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Use Medisave To Overcome 11 Vaccine-Preventable Diseases

Health has long been associated with wealth. According to this age-old proverb, good health plays a vital role to reaching a prosperous life. Having poor immune system may lead to more abseentiesm at work or at school. Furthermore, you illnesses are usually accompanied by medicines and medical fees. You waste time and money when you are constantly sick.

The good news is that the Ministry of Health (MOH) has established the National Adult Immunisation Schedule (NAIS) for Singaporeans aged 18 and beyond. You are encouraged to protect yourselves against vaccine-preventable diseases under the NAIS. In the beginning of next month (November 1, 2017), you will be allowed to use your Medisave to acquire recommended vaccinations for the specific population groups that you belong to.

To reduce confusion, I am highlighting that Medisave is different from MediShield. Medisave is the national medical savings account that Singaporeans need to fulfill to cover future medical needs. Individuals or your employers need to regularly contribute as long as you are employed. On the other hand, MediShield is a low-cost medical insurance scheme aimed to pay for larger hospitalization bills.

Now that you are enlightened about Medisave, I must eagerly note that this vaccination scheme is highly encouraged. However, it is not mandated! You are free to discuss your vaccination needs with your trusted physician. You do not want to be allergic to the ingredients of a particular vaccine (e.g., the latest Influenza shot I took was not suitable to individuals who are allergic to egg)! That will only make matters worse.

If you wish to use your Medisave, you must ask your healthcare provider prior to the vaccination. You will be able to use up to S$400 at public healthcare institutions, Medisave-accredited GPs, and private hospitals. The eleven diseases covered by this scheme are:

(i) Influenza;

(ii) Pneumococcal (PCV13/PPSV23);

(iii) Human Papillomavirus (HPV2/HPV4);

(iv) Tetanus, Diphtheria and Pertussis (Tdap);

(v) Measles, Mumps and Rubella (MMR);

(vi) Hepatitis B; and

(vii) Varicella.

Let us part ways with the significant words stated by the Senior Minister of State for Health – Dr. Lam Pin Min.

Image Credits: pixabay.com

“Vaccination provides a person with protection against infectious diseases, and is one of the strategies to reduce the risk of disease outbreaks in the community. While the coverage for vaccinations under the National Childhood Immunisation Programme has been high for most of the vaccines, there is low awareness of the benefits of adult vaccination for personal protection and protection of at-risk family members. With the introduction of the National Adult Immunisation Schedule (NAIS), we hope to encourage Singaporeans to take up the recommendations made in the NAIS, to protect themselves and their loved ones against the relevant infectious diseases.”

Sources: 1 & 2

Striking Stories From Singapore’s Inspiring People

Who pushes you to become a better person? Who inspires you to wake-up blissfully each morning? Who motivates you tackle the daily tasks in the workplace?

If you cannot think of legendary figures or concrete reasons to combat life’s bustling challenges, consider hearing out these striking stories.

THE BLADE RUNNER

A brave man was once quoted saying: “Every run tells a story. For every failure, there is hope within. And [for] every ending, there’s an achievement and a new beginning.”

In this case, the brave man is none other than Mr. Shariff Abdullah. He is known better as Singapore’s Blade Runner. His dedication to marathons despite running with a prosthetic blade made him earn the alias. His unwavering spirit sparked his journey to fulfill more than twenty marathons worldwide.

Just last year, the Blade Runner attracted a nationwide buzz. He conquered the Tenzing-Hillary Everest Marathon for a chosen charity and for increased awareness.

“It’s not about being the first amputee or being a champion. I’m doing this to raise awareness that someone like me with a disability can do something like this. I think it will serve as motivation to young children or anyone, that they can achieve their dreams.”

THE YOUNG STAR

As young as she is, Gelyn Ong understood the selfless act of sharing her magnificent talent. Her passion for the arts began when she was scribbling on a paper at age 4. Since then, she dived into the bold world of acrylics on canvas. She had her first solo art exhibition at age 7. What were you doing at this prime age (I was probably playing with a plastic cooking set or watching cartoons)?

Each of her utterly whimisical artworks convey a strong message about the values that she holds dearly (e.g., conservation of Mother Earth). Furthermore, two of her exhibitions raised funds for diverse charities. She once raised about S$90,000 – talk about a blossoming talent with a genuine cause.

Furthermore, her artworks were once used for and EZ-Link cards in behalf of the Make-A-Wish Foundation. You may get a good grasp of her talent by purchasing her book entitled “The Forest Fable“. Impressively, she published this book when she was 9.

THE WILLING HEART

Singapore’s largest food kitchen, the Willing Hearts, was founded by Mr. Tony Tay. This organization distributes about 3,000 meals per day with their service points spreaded across the nation. They tirelessly give away free food for the people who are in crucial need.

