touch and ask why you didn’t see your purchase through, offering a discount (usually around 10%) to encourage you back and make the final payment. Similarly, brands who are being particularly innovative with understanding customer behaviour have been known to install cursor movement detectors which are triggered when you swipe upwards to close the window, revealing a ‘leaving so soon?’ pop-up window. Give it a try!

Sign up to webstore newsletters – Signing up to newsletters can be really useful for online stores. Of course, some can end up bombarding you with emails on a daily basis, but unsubscribing in these situations is simply a matter of clicking a button. It’s worth signing up to newsletters of brands that you love, as those on the mail list are considered a priority, and are always first to be notified of sales, special events or exclusive discounts.

Use a price comparison site – Price comparison sites are the epitome of everything that’s great about shopping online. Shopping around various stores in person to find the cheapest price is an exhausting and time-consuming task, but with price comparison sites such as Priceme.com.sg you can guarantee you’re always paying the lowest possible price available.

Never pay shipping – Shipping costs are a nuisance. Hopefully soon enough they will become a thing of the past, as more brands begin to realise that making the sale and gaining loyal customers is way more important than covering a few dollars postage cost. Unless you’re seeking certain shipping privileges such as same- or next-day delivery, there are a number of ways that you can avoid paying for the delivery of your purchase. For example, some stores offer free shipping if you reach beyond a certain purchase total, so it might be worth buying more (perhaps two of the same item but in different sizes to ensure a perfect fit) and returning whatever isn’t suitable, free of charge. Alternatively, many stores offer shipping voucher codes, and you can always try chancing your luck and reaching out to the brand to ask for free shipping – sometimes being bold pays off, and what have you got to lose?

(This article is brought to you by Flipit.com)

4 Saving Tips You Must Know Before Buying Your Dream Designer Bag

Aside from your wedding or your house, a designer bag is one of the biggest investments most women make in their entire life. It is so common that you can sometimes make assumptions about one’s level in the company just by perceiving their bags. This is why it is paramount that you save and purchase righteously.

Tweaking your lifestyle here and there and following your budget religiously will help you reach your dream in no time!

1. RESEARCH TO BE ENLIGHTENED

Determine how much you want to spend and whether you want to buy a brand new or secondhand (pre-loved) bag. This will give you a view of how long you have to save up. Research online on the real value of your designer bag to see if you are getting a great deal.

2. SAVE AS MUCH AS YOU CAN

Save to the fullest by removing the unnecessary expenses such as regular trips to the nail salon or to the luxurious cafe. Instead of sipping a S$5 cup of cafe beverage that would cost you up to S$1,825 a year, make your own coffee or tea at home. With S$1,825, you can already afford a new designer bag. Save even more cash by packing your own lunch to school or work.

3. GO FOR THE CLASSICS

Yves Saint Laurent once said: “fashion fades but style is eternal”. When selecting the best designer bag for you, go for the classic designs over the fashion fads. The fringes or embellishments may be trendy now but it will be gone tomorrow. Buy something that you are going to enjoy for a long period of time. It has to be simple, timeless, and undeniably you.

A few examples of timeless designs are Prada Tote (US$1,660/S$2,244) and Fendi 2Jours Shopper (US$1,900/S$2568).

4. GIVE THE ONLINE SCENE A SHOT

Online shops in Singapore not only sell brand new but pre-loved designer bags as well. With prices that are over 80% lower than the retail price, how can you resist an online bargain deal? Here are some of the trusted retail websites in Singapore:

a. www.reebonz.com.sg

Reebonz, a popular online destination, offers the widest range for both new and pre-loved designer bags, wallets, and watches. From Chanel, YSL, to Louis Vuitton bags…they have it all!

b. www.brandsfever.com

Getting a great bag deal at the Brands Fever’s flash sale is like hitting the jackpot. For example, you can purchase a new Bottega bag for as low as S$1,800. But you have to be a site member to indulge on the benefits of over 80% the retail prices.

c. www.madammilan.com.sg

Madam Milan not only has an online shop but also physical boutiques in Far East Plaza, Raffles Place, and Holland Village. They offer prime selections of designer labels islandwide.

Image Credits: fervent-adepte-de-la-mode (Raymond Meier) via Flickr with Creative Commons License

Image Credits: fervent-adepte-de-la-mode (Vogue, Raymond Meier) via Flickr with Creative Commons License

Sources: 1, 2, & 3

The best hotels to catch a glimpse of Singapore’s spectacular SG50 celebrations

It is exactly one month away to mark Singapore’s 50th year of independence .

