Pope Francis’ Historic Visit to S’pore Comes to a Close

Arriving from Timor-Leste, Pope Francis marked the final leg of his 12-day Asia-Pacific tour with a visit to Singapore. At 87, the Pope continues to defy concerns about his health as he travels from the remote jungles of Papua New Guinea to Jakarta’s grand mosque. Despite his reliance on a wheelchair, walking sticks, and aides, he has maintained an impressive pace as he energized crowds with impromptu call-and-response moments and braving the tropical heat for hours at a time.

Mr. Edwin Tong, Minister for Culture, Community, and Youth, welcomed the Pope and his entourage upon landing. He was presented with flowers by local schoolchildren in a warm reception. Pope Francis is only the second pope to set foot in the Lion City, following a brief five-hour layover by Pope John Paul II in 1986.

PAPAL MASS AT THE NATIONAL STADIUM

The highlight of Pope Francis’ three-day visit to Singapore (from September 11-13, 2024) was an afternoon Mass at the 55,500-seater National Stadium on September 12, held in celebration of the Feast of the Most Holy Name of Mary. Attendance at this historic event was determined through a balloting system via myCatholicSG accounts, with results announced last August 19, 2024.

Just a brief history: Singapore’s oldest surviving Catholic church, the Cathedral of the Good Shepherd, was built between 1843 and 1847. Moreover, there are approximately 395,000 Catholics in the country according to the Roman Catholic Archdiocese of Singapore. Pope Francis sees Singapore as a strategic platform to reach not only the region but also the world, highlighting its significance in his global mission.

KEY ADDRESS AT NUS

During his address to Singapore’s authorities, civil society representatives, and members of the diplomatic corps at the National University of Singapore (NUS), the Pope commended the country’s transformation from humble beginnings. He praised its “unwavering commitment” to initiatives that have fueled its rapid development, acknowledging that this success was the result of the people’s careful planning and rational decision-making.

Pope Francis paid tribute to Singapore’s first Prime Minister, Lee Kuan Yew, whose leadership laid the groundwork for the nation’s growth and modernization. He also stressed that Singapore’s achievements extend beyond economic progress, highlighting its dedication to social justice, care for the poor, and the protection of migrant workers. “These migrants contribute greatly to society and should be guaranteed a fair wage,” he added.

A recurring theme in the Pope’s message was the responsible use of technology. He urged Singaporeans to harness technological advancements to “promote understanding and solidarity,” warning against the dangers of isolating individuals in a “false and intangible reality.”

The Pope also praised Singapore’s harmonious coexistence of various ethnicities, cultures, and religions, recognizing it as a model for peaceful multicultural living. The Pope has long been advocating for environmental awareness and sustainable choices. Thus, he thanked Singapore for its commitment to environmental sustainability, expressing his hope that the nation’s future efforts would continue to reflect a spirit of inclusiveness.

A PRAYER FOR SINGAPORE

Pope Francis took time to pray for Singapore’s leaders, asking that God guide them in responding to the needs of their people. He expressed his hope that the country would continue its mission of inclusivity and harmony, for the betterment of all.

Sources:1,2, & 3

 

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6 Types of Friends That Are Bad for Your Finances

It’s human nature to compare ourselves to those around us. In theory, it seems reasonable enough, but in reality, it can be a slippery slope, especially when we’re surrounded by friends who unknowingly (or knowingly) harm our finances.

Maybe your friends are getting married and applying for their BTOs, while you’re still single, navigating the transition into a new career. You might start wondering what the “normal” timeline for life is. But here’s the catch: comparisons only work if you’re using yourself as the benchmark.

You see, even if you were raised to mind your own financial business, that doesn’t mean all your friends or acquaintances follow the same rules. This is why self-awareness is crucial. By identifying which friends might be messing with your financial stability, you can better neutralize their impact on your wallet.