The biggest turning point in Mr. Tony’s life was the passing of his beloved mother. He noticed that numerous individuals paid their respect despite having no formal invitation. His mother touched their lives throughout the years. At that moment, he knew he wanted to help others.

He initially hand out bread to the migrant workers and aided about fifty citizens in Bukit Ho Swee each day. He was captivated by the gratefulness that he saw in their eyes. He never stopped his advocacy since then. The humbling thing is, he personally extends his unceasing service throughout the years. You may join his fulfilling cause by volunteering at willinghearts.org.sg.

THE HALL OF FAMER

Imagine being born with significant limits whereby the doctors warned you of the gloomy possibility that you might never be able to walk again? Others may quit right then and there, but not Ms. Laurentia Tan. She was diagnosed with Cerebral Palsy and Profound Deafness at an early age. To strengthen her muscles and spine, she took up equestrian activities (i.e., horseback riding). This form of physiotherapy turned her into a legend.

She won two bronze medals at the 2008 Beijing Paralympics and a silver medal at the 2012 London Summer Paralympics, among others. She was able to participate in dressage events that require movements synced to the music too! Isn’t she remarkable? Singapore’s authorities in sports think so!

In August 2017, she was rightfully awarded with a “Sport Hall of Fame” as an athelete who contributed to the country’s sports success. She was honored at the Singapore Sports Museum alongside Joseph Schooling and Theresa Goh.

Sources: 1, 2, & 3

4 Rental Tips For Expats In Singapore

Ring in the reality check! Singapore is a country which considers “space” as a luxury. Singaporeans do not usually keep their spare rooms open for annual guests to lounge on. More often than not, they keep these extra rooms for rental. You would be suprised to learn the amount of bedrooms that landlords can squeeze in a seemingly small condominiums.

It goes without saying that it is cheaper to rent out a single room than the entire flat. So, set a minimum bedroom requirement as well as a minimum size requirement before signing a contract. Equip yourself with rental strategies such as this.

UNDERSTAND THE DISTRICTS

What are the Singapore’s districts? Well, watching the Hunger Games series was probably the last time you have heard about a nation’s divisions. Similarly, Singapore’s districts offer distinct living experiences. You cannot get away from these categories as an expat or someone who is looking for a place to live at.

You must study the district codes initially. These codes tell you whether a rental unit is located at the core of the central region (e.g., District 10 including Tanglin Road), within the radius of the central region (e.g., District 2 including Chinatown), or outside of the central region (e.g., District 28 including Yio Chu Kang).

EMBRACE THE OUTSKIRTS

Location is one of the most important factors interplaying with the market’s property prices. Now that you have a grasp of the twenty-eight districts, you can distinguish between the “central region” and the outskirts. Rent is cheaper in areas away from the central region and the MRT (Mass Rapid Transport) stations.

The central region may not necessarily apply to your lifestyle. As Singapore is compact and accessible, odds are, you are about an hour away from the central region with public transportation. For instance, you can easily travel from the Boon Keng “heartlands” to the Orchard “central” through MRT or buses. You can even walk from one town to another (e.g., I once walked from Toa Payoh to Novena for 20 minutes).

Furthermore, the government seeks to make every town self-sustaining. Almost every neighboorhood has its own parks, shopping malls, and eateries. Ask yourself: Is a central location too overrated?

PLAN YOUR ROUTE

One cannot deny that we all have distinct personalities. If you are not a morning person and you find it difficult to allot an hour of leeway every morning for your commute then, opt for another strategy. Maximize your preparation time and lessen your transportation costs by finding an affordable place near your workplace.

As pointed above, location is an essential factor. Do a quick Google search on the possible routes you may take to get to your destination. Choosing the smartest way gets you to work on time. Being punctual is a respectable trait to have as an employee.

The humble country has a network of buses and trains. However, the vehicle interval or arrival time of buses is more unpredictable than the trains. Taking the MRT is generally a better choice.

CONSIDER THE HDB

In the recent years, more and more foreigners have warmed to the Singapore’s public housing or HDB (Housing and Development Board). Before you completely frown upon this idea, here are some of the reasons why this is a viable option:

a. There is a significant difference between private and public rentals. HDB flats with 2 rooms start at S$1,500. While, the same space costs about S$3,000 at private condominiums.

b. HDBs are usually walking distance from town facilities and public buses.

c. Food is insanely cheaper than the ones available at the condominiums as hawker centres are typically at the ground floor of the building.

Image Credits: pixabay.com

If you are planning to stay in Singapore for a long period of time, staying at an HDB flat will allow you to absorb the local culture better.

