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Best Places To Buy Affordable Footwear In Singapore

The iconic man behind the red-lacquered soles once said:

“A shoe is not only a design, but it is a part of your body language, the way you walk. The way you are going to move is quite dictated by your shoes.”

I could not agree more with the words muttered by the talented French designer that is Christian Louboutin. More than just for its aesthetic purposes, the right type of shoes take you to the right places. For instance, if you want to survive a 6-hour hike, would you wear heels? Of course not.

Words cannot describe how much I adore shoes. But as much as I am fond of them, purchasing footwear in Singapore can get a tad pricey. Fortunately, there are places where you can find premium footwear at the discounted prices. Check out the list below!

FOR RUNNING SHOES

Since exercise shoes are often subjected to wear and tear, finding factory outlets of quality brands is a must. Consider going to Changi City Point or IMM malls.

At Changi City Point, you can go crazy for discounted running shoes and other sporting goods (e.g., apparel and accessories) courtesy of Nike Factory Store, Adidas Outlet, and New Balance Outlet. Depending on the store, discounts can go up to 70%!

At IMM, you can take advantage of the previous season’s sporting products that are not limited to just one brand. From running shoes to goggles and exercise attire, discounts at Royal Sporting House Outlet can go as high as 70%!

FOR FLIP-FLOPS

As we live in a tropical country, it is unavoidable to be decked out in casual and breezy attire. Complementing this look is a trusty flip-flops or sandals.

For convenient yet inexpensive shopping, go to Lazada.sg. Lazada.sg, one of Singapore’s popular online shopping website, offers a wide selection of flip-flops for both sexes. Men can enjoy sandals that go as low as S$6 with discounts as high as 76%. While women can enjoy it for as low as S$4.90 with discounts as high as 79%.

I was amazed that the famous Brazilian Havaianas is sold at S$22.90 (unisex) – saving you about 43%!

Screen-grabbed from lazada.sg

FOR OFFICE SHOES

Founded by the siblings Charles and Keith Wong, Charles & Keith aims to create innovative and contemporary footwear that are entirely wallet-friendly. Almost every Singaporean owns or at least knows the brand. Ranging from S$30 to 170, their footwear carry sizes up to 41.

Sure you can find this brand at almost every shopping mall in Singapore, but if you want to purchase work-appropriate shoes for a fraction off, visit IMM.

Image Credits: facebook.com/charleskeithofficial

Sources: 1, 2, & 3

The Good And The Bad Sides Of Jewelry Investment

More than just a sparkling indulgence, investing on jewelry is an embedded tradition in many Asian cultures. In fact in Indian and Chinese cultures, jewelry can be given as gifts as individuals approach the marrying age.

To these cultures, investing in gold jewelry is a sound investment. Truly, gold has continued to rise, up to five-fold in a decade, in value despite the worldwide economic slowdown.

However, anyone who is considering jewelry as a means of investment needs to carefully contemplate on its advantages and disadvantages.

Here are some of them:

LABELS

It is not just about what jewelry pieces you buy but where you buy them. Pieces with designer labels are more susceptible to the erosion of value (over time) as you are paying mainly for the marketing costs.

For example, a sterling silver necklace sold by a lesser known retailer in the third world country may cost about S$15 while a sterling silver necklace sold by Tiffany & Co. in the first world country may cost about S$400! They are made of the same material but the branding and craftsmanship attached to it makes the difference.

PORTABILITY

Jewelry is an investment that you can wear. Whether it be gold rings, silver necklaces, and diamond earrings, you can always carry your wealth around wherever you go.

Image Credits: pixabay.com (License: CC0 Public Domain)

PRICES

The craftsmanship can add up to 30% on the price of the actual jewelry pieces. So if you want to benefit from the full price of gold alone, you can invest in products and funds that are associated to gold. For example, you can consider SPDR Gold Shares as they are backed by gold exchange-traded fund.

VINTAGE

Some pieces from the past are still fashionable today. Vintage jewelry from 1920s to 1930s have strong linear designs incorporating diamonds and platinum that can very much look modern!

Furthermore, second-hand jewelry (e.g., at auctions) are less expensive than contemporary pieces as they are not affected by the mark-up of the retailers. If you purchase this from a source that has low costs, it can prove to be profitable to own.

TRADITIONS

As said above, a positive side in jewelry investment is keeping one’s heritage. In fact, India is one of the world’s largest gold market due to the cultural demands during Deepavali and wedding season (i.e.,jewelry may be offered as wedding dowry).
The embedded notion is that jewelry retains (if not increases) its value over a long period of time. Although, this is not always the case.

Image Credits: pixabay.com (License: CC0 Public Domain)

The value of investments and gains can go up as well as down. Sometimes your may get back a value lesser than the amount you have invested. This is why it is recommended that you seek expert financial advice first before making any investment decisions.

Sources: 1 & 2

Powerful Tips To Conquer Your Financial Stress

Losing your primary source of income, drowning in a sea of debt, and other money problems can affect both your financial circumstance and your self-esteem. It is normal to feel anxious, stressed, and worried when times are hard but that does not mean that you are suffering from depression or anxiety disorders.

In fact, according to an international poll by Reader’s Digest back in 2009, Singapore was one of the countries most worried about money. When not managed, the financial stress can be detrimental to one’s health.

Here are some tips to conquer your inner beast:

BREATHE IN AND OUT

Avoid excessive thinking by slowing down. Whenever you feel like you are going to burst, calm yourself down. Breathe in and out, hold your breath for a while, breathe slowly and repeat. A higher form of this practice is called meditation.

If you need a guided tutorial to aid you through meditation, you can download the free “Take a Break! Guided Meditations for Stress Relief” app on your iOS or Android device. You can choose to listen with or without the music as you listen to the 7-13 minutes of guided meditation. No prior experience required!

