Which Would You Choose: Money Or Passion?

“Let your passion serve as your energy source to keep you going.”

– Psychology Of Love, Money, & Life

As you may have noticed, I am a firm believer of following what you love in work and in life. Dedicating your life in search for that one thing you love and value the most is paramount. Even Philosopher Dan Dennett claims that it is the secret to unlocking happiness.

If I were asked to choose between money or passion, I would choose the latter. However, reality entails that some people fail in the process of pursuing their passion.

Let me start by discussing the benefits of following your passion…

1. DESIRE IS IMPORTANT IN VENTURING THE UNKNOWN

In venturing the unknown, it is important to do something head on with your desire. You can either be doing something you are passionate about or do something that will logically lead to the work you love. Only then will you be able to give your 100% without feeling like work is forced upon you. Furthermore, you will be more motivated to work for longer hours.

2. COMING UP WITH BETTER IDEAS

Your passion will ignite your creativity and resourcefulness. You can freely pour yourself to you work and come up with better ideas.

3. PASSION AIDS IN NEW OBSTACLES

When you are trying to attempt something new or face new obstacles in work, you do not want to give up easily. Well, passion aids in that as it acts as your motivation to keep you in your career path.

4. PASSION BREEDS FULFILLMENT

Passion will certainly give you a sense of fulfillment. In fact, research showed that people who make regular progress toward something they care about reported not only being fulfilled but also satisfied.

With its bountiful benefits, why do some people fail in the pursuit of their passion?

1. THEY FOLLOW WRONG ADVICE

Some people listen to the “so-called experts” that sells strategies to get rich quick. But let us face it, if money is your passion, you would have to work for it. There is easy way to get the pot of gold!

2. THEY DO NOT HAVE REALISTIC PLANS

To be successful while following your passion, you need to develop a well-researched realistic plan that covers all bases. You must understand what your “meaningful work” requires physically, emotionally, and financially.

3. THEY LACK COMMITMENT

Some people who quit their jobs to pursue what they love may not realize the amount of time and effort it requires. So when bad things happen, they lack the commitment and hard work to continue on.

4. THEY LACK KNOWLEDGE ON MONEY MANAGEMENT

If you cannot afford to do something you are passionate about then, you better contemplate on your decision. Before doing so, make sure that you can attend to your basic needs such as food and shelter (as seen on Maslow’s Hierarchy of Needs). To be financially successful, you need to appreciate and love money too, not just for the sake of making them.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

After knowing all these, analyze the Pros and Cons and evaluate your situation while keeping in mind the cost of living comfortably in Singapore.

Sources: 1, 2 & 3

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5 Affordable & Free Ways To Play Awesome Video Games

Video games are defined as any form of interactive games that utilizes a specialized electronic device, a computer, a mobile phone, a television, or other display screen. Committing to the gamer life can be expensive at times because a console can cost over S$399 while it can cost S$60 per game.

Thankfully, you do not have to spend too much to enjoy awesome video games, because there are several ways to play without emptying your wallet or breaking the law. Here are some of them:

1. GET FREEMIUM

Freemium are mobile phone or Smartphone gaming Apps that are free to download but require payment to unlock additional features. Most of the times, you do not need to spend a dollar if you are really patient in waiting. Besides, you get to play famed games such as Angry Birds Star Wars II, Real Racing 3, and Candy Crush Saga for free!

2. GO RETRO

Go retro by purchasing cheaper and older Nintendo models or game consoles online. For example, I found a red Nintendo DS for S$50 and Nintendo DS games for S$5. But, I am sure that you can still bargain for a better price.

3. PLAY ONLINE

As a teenager, I frequent online websites that offer wide collections of free video games. And, my favorite of those websites are: free80sarcade.com, y8.com, and girlsgogames.com.

If you like old school arcade games such as Donkey Kong, Star Trek, CosmoFighter, Dig Dug, Adventure Island, Super Mario Brothers & Duck Hunt, PacMan, and Tetris then, you would love free80sarcade.com! This website caters to your 80’s nostalgia as it brings you 100% safe and free arcade games online.

Next, y8.com boasts with over 50,000 free online video games that include shooting games, simulations, makeovers, and so much more. Lastly, girlsgogames.com caters to what every girl wants! It has a beautiful collection of dress up, cooking, simulation, and makeover games.

4. VISIT STEAM

Steam is an online video games store wherein you can access and purchase affordable Indie and mainstream games. Steam sales are ongoing all year round so, keep an eye to catch really great prices! Furthermore, Steam offers free to play games such as DOTA 2, adVenture Capitalist, Trove, and Clicker Heroes.

5. PLAY AT CHANGI AIRPORT

Entertainment Deck in Terminal 2 of Changi Airport is the place where the children and child at heart can go wild! Get caught in an action game while playing with the XBOX 360, Playstation 3 consoles, or LAN gaming. All this for free!

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

Sources: 1&2

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Budget-Friendly Places To Find All Things Halloween

The eerie time of the year will grace our calendars once again. Yes! Halloween is just around the corner. And, when it comes to purchasing decorations and costumes that are around your budget, here are 4 shops you can visit:

1. SPOTLIGHT

A popular crafts hub, Spotlight sells different kinds of inexpensive Halloween decorations, table dressings, cake decorations, ribbons, novelty toys, party favors, and candies. All the crafts materials that you will ever need could be found here. Take advantage of their current sale of up to 25% off on all costumes and accessories!

Image Credits: spotlight.com.sg

Image Credits: spotlight.com.sg

Browse spotlight.com.sg for more information.

