How to Deal with Negative Emotions About Money
Money has a way of tugging at our emotions…sometimes even breaking us down. Recently, I found myself in tears over an academic setback. I had poured a significant amount of money into my studies, only to face disappointing results at the final dissertation stage. The thought of spending even more to fix the situation felt overwhelming.
Negative emotions tied to money can easily spiral into despair, but managing these feelings is essential. Start by examining the impact of your emotions.
#1: EXAMINE THE IMPACT OF YOUR EMOTIONS
Intense emotions aren’t always bad. My initial reaction to failing or needing to revise my dissertation wasn’t “wrong.” Big emotions often mean we’re deeply invested in our lives. However, letting emotions spiral unchecked can wreak havoc on your personal and professional life. When money-related stress takes over, it can lead to:
Strained relationships
Trouble at work or school
Emotional outbursts
Reliance on unhealthy coping mechanisms
Take a moment to reflect. Are your emotions affecting your daily life? Identifying these triggers helps you turn emotions into tools for growth and motivation instead of barriers.
#2: IDENTIFY SPECIFIC NEGATIVE FEELINGS ABOUT MONEY
Our emotional connections to money often run deep, even if we don’t realize it. Start by journaling about your feelings toward debt, spending, and saving. Ask yourself:
Does your debt make you feel trapped or ashamed?
Do unplanned purchases leave you feeling guilty?
Does budgeting feel suffocating, triggering anxiety or conflict?
Unpacking these emotions can help uncover their root causes. Once you know what’s driving your feelings, you’re better equipped to change them.
#3: PRACTICE EMOTIONAL REGULATION
There’s no switch to turn off negative emotions, but you can learn to regulate them. Bottling up feelings can harm your mental and physical health, causing:
Anxiety or depression
Sleep disturbances
Chronic stress
Muscle tension and pain
Instead, aim for balance. Allow yourself to feel emotions without judgment. Acknowledge them, let them flow, and then refocus. This practice prevents overwhelm without forcing you to suppress how you feel.
#4: REPLACE NEGATIVE THOUGHTS WITH POSITIVE ONES
Once you’ve identified the negative emotions tied to money, work on replacing them with empowering ones. For instance, if debt makes you feel ashamed, strive to feel motivated instead.
Affirmations can help. Start with phrases like:
“I am in control of my finances.”
“I attract opportunities for financial growth.”
It might feel awkward at first, but over time, these affirmations can reshape your mindset and help you feel more confident about money matters.
#5: BUILD RELIABLE FINANCIAL SYSTEMS
Systems can take some of the emotional weight out of managing money. Small steps like setting up autopay for bills, automating savings, or enabling low-balance alerts can make a world of difference.
However, don’t “set and forget” your finances. Schedule a weekly check-in to calmly review your financial situation. This routine helps you stay proactive and prevents money worries from spiraling.
#6: JOIN A FINANCIAL SUPPORT GROUP
Money stress is incredibly common, yet many people avoid seeking help. Luckily, online resources make support more accessible than ever.
Consider exploring:
Financial literacy courses, like those FREE from the Institute for Financial Literacy
Budgeting communities on social media
Credit counseling services, such as CCS.org.sg
Being part of a positive, informed community can help you develop a healthier relationship with money. Remember, you’re not alone—sharing your challenges and successes makes the journey less isolating.
Dealing with negative emotions about money takes time, self-awareness, and intentional action. By reflecting on your feelings, building solid financial habits, and leaning on support systems, you can turn money from a source of stress into a tool for growth.
4 vocal/music schools to learn how to sing from because you’re seriously serious about impressing with your voice
If you’re passionate about singing and want to hone your craft, this article is for you.
For those who are serious about impressing with their voice, allow us to intro to you to a quick list of vocal/music schools where you can take your singing skills to the next level.
Let your voice shine brighter today with pros from these schools.
