7 Life-Saving Tips to Stay Within Budget This Christmas
The holiday season is a time for joy, but it can also bring stress, especially when it comes to managing finances. With these seven budget-friendly tips, you can enjoy the festivities without breaking the bank.
#1: SET YOUR LIMITS
Before you start shopping, establish clear spending limits. With credit cards offering easy access to extra funds, it’s essential to avoid impulse buys. Review your bank account to determine how much you can comfortably spend without affecting your bills or essentials. To stretch your budget, cut back on non-essential daily expenses, like your regular kopi or teh at the hawker centre. Stick to cash and your set limits to stay on track.
#2: BE REALISTIC ABOUT YOUR BUDGET
It’s easy to feel pressure to match the spending habits of others, especially during the holidays. But remember, everyone’s financial situation is different. Don’t worry if your budget doesn’t allow for extravagant gifts. Reflect on the most meaningful gifts you’ve received. Often, it’s the thought that counts more than the price tag. A heartfelt, simple gesture can be just as valuable.
#3: REDUCE GIFT-GIVING
Santa has a long gift list, but you don’t need one! If your list of recipients exceeds your budget, consider scaling it back. For those outside your immediate circle, try baking festive treats like kueh or cookies instead of splurging on expensive gifts. This allows you to share the holiday spirit without straining your wallet.
#4: RESIST THE TEMPTATION OF SALES
Sales are everywhere during the holiday season, but discounts only translate to savings if you actually need the item. Resist the temptation to buy things just because they’re on sale. Whether it’s the Great Singapore Sale or limited-time promotions, if it wasn’t planned for, it’s not a bargain. Stay focused on your budget and avoid falling for flashy sales tactics.
#5: TRACK YOUR SPENDING
It’s easy to lose track of your spending during the holidays, especially with the abundance of online shopping options in Singapore. Use a money-tracking app or your bank’s mobile app to monitor your purchases in real-time. This will help you stay within your budget and prevent any financial surprises come January.
#6: CHANGE YOUR MINDSET
Before buying gifts, pause and reflect on why you give them. Are you doing it out of tradition, social pressure, or genuine excitement to share something meaningful? Understanding your motivations can help you set realistic expectations and avoid overspending on items that don’t truly capture the spirit of the season.
#7: MAKE PRICELESS HOLIDAY MEMORIES
Sometimes, the best gifts are the ones that don’t come wrapped. Consider giving experiences that everyone can cherish. Ideas include:
- Attending a Christmas service at a local church, like St. Andrew’s Cathedral or the Catholic Church of St. Teresa, to celebrate together.
- Taking a festive stroll along Orchard Road to enjoy the Christmas light displays, followed by a homemade dessert in your home.
- Gifting an annual pass to a local attraction like the Singapore Zoo or Jurong Bird Park for hours of fun at a reasonable price.
This Christmas, focus on what truly matters: joy and meaningful memories. With these practical tips, you can celebrate without the financial hangover, all while enjoying the best Singapore has to offer this season of giving. Cue the songs of the season, including Mariah Carey’s All I Want for Christmas Is You and Rosé and Bruno Mars’ APT!!!
5 Signs You’re Financially Ready to Move Out of Your Parents’ House
Moving out is a significant milestone for many young Singaporeans. While living with parents until you’re financially stable is common in Asian cultures, there comes a time when independence is the goal. But how do you know if you’re truly ready? Well, consider these five signs that you’re financially prepared to live independently in Singapore.
#1: YOU CAN AFFORD THE COSTS OF MOVING OUT
Rent will likely be your largest monthly expense. In Singapore, renting a room or flat is common for singles under 35, unless family support helps secure a private apartment. Apart from rent, consider other costs like furniture, food, transportation, and household bills. Location, size, and proximity to amenities will affect rental prices, so ensure you can comfortably manage these costs before making the leap.
HDB flats are typically more affordable but come with eligibility criteria and waiting periods. Private condominiums offer more flexibility but at a higher cost. Understanding the differences will help you make the right choice.
#2: YOU HAVE AN EMERGENCY FUND
Unexpected expenses, like medical bills or home repairs, are inevitable. Having an emergency fund, ideally three to six months’ worth of living expenses, provides financial stability during tough times. If you haven’t built your emergency fund yet, focus on saving before considering independent living.
#3: YOU CAN PAY YOUR BILLS ON TIME
Paying bills promptly is a key sign of financial stability. If you consistently meet your obligations, it shows you’re managing your finances well. Struggling to pay bills or delaying payments? You may need to improve your budgeting skills before moving out. Consider reducing non-essential spending or finding ways to increase your income.
#4: YOUR NET WORTH IS GROWING
Financial stability means having extra funds to save and invest. If you’re growing your net worth through investments in stocks, real estate, or other assets and side hustles, you’re on the right track. Even small increases in your net worth show that you’re financially responsible and ready for the added costs of independent living.
