Good reasons why you should go Dutch from courtship to marriage

couple figurines on top of coins

Ever felt the tension when the bill comes on a date or wondered if you’re being taken advantage of financially in your relationship?

Maybe it’s time to consider or reconsider “going Dutch”.

Some people might think it’s unromantic, but going Dutch (where costs are split equally) from dating to marriage can actually save you down the road.

Why should you go Dutch while dating?
  • Avoiding financial friction

Very simple – avoid potential arguments over who owes what.

By agreeing to split costs, you remove the awkwardness of one person feeling like they owe the other.

This can prevent resentment over time, especially if you’ve got some income disparity between partners.

  • Establishing equality

This practice shows that both parties are invested both financially and emotionally.

  • Building financial independence

Splitting expenses encourages both partners to maintain their financial independence, which can be very empowering for people who value their autonomy.

By managing your finances, you’re better prepared to make joint decisions about money when the relationship gets more serious.

But it’s good to note that going Dutch doesn’t mean you can’t treat each other sometimes.

It’s up to you and your generosity!

  • Reducing financial pressure

By splitting expenses, neither partner bears the full weight of financial obligations.

Going Dutch also lets you both enjoy date experiences together without one person feeling the strain on their wallet.

As your relationship progresses, this habit can smoothly transition into married life, in the area of managing household expenses per se.

Encouraging mutual investment in the relationship

Going Dutch doesn’t always mean a half-half-split.

Find a % that works for both of you based on your circumstances.

two cups of coffee on a tray

Image Credits: unsplash.com

Modern relationship dynamics
  • Shifting gender roles

Come on, it’s 2024.

As societal norms change, traditional gender roles are being redefined, especially in terms of financial responsibilities.

You may have noticed that the expectation for men to always pay is becoming less common.

  • Financial equality in partnerships

When you choose to split expenses, you’re acknowledging that both individuals in the relationship CAN contribute financially.

  • Empowerment and independence

By deciding to go Dutch from dating to marriage, you’re adopting a modern mindset that values individual financial independence.

This practice can help both partners maintain autonomy while building a life together.

In a nutshell, it allows you to:

  • Preserve your financial status
  • Contribute equally to shared goals
  • Avoid potential resentment over money woes

It’s not about being stingy ya; going Dutch offers an approach that can strengthen your bond. By sharing financial responsibilities, you’re working on equality, respect, and open communication. This practice contributes to a lasting partnership built on support and understanding. So, be it future dates or planning your wedding, why not go the Dutch way?

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iPhone 16 and iPhone 16 Pro will be available for pre-order this Friday, 13 Sep 24

iPhone 16 and iPhone 16 Plus

Apple has introduced the iPhone 16 and iPhone 16 Plus, designed with Apple Intelligence, a personal system that understands user context to provide helpful, relevant insights while maintaining privacy. These new models feature Camera Control, making it easier to capture moments and access visual information about objects or locations more quickly. The advanced camera system includes a 48MP Fusion camera with a 2x Telephoto option, essentially giving users two cameras in one, and a new Ultra Wide camera for macro photography. Users can also enjoy next-generation Photographic Styles for personalized photos, and spatial photo and video capture to relive memories with incredible depth on Apple Vision Pro. Powered by the A18 chip, the iPhone 16 lineup offers improved performance, supports demanding AAA games, and delivers longer battery life.

iPhone 16 and iPhone 16 Plus will be available in five bold colours: black, white, pink, teal, and ultramarine. Pre-orders begin Friday, September 13, with availability beginning Friday, September 20.