Real Tone Music 纯音音乐学校
Website: realtonemusicsg.com
Google Rating: 5 (190+ reviews)
Address: 195 Pearl’s Hill Terrace, #03-14, Singapore 168976
Always dreamt of fronting a pop group?
That dream can become a reality with Real Tone Music’s 4-level singing course.
Level 1 starts with the basics of pitch and breath control before Level 2 builds your repertoire of techniques like modal and falsetto singing.
Level 3 then exposes you to various singing styles while Level 4 is where you master solo and harmony vocals fit for the stage.
Enroll in $199 group classes for 4 lessons, or opt for private 1-on-1 if you need that extra personal attention and have the $$$ to spare.
Seed Music Singapore
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Website: seedmusicsingapore.com
Google Rating: 5 (80+ reviews)
Address: 195 Pearl’s Hill Terrace, #01-63/64/65, Singapore 168976
If hitting all the right notes gets you down and you’re struggling with voice strains or breath problems mid-melody, Seed Music Singapore’s got your back with an approach compromising three core components: Generator, Vibrator, and Resonator.
Through a four-step curriculum, you will learn techniques such as diaphragmatic breathing, open throat, vowel placement, and more.
Each structured class kicks off with warmups, dives into new concepts, and then guides you in applying them to your favorite pop tunes.
Seed Music builds proper technique to keep you singing louder and proud.
Trial classes are available so give them a try before you decide if you want to commit longer term.
Sing Your Way Home
Website: singyourwayhome.sg
Google Rating: 5 (80+ reviews)
Address: 200 Jln Sultan, #08-05 Textile Centre, Singapore 199018
Here’s a chance to work with one of Singapore’s leading vocal coaches via Sing Your Way Home—a rare opportunity with over a decade’s experience coaching everyone from beginners to performing artists.
You will increase your vocal range and power through tailored lessons, get past strain and vocal cracks, develop control and precision, and find your voice.
But it’s more than just technique; you will also train your ear and learn music theory to get a better understanding of music itself.
Hit those high notes with freedom, belt out your favorite tunes in any key, and sing with confidence.
Both online and offline classes are available to fit into any busy schedule.
Adeline Gan Vocal Studio
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Website: adelinegan.com
Google Rating: 5 (70+ reviews)
Address: 208 New Upper Changi Rd, Singapore 460208
Last but not least, your voice deserves world-class training from someone who’s been there, and it’s none other than Adeline Gan Vocal Studio.
With a resume boasting lead roles in musicals, TV showcases, and collaborations with gospel greats like Integrity Music and Hillsong, Adeline’s experience shines through in every lesson.
Need more proof of her prowess?
Just ask her former touring partner and celebrity student Angela Zhang (张韶涵), who Adeline coached to countless outstanding performances worldwide.
Her private lessons (starting at just $75) make pro-level singing instruction accessible to every wannabe main vocalist.
6 Magical Events to Get into the Christmas Spirit in Singapore
Christmas is a time of joy, togetherness, and sparkling celebrations. In Singapore, the festive cheer is on another level! Whether you’re here to embrace the season’s religious roots or simply soak up the twinkling lights and merry vibes, these 6 events will help you make the most of Christmas in the Lion City.
#1: DISNEY GARDEN OF WONDER
Bring your inner child to life at Gardens by the Bay, where the Disney Garden of Wonder transforms Floral Fantasy into a whimsical wonderland. From December 1, 2024, to March 31, 2025, marvel at stunning topiary and floral sculptures featuring beloved Disney and Pixar characters like Mickey Mouse, Stitch, Winnie the Pooh, and more. Don’t forget your camera as these larger-than-life creations are perfect for your holiday snaps.
Where: Floral Fantasy, Gardens by the Bay, 18 Marina Gardens Drive, Singapore 018953
Price: Tickets start at S$8 (seniors and kids) and S$12 (adults) for Singapore residents
Website: gardensbythebay.com.sg/disneygardenofwonder
#2: CHRISTMAS ON A GREAT STREET
No Christmas in Singapore is complete without a stroll down Orchard Road, dazzling with fairy lights and festive decor until January 5, 2025. Themed as a “firefly garden,” this year’s display includes twinkling fir trees and holly, alongside crowd favorites like augmented reality projections, live performances, and the festive ORBar hopping experience.