#5: YOU ARE EMOTIONALLY READY TO MOVE OUT
Moving out is not just a financial decision…it also requires emotional readiness. Independent living involves managing your own household, cooking, cleaning, and solving problems on your own. If you feel confident in your ability to handle these tasks, it’s a good sign you’re prepared for this next step in life.
IN A NUTSHELL
Living independently comes with both perks and responsibilities. Assess your new financial obligations, such as contributing to your parents’ allowance or paying for insurance, and plan your budget accordingly. Additionally, consider the emotional impact on your family dynamics. Moving out can change your relationship with your parents, so make sure you’re ready for this transition.
Take your time to plan and ensure that when you do move out, you’re doing so with confidence and security.
4 well-rated ramen restaurants in Singapore to visit because nothing beats a bowl to warm the soul
Craving for a hot bowl of ramen to warm the soul?
Look no further than this article because we’ve got the top well-rated ramen restaurants right on this list.
Enjoy the slurp! 😉
Takagi Ramen @ Woodlands
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Website: takagiramen.com
Google Rating: 4.8 (4.9K+ reviews)
Address: 6 Woodlands Square, #01-04, Singapore 737737 (Located in Woods Square Office (Tower 2))
Ramen mastery is no overnight affair and at Takagi Ramen, they’ve perfected the steps.
Dig into handcrafted hakata noodles that will turn you into an instant ramen fan.
The tonkotsu broth is simmered for over 12 hours to extract every ounce of bone richness.
Pair that depth with melt-in-your-mouth chashu and you’ve got yourself a ramen revelation.
From the classics (from $6.90) to local twists like chili crab ($14.90) and salted egg crab ($14.90), Takagi’s ramen is ready to make you a ramen addict.
The Ramen House
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Website: theramenhouse.sg
Google Rating: 4.7 (8.4K+ reviews)
Address: 6 Short St, Singapore 188213
Or consider a bowl or two at The Ramen House, a real deal with their ramen broth that simmers for a full 30 hours to achieve a rich, milky texture.
Each slurp of the steamy broth coats your tongue with layers of depth.
And those noodles are gloriously springy, never mushy.
It would be our fault not to mention their other authentic Japanese fare like sushi rolls and sashimi but let’s be real—you’re here for the ramen (priced from $12.90).
And once you’ve had a spoonful of their slow-simmered soul soup… you’re bound to be back for a second/third serving.
Hanamaruken Ramen Singapore
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Website: wixsite.com/hanamaruken
Google Rating: 4.7 (550+ reviews)
Address: 51 Bras Basah Rd, #01-07, Lazada One, Singapore 189554
From the streets of Osaka, Hanamaruken brings Singapore a taste of Japan’s soul food.
Born from a family of butchers, this ramen chain stays true to its roots with high-quality pork and tonkotsu broth simmered for over 8 hours.
The marriage of shoyu and tonkotsu flavors, a closely guarded secret blend, unlocks an explosion in every slurp.
With ramen prices starting from just $12.80 and other mains like rice bowls and sides like desserts to round up your meal, let this ramen shop treat you to a Japanese comfort food experience.
Enishi @ International Plaza
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Website: enishi-sg.com
Google Rating: 4.6 (600+ reviews)
Address: 10 Anson Rd, #02-85A International Plaza, Singapore 079903
Last but not least, allow us to introduce to you Enishi, the ramen skills you need to know behind each Michelin-worthy slurp.
Their “dandan noodles” here are no mere bowls of broth.
They’re flavor symphonies, combining dashi base with 32 balanced spices and the finest ingredients.
Crafted using kelp and dried goods favored across Japan, the dashi broth is the beating heart of the menu.
From its private 9-seat counter, Enishi at International Plaza brings the essence of Kobe ramen culture to your table.
Is your mouth watering yet? 🍜
Latest WFH internships posted from 17 to 20 December 2024
The year’s coming to an end and if you’ve yet to secure yourself with a WFH internship opportunity, you better start looking and applying.
This week we have openings in social media, communications, and more so have a look and send in your applications accordingly.
Good luck!
#1: Kūpaa – Social Media Intern
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Website: kupaa.co
Allowance / Remuneration: $600 – 800 monthly
Job Qualifications
- Currently enrolled in a local Polytechnic
- Available full-time for 6 months
- A love and proficiency for storytelling, content creation, social media, photography/videography, graphic design and trends
- Passionate and curious human being
- Experience with a camera and photo/video editing software is ideal
- Ability to handle multiple projects and meet deadlines efficiently
Key Responsibilities
- Master Content Creation: Capture and edit high-quality photos and videos for social media and website
- Explore Trends: Research and create mood boards to generate new, fresh ideas that keep ahead of trends and aligned with brand aesthetics
- Create Impactful Content: Develop engaging content for Instagram, TikTok, and YouTube, enhancing your visual communication skills
- Design Like a Pro: Design compelling, on-brand graphics
- Engage with Community: Assist in managing and growing the online community
How to apply?
