How to Combine Finances with Your Partner After Marriage

Congratulations on tying the knot! Now comes the real test: managing money as a TEAM. Whether you’re saving for a BTO, cutting tax bills, or just splitting date-night expenses, combining finances is key.

On that note, here are ways to make it seamless and drama-free.

DECODE EACH OTHER’S MONEY HABITS

First things first, how does your partner handle money? Maybe you’re a spreadsheet whiz, but they’ve been winging it with an “I’ll deal with it later” mindset. No judgment here!

Before you start pointing out their questionable spending habits, take a moment. What are they actually good at? Perhaps they’re great at saving or scoring insane deals. The goal isn’t to replace your system or theirs but to create one that works for both of you.

TALK ABOUT YOUR MONEY VALUES

Don’t just focus on what to spend or save, talk about why instead. What matters to both of you? Is it traveling, securing a comfortable retirement, or splurging on coffee from that atas café every weekend?

For instance, I’m all about giving back as a secretary of a non-profit foundation (yes, I know it sounds like a Hallmark card, but it’s true). When my partner found out, he was like, “Wait, we’re giving how much away?” Once we had a proper chat about our values and got on the same page, planning became much easier.

HAVE NO SECRETS AND SURPRISES

Transparency is everything. Lay it all out there: your income, debts, investments, and even that sneaky monthly subscription to a gaming app.

Have debt? Earning less than you’d like? That’s okay. What matters is honesty. The last thing you want is for your partner to find out about a hidden credit card bill. Marriage is about supporting each other, not sweeping stuff under the rug.

SET UP A JOINT ACCOUNT

Sharing finances doesn’t have to be complicated. Start with your combined income and work your way down through expenses. Keep it realistic, and remember that your money should work for you, not stress you out.

Image Credits: unsplash.com

Think of it as a team project (but less annoying than group work in Uni). For example, in our household, we split the bills and stash some cash in a joint savings account. Having that structure has been a game-changer for hitting our goals, like saving for a big trip or investing in that dream flat.

PLAN FOR THE FUTURE TOGETHER

Now that the basics are sorted, it’s time to think long-term. Review your health, life, and home insurance policies, and make sure they reflect your new life as a couple. Have elderly parents to support? Factor that in too.

Financial security is about building a future you both want. With open communication and teamwork, you’ll be ready to handle whatever life throws at you, whether it’s unexpected hospital bills or sudden home repairs.

KEEP IT FLEXIBLE

Managing money doesn’t have to feel like boot camp. Make it a regular thing: grab kopi, whip out your budgeting app, and review your goals. Celebrate your wins, no matter how small, like sticking to a grocery budget or paying off a small debt.

Ultimately, it’s not about being perfect but about being partners. With a little give-and-take (and maybe some bubble tea or artisan coffee as a reward), you can ace this whole money-managing thing.

Image Credits: unsplash.com

Here’s to happily ever after… financially and otherwise!

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5 Game-Changing Ways to Boost Your Income in 2025

Ready to boost your bank account and live your best life this 2025?

Whether you’re a Gen Z go-getter or a Millennial hustling hard, these tips will help you maximize your earning potential while keeping it fun and sustainable. Let’s get that cash flow moving!

TRY FREELANCING

Freelancing isn’t just a buzzword; it’s a legit money-maker! Many Gen Zs and Millennials report hitting profit after just three months of consistent hustling. Platforms like Fiverr, Singapore Freelance Zone, and Upwork make it super easy to kickstart your freelance journey.

But here’s the tea: freelancing isn’t always as effortless as it seems. Stay persistent, learn from every experience, and watch your income grow. Remember, it’s all about consistency and confidence.

VALUE EXPERIENCES OVER THINGS

Here’s the truth: the thrill of material stuff fades fast. That trendy outfit? Forgotten in a year. The random gadgets on your desk? Collecting dust. Instead, shift your focus to what truly matters: experiences and investments that enrich your life.

Declutter your life by skipping the impulse buys and focusing on what brings long-term value. By cutting out unnecessary purchases, you’ll save more and trust us when we say that you won’t miss the clutter!

SHOP SMARTER

Here’s a life hack! Before buying anything, ask yourself these questions:

a. Do I really need this?
b. How often will I use it?
c. Can I rent or borrow instead?
d. Do I even have space for it?