As this is the Golden Jubilee year, expect a massive celebration you had never experience before. It pays to start planning early if you want create an indelible experience for both your loved ones and yourself – and nothing beats the comfort of being in a hotel room that comes with an exceptional view of the National Day Parade and the magnificent fireworks and aerial displays. A glass of wine to go with it, perhaps?

KAYAK.sg has came up with a list of best staycation hotels that offer you the best panoramic view of the Padang and The Float@Marina Bay, where the celebration will take place.

They have ranked the hotels from the lowest to highest price for the National Day Jubilee Weekend from 7th to 10th August 2015. Average Nightly Rate starts from S$293 at Marina Mandarin to S$883 for a night stay at The Ritz-Carlton, Millenia Singapore.

For those who want to enjoy the experience but are not willing to loosen your purse strings can consider a staycation over the National Day Preview weekend (31st July – 2nd August 2015). KAYAK.sg has also ranked the hotels from the lowest priced to the highest.

For spectacular views of the Padang:

This photo of Swissotel The Stamford is courtesy of TripAdvisor

Swissotel The Stamford Singapore

Be treated at one of the tallest hotels in Southeast Asia, Swissotel The Stamford. The thoughtful service, amazing dining options and dazzling views of the Singapore landscape should not be missed! Prices start from $342 a night on average.

For jaw-dropping views of the Marina Bay area:

View from Marina Mandarin (Image credit: tobiwei, via Flickr)

Marina Mandarin

Undeniably plush, the distinguished 5-star Marina Mandarin is known for contemporary elegance and breath-taking views of the Marina bay area. Prices start from just $293 a night on average.

Conrad Centennial Singapore

Feel the pulse of the Marina Bay at Conrad Centennial Singapore. Spectacularly decorated, the hotel boasts local and international art pieces and is home to two awarding winning restaurants more than worthy of a visit. Prices start from $426 a night on average.

The Ritz-Carlton Millenia Singapore

With 608 guest rooms featuring unobstructed views of the Singapore skyline, the award winning Ritz-Carlton Millenia Singapore is home to a 4,200 piece art collection and a seven-acre oasis filled with landscaped gardens and tropical plants. Prices start at $883 a night on average.

The Fullerton Hotel Singapore

Dip into the past at The Fullerton Hotel, a historic landmark known for its elegance and luxury, as well as its amazing panoramic views of the city’s landscape. Prices start from $383 a night on average.

Debby Soo, KAYAK Vice President APAC, said: “Celebrating Singapore’s 50th birthday is an amazing feat and what better way to do it than at the centre of all of the celebrations, in comfort and style, surrounded by your loved ones. KAYAK has put together a list of hotels for a National Day weekend staycation, perfect for individuals and families seeking a special setting to be a part of the celebrations without the hustle and bustle of crowds. What’s more, when using KAYAK.sg or our mobile app, you can have even more control over finding the best deals.”

For inspiration or simply to search and compare prices for hotels, flights, cars and much more, visit http://www.kayak.sg or download the app at http://www.kayak.sg/mobile.

Money Saving Sites Every Singaporean Should Know About

Saving money is easy in theory: just spend less than you have. But that’s a little like saying architecture is easy because you just “build buildings”. We all know it’s not that simple, so here are some sites that can provide keen insights and step-by-step help:

1. DollarsAndSense.sg

The best thing about DollarsAndSense.sg is its hyperlocal focus. In case you haven’t noticed, things work differently in Singapore–we have concerns like what to do with our NS pay, or whether we should invest our CPF money. You can even get some insights about where you stand income wise.

For those of you who need to know about money issues in Singapore, this is a good first stop. You won’t be bombarded by articles about FICO scores, or insurance policies that don’t exist locally. Expats in particular should take note.

2. The Wealth Journey

Into investments as well as savings? The Wealth Journey is a blog that has a pretty good balance between the two. This is a blog, and a lot of the content is commentary on something else. But the commentary almost always highlights an important lesson or two.

The Wealth Journey isn’t the prettiest site on this list, it’s mostly walls of text. But there’s never any advertorials or obvious promotions, so it seems our anonymous blogger (who just calls himself/herself an accredited investor) is offering independent insight. Come here when you need perspective without being sold something.

3. Cheerful Egg

This blog is more focused on the psychology of personal finance than strict numbers. You may not find lists of the cheapest cafes or home loans, but you will get some understanding as to how our brains are wired. If you’re a fan of writers like Malcolm Gladwell or Dan Ariely, you’ll love this content.

You can find out what drives successful investors, why saving is so hard, and (on some posts) mind hacks you can use to make getting rich easier. This has our vote as the finance blog for people who don’t like reading finance. It’s serious bus ride entertainment, with some positive benefits for your wallet.