View the job post here and send your CV to [email protected] to apply for this position.
#2: INKGOT! Pte. Ltd. – Social Media / Communications Intern
Website: inkgot.com
Allowance / Remuneration: $1,000 monthly
Job Qualifications
- Interest and eagerness to learn digital, field, and content marketing skills
- Excellent written and verbal communication as well as interpersonal skills
- Outstanding multitasking skills and a healthy respect for deadlines
- Commitment to high levels of client service delivery
Key Responsibilities
- Support the Client Success teams on daily client-servicing activities including responding to client queries, attending to client requests, social media issues/crisis monitoring, sentiment tracking, and strategy research
- Manage assigned client projects with direction and coaching from the Account Director/Manager
- Interface with the Creative team on client requests, ensuring deliverables are timely, on-budget, and high-quality
- Manage social media channels and editorial calendars, including daily refreshes, content curation, publishing, and reporting
- Contribute to the development of social media marketing, paid digital marketing, email marketing, and event marketing campaigns
- Contribute to marketing asset creation including PowerPoint presentations and digital marketing banners
How to apply?
View the job post here and apply for this position by submitting your text CV using InternSG and emailing it to [email protected] and [email protected].
#3: Academy Video Productions Pte Ltd – Marketing Intern
Website: academyvideo.com.sg
Allowance / Remuneration: $600 – 900 monthly
Job Qualifications
- Familiar with Social Media
- Familiar with Capcut, Canva, and similar apps
Key Responsibilities
- Content Creation with a range of Apps and Equipment
- Copywriting with AI
- Social Media Management
- Analytics and Reporting
How to apply?
View the job post here and send your resume to [email protected] or WhatsApp to +65 96852299.
#4: Birdsprees – Marketing & Sales Intern
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Website: birdsprees.com
Allowance / Remuneration: $400 – 600 (project /contract based)
Job Qualifications
- Currently pursuing a bachelor’s degree in Marketing, Business, Communications, or a related field.
- Passion for animals, especially birds; experience with birds is a bonus.
- Previous experience in marketing, sales, or social media management is a plus.
Key Responsibilities
Marketing Support:
- Develop creative, bird-friendly content for social media platforms (Instagram, TikTok, Facebook, and more).
- Plan and execute marketing campaigns, from idea generation to performance analysis.
- Collaborate on product promotions and launch strategies tailored to bird enthusiasts.
- Research market trends and competitors to identify growth opportunities.
Sales Support:
- Assist in lead generation and customer outreach to grow the Birdsprees community.
- Provide excellent customer service through email, social media, or other channels.
- Help manage sales pipelines, customer inquiries, and follow-ups.
- Explore new sales channels, such as partnerships with pet stores or bird care organizations.
Content Creation:
- Capture and edit engaging photos or videos showcasing Birdsprees products in action (bonus if you have experience with birds).
- Write blog posts, newsletters, and educational content about bird care and welfare.
Analytics and Reporting:
- Monitor campaign performance using analytics tools and suggest improvements.
- Track sales conversions and help identify successful strategies.
How to apply?
View the job post here and Send your resume and a short cover letter to [email protected] with the subject line “Sales & Marketing Intern Application – Birdsprees.” If applicable, include samples of your previous marketing work (e.g., social media posts or campaigns).
#5: EV Dance – Administrative
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Website: evdance.com.sg
Allowance / Remuneration: $800 – 1,500 monthly
Job Qualifications
- Strong organizational skills and attention to detail
- Excellent communication and interpersonal skills
- Ability to handle multiple tasks simultaneously in a fast-paced environment
- Proactive, self-motivated, and able to work independently and as part of a team
- Prior experience in administrative or operations roles is a plus
Key Responsibilities
Administrative Support:
- Handle a variety of clerical tasks, such as answering phone calls, responding to emails, and preparing documents, including office correspondence, memos, and presentation materials.
Client & Coach Coordination:
- Communicate with schools and dance coaches to discuss project expectations and goals, ensuring clear understanding and alignment.
Schedule & Meeting Management:
- Organize and manage appointments, meetings, and schedules for clients and dance coaches, ensuring timely and efficient coordination.
Project Management:
- Oversee project deadlines and progress, working closely with the team to ensure the delivery of projects on time, within budget, and to the highest standards.
Project Oversight:
- Ensure that projects are delivered according to specifications and quality expectations, making adjustments as needed to meet schools’/clients’ needs.
…and more.
How to apply?
View the job post here and apply for this position by submitting your text CV to [email protected].
Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones and you may need to report physically to the office. For more details, contact the employer directly.