Image Credits: unsplash.com

Taking the time to evaluate your purchases helps you cut back on wasteful spending and that saved cash can be invested in your dreams. Be intentional, and watch your wallet thank you!

BUILD PASSIVE INCOME

Want to earn while you sleep? Welcome to the world of passive income! From real estate to stocks, or even selling your stunning photography online, the possibilities are endless.

And don’t stop there! Consider renting out items you already own, like cameras, tools, or even extra space. Passive income is the gift that keeps on giving. Start small and let it grow. Your future self will thank you!

TURN CRAFTS INTO CASH

Got a talent for creating? Whether it’s handmade jewelry, colognes, or custom art, your unique skills can bring in serious cash. Platforms like Carousell and Facebook Marketplace make it simple to showcase your creations and connect with buyers who love one-of-a-kind finds.

Image Credits: unsplash.com

Set up shop in a spare room or studio space and turn your hobby into a thriving business. Bonus: you’ll love doing what you’re passionate about while getting paid for it.

Sources: 1 & 2

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5 slimming teas from $16.80 to help you regain that figure for CNY 2025

a cup of tea

“哇!你发福啊?”

That’s one of the many common phrases we hear during CNY, isn’t it?

While we recommend exercising to lose weight healthily, some of us may need a little extra boost to shed those kgs off with CNY about 2 weeks away.

So here are some slimming tea picks from us from $16.80.

喝出好轻盈|Slimming Herbal Tea

Slimming Herbal Tea

Price: from $16.80

Say 再见 (goodbye) to stubborn fat and bloating with this traditional Chinese herbal tea blend, a ticket to a lighter you.

A symphony of ingredients like cassia seeds, tangerine peels, and licorice root work together to enhance digestion, reduce fat absorption, and relieve constipation.

This tea will help flush the excess while boosting your metabolism.

Just a warning: this brew means business so those with low blood pressure or in delicate conditions should refrain (pregnant, etc).

AVALON™Slimming Health Green Tea 20 Tea Bags

Slimming Health Green Tea 20 Tea Bags

Promo Price: $17.16

Looking to slim down without slowing down?

AVALON’s fat-burning green tea is a multitasker’s weight loss companion.

Packed with 9 natural ingredients like green tea, lotus leaf, and hawthorn fruit, this blend helps rev your metabolism while preventing those carbs and sugars from being stored as fat.

But that’s just the start because it also promotes healthy bowel movements to flush out bloat while increasing your ability to break down existing fat stores.

Its convenient one-(or two)-a-day tea bag fits even the most hectic schedule.

Sip your way to a slimmer you with this fat-blasting brew for CNY this year.

SHAPE-TEA Slimming Tea – Detox & Shape in Style

SHAPE-TEA Slimming Tea

Promo Price: $17.94

Forget diet pills and detox drinks because this all-natural slimming tea is your ally for looking amazing.

Each tea bag contains a blended bouquet of chrysanthemum, senna, and garcinia cambogia—herbal all-stars that have been celebrated for centuries for their effective weight loss and detox powers.

But don’t mistake its natural roots for bland flavor; this brew is mildly sweet with notes of honey.

Formulated in the USA.

21st Century Herbal Slimming Tea – Honey Lemon 48’s

21st Century Herbal Slimming Tea - Honey Lemon

Price: $28.50

This herbal tea blend is your dieting sidekick, offering a refreshing route to better health.

The rich honey lemon flavor begs to be savored, hot or iced, after every meal.

It contains garcinia cambogia which helps burn fat and keeps cravings at bay, while gymnema sylvestre blocks the absorption of sugar.

Together, these herbal heroes make staying on track feels like a (guilt-free) treat.

Cozy up to a steaming mugful morning or night (it’s caffeine-free, btw).

Mskinny Osmanthus Oolong Slim Tea

Mskinny Osmanthus Oolong Slim Tea

Price: from $67

Last but not least, we have this slimming blend that melds the best of Eastern and Western traditions for an effective weight loss solution.

The oolong tea base boosts your metabolism while osmanthus blossoms calm the mind.

African mango seeds naturally suppress appetite and block fat absorption; silk protein amps up the beauty benefits.

It also contains detoxifying lotus and hawthorn, keeping digestion buzzing to prevent bloating.

Each sip summons the powers of botanicals to help melt stubborn pounds and curb cravings.

Editor’s note: Do exercise due diligence and consult your doctor for individual suitability / professional advice.