Don’t miss the Snowfall and Light Show at the Mastercard Priceless Christmas Tree, happening every night at 8 PM and 9 PM. And if you’re in town on Christmas Eve, the street party from ION Orchard to Ngee Ann City promises DJs, mascots, and festive fun.
Where: Orchard Road
Website: christmas.orchardroad.org
#3: WORLD CHRISTMAS MARKET SINGAPORE
For the first time ever, Marina Bay hosts the World Christmas Market Singapore from December 5 to 25, 2024. Shop for handmade gifts, gourmet treats, and festive decor while enjoying Christmas carols by the Singing Christmas Tree, live performances, and more. Highlights include Candy Cane Lane, a Snow Globe photo booth, and even a Christmas tree farm where you can buy fresh firs.
In the spirit of giving, the market partners with Brands for Good to bring joy to those in need.
Where: The Promontory @ Marina Bay, 11 Marina Boulevard, Singapore 018940
Website: wcm-sg.com
#4: CHRISTMAS WONDERLAND
Get ready for Singapore’s biggest Christmas celebration at Gardens by the Bay! From November 29, 2024, to January 1, 2025, Christmas Wonderland will enchant visitors with dazzling light displays, snow in the tropics, carnival rides, and festive markets. Stay tuned for more updates as Santa’s elves prepare something magical for this year.
Where: Gardens by the Bay, 18 Marina Gardens Drive, Singapore 018953
Website: christmaswonderland.sg
#5: HASBRO GAME CARNIVAL
Level up your holiday cheer at the Hasbro Game Carnival, running from November 8 to December 31, 2024, at VivoCity. With nine interactive stations featuring games like Hungry Hungry Hippos, Monopoly, and Twister, there’s fun for kids and adults alike.
While you’re there, admire the 15-meter-tall Monopoly-inspired Christmas tree, complete with snowfall shows from Tuesdays to Sundays at 7:30 PM and 8:30 PM.
Where: Outdoor Plaza, VivoCity, 1 HarbourFront Walk, Singapore 098585
Price: All games require a minimum of 5 credits to play. Credits can be purchased via Trip.com.
Website: vivocity.com.sg
#6: HARRY POTTER: VISIONS OF MAGIC
Step into the wizarding world at Resorts World Sentosa, where Harry Potter: Visions of Magic lets you explore mystical realms from November 22, 2024, onwards. Use a bespoke wand to uncover hidden magical elements as you wander through enchanting, immersive installations.
Where: Resorts World Sentosa, 8 Sentosa Gateway, Singapore 098269
Price: Tickets start at S$39 (children) and S$49 (adults)
Website: harrypottervisionsofmagic.com/sg
Whether you’re here for the lights, the magic, or the festive markets, Singapore is the place to be this holiday season!
Why GOMO’s New 5G Plans are Perfect for Travel-Ready Singaporeans This Holiday Season
As the year-end holidays approach, many of us are dusting off our suitcases, planning trips, and gearing up for the chance to finally explore without limits. But as any seasoned traveler knows, staying connected abroad without racking up massive bills is always a concern. Fortunately, GOMO by Singtel has just launched 5G plans that may offer the perfect solution, blending high-speed local data with built-in monthly roaming bundles across popular destinations.
For travel-savvy Singaporeans, GOMO’s 5G plans bring an attractive mix of affordable data, flexible options, and solid network quality. Let’s dive into why these plans could be your best travel companion this season.
Stay Connected in 5 Countries with Monthly Roaming Data
GOMO’s new 5G plans come with monthly roaming data for Malaysia, Indonesia, Thailand, Taiwan, and Australia. Whether you’re exploring street markets in Taipei or unwinding on Bali’s shores, having access to roaming data lets you stay connected without relying on local SIM cards or hopping from one Wi-Fi hotspot to another.