Pre-order here

iPhone 16 Pro and iPhone 16 Pro Max

Apple has also unveiled the iPhone 16 Pro and iPhone 16 Pro Max, showcasing larger displays, enhanced camera features, and immersive gaming graphics, all driven by the new A18 Pro chip. A standout feature is Apple Intelligence, which brings powerful generative models to iPhone, offering a personal intelligence system that provides relevant, privacy-protected insights based on user context. The new Camera Control feature allows for seamless interaction with the advanced camera system, including a 48MP Fusion camera with a faster quad-pixel sensor, capable of 4K120 fps video recording in Dolby Vision, marking the highest resolution and frame rate on an iPhone. Both models feature a 48MP Ultra Wide camera for high-resolution shots, a 5x Telephoto camera, and studio-quality microphones for realistic audio recording. With a lightweight yet durable titanium design, these models also boast larger displays, the thinnest borders yet on an Apple product, and the best battery life ever on the iPhone 16 Pro Max.

iPhone 16 Pro and iPhone 16 Pro Max will be available in four stunning finishes: black titanium, natural titanium, white titanium, and desert titanium. Pre-orders begin Friday, September 13, with availability beginning Friday, September 20.

Pre-order here

COMPARISON & PRICING

 

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Public transport fares to increase in Singapore from 28 December 2024

Singapore bus and tain track

Public transportation fares are set to increase in December, from the 28th.

Adult commuters will see a 10-cent hike per trip on buses and trains while students, seniors, and those with disabilities will pay 4 cents more per journey.

Monthly passes remain unchanged. 

Overall fares will rise 6%, down from 7% last year.

The good news is that lower-income households can get $60 transit vouchers, up from $50 last year.

More people now qualify for the vouchers, with the monthly income limit per person increasing to $1,800 from $1,600.

This means an additional 60,000 households will benefit from the vouchers.

Why the increase?

Regulator PTC cited inflation, wage growth, and past deferred increases as reasons for the hike.

While energy prices dropped from 2022 peaks, core inflation and strong wage growth factored into the 3.3% increase under PTC’s formula.

An additional 15.6% was deferred from prior years, allowing for up to 18.9% in total.

However, PTC chose a more modest 6% to cushion costs for commuters.

Chairperson Janet Ang noted the deferred amount accumulated due to spiking energy prices and inflation in 2021 to 2022.

This marks the second review under PTC’s new formula aimed at stabilizing fares.

The nitty gritty

Singapore’s public transport fare formula has five components: core consumer price index (cCPI), wage index (WI), energy index (EI), productivity, and network capacity. 

For 2023 to 2027, productivity and capacity factors now have fixed values for stability.

Productivity contribution is minus 0.1%, while network capacity is 1.1%.

This year, the indexes increased cCPI by 2.1%, WI by 2.1%, and EI dropped 1.9%.

With fixed productivity and capacity, fares can rise by 3.3%. 

Adding the 15.6% carried-over allows an 18.9% maximum increase.

However, the Public Transport Council approved only a 6% hike, leaving 12.9% for next year/future reviews.

Finding a win-win solution for all

The upcoming 6% fare increase will lower the deferred amount to 12.9% for the next review.

This helps narrow the gap between cost and fares, said Ms. Ang from the PTC, adding that the PTC will balance financial sustainability with affordability. 

Meanwhile, the PTC encourages monthly passes to cap expenses.

Extended concession fares for graduating students

Singapore students crossing the road

In addition to the abovementioned news, starting 28 December 2024, graduating students in Singapore can continue enjoying discounted transit fares for four months after finishing school.

Currently, secondary and post-secondary students receive concession fares.

However, some faced paying full price before enrolling in another school.

In response to parent and student feedback, our Transport Minister requested the PTC to extend fares.

PTC agreed to the request, granting graduating students concessions for four months post-graduation, which will start this year.

Around 75,000 students annually will benefit.

To extend validations, this year’s graduates can tap cards at any ticketing machines located in MRT or bus stations from 1 October to 31 December 2024.

They can also visit a ticketing counter for more assistance.

Future graduating classes will get extension details from their schools.

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Get up to S$500 cash with DBS/POSB with your salary crediting & card spend

What’s better than payday? Free cash! With DBS/POSB, you can now get up to S$500 in cash rewards just by crediting your salary and spending with your POSB/DBS Credit or Debit Cards.