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Get a Red Packet with REAL Cash worth up to $8,888 from now till 26 Jan 25

All eligible customers will get an additional bonus Red Packet (worth up to $8,888)

Start your year with a wealth of rewards! SingSaver is making Lunar New Year extra special with a promotion that’s truly worth celebrating. From now until 26 January 2025, apply for selected products through SingSaver and receive a FREE Mystery Red Packet containing REAL cash prizes worth up to $8,888 on top of exclusive welcome gifts! Both rewards are stackable!

🎁 Here’s What You Can Get:

1. Exclusive Welcome Gifts – Choose from one of the incredible rewards such as:

  • Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499)
  • Dyson Supersonic (worth S$649)
  • AirPods 4 with Active Noise Cancellation (worth S$249)
  • Sony Vlog Camera ZV-1F (worth S$769)
    …and more!

2. Sure-Win Mystery Red Packet – Open your packet between 27 Jan 2025 and 12 Feb 2025 to reveal a surprise cash prize, with values randomly distributed up to a grand $8,888!

Why Trust SingSaver?

SS CNY logo

  • SingSaver’s expert team analyses and compares over 350 financial products from more than 60 trusted financial institutions, spanning 42 categories including credit cards, loans, investments, and insurance. Learn how we monetise here.
  • Every month, over 2 million users visit SingSaver and Seedly, with more than 100,000 users applying for financial and insurance products through our platform. Explore our latest promotions here.
  • As a leading personal finance comparison platform in the Asia-Pacific region, SingSaver is part of a company publicly listed on the NASDAQ Stock Exchange (NASDAQ: MNY).

Check out their 4 & 5 ⭐ reviews on Google:

Choose From Any Of The Following Credit Cards

Citi PremierMiles Card

Earn your miles faster with one of the best cards for your travel needs. The Citi PremierMiles Card lets you redeem from the widest range of airlines, where 1 Citi Mile = 1 Mile, with KrisFlyer, Asia Miles, Qantas, Qatar, Flying Blue, and more.  With no caps on miles earned, redeem your miles for flights, hotels and merchandises.

  1. Earn 1.2 miles for every S$1 spent on all your eligible purchases with your Card
  2. Earn 2 miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases
  3. Complimentary access to over 1,300 airport VIP lounges twice per calendar year with Personalised Priority Pass membership card. Priority Pass membership is on application basis and reserved for Principal cardholders only.

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690), or 20K Max Miles, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Citi Cash Back Card

Keep this card in your wallet. The Citi Cash Back Card is one of the best cash back card in the market, offering a whopping 8% cash back on your Groceries and Petrol, and 6% on dining, daily, worldwide. Subject to cash back cap of S$80 across all retail spend per statement month with a min. spend of S$800 per statement month.

Imagine this: every $800 spends get you $80 cash back in a month.That works out to be almost a thousand dollar of cash savings in a year!

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Hinomi H1 Classic V3 Ergonomic Office Chair (With Headrest) (worth S$659), or 50,000 Yuu Points, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Citi Rewards Card

The Citi Rewards Card is a must-have card for those who always shop online using credit cards. Imagine earning 10X Rewards^ (4 Miles) for every S$1 spent online each time you shop.

  • Enjoy 10X Rewards^ (4 Miles) on online and retail purchases at Lazada, Qoo10, TANGS and more.
  • Earn 10X Rewards* (4 Miles) on rides with Grab, ComfortDelGro, Gojek and more
  • Earn 10X Rewards^ (4 Miles) on online food delivery
  • Earn 10X Rewards^ (4 Miles) on online groceries

Earn 1X Reward on all other spend.

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Hinomi H1 Classic V3 Ergonomic Office Chair (With Headrest) (worth S$659), or 50,000 Yuu Points, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Citi Cash Back+ Mastercard® 

Not to be confused with the Cash Back Card, the Citi Cash Back+ Mastercard® is a new product launched by Citibank this year which offers a competitive 1.6% cashback on all spend categories with no cap and no minimum spend. In other words, you can accumulate as much cashback as you want each time you swipe you card. It does not expires and you can redeem it instantly on-the-go with Citi Pay with Points or for cash rebate via SMS.