2. DAISO

If all the party goods in a shop cost S$2, you may never want to leave. Daiso offers Halloween decorations, toys for give away, glowing materials, and so much more. From spooky decorations to pumpkin holders and delicious candies, splurge on these timely treats and give them to the kids knocking on your door.

Daiso has several outlets in Singapore. Locate the nearest one, here.

3. CRATE & BARREL

Speaking of Halloween decorations, get designer pieces at reasonable prices inside the Crate & Barrel store. Crate & Barrel is full of beautiful festive items for Halloween. Kicking it off is a set of 20 Black Cats Paper Beverage Napkins. Also, you may serve appetizers in a beautiful glazed pumpkin plate designed by Barbara Eigen.

Image Credits: crateandbarrel.com

Image Credits: crateandbarrel.com

4. THE PARTY STUFF

The Party Stuff offers affordable decorations, balloons, tableware, party favors, cake decorations, and costumes.What I like about The Party Stuff is that they have party decorations for a wide selection of themes such as: Plaid Baby, Sports & Army Camouflage, Hawaii & Poker Night, Princess, and Superheroes. So, you will be able to customize your Halloween party.

Decorate your place by adding approximately 4 feet long white spiderweb for only S$2.95 per 20 grams or by adding reusable giant spider web with 4 spiders for S$13.90.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

The Party Stuff has 4 outlets nationwide, visit: thepartystuff.com.sg for more details.

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A Physician Shares How You Can Save Money On Medications

If you visited the doctor lately and you realized that you have been spending a lot of money on prescription drugs then, you are not alone. Millions of people around the world are spending more than they should. This is why I sat down with Dr. Andre Agoncillo, an experienced Physician, to unlock a few ways to cut costs on medications.

1. SWITCH TO THE GENERIC DRUGS

New prescription drugs are expensive because they are patented. Having a patent ensures that only a certain company can manufacture that drugs within a period of time. Afterwards, other companies are free to make a generic version of it.

Generic medicines are certainly cheaper and as efficacious as the patented medicines! Why is that so? New generic medicines are examined by the Health Sciences Authority to ensure that they have the same safety and quality standards as the patented ones. They must not only be chemically equivalent but also biologically equivalent in its effects within the patient’s body.

Interestingly, Singapore General Hospital once saved about S$900,000 after switching to the generic options of Gabapentin (for nerve pain), Alendronate (for osteoporosis), and Clindamycin (an antibiotic).

2. STICK TO THE REQUIRED DOSAGE

Some people go to further lengths in saving money by splitting the tablet into two and having twice the number of supply. But, doing so will only hinder the recovery process. In fact, Dr. Andre said that you may not recover at all. This is due to the fact that the prescribed dosage us their for a reason. Furthermore, to inhibit the harmful load of organisms, the threshold of efficacy for antibiotics must be reached by taking a specific volume of medications. Thus, it is important to stick to your prescribed dosage.

3. SHOP AROUND

When prescribed with medications, carefully compare the prices from the different providers to get the best price. According to Ministry of Health guidelines, every patient must get an itemized medication bill. Use this bill as a guide while shopping.

If you want to save more, ask your physician if there is a cheaper yet equally efficient alternative especially if you are taking medications on a long-term basis.

4. BE HONEST AND OPEN TO YOUR DOCTOR

The most important step you must take is having an open and honest talk with your doctor. Tell them everything that happened prior to your illness and do not beat around the bush because they are on a mission to understand what is happening inside your body. If you are open and honest, they can easily identify all your signs and symptoms and prescribe the right medications so that you will recover faster. By recovering at a slower rate, you would have saved money on medications and other hospital bills.

Moreover, if you delayed the full disclosure, your doctor may not be able to give you the proper treatment. So, do not be afraid or worried because your Physician is bounded by the rules of confidentiality.

For more information kindly email Dr. Andre Agoncillo at [email protected]. 🙂

Sources: 1 & 2

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Do You Really Have What It Takes To Be A Trader?

Do you want to trade as a career but, you do not know where to start? How about you get to know yourself first?

Begin the journey by examining your relationship with money and life. Do you view life as a daily struggle or as an endless opportunity? Have you lost money recently through your daily activities and are you hoping that the financial markets will treat you better?

Wherever you are right now and whatever your belief system is, your personality will influence your perspective on your profits and losses. This is why it is important to include self-worth into the mix. Analyze your strengths and weaknesses and examine whether you have what it takes.

Marc Pearlman shared his observations based on his experiences as a professional trader and money manager. According to him, here are the tangible qualities that aid in success at day trading:

1. POURING HARD WORK

It is no surprise that hard work tops the list. Since trading is a skill, it needs to be developed through time. A lot of people view trading as a hobby or as a substitute to gambling however, this should not be the case. People only end up bad when they treat financial markets as casinos and not as businesses.

2. PRACTICING DISCIPLINE

Marc compared trading to going to the gym. For example, people may have been frequenting the gym and yet have no noticeable changes in a year. He says it is be due to the lack of discipline and goal-setting, which I agree on. Trading is no different. You must have discipline and concise strategy to reach your goal!

3. KNOWLEDGE IN PROBABILITIES

Making money through trading does not mean that you have to be perfect all the time by making right calculations. Instead, the key is to lose as little as possible when your call is wrong and gain as much as possible when your call is right.

4. LETTING GO OF THE DESIRE TO BE ALWAYS RIGHT

If you would rather be right than make money then, trading may not be for you. In trading, you cannot be right all the time! Furthermore, some may even be wrong more than they are right.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

To accompany these desirable qualities, here is a website that I found that can help you test your skills in Mathematics, Logical Sequence, and more. You may adjust the difficulty by choosing either Easy, Medium, or Hard.

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