Here’s how it works:

Step 1: Start with S$300 Cash Reward

Register for the promotion from 7 August to 31 October 2024 and credit your salary of at least S$1,600 for three consecutive months to your DBS account. Once that’s set, you’ll be rewarded with S$300 cash! Just contact your HR department to make the switch.

Step 2: Unlock an Additional S$200

After your salary is credited, spend a minimum of S$500 monthly for three consecutive months on your DBS/POSB Credit or Debit Cards, and you’ll receive an additional S$200 cash reward—bringing your total to S$500!

New to DBS/POSB Credit Cards?

If you’re new to DBS/POSB Credit Cards, apply now with the promo code SCAUG and receive an extra S$100 cash reward when you sign up! It’s the perfect way to kickstart your journey toward more rewards.

Reward Payout

Eligible Customers will receive the Cash Reward according to the schedule below:

Don’t miss out—register and credit your salary by 31 October 2024!

Terms and conditions apply.

Switch, spend, and get rewarded with DBS/POSB—because it’s time your money worked harder for you!

Click here to find out more about this offer.

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3 top-rated dog boarding services in Singapore to temporarily send your furry friend to while you’re away

a curious black and white dog

Finding a place to temporarily send your furry friend to because you’re traveling for work, going on vacation, or dealing with unforeseen circumstances?

Allow us to share with you this quick list of top-rated dog boarding services that offer care, comfort, and attention to detail, to make sure your pet feels right at home while you’re away.

Pooch’s Nannies

Website: poochnannie.com

Google Rating: 5 (15+ reviews)

First up, you may want to pamper your pooch with a cozy “staycation” at Pooch’s Nannies.

Founded by seasoned pet professionals, their home-like facility offers a quiet, low-stress retreat with themed rooms and decor.

If your pup prefers plush carpets and a snug bed, their comfortable accommodations provide THE home away from home.

From playtime to snuggles, their team delivers loving care tailored to your four-legged baby’s needs.

Give your furkid the getaway they deserve while you’re away with Pooch’s Nannies’ annual credit packages, starting at $600.

Mutts & Mittens Active

Website: muttsnmittensactive.com

Google Rating: 4.9 (420+ reviews)

Or treat your pup to a top-notch dog boarding experience at Mutts & Mittens Active.

Their facility offers pawsome activity courses and a clubhouse designed to banish boredom, with plenty of areas for your doggo to play, run, and socialize while you’re away.

Pups stay in individual luxurious rooms featuring antibacterial floors, with CCTV monitoring for your peace of mind and you can even add on swim sessions for extra fun ($30 per swim)!

They also provide premium kibble topped with deluxe wet food, so your furry friend gets its gourmet treatment even while you’re not there.

With boarding fees starting at just $60 per night, it’s pretty affordable, isn’t it?

Wagging Tails N Playful Paws

Website: waggingtailsnplayfulpaws.com

Google Rating: 4.9 (105+ reviews)

Last but not least, we believe your pup’s tail will be wagging with excitement at Wagging Tails N Playful Paws.

This isn’t just doggy daycare/boarding—it’s an all-inclusive playground where your fur baby can romp and play all day with new four-legged friends.

After getting their daily dose of fresh air on outdoor walks, pups get unlimited fun through engaging activities designed to keep them active and entertained.

When they’re all tuckered out, cozy overnight accommodations with 24/7 care await, so you can travel worry-free knowing your buddy is safe, loved, and cuddled up for a peaceful slumber.

Owners score big too with budget-friendly rates starting at $70 for small dogs, plus sweet deals like 5% off a second dog, a free bath after a week’s stay, and a free swim + bath & dry after two weeks.

Add on meals ($3 each) and transportation to and fro if you need it.

The three top-rated dog boarding services we’ve highlighted above offer THE facilities, staff, and care to meet your pet’s needs. By selecting any of the abovementioned options, you can enjoy your time away knowing that your dog is in safe hands. So plan your next trip with peace of mind because your furry companion will be well taken care of until your return.

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