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Hinomi H1 Classic V3 Ergonomic Office Chair (With Headrest) (worth S$659), or 50,000 Yuu Points, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Citi Prestige Card

Citi Prestige Card is a premium credit card that offers benefits such as travel, dining and lifestyle privileges. Being a Citi Prestige Cardmember means you get access to offers handpicked for you to ensure you get the most unforgettable experiences.

  • Earn 3.25 Citi Dollars (or 1.3 miles) per S$1 local spend and 5 Citi Dollars (or 2 miles) per $1 overseas spend.
  • Enjoy unlimited complimentary access to over hundreds of VIP airport lounges for primary cardmembers and one accompanying guest. One complimentary night at any hotel of your choice with a booking of at least 4 consecutive night stay.
  • Enjoy six complimentary golf games at highly celebrated golf courses in Singapore, Malaysia, Indonesia and China
  • Savour an enchanting Four Hands collaboration presented by Citi Gourmet Pleasures
  • From travel and entertainment to day-to-day tasks such as organising a delivery, the global Citi Prestige Concierge team is there to support your lifestyle at home and abroad
  • Choose to travel in comfort to or from Changi International Airport, with complimentary one-way airport limousine transfers: Enjoy 2 complimentary rides per quarter with a minimum spend of S$12,000 within the same quarter.
  • Enjoy peace-of-mind when you travel abroad with their complimentary insurance

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690), or 20K Max Miles, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Citi SMRT Card [NEW]

Apply Now

Unlock the power of savings with the CITI SMRT Card! Enjoy an incredible 5%* savings every time you shop at supermarkets, grocery stores, or online, and even on your daily taxi and public transport rides island-wide. Plus, earn 0.3% savings on all other retail spend. The best part? You can easily redeem your SMRT$ for cash rebates or shopping vouchers, maximizing the value of every dollar you spend. Upsize your savings and make every purchase count with the CITI SMRT Card!

*Terms and conditions apply.

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Dyson Micro 1.5kg Vacuum (worth S$599), or 50,000 Yuu Points, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Citi M1 Platinum Visa Card [NEW]

Apply Now

Maximize your savings and enjoy exclusive perks with the Citi M1 Platinum Visa Card! Earn up to 10% Citi M1 Rebate on your M1 recurring bills and 0.3% Citi M1 Rebate on all retail transactions^—with no expiration on your rebates. Plus, enjoy 10% off device accessories and earn up to 1% Citi M1 Rebate when you shop at M1 Stores. Stay connected worry-free with complimentary SIM card replacement for lost or damaged cards, and save more with waived activation fees for Data Passport and M1 Value-Added Services. Experience unmatched value and convenience with the Citi M1 Platinum Visa Card!

Welcome gift: Receive an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$499), or Dyson Supersonic (worth S$649), or Dyson Micro 1.5kg Vacuum (worth S$599), or 50,000 Yuu Points, or S$378 Cash

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval

Standard Chartered Simply Cash Credit Card

Apply Now

Elevate your financial journey with the Standard Chartered Simply Cash Credit Card, a gateway to a world of exciting possibilities and unbeatable rewards. Imagine earning a generous 1.5% cashback on all your expenditures, transforming your everyday transactions into a treasure trove of savings. But the benefits don’t stop there – this card is designed to revolutionize the way you manage your finances. Whether it’s settling your IRAS dues, investing in education, securing insurance coverage, or managing rental payments, the Simply Cash Credit Card showers you with not just cashback, but also reward points and even bonus interest.

Welcome gift: Receive a Dyson Supersonic (worth S$649) or Xiaomi Robot Vacuum X20 UK (worth S$649) or AirPods Pro (Gen 2) with MagSafe Charging Case (worth S$349) or S$400 Lazada Voucher or S$388 Cash via PayNow

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: : New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval.

Standard Chartered Smart Credit Card

The Standard Chartered Smart Credit Card allows you to earn 6% cashback in the form of reward points on selected merchants with no min. spend required. You can also enjoy S$0 fees on annual fee and cash withdrawal with 3-month interest-free instalments with 100% cashback on service fees. Now that is the smarter way to spend and you can say goodbye to fees!

Welcome gift: Receive an AirPods 4 (with Active Noise Cancellation) (worth S$249) or 2x Apple HomePods mini Bundle (worth S$280.50) or S$208 Cash via PayNow

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval.

