Anna Agoncillo, Author at MoneyDigest.sg

6 Expert Tips to Creating a Winning CV

Your CV (or curriculum vitae) is your golden ticket to landing that dream job. Whether you’re a fresh graduate or an experienced professional, crafting a standout CV tailored to the Singapore job market can set you apart from the competition.

Here are some tips to make your application shine:

#1: HIGHLIGHT RELEVANT EXPERIENCE

Singapore recruiters often prioritize candidates whose experience aligns with the job requirements. Customize your CV by emphasizing the skills and achievements most relevant to the position.

Use bullet points to showcase key responsibilities and measurable results.

#2: INCLUDE A PERSONAL SUMMARY

Start your CV with a succinct personal summary. This is your elevator pitch: 2-3 sentences highlighting your key strengths, career goals, and what makes you a perfect fit for the role.

Example: “Results-driven marketing professional with 5+ years of experience in digital strategy and brand management. Passionate about driving customer engagement and delivering data-backed campaigns.”

#3: QUANTIFY YOUR ACHIEVEMENTS

Numbers speak louder than words. Use data to back up your accomplishments—whether it’s revenue growth, project completion time, or client satisfaction rates.

Image Credits: unsplash.com

#4: TAILOR YOUR ATS COMPATIBILITY

Many Singapore companies use Applicant Tracking Systems (ATS) to screen CVs. Use simple formatting, standard fonts, and job-specific keywords to ensure your CV makes it past the initial scan. Bonus Tip: Mirror the language used in the job description to increase your chances.

#5: SHOW SKILLS AND CERTIFICATIONS

Highlight both technical skills (like software proficiency or languages) and soft skills (such as leadership or communication). If you have certifications relevant to the role like Google Analytics, PMP, or WSQ courses, list them prominently.

#6: KEEP IT CONCISE AND ERROR-FREE

Recruiters often skim through CVs in seconds. Keep your document clear, concise, and no longer than two pages. Use professional language, proofread for spelling or grammatical errors, and ensure consistent formatting. A polished, mistake-free CV reflects your attention to detail and professionalism.

Image Credits: unsplash.com

Wiggle Wiggle’s Playful Vibes Are Coming to Singapore

If you love all things cute and bursting with color, get ready South Korea’s beloved lifestyle brand, Wiggle Wiggle, is making its way to Singapore!

While wandering the vibrant streets of Myeongdong, I stumbled upon Wiggle Wiggle, instantly drawn to its playful, retro-inspired designs. With floor-to-ceiling displays of adorable accessories, funky homeware, and bold fashion pieces, it was impossible to leave empty-handed. I even snagged a pair of fun socks for my sister and she loved it!

WHAT’S IN STORE?

Wiggle Wiggle is a lifestyle haven that celebrates maximalism. Expect a riot of colors, quirky prints, and whimsical designs across their wide range of products from bags and apparel to keychains and even pimple patches. Teddy bear motifs, giant flowers, and rainbow splashes? You name it, they’ve got it.

Image Credits: facebook.com/KoreaNikePasabuy

If you’re easing into the world of bold prints, start small with their adorable pens, socks, slippers, rugs, bandages, or notebooks. Feeling adventurous? Go all out with their statement-making rain boots or oversized tote bags.

GET READY TO WIGGLE!

Spanning an impressive 2,287 sq ft, this will be the brand’s largest pop-up in Southeast Asia to date. According to an Instagram post from Feb. 27, the pop-up will run from Mar. 13 to 30 at Plaza Singapura’s Level 1 atrium.

Expect a fully immersive shopping experience, complete with interactive installations and a chance to meet the adorable Wiggle Wiggle mascot. Activities kick off daily from 10:30 AM, making it the perfect spot for a fun-filled day out. As an extra treat, the first 2,500 visitors will receive a limited-edition Wiggle Bear stick balloon. Be sure to head down early!

Image Credits: facebook.com/KoreaNikePasabuy

While details on the official store location and opening date remain under wraps, this pop-up offers an exciting sneak peek into what Wiggle Wiggle has in store for Singapore.

Source: 1 & 2

Japan’s Iconic Thrift Store 2nd Street Lands in Singapore

When I was in Japan, I couldn’t help but notice the sheer number of people buying second-hand luxury items. But here’s the thing…the items were almost like new, impeccably maintained, and often in pristine condition.

Why? Because in Japan, objects aren’t just objects. They carry a spirit, a presence. This belief stems from an age-old folklore concept called tsukumogami—the idea that objects, once they have been used for a long time, develop a soul of their own.

Japanese culture holds a deep respect for the things they own, but there’s also an understanding that energy lingers. To avoid harboring bad spirits or stagnant energy, many Japanese people refresh their surroundings by regularly replacing possessions. And instead of discarding these items, they pass them on. Hence, there’s the thriving second-hand luxury market.

Image Credits: unsplash.com

Now, Singaporeans will get to experience this firsthand. Japan’s renowned reuse shop, 2nd Street, is making its debut in Singapore at 313@Somerset by the end of April. This isn’t just any thrift store as it’s a meticulously curated collection of over 22,000 pre-loved gems straight from Japan.