Sources: 1, 2, & 3

Things that you need to learn as currency trader

If you want to stand in the financial market, you should be a brave person. You might be wondering what bravery has to do with trading. Of course, courage plays a vital role in trading. We will cite an example to make it more transparent if a trader hesitates to enter into a trade how he or she can trade the market? Moreover, this is a volatile market if you don’t bear the risks or if you don’t handle the risks, you cannot survive. The bottom line is you should be brave enough to trade the market successfully. The Singaporean traders are highly successful due to their braveness in trading the market. If you consider the Singaporean traders, they never hesitate to enter into a trade or they never think twice about trading the market. Facing losses is also part of trading so the trader should be able to accept it. Trading will be simple if the traders look at easily. If the traders look at the market as if it is complex then definitely it will be. The fault is in the gaze of the traders. Let us read to learn more.

Market information should be learned

You are not the only trader in the market, so the competition is high. You need to compete with other traders to become successful in the market. To become successful traders, you should learn the market information thoroughly. You should make sure to learn the market news, financial news, market changes, market movements, economic changes, etc. to trade successfully. It is evident that the news impacts the market profoundly when the market is affected it will be a significant impact on your trading career. So, as traders, you should not be neglectful regarding the market. You should be a trader who does not want to see market surprises meaning you should be attentive regarding the market changes. If you study the changes, you will not know even if the value of the currencies changes so how can you also trade? As CFD traders you should bear in mind when trading CFDs the changes in the currency value will impact a lot on your trades. You should be up-to-date with these factors to become a successful trader.

A wise trader has a bright career

A knowledgeable person will lead a successful life so likewise, a wise trader will have a brilliant career. When the trader is wise he or she will not let the market to fool so the trader will collect the details regarding the price movements. When the trader knows what the market has prepared trader can make the wisest move.

Do not waste your emotions

There are three things a person should never waste. These are food, water, and emotions. So as traders; you should not waste your feelings. The market does not mind even if you lose a win it will move according to its wish you should be intelligent to tame the market.

All the novice traders had to face an extreme level of difficulty in the early stage of their trading career. They don’t know how to deal with the market dynamics. In fact, the majority of the traders think that this market is easy to trade and thus trade with big lot size. Some even start trading with high leverage account to make a huge amount of money from a small trading account. Every single one of them blows their entire trading account within a short period. So if you want to avoid such situation then make sure that you are not taking unnecessary risk.

Learning is a continuous process for every full-time trader. You need to make sure that you are well aware of the global economic factors or else you will find yourself in a miserable condition. Read the financial news to assess the economic performance of the country.

Coolest Places For Friendly Hangouts In Singapore

Are you looking forward to spend quality time with your childhood friends or co-workers? With a budget of S$25 or less, here are some places that you may enjoy.

FOR THE FOOD ENTHUSIAST

Nothing beats a simple gathering that ignites your love for food. Taste the various flavors that Singapore hawker centres offer by hopping into different stalls. Catch up with your beloved friends while you dine at the best yet affordable eateries. Five of the most famous hawker centres include Chinatown Complex Food Centre, Old Airport Road Food Centre, Maxwell Road Hawker Centre, Tiong Bahru Market Hawker Centre, and Chomp Chomp Food Centre.

FOR THE FEED-CONSCIOUS

Embrace the seemingly crucial part of the modern age by delighting your “Instagram model” friend with a visit to Haji Lane. You can expect to take vibrant photos as you are backed by graffiti walls and vintage boutiques. Immerse yourself with the eccentricity of the place as you go window-shopping with your friend. When you are done posing and strolling, you may grab an Eisky Fabulous “smooshie” (combines slushie and smoothie in a cup) for only S$3.50.

FOR THE FIT WARRIORS

One of the most beneficial exercises for your cardiovascular system is swimming. If you and your buddies are into cultivating your physical health, showcase your strokes at the public swimming complex. Said complex is less crowded than Adventure Cove. Furthermore, the entrance is way cheaper! The entrance is about S$1.50-2.00 for adults and S$0.80-1 for children.

Image Credits: pixabay.com

Some of the top public swimming complexes include Jurong & Sengkang Swimming Complex.

FOR THE ANIMAL LOVERS

Singapore houses some of the world’s rarest turtles and tortoises in a convenient place. The Live Turtle and Tortoise Museum lets you get up-close and personal with the Matamata, Snake Headed Turtle, and Alligator Snapping Turtle among others. Admission to museum is about S$5 and you can pay an additional dollar for bucket of animal food.

FOR THE TREE-HUGGERS

Although farms are a rare sight in Singapore, there are still some of them in the concrete jungle. Tucked away from the hustle and bustle of the city is the Bollywood Veggies. Enjoy the 10-acre exploration of the floras and faunas to build appreciation about the food sources. It is a rejuvenating experience to stroll and dine at this haven on earth.

Image Credits: facebook.com/pg/BollywoodVeggies

Admission to the farm is amazingly free!

Sources: 1 & 2

Market information should be learned

A wise trader has a bright career

Do not waste your emotions

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