#1: THE ENABLER

The Enabler is that friend who points out how hard you’ve been working and tells you, “You deserve nice things!” and even if those nice things are way beyond your means. Their intentions are sweet and they just want you to feel special because they care about you. In many cases, the Enabler is someone close to you. Sometimes, though, it could even be you enabling others.

How to handle it? Carry only the amount of money you’re willing to spend when you’re with this friend. Once the cash is gone, you won’t be tempted to go beyond your budget. Furthermore, avoid activities like window shopping together as it’s a trap for overspending.

#2: THE BORROWER

We’ve all had that friend who shows up only when they need financial help. They’ll hype up your latest travel pics or drop comments on your IG stories, only to later DM you with a request for money, promising to pay you back at the end of the month. Spoiler alert! It’s rarely easy to get your money back from a Borrower.

To protect yourself, be clear about the purpose of the loan and have a structure in place, especially for larger amounts. A written agreement with terms like interest, repayment deadlines, and late fees can go a long way toward ensuring you get repaid.

#3: THE CONMAN

This friend is always up to date with the latest “get-rich-quick” schemes or “once-in-a-lifetime” investment opportunities, which are complete with vague business plans and shady multi-level marketing structures. This friend will try to convince you that this scheme is the golden ticket.

Your best move? Be direct! Tell them upfront that you’re not interested and explain that your funds are tied up in more important matters such as childcare, student loans, or HDB improvements. The key is setting firm boundaries and not getting sucked into their scheme.

#4: THE DRAMATIC

Drama seems to follow this friend wherever they go. Their life is always full of chaos, including financial disasters they refuse to address. While your instinct may be to help, friends like these often can’t be helped until they decide to help themselves. Pouring time, effort, and money into them may only result in disappointment.

Sometimes, the best way to help is by stepping back and allowing them to face their financial problems on their own terms.

#5: THE BULLY

A financial bully is that friend who makes you feel small for your financial choices. I had a friend once who would say things like, “Girl, you pick the place, since you’re the poorest among us.” It took me years, but eventually, I cut her out of my life.

Financial bullies thrive on feeling superior, but their teasing often stems from their own insecurities. They might mock your budgeting habits, yet they could be the ones struggling to pay their bills. If you find yourself in this situation, speak up! Remind your friends that sticking to a budget is part of your plan for financial stability.

#6: THE OPTIMIST

Much like the Enabler, the Optimist has a skewed view of reality when it comes to finances. They live by the motto, “You only live once! C’mon, YOLO!” which can lead to risky behaviors like spending your rent money or draining your emergency fund on a lavish vacation.

How do you manage this? Keep the conversation focused on your financial goals. By sharing concrete, achievable targets, you not only keep yourself grounded but might also inspire your optimistic friend to take a look at their own financial habits.

Image Credits: unsplash.com

By being mindful of these types of friends and their influence, you can make better choices for your financial well-being, without sacrificing your relationships.

Sources: 1 & 2

 

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Best Credit Cards for Beginners in Singapore

In a 2022 survey by the Institute of Policy Studies and Talking Point, 35% of participants admitted to spending more than they earned, with over 60% stating they used to subscribe to “buy now, pay later” (BNPL) schemes. How serious is the prevalence of these schemes? According to the Monetary Authority of Singapore, BNPL transactions reached around S$440 million in 2021. With the growing popularity of BNPL, navigating credit card ownership has become trickier, especially for younger generations.

If you’re a Gen Z, a younger millennial, or a guardian looking for the right credit card for a young adult, consider this guide to credit card recommendations and tips.

START WITH THE ELIGIBILITY

While requirements vary between financial institutions, these are the most common requirements:

a. Minimum Annual Income: typically S$30,000 for Singapore citizens/PRs or S$45,000 for foreigners
b. Minimum Age: at least 21 years old
c. Good credit history: Certain cards may require a solid credit record of several years

IDENTIFY THE RIGHT CREDIT CARD FOR YOU

Identifying the right credit card can feel overwhelming because of the variety of options in the market today. A good place to begin is by examining your lifestyle. Are you a frequent traveler or do you spend more money on groceries? After identifying the factors that matter to you the most, you can shop around and compare each credit card’s features.