Spanning 6,198 square feet, 2nd Street will take over units B1-23 to 34, replacing Pomelo, and will be open daily from 11 AM to 10 PM. Whether you’re after vintage streetwear from Levi’s, Nike, and Carhartt or designer handbags from Louis Vuitton, Hermès, and Chanel, there’s something for every fashion enthusiast and at a fraction of the original price.

With 881 outlets in Japan and nearly 1,000 stores worldwide, including in the US, Malaysia, Taiwan, Thailand, and an upcoming location in Hong Kong, 2nd Street is a testament to Japan’s cultural approach to sustainability, quality, and the soulful cycle of possessions.

Image Credits: 2ndstreet.jp

So whether you’re hunting for a rare streetwear find or a luxurious statement piece, remember: you’re not just buying an item. You’re giving it a second life and perhaps, carrying forward a little piece of its story.

Source: 1

Top Financial Fights in Marriage & How to Fix Them

Money is one of the most common sources of conflict in marriage. In fact, research consistently shows that financial disagreements are a leading cause of stress and even divorce.

From spending habits to financial control, couples often clash over how money is earned, spent, and managed. So, consider some of the biggest financial fights couples face and how to resolve them.

FIGHT #1: SAVER VS. SPENDER

Some people are natural savers, while others are wired to enjoy spending. Studies suggest that spenders and savers are often drawn to each other, creating built-in financial friction.

How to Fix It: Recognize that the issue isn’t just about money but about differing financial mindsets. Set clear spending limits, agree on major purchases in advance, and create a budget that balances both saving and spending.

FIGHT #2: POWER STRUGGLE

One partner may earn more or take control of financial decisions, leaving the other feeling powerless.

How to Fix It: Regardless of income, both partners should have financial autonomy and responsibility. Consider setting up a system where each person has a designated amount of money they can spend freely. Transparency and shared decision-making help prevent resentment.

FIGHT #3: HELPING FAMILY & FRIENDS

One partner wants to lend or give money to a loved one, but the other disagrees, especially when repayment is uncertain.

How to Fix It: Treat money given to family as a gift, not a loan. If you can’t afford to give it without expecting repayment, it’s better to say no. If money has already been lent, consider letting go of repayment expectations to maintain family harmony.

FIGHT #4: FINANCIAL SECRETS

Hiding purchases, secret credit cards, or undisclosed debts often stem from embarrassment or fear of conflict.

How to Fix It: Honesty is key. The longer financial dishonesty goes on, the worse the consequences. Establish open communication about money and agree on clear financial boundaries to prevent future deception.

IN A NUTSHELL

A solid financial plan helps prevent recurring money arguments. Start by setting shared financial goals and agreeing on a budget that reflects both partners’ priorities.

Image Credits: unsplash.com

Financial harmony isn’t about never disagreeing. With the right approach, you and your spouse can build financial stability together.

Sources: 1 & 2

Revamping 29,000 HDB Flats with $407M Upgrade

MAJOR UPGRADE FOR AGING HDB FLATS

More than 29,000 Housing and Development Board (HDB) flats will soon receive enhancements under the latest round of the Home Improvement Programme (HIP). With over S$407 million allocated for upgrading works, this initiative aims to modernize aging flats and enhance residents’ quality of life.

Announcing the expansion on Feb 16, Minister for National Development Desmond Lee shared that an additional 371 blocks will be included in the programme. Since its launch in 2007, 494,000 flats have benefited from the scheme.

Where Are the Upgrades Happening?

According to HDB, the selected flats are located in:

Bedok
Bukit Batok
Bukit Merah
Bukit Panjang
Chua Chu Kang
Hougang
Jurong West
Pasir Ris
Queenstown
Sengkang
Tampines
Toa Payoh
Woodlands

SENIOR-FRIENDLY FEATURES

Residents will have the option to install senior-friendly fittings under the Enhancement for Active Seniors (EASE) programme, which was expanded last year. These fittings include:

A. Foldable shower seats
B. Handrails at flat entrances with steps
C. Grab bars
D. Slip-resistant bathroom floor treatment

So far, 29,000 households have applied for these improvements, with Minister Lee describing the take-up rate as “very encouraging.”

COMMITMENT TO UPGRADING HOMES

The HIP primarily addresses wear and tear in older flats, ensuring they remain safe and comfortable for residents. Upgrades include:

A. Toilet and bathroom improvements
B. New entrance doors and gates
C. Replacement of refuse chute hoppers

To date, the government has invested approximately S$4 billion in the HIP as of March 31, 2024. Of the 494,000 flats selected for upgrading, nearly 381,000 have already undergone improvements.

“As our homes and estates age over time, they naturally encounter higher wear and tear,” said Minister Lee. “The government remains committed to refreshing, rejuvenating, and improving older estates and homes so that Singaporeans can continue to enjoy a high-quality living environment.”

With these continued efforts, the government reaffirms its commitment to ensuring that Singaporeans, young and old, can live in safe and well-maintained homes for generations to come.

Sources: 1 & 2

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