Standard Chartered Rewards+ Credit Card

Apply Now

Up your rewards game with the Standard Chartered Rewards+ Credit Card, your passport to exceptional benefits. Earn up to 10x rewards points on foreign currency for overseas retail, dining, and travel adventures, and enjoy up to 5x rewards points on dining transactions in SGD, adding a new dimension to your dining experiences. Plus, the perks kick in from the get-go with S$200 cashback upon spending S$388 within 30 days of card approval, setting the stage for a rewarding journey. Terms and conditions apply, so seize the opportunity to unlock a world of enhanced rewards and privileges.

Welcome gift: Receive an AirPods 4 (with Active Noise Cancellation) (worth S$249) or 2x Apple HomePods mini Bundle (worth S$280.50) or S$208 Cash via PayNow

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval.

Standard Chartered Journey Credit Card (Fee Waiver)

Apply Now

Experience the extraordinary with the Standard Chartered Journey Credit Card, where every purchase becomes a gateway to your dream vacation. Earn 3 miles per S$1 for selected bonus categories, 2 miles per S$1 for overseas spending, and 1.2 miles per S$1 for local expenses, accelerating your rewards like never before. Revel in exclusive travel benefits, from 3 miles per $1 on online transactions to non-expiring rewards points that kick in from your very first dollar spent. Indulge in 2 complimentary Priority Pass lounge visits annually and travel with peace of mind through up to S$500,000 in coverage. Embrace a world of travel and rewards beyond the ordinary – your journey starts here.

Welcome gift: Get a Samsonite Straren Spinner 67/24 (worth S$600) or 12K Max Miles or S$200 Lazada Voucher or S$188 Cash via PayNow

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend a minimum S$500 within 30 days of card approval.

HSBC Live+ Credit Card

 

Unlock a world of rewards with the HSBC Live+ Credit Card. Get up to 8% cashback on the things you love—whether you’re dining out, indulging in some retail therapy, or enjoying your favorite movies and shows. From delicious meals at restaurants across Asia to exclusive shopping deals and entertainment offers, you’ll earn cashback on every purchase. Plus, enjoy additional perks like up to 17% fuel savings and 1-for-1 deals worldwide through the ENTERTAINER with HSBC app. With the HSBC Live+ Credit Card, life’s little pleasures just got more rewarding. Learn more and start earning cashback today!

Welcome gift: Get a Sony Vlog Camera ZV-1F (worth S$769) or Dyson Supersonic (worth S$649) or Apple iPad 10th Gen 10.9 WiFi 64GB (worth S$499) or S$198 Cash + S$150 eCapitaVoucher (worth S$348)

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend min. $500 by end of the following calendar month from the card account opening date. All applicants must provide marketing consent.

HSBC Revolution Card

Apply Now

HSBC Revolution Card is a rewards credit card ideal for savvy online shoppers. It allows you to earn up to 10X Points on online purchases or the usage of contactless payment like Visa PayWave and Apple Pay. Alternatively you can choose miles as your reward, with 4 miles for every dollar spent ($1 = 4 miles). Benefits of the HSBC Revolution card include no annual fees, travel insurance, no required minimum spend and more.

Welcome gift: Get a Dyson Supersonic (worth S$649) or Apple iPad 10th Gen 10.9 WiFi 64GB (worth S$499) or S$198 Cash + S$150 eCapitaVoucher (worth S$348) or S$370 Trip.com Voucher

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: Activate and spend min. S$500 for 30-day periods following card approval

HSBC TravelOne Credit Card

Apply Now

The HSBC TravelOne Credit Card opens up a world of elevated travel with its incredible features. This card stands out as the first HSBC credit card to offer instant redemptions with a wide array of airline and hotel partners, all accessible through your mobile app, providing unprecedented convenience. Additionally, you can earn up to 2.4 miles (6X Reward points) for every dollar spent, accelerating your journey towards your travel dreams. The card further enhances your travel experience with complimentary travel insurance coverage, including protection against COVID-19, airport lounge visits, and more. Moreover, its flexibility shines through with the option to split purchases across various tenors to suit your individual needs through HSBC Instalment Plans, ensuring that your travel experiences are tailored to your preferences.