On that note, here are some of the best credit cards for beginners in Singapore:

#1: FOR AVID TRAVELERS: KRISFLYER UOB CREDIT CARD

The KrisFlyer UOB Credit Card allows you to earn 3 miles per S$1 spent on Singapore Airlines, Scoot, KrisShop, and Kris+ purchases. Additionally, you can earn 3 miles per S$1 spent on dining, food delivery, online shopping, travel, and transport. For all other spending, you’ll earn 1.2 miles per S$1.

What’s more? From now until 30 Sep 2024, you can take advantage of a promotion offering up to 31,000 miles and a first-year annual fee waiver (worth S$196.20, including GST) when you spend a minimum of S$2,000 within 60 days of approval (T&Cs apply). Apply for KrisFlyer UOB Credit Card at uob.com.sg.

#2: FOR TRANSPORT AND SHOPPING REWARDS: DBS LIVE FRESH CARD

If you are looking for a credit card that rewards you for transportation and shopping, look no further than the DBS Live Fresh Card. It offers up to 6% cashback on transportation and shopping, along with 0.3% unlimited cashback on every eligible purchase. Keep in mind that a minimum spend of S$800 is required, with a cashback cap of S$70.

Best of all? There’s a promotion of S$150 cashback when you spend a minimum of S$800 within 60 days of card approval (T&Cs apply). This promotion is valid until 30 Sep 2024. Learn more about the DBS Live Fresh Card at dbs.com.sg.

#3: FOR ONLINE & IN-STORE SHOPPING: CITI REWARDS CARD

The Citi Rewards Card allows you to earn 10x points or 4 miles per S$1 on online and shopping purchases. You can also earn 1x point for all other spending. Additionally, you can redeem your points for every purchase via the Citi Mobile App. You will get S$1 with every 440 points.

If you’re interested in applying now, you can receive up to S$450 in cash rewards or 5,540 SmartPoints, plus a chance to win a Rolex Submariner Date 126610 (T&Cs apply)! Hurry, as the promo runs until 13 Sep 2024. Sign-up for Citi Rewards Card at citibank.com.sg.

READ THE ANNUAL FEES

Much like the benefits, annual fees vary across credit cards. Some cards offer no annual fees, while others may waive the fee for the first year. However, don’t automatically choose a no-fee card as you need to compare the features before deciding what suits you best.

Pro tip: Sometimes, you can get the annual fee waived simply by requesting it from your bank. It doesn’t hurt to try!

FINAL THOUGHTS

Getting your first credit card is an exciting milestone, but it also brings new responsibilities. As a newbie, it is important to do your research first before committing to a credit card application. Then, always monitor your spending and stay within your credit limit to avoid financial stress. Lastly, make sure to pay off your balance on time to build a solid credit history.

Image Credits: unsplash.com

Disclaimer: All data provided is accurate as of 10 September 2024. Promotional details are subject to change at the discretion of the respective banks. Please conduct your own due diligence when comparing credit cards and their offers before signing up, as individual lifestyles and needs may vary. Use this article as a guide only. Thank you.

Sources: 1 & 2

 

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Fun & Exciting Things to Do in Singapore This September, Under S$50

#1: A MID-AUTUMN ODYSSEY BY EU YAN SANG

Celebrate the Mid-Autumn Festival with Eu Yan Sang over delicious mooncakes, fragrant brewed tea, and more. This event takes place at two locations: Orchard Paragon on 7 September 2024 and Takashimaya on 14 September 2024, both from 2:00 PM to 5:00 PM. Tickets are priced at S$28 for Eu Rewards Members and S$48 for Non-Members.

Grab a friend or family member to join in this delightful experience, which includes mooncake and tea sampling, tea appreciation with tea master Mr. Lincoln Han (on 7 September), a TCM talk by expert Physician Eric Tan (on 14 September), a DIY Mid-Autumn lantern session, light refreshments, and goodies worth S$76.20. Sounds like a good plan? Buy your tickets here.