LIVING IN THE PRESENT

Several financial woes come from the anticipation of unfortunate future events. Sometimes, these anticipation is more than just pure exaggeration. This is why you must remind yourself that you are living in the present moment – not in the past, nor in the future.

Stay active in the present by being completely in control. Keep your C.V. updated, pay the bills on time, and jog outdoors!

RECOGNIZE YOUR STRENGTH

In general, the uncertainty and perceived lack of control can make the person feel more stressful. But as I said, you are living in the present moment where you are in absolute control of your actions and your thoughts. Recognize that your decisions exist for you to improve any financial dilemma.

SHARE YOUR EXPERIENCES

When your financial circumstances is too hard to handle, seek refuge from the people who can offer you the listening ears (e.g. friends, family, support group or financial professional). These people can offer sound solutions and make you feel better. Personally, I find this tip therapeutic as I can freely express and let go of my worries and share it to a person who affirms and understands me the most.

COUNT YOUR BLESSINGS

Before you go to sleep or the after you wake up, think of three things you are thankful about. This changes your focus from your financial stress to the beautiful things that you might have taken for granted. It does not have to be a big and lavish thing as you can be thankful for the picturesque sunset.

Image Credits: pixabay.com (License: CC0 Public Domain)

Practicing this activity often will help you gain a positive outlook in life and an increase in overall satisfaction.

Sources: 1, 2, & 3

How To Finally Get A Raise This 2016!

Since the new year is about starting afresh and realizing one’s potentials, evaluating your salary is one of the top priorities. If you are seeking for a higher salary, do not open a discussion with your boss unless you are fully prepared.

Consider these 6 things to help you prepare:

1. SHOW THAT YOU DESERVE IT

Say that an important project is due in a couple of days. Send your boss an email of your progress to avoid constant request for project updates. The simple act of anticipating what is needed before it is asked can show that you are capable of working independently. You not only sent a positive reflection of your working etiquette but also made your boss’ life job easier.

2. DO YOUR RESEARCH

Negotiating your salary is a game with all of its players attempting to dominate each other. Dominate the game by researching all the needed information. Go in-depth about the complete aspects of the job and the company. Also, collect data about the average pay and accurate salary opportunities in your position.

3. DEVELOP A BACK-UP PLAN

If the company’s current situation cannot afford to give you the raise you deserve, consider suggesting alternative options such as commission-based pay (if appropriate) or performance-based bonus.

Image Credits: pixabay.com (License: CC0 Public Domain)

4. MAKE A GOOD IMPRESSION

During the discussion, greet your boss in a friendly and light manner by smiling and shaking hands. Say your gratitude as he or she spared some time to arrange a meeting for you. Your boss’ mood can change depending on how you approached the room.

5. ASK FOR MORE THAN YOU ACTUALLY WANT

Your first offer must be slightly higher than what you want to avoid remorse and to give you a room to bargain. It uses the door-in-the-face technique wherein the employee starts with a huge and unreasonable request in order for the employer to settle with a smaller request.

6. COMPETE

Negotiating a salary is a conversation that aims to reach an agreement with someone whose interests are not perfectly aligned with yours. Use persuasion and assertion if necessary as scientific research showed that competition is a successful negotiation strategy!

Image Credits: pixabay.com (License: CC0 Public Domain)

Sources: 1, 2, & 3

5 Ways To Return To Work And Combat The Post-Holiday Blues

Whether you like it or not, the Holiday Season is almost over.

After a substantial amount of time away from the hustle and bustle of the city, it is time to get back to your “normal” life. Gone are the few days of feast and serenity!

As you return to your regular routines at work, school, or home…you may feel stressed, uncomfortable, and disoriented. This unwanted feeling is called Post-Holiday or Post-Vacation Blues. However, with a bit of conscious planning and other strategies, you can actually ease back to normalcy without feeling its burden.

1. PLAN AHEAD

Instead of having the stress of last-minute preparations, it is best to come back from your overseas trip on Saturday instead of Sunday. The extra day will give you enough time to fix your things, to pick up a few essentials, and to browse your emails. Thus, it will lessen the impact and load of your “first” working day.

2. REVIEW YOUR CALENDAR

Since you have been away for quite some time, you will probably need to be reminded about what is going on. Regularly browse and mark your calendar for the next couple of days to stay updated with the upcoming projects, meetings, and other concerns. By doing so, you will be able to come prepared and avoid the embarrassment of being caught off guard.

3. CLEAN YOUR WORKSPACE

Upon entering your cubicle or desk, you may see stacks of unopened documents, scattered files, and untidy stationery items. Take a few minutes to take it all in. After which have a rubbish bin near you while you filter through the envelopes, emails, and files. Recognize what needs to be junked and what needs to kept. The earlier you complete this, the more time you have for other important tasks.

4. REMOVE DISTRACTIONS

To make your work as quicker and as efficiently as possible, you must remove all the unnecessary distractions such as electronic devices. Turn off your handphone and close your social media accounts for at least 20 minutes.

Use a productive writing tool such as Q10 to allow you to scribe without interruptions from your desktop clutter. Or you may install a free site blocking extension such as StayFocusd. With fewer or no distractions, use your time to focus on the task at hand!

5. SEEK HELP

In the early days of your transition, keeping up with your daily workloads may feel like a circus. Do not fret, as it is unavoidable. Ask for your co-worker or manager’s help. A well-staffed business should be more than capable to assist or even absorb your task.

Image Credits: pixabay.com (License: CC0 Public Domain)

Remember, you do not always have to do everything by yourself!

Sources: 1, 2, 3, 4 & 5

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