4. SingSaver.com.sg

This is part finance blog, part toolkit. SingSaver blog posts cover the small but important steps you can take to save money even in tight situations. They also provide a host of comparison tools to lower the costs of your loans, or to filter out the credit cards that are worth applying for. Credit card comparison, as you may know, is critical for getting the best rewards and discounts out of them.

Their blog is also lifestyle heavy, so if you need to save money on drinks or a tattoo, the information you need is lurking here somewhere.

SingSaver probably tops the list when it comes to credit, loans,and banking products – with contacts in many parts of the finance industry, they’re professional snoops and deal finders. So whatever you need from a bank, check out this site first. They may be able to get it cheaper.

5. Mint.com

Another part blog, part toolkit. Mint offers a tracking service for your personal finances, so you can uncover that black hole that all your cash seems to vanish into. They have what’s probably one of the best budgeting apps online, which follows you on your phone and tablet. If this can’t make you save money then nothing else will.

Although the content is non-local, some of Mint’s money saving tips are quite universal. You might want to take an idea from their blog (eg. using balance transfers to manage debt), and then check for a local equivalent on one of the other blogs here.
What are some of your favourite money saving sites? Comment and let us know!

(This article is brought to you by Singsaver.com.sg)

A (potential) survival guide for the next SMRT crisis

Singapore has always prided itself on being competitive. We thrive and prosper when we stay ahead of competition. To achieve this, the Singapore government has diligently invested large sums of money and committed significant efforts to various productivity measures and educational initiatives.

One of the noteworthy productivity controls would be the reduction of lean waste, commonly referred to as DOWNTIME, which stands for Defects, Overproduction, Waiting time, Non-utilised or idle people, Transportation time, Inventory surplus, additional Motion to obtain out-of-reach materials and Extra-processing. The practice of lean principles has all along been championed by Toyota, the top-ranking automaker for the third consecutive year.

However, such conventional wisdom seems to have eroded with time when applied to the overall Singapore economy. An inordinate amount of time has been squandered through our increasingly unreliable public transportation system, draining productivity and crippling our competitive economy. Once reputed as an efficient train system in the 1990s, the bread and butter of our economy is no longer a boon but a bane to realising our productivity goals.

Nonetheless, all is not lost. We are still capable of living up to the titles of being the second most competitive city in the world and enjoying the second best quality of life in Asia. All we need is putting the following measures in place to adequately combat the next SMRT crisis, which requires resolve and political will across different agencies.

Image credit: www.thechinatimes.com

1. Maximise the use of PRIVATE CARS on the road

Yesterday’s disruption of train services on both the green and red lines “stranded” more than a quarter of a million people due to the inadequacies of the existing public transportation system. In particular, the bus and taxi fleets were insufficient to cater to the large crowd of passengers during the peak hours.

This is expected as the bus and cab populations are merely 17,509 and 27,695 respectively according to LTA as of 2013. This means given that the average bus fleet operated is 3,777 and if we assume all the cabs are in commission by individual passengers at a given time, each bus has to accommodate at least 59 passengers, which is not significantly less than the total passenger capacity of a single-deck bus.

Faced with such circumstances, it would thus be wiser for the private car population of 540,063 to pick up the slack. While taxis are profit-driven, private cars are more inclined towards cost-minimisation. Therefore, for the future rail “disaster”, it would be in the shared interests of both private car drivers and commuters to exchange a convenient ride for a nominal fee. Probably $5 to $10, depending on the length of the ride?

The implementation process is simple. It could be as easy as putting up a sign on the windscreen or using a mobile app or a site to indicate the destination and pick up passengers on the way.

Nonetheless, this requires the exemption of legal hurdles stated in the “Road Traffic (Car Pools) (Exemption) Order 2015” as shown below in times of crises:

You cannot solicit passengers on a road, parking place or public stands.
The pick-up points, drop-off points, date and payment must all be agreed between driver and passengers before the start of the carpool ride.

2. Switch the DOOR ORIENTATION of public buses

Image credit: www.kyoto-magonote.jp

In Japan, passengers board the back door and alight at the front door. This may seem counter-intuitive at first but try thinking again. Japan is well-known for its legendary public transportation system which is uber-efficient and super-punctual. It is way past due to learn from our equally – if not more – developed cousin in Asia.

With the current door orientation, a common vexation in Singapore is that many passengers are reluctant to move to the rear as much as possible to allow more passengers to be able to board the bus. However, if passengers were to board the back door instead of the front door, they would be able to choose between moving to the fore or the back and thus the passenger load is likely to be more evenly spread out. Fortunately, this is a psychological issue that can be expediently rectified with an engineering tweak.

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