#2: A SUNFLOWER SOJOURN AT CHANGI AIRPORT

If you’re looking for a no-cost way to immerse yourself in artistic floral displays, head to Changi Airport for the ongoing “A Sunflower Sojourn” event, running until 30 September 2024. Admire over 5,000 sunflowers with more than 10 varieties, including the pastel pink Strawberry Blonde and red and yellow Florenza, which are found across all four terminals. Check out these displays at Terminal 1 Central Piazza (Transit),Terminal 2 Departure Hall Centre (Public), Terminal 2 Departure North Check-in Rows 3-4 (Public), Terminal 2 Departure North Check-in Rows 9-10 (Public),Terminal 3 Departure Hall Centre (Public), Terminal 3 Crystal Garden (Transit),Terminal 3 Departure North Jewel Linkway (Public), and Terminal 4 Departure Hall Centre (Public).

Image Credits: Image Credits: facebook.com/changiairport

The floral joy extends outdoors to the Hub and Spoke Cafe, where you can indulge in sunflower-infused yogurt soft serve and butter toast. While art lovers such as myself can enjoy the replica of Vincent Van Gogh’s sunflower painting in the Departure Hall of Terminal 2.

#3: SOUND BATH BY HEALING HARMONIES

Let’s put an end to your stressful daily grind by joining the Healing Harmonies’ 60-minute sound bath experience! Happening on 7 September 2024 at 10 Selegie Road, this sound bath session is priced at S$38.00 per person. A sound bath is a meditative experience where attendees are soaked in sound waves, creating a unique experience. Even if you’ve never tried it before, this could be just what you need to rediscover peace as the soothing vibrations can quiet the mind and relax the body.

Ready to be completely relaxed? Grab your general admission ticket here.

#4: ART OF THE BRICK

Are you curious to find out what Leonardo da Vinci’s Mona Lisa or Van Gogh’s Starry Night would look like if these artworks are made out of LEGO? Discover these and more at the “Art of the Brick” exhibition happening now at Singapore Expo. This globally renowned showcase features over 150 LEGO sculptures by contemporary artist Nathan Sawaya, who transforms simple LEGO bricks into intricate masterpieces.

Image Credits: facebook.com/artofthebrickexpo

Kids can spot the 6-metre-long T-Rex skeleton and unleash their creativity at the interactive play and build area. What are you waiting for? Tickets start at S$14.90 for residents and S$18.90 for tourists. Get yours here.

#5: GARDENS BY THE BAY’S MID-AUTUMN FESTIVAL LANTERNS

For a magical and free experience, visit Gardens by the Bay’s Mid-Autumn Festival! The Gardens are transformed into a mythical wonderland with picturesque paths lined with lanterns until 22 September 2024. Enjoy larger-than-life lantern displays, some inspired by iconic playgrounds, as well as Singapore’s largest-ever flower carpet. You see, this year’s festivities pay tribute to the country’s rich heritage. Expect performances, games, and street food, which can be best enjoyed with your family or friends.

Image Credits: facebook.com/gardensbythebay

#6: MOLLY’S ANNIVERSARY  STATUES POP-UP

Molly, the beloved character created by artist Kenny Wong in 2006, is celebrating her first-ever anniversary with a statues pop-up at Bugis Junction – Malay Street, Level 1. Open until 22 September 2024, this pop-up features a thematic display inspired by Molly’s Classical Retro Series collection.

Fans can enjoy a walkthrough of Molly’s archival collections for free and shop for exclusive merchandise such as scented candles, blind boxes, fridge magnets, and a limited edition first-anniversary statue. Oh, a friendly reminder! Don’t miss the chance to snap a photo with the life-sized Molly sculptures before you leave. And if you’re willing to spend more than the budget, a minimum purchase gives you the chance to participate in creating your own Silk-Screen printed tote bag* (*Terms and Conditions apply, with limited stocks and selected date and timeslots only).