Here’s a quick look at what these 5G plans offer
- 300GB local + 6GB roaming – $16.30/month (U.P. $18.33/month)
- 600GB local + 8GB roaming – $20.52/month (U.P. $23.09/month)
- 1TB local + 10GB roaming – $24.13/month (U.P. $27.15/month)
As part of the ongoing 11.11 sale, customers can enjoy 11.11% off all 5G plans from now till 21 Nov 24. These plans come without any long-term contract commitment, so you can enjoy all the perks without feeling locked in—a huge plus for anyone who values flexibility.
A Data-Heavy Plan with Practical Value
For anyone who uses a lot of data at home or abroad, GOMO’s plans are ideal. The high local data limits and roaming bundles give you plenty of freedom to stream, video call, and share moments online without the stress of running out of data or facing surprise charges.
With many travel destinations back in demand, these plans seem to be arriving just in time. For instance, the 300GB + 6GB roaming plan would suit anyone planning a short getaway, while the 1TB + 10GB roaming plan is a great fit for a longer adventure. Plus, with Singtel’s network behind it, reliability is practically a given.
Simple, Affordable, and Built for the Holiday Season
For anyone who values affordable data, solid network quality, and easy international roaming, GOMO’s 5G plans offer a great balance. And with the holiday season in full swing, GOMO always has attractive offers to help you stay connected and save. Be sure to check out gomo.sg for the latest deals—whether you’re planning a trip or just looking to get the most from your mobile plan.
Ready to explore? GOMO’s 5G plans are here to keep you connected, wherever your holiday season takes you.
Latest WFH internships posted from 11 to 14 November 2024
Are you looking for a WFH internship opportunity?
This mid-November, we’ve got openings in TikTok marketing, venture capital, and more.
Take a look and share it with a friend who might benefit from this list!
#1: You Tiao Man – TikTok Marketing Intern
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Website: youtiaoman.com
Allowance / Remuneration: $900 – 1,200 monthly
Job Qualifications
- Proven track record of TikTok Content Creation with a portfolio showcasing your ability to create viral content.
- A deep understanding of TikTok’s platform, trends, challenges, and unique community culture.
- Proficiency in video editing software and creative tools to produce visually appealing and well-edited content.
- Strong visual and storytelling skills, with an eye for detail and a knack for capturing attention quickly.
- Ability to adapt to a fast-paced environment, juggle multiple projects, and meet tight deadlines without compromising quality.
- Excellent communication skills, both in collaborating with team members and engaging with the TikTok audience.
Key Responsibilities
- Conceptualize and create engaging and original short-form video content for TikTok that aligns with the brand’s voice and objectives.
- Stay ahead of TikTok trends, challenges, and cultural moments to implement relevant and timely content into the social strategy.
- Collaborate closely with our marketing team to understand campaign goals and messaging, translating them into visual narratives.
- Execute end-to-end video production, including filming, editing, sound design, and visual effects, to deliver polished and high-quality content.
- Experiment with different video styles, techniques, and formats to keep content fresh and appealing to diverse audiences.
- Engage with TikTok followers and monitor comments and trends to foster a sense of community and drive meaningful interactions.
- Analyse video performance metrics, and insights, and adapt content strategies to drive engagement and growth.
How to apply?
View the job post here and write to Audrey via this link.
#2: Wu Song Capital – Venture Capital Intern
Website: wusongcapital.com
Allowance / Remuneration: $800 – 1,000 monthly
Job Qualifications
- Currently enrolled in a bachelor’s degree program in Economics, Business, Finance, or a relevant field from an accredited university
- Previous internship or coursework in finance, investment banking, consulting, or venture capital is a plus
Key Responsibilities
- Conduct market research and analysis to identify investment opportunities in target regions and sectors.
- Assist in screening and evaluating potential investment opportunities, including analyzing financial statements, business models, and market dynamics.