Welcome gift: Get a Dyson Supersonic (worth S$649) or Apple iPad 10th Gen 10.9 WiFi 64GB (worth S$499) or S$198 Cash + S$150 eCapitaVoucher (worth S$348) or S$370 Trip.com Voucher

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend min. $500 by end of the following calendar month from the card account opening date. All applicants must provide marketing consent and pay the annual fee of SGD196.20 (inclusive of GST)

HSBC Advance Credit Card

Apply Now

The HSBC Advance Credit Card is a cashback credit card designed to help you save as you spend with up to 3.5% cashback without minimum spend. Spending less than S$2,000 monthly gets you 1.5% cashback while spending more than S$2,000 will get you 2.5% cashback. The maximum cashback you can earn per month is capped at S$70.

The extra 1% cashback can be earned when the HSBC Advance Cardholder also has an HSBC Everyday Global Account that fulfills S$2,000 of monthly deposit AND charges 5 qualifying Credit Card transactions.

Welcome gift: Get a Sony Vlog Camera ZV-1F (worth S$769) or Dyson Supersonic (worth S$649) or Apple iPad 10th Gen 10.9 WiFi 64GB (worth S$499) or S$198 Cash + S$150 eCapitaVoucher (worth S$348)

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers to activate and spend min. $500 by end of the following calendar month from the card account opening date. All applicants must provide marketing consent.

Maybank Family & Friends Card

Apply Now

The Maybank Family & Friends Card offers the ultimate freedom of choice, tailored just #ForYou. With this card, you have the flexibility to pick and choose cashback categories that align perfectly with your lifestyle, all while relishing an impressive 8% cashback rate – one of the most competitive in town! This versatile card allows you to earn 8% cashback not only in your local area but globally as well, encompassing your five preferred cashback categories from a diverse list of ten options. These categories span the spectrum, from Groceries and Dining & Food Delivery to Transport, Data Communication & Online TV Streaming, Retail & Pets, Online Fashion, Entertainment, Pharmacy, Sports & Sports Apparels, and Beauty & Wellness, making it an ideal choice for those who value personalization and rewards tailored to their individual preferences.

Welcome gift: Receive a Samsonite ENOW 69/25(worth S$570) or S$200 cashback

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: New-to-bank customers.

Maybank Platinum Visa Card

Apply Now

The Maybank Platinum Visa Card is your ultimate lifestyle companion, offering a seamless way to earn cashback on both local and foreign currency expenditures. With up to 3.33% cashback on all your spending, it’s a hassle-free way to save while you spend. The card’s simplicity is further accentuated by a straightforward cashback scheme – just ensure you spend a minimum of S$300 every month for each quarter, and you can enjoy cashback rewards of up to S$200. Beyond cashback, the card also delivers exceptional value at the pump with an impressive 20.05% fuel discount at Caltex stations when you link your Diamond Sky Fuel Card to your Maybank Platinum Visa Card. With its dual focus on cashback and fuel savings, this card is designed to make your spending more rewarding and efficient.

Welcome gift: Receive a Samsonite ENOW 69/25(worth S$570) or S$200 cashback

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: –

Maybank FC Barcelona Visa Signature Card

Apply Now

The Maybank FC Barcelona Visa Signature Card is a true delight for football enthusiasts and savvy shoppers alike. With an impressive 1.6% unlimited cashback on all purchases within Singapore, it eliminates the need for minimum spending requirements, making it a practical choice for everyday expenses. The card also packs a punch when it comes to international spending, offering 2X TREATS Points for every S$5 spent in foreign currencies. What sets this card apart, besides its financial perks, is the exciting opportunity it presents – cardholders have a chance to win a trip for two to witness FC Barcelona LIVE every football season, an experience that’s sure to be cherished by any football fan. Additionally, the card grants a generous 5% discount at the FCBotiga official store in Camp Nou, making it a valuable asset for supporters of the club. Whether you’re a football fanatic or just looking for a rewarding credit card, the Maybank FC Barcelona Visa Signature Card has something special to offer.

Welcome gift: Receive a Samsonite ENOW 69/25(worth S$570) or S$200 cashback

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: –

Maybank World MasterCard

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The Maybank World MasterCard is the epitome of sophistication, catering to those who appreciate a luxurious lifestyle. This elite card not only allows you to play golf and travel in style but also supercharges your journey by helping you earn air miles up to 10 times faster with each purchase. By offering an impressive 10X TREATS Points, equivalent to 4 air miles, at selected merchants, it transforms your everyday spending into a means to elevate your travel experiences. Whether you’re a frequent flyer or simply seeking the finer things in life, the Maybank World MasterCard paves the way for a world of exclusive benefits and privileges.