Image Credits: facebook.com/popmartsg

Create wonderful memories with these budget-friendly activities this September!

Sources: 1,2, & 3

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The Magnetic Appeal of Labubu, Sonny Angel, & Bag Charms

Whether you’re a Gen Z trendsetter, a millennial fashionista, or simply someone who loves to accessorize, the bag charm craze has something for everyone. Bag charms have become more than just fun trinkets as they’re now essential fashion statements that let us express our unique personalities.

High-end brands like Miu Miu have caught on to the bag charm craze, infusing a touch of humor and whimsy into their designs. Miu Miu’s leather flowers, key tricks, and mini pouches may come with a hefty price tag (from S$605), but they add a dash of personality to one’s bag. And then there’s Sonny Angel and Labubu – two must-have collectible that’s quickly becoming a sensation across Southeast Asia.

Image Credits: miumiu.com/sg

During a recent trip to Bangkok, I couldn’t help but notice the buzz around Pop Mart’s shop. The long queue was a clear sign that Labubu dolls, those quirky little collectibles, have taken Asia by storm. Thailand, in particular, has emerged as a Labubu hotspot, with the largest stock in the region and the first-ever Labubu concept store outside China. The Thai government has even embraced Labubu’s popularity, using it as a tool to boost tourism. A life-sized Labubu mascot dressed in traditional Thai attire made rounds in Bangkok, visiting landmarks and immersing itself in the local culture.

Even Hollywood stars like Anne Hathaway and Dua Lipa, along with K-pop icon Lisa from Blackpink, have been spotted flaunting their bag charms, proving that the strength of this trend.

SONNY ANGEL

Sonny Angel, the pocket-sized dolls that first debuted in 2004, have experienced a resurgence in recent years. These tiny figures, priced between S$12.50 and S$16.50 at local retailers such as Hands and Kinokuniya Book Stores, have become highly sought after. In fact, demand is so high that some rare Sonny Angel are being sold for up to 50 times their original price on platforms like Carousell. Collectors even go the extra mile, purchasing tiny outfits and furniture from Daiso to deck out their Angels in style.

Image Credits: facebook.com/mnimehubcebu

For those looking to show off their collection, DIY keychains or clear PVC display bags are a popular choice and they’re easy on the wallet, too, with prices starting at just S$1.90 on Lazada.

LABUBU

If you’re not yet familiar with Pop Mart, now’s the time to get acquainted. Based in Beijing, Pop Mart specializes in adorable vinyl toys and blind boxes, with a growing fanbase worldwide. Among their standout characters is Labubu, the mischievous creation of artist Kasing Lung. With its pointy ears, cheeky grin, and sharp teeth, Labubu quickly captured hearts and became a must-have collectible.

Originally introduced as part of a group called “The Monsters”, inspired by Nordic fairy tales, Labubu was brought to life through an exclusive licensing deal with Pop Mart in 2019. Since then, Labubu has been released in various formats including keychains, plush toys, vinyl figures, and more.

For those looking to start or expand their Labubu collection, figurines from the Monsters Carnival series range from S$23.53 to S$52.52. Special figurines, like the Labubu Climber Figurine, can fetch up to S$129.90. But with the rise in popularity, it’s crucial to buy from reputable sellers to ensure you’re getting the real deal. The figurines can also be placed in clear PVC display bags and be attached to your bag’s chain.

What’s more? Collectible shows like the Pop Toy Show, often feature limited-edition Labubu dolls such as the Singapore-exclusive Merlion Labubu pendant, which adds an exciting element of surprise to your collection. These shows are a must-visit for anyone looking to snag exclusive pieces before they sell out.

Image Credits: facebook.com/popmartglobal

As someone who’s also excited to jump on the bag charm bandwagon, I totally get the thrill of finding that perfect charm to match one’s style. No matter if you’re drawn to the playfulness of Miu Miu’s designs, the nostalgia of Sonny Angel, or the whimsical world of Labubu, there’s no shortage of options to explore.

Happy decorating!

Sources: 1,2, & 3

 

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