10 bars/restaurants with the Han River view as its backdrop in Seoul, South Korea, to visit
Want to dine with Seoul’s Han River within sight?
We’ve scoured a list of bars/restaurants that offer you just that.
Some offer course sets which can be quite pricey if you’re on a budget; others have ala carte menus so take your pick.
And of course, enjoy the view 😉
Near Dongjak Station
녹트 | NOCT
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Opening hours:
6 pm to 12 am (Daily; closed on Sundays)
Prices: Ala carte starts from 8,000 KRW (approx. 7+ SGD)
Address: 서울 용산구 올림픽대로 2085-96 THE RIVER 2층 | Seoul, Yongsan District, Olympic-daero, 2085-96, The River (2nd Floor)
Distance: 938 m from Exit 2 of Dongjak Station
르다 | Le Da
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Opening hours:
12 pm to 10 pm (Daily; closed on Mondays)
3 pm to 6 pm (Break Time)
Prices: Lunch course starts from 95,000 KRW (approx. 89+ SGD)
Address: 서울 용산구 올림픽대로 2085-96 THE RIVER 3층 | Seoul, Yongsan District, Olympic-daero, 2085-96, The River (3rd Floor)
Distance: 942 m from Exit 2 of Dongjak Station
멜트 | Melt
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Opening hours:
7 pm to 1 am (Daily; closed on Sundays & Mondays)
Prices: Ala carte starts from 18,000 KRW (approx. 16+ SGD)
Address: 서울 용산구 올림픽대로 2085-96 THE RIVER 2.5층 | Seoul, Yongsan District, Olympic-daero, 2085-96, The River (2.5th Floor)
Distance: 948 m from Exit 2 of Dongjak Station
Near Sangsu Station
서강8경 | Seogang 8 Kyung
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Opening hours:
12 pm to 12 am (Daily)
3 pm to 5.30 pm (Break Time 1)
7.30 pm to 8 pm (Break Time 2)
Prices: Lunch course starts from 110,000 KRW (approx. 103+ SGD)
Address: 서울 마포구 토정로 128 프렌치룸레스토랑8층, 홀 다이닝바9층 | 128 Tojeong-ro, Mapo-gu, Seoul (8th & 9th Floor)
Distance: 463 m from Exit 3 of Sangsu Station
다이닝늘 홍대점 | Dining Neul (Hongdae)
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Opening hours:
11.30 am to 10.30 pm (Daily)
3 pm to 5 pm (Break Time)
Prices: Lunch set starts from 35,000 KRW (approx. 32+ SGD)
Address: 서울 마포구 토정로 136-13 6층 | 136-13 Tojeong-ro, Mapo-gu, Seoul (6th Floor)
Distance: 609 m from Exit 3 of Sangsu Station
레스토랑괴르츠 | Gortz
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Opening hours:
11.30 am to 11.30 pm (Daily)
Prices: Lunch pasta set starts from 59,000 KRW (approx. 55+ SGD)
Address: 서울 마포구 토정로 136-13 JNC빌딩 7층 | 136-13 Tojeong-ro, Mapo-gu, Seoul, JNC Building (7th Floor)
Distance: 609 m from Exit 3 of Sangsu Station
Near other stations
르포르테 | ㅣLe Forte
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Opening hours:
5 pm to 12 am (Daily; closed on Sundays)
Prices: Ala carte starts from 17,000 KRW (approx. 15+ SGD)
Address: 서울 영등포구 양평로 68 DN빌딩 12층 | 68 Yangpyeong-ro, Yeongdeungpo District, Seoul, DN Building (12th Floor)
Distance: 212 m from Exit 13 of Dangsan Station
레스토랑 아이오유 | Resturant I. O. U
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Opening hours:
11 am to 10.30 pm (Daily)
2.30 pm to 5 pm (Break Time)
Prices: Special course starts from 78,000 KRW (approx. 73+ SGD)
Address: 서울 용산구 원효로1길 16 | 16 Wonhyo-ro 1-gil, Yongsan District, Seoul
Distance: 549 m from Exit 4 of Mapo Station
블루페이지 | Blue Page Lounge
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Opening hours:
11 am to 9.30 pm (Daily)
Prices: Ala carte starts from 8,000 KRW (approx. 7+ SGD)
Address: 서울 서초구 잠원동 121-9 | 121-9 Jamwon-dong, Seocho District, Seoul
Distance: Less than a 5-minute cab ride from Jamwon Station or approx. a 16-minute walk from Jamwon Station
메종한남브이 | Maison Hannam V
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Opening hours:
6 pm to 2 am (Daily)
Prices: Ala carte starts from 8,000 KRW (approx. 7+ SGD)
Address: 서울 용산구 유엔빌리지3길 24 | 24 UN village 3-gil, Yongsan District, Seoul
Distance: Less than a 10-minute cab ride from Hangangjin Station