Welcome gift: Receive a Samsonite ENOW 69/25(worth S$570) or S$200 cashback

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: –

Maybank Manchester United World Platinum Visa Credit Card

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The Maybank Manchester United Platinum Visa Credit Card is a dream come true for passionate Manchester United fans, offering a unique way to share in the club’s victories. With this card, you can revel in up to 3% cashback and 5X TREATS Points on all transactions when Manchester United secures a Premier League win, making every win a double victory for you. As a dedicated fan, you’ll also have the opportunity to win a trip for two to witness Manchester United LIVE, turning your devotion into an unforgettable experience. This card not only unites you with fellow fans but also provides practical benefits, such as 1% unlimited cashback, no minimum spending requirements, and no cashback cap. It’s the perfect card for true enthusiasts, offering exclusive privileges and rewards that align perfectly with your passion for the club.

Welcome gift: Receive a Samsonite ENOW 69/25(worth S$570) or S$200 cashback

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: –

Maybank Horizon Visa Signature Card

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The Maybank Horizon Visa Signature Card is the ultimate companion for those with a passion for travel and dining. With this card, your dreams of exploring far-flung destinations become a reality as it offers up to 3.2 Air Miles on dining, transportation, and more, making it one of the top choices for air miles and dining enthusiasts. The rewards are remarkably straightforward – you can earn up to 3.2 air miles (equivalent to 8X TREATS Points) or 2 air miles (5X TREATS Points) with a minimum monthly spending of just $300 on your Maybank Horizon Visa Signature Card. With these exceptional benefits, you’ll find yourself jetting off to your dream destinations faster than ever before, while savoring delectable dining experiences along the way.

Welcome gift: Welcome gift: Receive a Samsonite ENOW 69/25(worth S$570) or S$200 cashback

Bonus CNY gift: Receive a Mystery Red Packet worth up to $8,888 Cash – Red Packet will contain a random amount between S$8 to S$8,888 (to be distributed via PayNow)

Requirements: –


How to redeem your Welcome Gifts + Red Packets:

  1. Apply for Eligible Products
    Apply or Purchase any participating products, from 8 Jan 0900 HRS to 26 Jan 2025 2359 HRS, through SingSaver.
  2. Submit the Rewards Form
    Complete the Rewards Redemption Form sent to your registered email within 14 days or before the campaign ends, whichever is earlier.
  3. Receive your Rewards and Red Packets! Head to your Red Packet Tracker to see all the Red Packets you’ve earned. Open your red packets during Chinese New Year, between 27 Jan to 12 Feb 2025, to see the exciting rewards you can get on top of existing SingSaver rewards!

You can click here to check the rewards redemption status.

For redemption follow-ups and enquiries, drop an email with your details to [email protected]

 

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‘My Melody & Kuromi’ Stop-Motion Animation Premieres on Netflix in July 2025

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Get ready to step into the whimsical world of Mariland as Netflix unveils its latest Japanese series, My Melody & Kuromi. This stop-motion animation, set to debut in July, brings the beloved Sanrio characters My Melody and Kuromi to life in a way you’ve never seen before.

Directed by Tomoki Misato, the creative genius behind Pui Pui Molcar, this series marks Toruku and WIT Studio’s foray into the intricate art of stop-motion animation. It’s a fitting tribute as My Melody celebrates her 50th anniversary, and Kuromi marks her 20th year as one of Sanrio’s top fan-favorite characters.

The show follows the adventures of My Melody, a cheerful and caring girl who loves baking cookies with her mother and doting on her younger brother. Opposite her is Kuromi, a mischievous rival with a hidden soft side. This dynamic pairing promises heartwarming moments, thrilling escapades, and a whole lot of charm.

With stunning handcrafted visuals and a story steeped in Sanrio nostalgia, My Melody & Kuromi promises to captivate audiences of all ages. Whether you’ve been a fan since My Melody’s debut in 1975 or Kuromi’s entrance in 2005, this series invites you to rediscover their world with fresh eyes.

Mark your calendars for July, and get ready to be enchanted by the adventures of My Melody and Kuromi as they bring their magical world to Netflix. Don’t miss this stop-motion masterpiece that promises to deliver thrills, laughs, and heartwarming moments for fans old and new.

Stay tuned for more updates and sneak peeks as we count down to this much-anticipated debut!

For more details, click here.

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