- Support the due diligence process by gathering and synthesizing information, conducting reference checks, and assessing risks and opportunities.
- Prepare investment memos, presentations, and other materials for internal discussions and investor meetings.
- Monitor and track the performance of portfolio companies, including financial metrics, key milestones, and market trends.
- Collaborate with the investment team to support various initiatives and projects to enhance operational efficiency and drive value creation.
How to apply?
View the job post here and write to Si Hui via this link.
#3: Mondays Made – Social Media & Marketing Intern
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Website: mondaysmade.com
Allowance / Remuneration: $800 – 1,100 monthly
Job Qualifications
- Current student or recent graduate in Marketing, Communications, Digital Media, or a related field.
- Proficiency in design tools like Canva, Adobe Creative Suite (Photoshop, Illustrator, Lightroom Classic, Premiere Pro), or other video editing software is a plus.
- Good command of written English
- A 6-month full-time commitment is preferred.
- Only Singapore-based applicants should apply.
Key Responsibilities
- Social Media Management: Assist in managing social media platforms including content planning, scheduling, and posting.
- Content Creation: Plan, style, film and edit on-brand content, including graphics, photos, videos, and stories, for social media and digital marketing campaigns.
- Blog Writing & SEO: Write compelling blog content optimized for SEO to drive organic traffic, boost search rankings, and showcase our brand’s story and expertise.
- Campaign Support: Assist in planning and executing marketing campaigns, promotions, and product launches.
- Event Support: Support retail and pop-up events, photoshoots, and other marketing initiatives.
How to apply?
View the job post here and send your resume and a brief cover letter to [email protected] with the subject line “Social Media and Marketing Intern Application – [Your Name].”
#4: Qurious Group Pte Ltd – Digital Advertising Assistant
Website: qurious-media.com
Allowance / Remuneration: $1,200 monthly
Job Qualifications
- Proficiency in English, both written and verbal
- Foundational knowledge of business and marketing principles
- Able to commit to a full-time internship for a minimum duration of six months
- Currently pursuing a degree in business, marketing, communications, or a related discipline
Key Responsibilities
- Assist in the development and execution of paid advertising campaigns on digital platforms, following strategic guidance. (Meta, Google, LinkedIn, TikTok, etc.)
- Read and comprehend campaign briefs to ensure alignment with project goals.
- Provide direction on copywriting to ensure messaging is clear and effective.
- Collaborate with the creative team to offer input on visual design, while primarily supporting the Creative Director’s vision.
- Review all creative materials, including copy and visuals, to ensure they align with campaign objectives and uphold brand integrity.
- Provide instructions for ad configuration to optimize performance.
- Monitor and analyze ad campaigns across advertising platforms, reporting on key metrics and performance indicators.
How to apply?
View the job post here and send your resume to this email: [email protected].
#5: Equinet Academy Private Limited – Digital Marketing Intern
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Website: equinetacademy.com
Allowance / Remuneration: $800 – 1,000 monthly
Job Qualifications
- Meticulous: High attention to detail for campaign setup, tracking, and reporting.
- Analytical Mindset: Strong analytical skills in interpreting data and optimizing campaigns.
- Creative Mindset: Ability to generate innovative ideas for engaging content and effective marketing strategies.
- Adaptability: Thrives in a fast-paced environment and can manage multiple tasks effectively.
- Proficiency in English: Excellent written and spoken English for clear communication across teams and channels.
Key Responsibilities
- Assist in planning, executing, and optimizing digital marketing campaigns across various platforms, including social media, email, search, and display.
- Participate in brainstorming sessions for campaign strategy and creative direction.
- Support the analysis and reporting of campaign performance and deliver actionable insights.
- Work on content creation and scheduling across multiple digital channels.
- Learn and apply best practices for SEO, SEM, and digital analytics to enhance campaign effectiveness.
How to apply?
View the job post here and write to Dylan via this link.
Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones and you may need to report physically to the office. For more details, contact the employer directly.